Gonzobanker

DECEMBER 19, 2017

Seriously, sit back with a pocket flask of Pappy Van Winkle, smoke a cigar (or your combustible of choice if you live in Colorado, California, Washington, Oregon, Nevada, Main or Massachusetts) and enjoy the 2017 GonzoBanker Awards. The Real “Lending” Stock Award – Goes to longtime player LendingTree. FinTech threats and distractions.

Conference 101

Conference Industry Community Bank Community 101

PYMNTS

FEBRUARY 7, 2019

6), with the announcement that the Consumer Financial Protection Bureau (CFPB) will overhaul a series of 2017 payday loan regulations, set to go into effect in August 2019. The next chapter in the ongoing saga that is payday loan regulation officially began yesterday (Feb.

Lending 100

Lending Regulation Online Leadership 100

Insights on Business

OCTOBER 10, 2017

At Sibos 2017 in Toronto IBM will show how we are empowering global banks by helping them digitally reinvent for tomorrow. Through our solutions in cognitive, cloud, payments and blockchain, IBM is guiding the financial industry through a period of unprecedented change – watch for IBM news from Sibos 2017 !

blockchain 87

blockchain Customer Experience Compliance Fraud 87

CFPB Monitor

AUGUST 20, 2019

Both letters criticize the Bureau’s conduct since its 2017 leadership change – which Brown characterized as “joined at the hip” with the payday lending industry – and cite the Bureau’s failure to challenge the stay of the payments provisions as contrary to its consumer protection purpose.

Compliance 87

Compliance Groups Ohio Texas 87

PYMNTS

JANUARY 2, 2019

The company will offer crowdfunding and lending as it tries to distance itself from a year of scandals, including the murder of two female passengers. The services include wealth management tools, credit, lending and crowdfunding for serious illnesses. Didi is backed by Uber, Apple and SoftBank.

Lending 183

Lending Leadership Apple America 183

PYMNTS

NOVEMBER 12, 2018

According to The Wall Street Journal ( WSJ ), the earnings losses follow an adjusted profit of $56 million in Q3 of 2017. Due to a tougher lending environment, Noto said he is trying to make SoFi’s lending business more efficient, while also expanding into areas like banking and investing. “We

Online 183

Online Lending Leadership Taxes 183

PYMNTS

FEBRUARY 11, 2019

As noted by Forbes , the study found that a minority — make that 26 percent — of regulatory agencies surveyed by the FSB actually have definitions of FinTech lending in place. Those definitions stretch across peer-to-peer (P2P) lending or marketplace lending, for example.

Fintech 195

Fintech Lending Regulation Survey 195

Gonzobanker

JUNE 18, 2018

We all figured it would happen sooner or later, and now it has – by Thoma Bravo , which, as part of the deal, merged MeridianLink with CRIF Lending Solutions’ ACTion, Synergy and Achieve divisions. CRIF Lending has been a solid competitor in the consumer LOS space. The post Thoma Bravo acquires MeridianLink/CRIF Lending.

Lending 60

Lending Leadership Community Bank System 60

Bobsguide

OCTOBER 7, 2022

Based at Finastra’s HQ in Paddington, Helen is a key member of the Finastra Executive Leadership Team, reporting to CEO, Simon Paris. Read more about the full Finastra Leadership Team here: Meet our Executive Team. the leading open platform for innovation, FusionFabric.cloud, in 2017. Global Head of PR. T +44 (0)7917 613586.

Leadership 122

Leadership Software Resources Lending 122

CFPB Monitor

FEBRUARY 19, 2019

The report represents the CFPB’s first semi-annual report under the leadership of Director Kathy Kraninger. Mulvaney’s leadership of issuing semi-annual reports that were substantially shorter than those issued under the leadership of former Director Cordray. The Bureau also found that entities satisfied (i.e.

Report 68

Report Leadership Lending 68

CFPB Monitor

FEBRUARY 5, 2020

As compared with the number of employees as of September 30, 2017 (which was 1,645 employees), the number of employees as of September 30, 2019 represents a reduction of 215 employees (13 percent decrease) over the two-year period.

Report 78

Report Lending Leadership Training 78

William Mills

APRIL 20, 2017

Tony Garritano from Progress in Lending held an Innovations Awards event at the London House which showcased seven companies in the mortgage industry that are leading the way in compliance, eClosings, appraisals and information management. The post MBA Tech 2017: Blockchain, APIs and Robots, Oh My!

blockchain 46

blockchain Detroit Conference Knowledge Base 46

PYMNTS

JUNE 13, 2018

Holdaway, who has an MBA from Harvard Business School, joins Barclays after 15 years at Capital One , where he held a variety of senior leadership roles in new business initiatives, internet acquisitions and partnership finance. The division processed more than £320bn in payments in 2017.

Capital 100

Capital Cards Delaware Payments 100

PYMNTS

MAY 16, 2018

It’s been a full year for SoFi , as the personal finance company attempts to get back on track after a 2017 that was, at best, tumultuous. Those efforts soon expanded into ancillary areas of lending, most notably mortgages and personal loans – and even talk that SoFi might make the leap to actually become an official bank.

Lending 100

Lending Course Comparison Leadership 100

CFPB Monitor

FEBRUARY 6, 2020

Since the Bureau’s lawsuit against the Think Entities was filed under former Director Cordray’s leadership, the settlement does not provide insight regarding Director Kraninger’s views on tribal lending or the Bureau’s enforcement of state usury laws. .

South Dakota 78

South Dakota North Carolina New Hampshire Company 78

PYMNTS

MARCH 18, 2019

Accordingly, we believe any federal proposal relating to the collection, use and protection of consumer data must preserve the role for state leadership in the areas of data privacy, security and control.”. The five-year statute of limitations on fraud or financial misconduct had been put in place by the Supreme Court in 2017.

California 122

California Data Security Regulation 122

PYMNTS

FEBRUARY 19, 2019

months in the first half of 2017. It also meant the loss of financial advice, local civic leadership and an institution that brought needed customers to nearby businesses,” Powell said last week , according to reports. months in the first half of 2018, from 5.6

Marketing 108

Marketing Community Community Bank Industry 108

PYMNTS

APRIL 9, 2018

The transition, which has reportedly been code-named Kalamata, remains in its infancy – though the broad stroke is said to have been approved by Apple’s executive leadership. That has included the launch of its consumer lending arm – Marcus – and its expansion into product financing with Apple. That was on top of another $3.4

Apple 140

Apple Cards Lending Report 140

FICO

SEPTEMBER 28, 2020

In 2017, he was named the Head of Enterprise Fraud Management, expanding his responsibilities to include consumer lending fraud, fraud strategies and fraud prevention. Jason has been with Citizens for three years, leading the Fraud Detection and Claims Operations teams since 2016. Join me at CBA Live.

Customer Experience 59

Customer Experience Fraud Strategy Compliance 59

Gonzobanker

DECEMBER 17, 2021

million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. Since 2017, ROAE has grown from 7% to approximately 20% and ROAA has increased from.82% Lifetime Leadership Achievement Awards. The Bank That Gets Fintech.

Fintech 147

Fintech Strategy Leadership Lending 147

CFPB Monitor

APRIL 11, 2022

A Connecticut federal district court has refused to dismiss claims filed by the CFPB against a mortgage company and three of its principals for alleged Truth in Lending Act (TILA), Mortgage Act and Practice (MAP) Rule, and Consumer Financial Protection Act (CFPA) violations.

Connecticut 78

Connecticut Company Regulation social media 78

PYMNTS

DECEMBER 3, 2016

I do not want any American to look back in 20 years and try to figure out how and why America’s banks lost the leadership position in financial services. The same audit that turned that data up also demonstrated that CEO Renaud LaPlanche had failed to disclose an investment stake in a firm in which Lending Club had invested.

Payments 100

Payments Los Angeles Lending Leadership 100

Independent Banker

JULY 29, 2016

It teaches bankers how to develop a compliance program, meet lending compliance requirements, and comply with deposit and marketing regulations. The ICBA Leadership Development Conference will take place Sept. The next annual ICBA Community Banking LIVE convention will take place March 15–19, 2017, in San Antonio, Texas.

Minneapolis 70

Minneapolis Community Bank Community San Antonio 70

PYMNTS

DECEMBER 9, 2016

Analysts say that investors’ wallets could be opening up as we enter 2017, though. Alt-Lending. The company said it plans to use the funding to expand its staff across leadership, sales and marketing positions and continue to develop its underlying technology. For startups, 2016 wasn’t the best year in venture capital.

Fintech 100

Fintech blockchain Capital Metro 100

PYMNTS

SEPTEMBER 30, 2016

Alternative Lending. After alternative lending’s stellar performance last week, another company has boosted the industry’s VC reputation. “Bpifrance believes in Kyriba’s vision and sees the opportunity for Kyriba to accelerate its global leadership position in cloud cash management solutions,” he said.

Capital 100

Capital blockchain Management Lending 100

PYMNTS

JANUARY 22, 2019

Could it be that the CFPB, under new Executive Director Kathy Kraninger , will be moving directly to eliminate the more controversial provisions of its payday lending rule? In April, Mulvaney sided with two payday lending groups that sued the CFPB in an attempt to invalidate the regulatory restrictions created by the new rules.

Lending 153

Lending South Carolina Regulation Groups 153

CB Insights

FEBRUARY 13, 2020

Leadership and board members. Business lending and corporate cards. Square has since expanded its offerings to standalone, integrated point-of-sale terminals, as well as a broader ecosystem of applications and services such as lending (Square Capital), payroll services (Square Payroll), and rewards (Square Loyalty).

Online 98

Online Company Retail Payments 98

Fintech Labs Insights

APRIL 20, 2017

Tavant VELOX enables hyperconnected lending, turning every element digital. Asthana heads product innovation and strategy for Tavant’s consumer lending product suite, VELOX. Mohammad Rashid, Vice President, Consumer Lending. Rashid heads consumer lending and capital markets at Tavant Technologies. Presenters.

Technology 13

Technology Lending Leadership Strategy 13

CFPB Monitor

DECEMBER 13, 2018

The CFPB has issued a new annual report covering its fair lending activities during 2017. Since Mick Mulvaney did not become Acting Director until the end of November 2017, the fair lending activities described in the report largely took place under former Director Cordray’s leadership.

Lending 92

Lending Report Regulation Leadership 92

Independent Banker

MARCH 31, 2022

We must also keep our focus on protecting the 2017 tax cuts and, as always, monitoring and confronting credit union overreach. Lucas White: We need to continue to differentiate community banks and educate policymakers on why tiered and proportionate regulation is necessary.

Community Bank 239

Community Bank Community Industry Texas 239

Gonzobanker

DECEMBER 22, 2020

Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. BCU has worked tenaciously to create a near-lights-out lending process with its consumer originations. The Experience Award Goes to BCU , Chicago.

Idaho 181

Idaho Community Industry Strategy 181

Independent Banker

JANUARY 31, 2022

ANB does “traditional lending in every aspect,” Edlund says, but commercial loans make up the majority of its loan portfolio. Edlund adds that ANB also does working capital lending, energy lending and real estate and development lending. Consumer mortgage and installment lending are in the mix as well.

Texas 182

Texas San Antonio Community Bank Community 182

CFPB Monitor

SEPTEMBER 11, 2018

The CFPB’s newly-released Summer 2018 edition of Supervisory Highlights represents the CFPB’s first Supervisory Highlights report covering supervisory activities conducted under Acting Director Mick Mulvaney’s leadership. Payday/title lending. Small business lending. On October 10, 2018, from 12 p.m.

Lending 68

Lending Policies Compliance Cards 68

CFPB Monitor

JULY 11, 2016

By a vote of 239-185 , the House of Representatives has approved a fiscal year 2017 appropriations bill that contains various provisions intended to curb the CFPB’s authority. The CFPB’s findings, together with its analysis and underlying data, must be published in the Federal Register.

Regulation 60

Regulation Study Leadership Report 60

CFPB Monitor

OCTOBER 14, 2019

The report represents the CFPB’s second semi-annual report under Director Kraninger’s leadership. As compared with the number of employees as of March 31, 2017 (which was 1,689 employees), the number of employees as of March 31, 2019 represents a reduction of 237 employees (14 percent decrease) over the two-year period.

Report 60

Report Leadership Lending Training 60

CFPB Monitor

DECEMBER 15, 2020

It represents the CFPB’s fourth rulemaking agenda under Director Kraninger’s leadership. Other items listed in the agenda on which the CFPB expects to take action before the end of this year and next year include: Business Lending Data (Regulation B). The Bureau released the panel report today. Artificial Intelligence.

Policies 78

Policies Regulation Data Lending 78

Independent Banker

AUGUST 31, 2021

The KSB Lends a Hand program took anniversary funds totaling $20,000 and distributed them to more than 100 local organizations. “We Among its digital innovations is an extensive library of application programming interfaces (APIs) that runs its customer platform and allows the bank to originate and service loans on online lending platforms.

Community Bank 196

Community Bank Community National Fresno 196