Insights on Business

JULY 20, 2018

IBM RegTech Innovations. Since the acquisition in 2010, IBM has continued to drive innovation and leadership in risk and compliance and industry leaders have taken note. When IBM acquired OpenPages in 2010, it was widely recognized as a pioneer and market leader in governance, risk and compliance software.

Risk Management 96

Risk Management Management Compliance New York City 96

PYMNTS

JANUARY 30, 2018

No one truly knows exactly where and how blockchain technology will make the greatest impact. Regardless of where blockchain makes its mark, what is certain is that corporates have to trust that a largely unfamiliar innovation will work the way it should; that means securely, efficiently and easily.

blockchain 144

blockchain Security Software Tools 144

PYMNTS

NOVEMBER 8, 2018

To that end, 7-Eleven said earlier this week that is debuting scan-and-go options at 14 of its Dallas-based stores, with the goal of bringing that technology to additional locations through 2019. Scan-and-go technology fit into the retailer’s overall business strategy by addressing a specific problem, said Singh.

Dallas 186

Dallas United States Mobile Samsung 186

PYMNTS

JULY 31, 2019

But sales of the flagship Galaxy S10 declined year over year in Q2, leading to a 42 percent drop in profit compared to the same period in 2018, even though revenue for Samsung’s mobile division increased 8 percent. Samsung plans to increase its market share in the technology to 20 percent by 2020. trillion won ($47.4

Samsung 139

Samsung Retail Mobile User Experience 139

PYMNTS

JANUARY 28, 2019

And the concept is not unfamiliar to customers who, according to recent data, are already receptive to mobile technology. From third-party apps like TwentyTables to the mobile technology of QSR chains such as Starbucks , technology is connecting restaurants with diners ready to place orders. The share of Starbucks’ U.S.

Mobile 153

Mobile Technology User Experience Online 153

Insights on Business

JULY 18, 2018

IBM RegTech Innovations. Since the acquisition in 2010, IBM has continued to drive innovation and leadership in risk and compliance and industry leaders have taken note. On July 16, Gartner published the 2018 Magic Quadrant for Integrated Risk Management* and IBM OpenPages was once again positioned in the leader’s quadrant.

Risk Management 70

Risk Management Compliance New York City Innovation 70

Insights on Business

DECEMBER 14, 2018

Therefore, Palacios says, the bank seeks to use technology in ways to minimize any disadvantage that a lack of physical stores might cause. He encouraged others not to focus on the AI, but rather the change in user experience that the company is trying to effect. Trust in the AI data and the innovation approach.

Las Vegas 155

Las Vegas Innovation Data Resources 155

PYMNTS

APRIL 30, 2018

It’s a thought that was triggered recently after reading and reflecting on recent developments across three innovations heralded as FinTech’s poster children — disruptors out to change the world and eat the proverbial lunches of incumbents they say are too big and too unmotivated to change. billion in 2018 growing to $1.1 Blockchain.

Fintech 183

Fintech blockchain Lending Digital Banking 183

Gonzobanker

FEBRUARY 3, 2020

Three cheers for the energy and innovation that cloud vendors are bringing to financial services contact centers. In 2018 I predicted. There are a variety of contributing factors, but the bottom line was a total lack of innovation and stagnant capabilities available to bank and credit union contact centers.

System 78

System Innovation User Experience Technology 78

Insights on Business

OCTOBER 12, 2018

I need an enterprise scale transformation approach powered by new technologies including cloud. Imagine you could accelerate the velocity of the business through information technology while saving 21% year over year on IT costs. But what is it and what are its real catalysts?

Innovation 87

Innovation Strategy Industry Technology 87

Insights on Business

FEBRUARY 13, 2019

The importance of the front office in the broader control framework was also reinforced by guidance on Jan 4, 2018 from the Federal Reserve Board (FRB), and the Financial Conduct Authority (FCA). How user experience design (UXD) is empowering the first line of defense, and enabling the business to realize the value of “owning” risk.

User Experience 79

User Experience Compliance Risk Management Training 79

PYMNTS

OCTOBER 25, 2017

When you’re an innovator and building out a vision for a new category like we are, there aren’t existing companies or products to model after. Actually, a new player, one of our Canadian bank partners, may take that title in 2018. Emerging mobile payment technologies can disrupt multi-billion dollar industries.

Mobile 100

Mobile User Experience Examples Millennials 100

PYMNTS

MARCH 23, 2018

In financial services today, security and innovation can work with each other, and against each other. FinServ cybersecurity is, of course, a prime target for innovation. At the same time, providers must ensure a positive, consistent customer experience. What is driving this trend?

Innovation 186

Innovation Security Customer Experience Technology 186

PYMNTS

APRIL 3, 2018

In an interview with PYMNTS, Domach said that “we are very early in the journey with voice technology, especially when it comes to final financial technology.”. Amid that balancing act, Fiserv has been working to bring a frictionless experience to financial services in a voice setting, said Domach.

Mobile 124

Mobile Fraud New Mexico Examples 124

PYMNTS

JANUARY 14, 2019

Aided and abetted by mobile devices, apps and payments and logistics innovations have substantially improved the consumer’s digital shopping experiences. At the same time, their in-store experiences have gotten less reliable. And it did so via a channel that was not at all conducive to a digital shopping experience.

Retail 198

Retail Online Mobile Data 198

Accenture

OCTOBER 18, 2019

First, renovate and scale payments technology to drive down costs and ensure that their bank-specific volume/value trade-off remains positive. Facial recognition at Ciudad BBVA restaurants allows diners to order food, pick it up without waiting in line, and pay for it without their wallets. ² in 2015 to $1.07 Read the report.

Industry 150

Industry Payments Survey User Experience 150

NCR

MAY 25, 2016

The disruption caused recently by the emergence of a wide range of new financial technology (Fintech) players has been a huge jolt for the banking sector, and reminded traditional players that they cannot afford to be complacent in the face of these competitors. The key theme behind many of these new developments is the notion of convenience.

Fintech 45

Fintech User Experience Innovation Strategy 45

PYMNTS

MARCH 8, 2019

PSD2 launched in January 2018 and has been active in the European Union for a little over a year now, meaning that banks, merchants and customers are becoming used to it and its accompanying data privacy law, GDPR. As we build new technology, we are thinking, ‘What is the new regulation that’s coming down the pipe?’

Lending 135

Lending Data Security Regulation 135

FICO

APRIL 19, 2018

FICO WORLD 2018, MIAMI, Florida. The innovations are designed to help support lenders with their digital transformations as retail banking continues to be shaped by the forces of mobile, cloud, analytics and big data. FICO ® World 2018 runs through April 19 in Miami Beach, Florida.

Miami 40

Miami Analytics Florida Management 40

PYMNTS

FEBRUARY 7, 2020

He said per reports, “The economic cost of building siloed systems in a world where citizens travel globally is really stupid, and where crime travels globally is even more stupid, and where technology is completely global is even three times more stupid.”. India’s Gaana Streaming Service Far Surpasses Apple, Spotify.

Google 123

Google Retail United States Online 123

PYMNTS

JUNE 14, 2018

Chillr’s goal was to make it easier for customers “to use mobile technology that is becoming more universal literally every day in India and then make it a starting point where a consumer can access everything they need. The firm brought in about $90 million in funding from investors as of 2018, as opposed to the approximately $7.5

Mobile 108

Mobile Payments User Experience Marketing 108

PYMNTS

JUNE 10, 2020

Getting the mobile experience right can be tricky, however, and various inconveniences have impeded users’ experiences for years. A 2018 study found that more than 50 percent of U.K. FIs must offer in-demand service channels or risk seeing their customers defect to competitors. Tapping Mobile KYC .

Mobile 130

Mobile Security Examples Study 130

PYMNTS

DECEMBER 10, 2018

Analysts at the time called this product “an historic opportunity” to bolster the merchant’s “corroding bottom lines,” and innovators rushed to build new applications to help them seize it. 2018: Same Song, Different Verse. And what was the product? No, not the iPhone, but that would be a good guess. It’s the decoupled debit card.

Branding 184

Branding Cards Payments New Jersey 184

CB Insights

MARCH 8, 2018

Banks in Fintech: what’s ahead in 2018. These startups “challenge” the traditional incumbent business model by charging customers transparent low fees, providing faster services, and delivering a better user experience through always-available digital interfaces. What we’re watching in 2018. First Name.

Retail 78

Retail Digital Banking Fintech Regulation 78

William Mills

MAY 9, 2018

Welcome to FinovateSpring 2018. Again another financial wellness platform using machine learning technology. How they describe their product/innovation: Project Finance is a personal finance application that shows users the future of their finances based on all the choices and decisions they’re making today.

Security 40

Security Samsung Strategy San Jose 40

Insights on Business

JULY 23, 2019

An innovative solution for IRM, recognized by analysts. IBM has been redefining GRC over the years through innovation and investment in new technologies—from Cloud to AI and analytics, to User Experience Design (UXD), to regulatory content and extensive domain expertise and advisory services.

Risk Management 87

Risk Management Compliance Management Software 87

Insights on Business

JULY 23, 2019

An innovative solution for IRM, recognized by analysts. IBM has been redefining GRC over the years through innovation and investment in new technologies—from Cloud to AI and analytics, to User Experience Design (UXD), to regulatory content and extensive domain expertise and advisory services.

Risk Management 70

Risk Management Compliance Management Software 70

PYMNTS

NOVEMBER 9, 2018

Yelp managed to gain no net new advertising customers – zero, zilch – during the third quarter of 2018. Third-quarter net income, meanwhile, increased nearly 88 percent, to $15 million in the third quarter of 2018, which the company said was its strongest net income in three years. The main problem?

User Experience 123

User Experience Innovation Conference Maine 123

Accenture

SEPTEMBER 30, 2019

Subway has rebuilt its operating model to continuously run tests on customer experiences to optimise the journey of purchasing a sandwich.¹ From changing the colour of a single button to revising promotional messaging, Subway converts test results into effective user experiences with the touch of a button.

Data 150

Data Customer Experience Analytics Case Study 150

PYMNTS

FEBRUARY 25, 2020

Chang’s rolled out its mobile ordering app in August 2018, but its rewards program has been in place since July 2015. This work is meaningless, though, if fraudsters can run amok in user accounts, and restaurants are not immune to emerging, innovative fraud. Cooking Up A Fresh App . The Secret Sauce Of Security.

Security 140

Security Mobile Chicago Trends 140

PYMNTS

FEBRUARY 27, 2018

Powering that transition, both online and at kiosk components, is CityBase, a GovTech company that focuses on self-service payment technology for state and local governments. It is more cost-effective for the city to administer” services in this way, he told PYMNTS, “and the city has more control over the user experience.

Course 100

Course Online Payments User Experience 100

PYMNTS

FEBRUARY 19, 2018

“Disruptive” is a common attribute, as is “innovative.” The implication, Gurukula said, is that developers must learn to build skills that understand and can respond to user intent. The top five submissions will get to pitch their skills at our Annual Awards Ceremony in April 2018. Elegance Meets Security.

Payments 125

Payments User Experience Security Examples 125

PYMNTS

APRIL 8, 2019

Card Payouts is a card-based, front end user experience that integrates with treasury banks’ existing infrastructure. A hundred forty-five years after money was first moved by wire transfer using the telegraph, money still travels relatively slowly – a surprise given all of the innovation that surrounds it.

Data 100

Data Payments Cards San Francisco 100

PYMNTS

APRIL 23, 2018

Physical retail is being disintermediated by a host of new players using digital technologies and data that further erode their relevance. In 1979, Sony introduced the Walkman , an innovation that made music both portable and personalized. In 2018, it’s a little bit of déjà vu all over again. Digital swamped physical.

Retail 117

Retail Maine Lending Software 117

CB Insights

OCTOBER 4, 2018

For one, in January 2018, Facebook CEO Mark Zuckerberg mentioned cryptocurrency when disclosing his annual project for 2018: “There are important counter-trends to [the rise of Big Tech] — like encryption and cryptocurrency… I’m interested to go deeper and study the positive and negative aspects.”. So what is Facebook’s strategy?

cryptocurrency 78

cryptocurrency blockchain Groups UX 78

CB Insights

JANUARY 8, 2019

The phone, watch, and medical device innovation. This is more conceivable thanks to the proliferation of FHIR (Fast Healthcare Interoperability Resources) technology, which looks to increase interoperability among hospitals, physicians, and other relevant parties. The phone, watch, and medical device innovation. ResearchKit.

Apple 78

Apple Data Industry Study 78

CB Insights

MAY 15, 2019

One popular approach: in-house financial innovation labs. We’ve created a list of finance innovation labs from some of the biggest names in the industry, as well as from newcomers looking to make a name through tech. We’ve written about corporate innovation theater before — and how sometimes corporate innovation goes wrong.

Innovation 78

Innovation blockchain Technology Groups 78