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House Financial Services Committee Chairwoman Waters sends letter to President-elect Biden with recommended rule rescissions and other actions

CFPB Monitor

The CFPB, under new leadership, should be directed “to aggressively protect consumers by enforcing the law.”. The CFPB should rescind the July 2020 rule that rescinded the underwriting provisions in its 2017 rule on Payday, Vehicle Title, and Certain High-Cost Installment Loans (2017 Payday Rule) and reinstate the 2017 Payday Rule.

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Fed Chairman Concerned Over Shrinking Bank Market

PYMNTS

months in the first half of 2017. It also meant the loss of financial advice, local civic leadership and an institution that brought needed customers to nearby businesses,” Powell said last week , according to reports. months in the first half of 2018, from 5.6

Marketing 108
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CFPB publishes Fall 2020 rulemaking agenda

CFPB Monitor

It represents the CFPB’s fourth rulemaking agenda under Director Kraninger’s leadership. Other items listed in the agenda on which the CFPB expects to take action before the end of this year and next year include: Business Lending Data (Regulation B). The Bureau released the panel report today. Artificial Intelligence.

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CFPB publishes Spring 2020 rulemaking agenda

CFPB Monitor

It represents the CFPB’s third rulemaking agenda under Director Kraninger’s leadership. Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z). Other items listed in the agenda on which the CFPB expects to take action this year include: Business Lending Data (Regulation B). Artificial Intelligence.

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Acquire or Be Acquired 2018: Breaks, Bulls and Business Models

Gonzobanker

Bankers understand that the recent passage of the Tax Cuts and Jobs Act of 2017 will markedly change shareholder and Street expectations. Banks have driven earnings by turning on the lending spigot in the past seven years, but with rates rising, funding has become the front and center strategic challenge for banks. 2: The Bulls.

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The Mother List of All Banking Books

Jeff For Banks

Inside the FDIC: Thirty Years of Bank Failures, Bailouts, and Regulatory Battles 2015 Louis D. Manias, Panics, and Crashes: A History of Financial Crises 2005 John Jay Knox Knox, John Jay A History of Banking in the United States 2017 Timothy Koch Koch, Timothy Bank Management (8th ed.) Giannini: Banker of America 1994 Richard X.

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2017 Banking Regulatory Predictions—Brace for a Sea Change

FICO

consumer lending market anticipated 2017 would be more of the same. While I won’t ever be mistaken for Nostradamus, amidst this regulatory sea change, I feel (relatively) confident in sharing with you my top regulatory compliance predictions for 2017. New FCC leadership will provide much-needed TCPA relief.