PYMNTS

OCTOBER 6, 2017

The small business loan market is oversaturated, she argued, creating a “FinTech credit bubble” that first showed signs of deflating as investors pulled out of some players like CAN Capital and LendingClub in 2016. Between market consolidation and partnerships with traditional banks, alternative lending is certainly already an in-flux market.

Lending 152

Lending Capital Marketing Report 152

PYMNTS

MAY 30, 2018

Financing of all sorts was on the downswing, and SMB owners began dipping into their own piggy banks before seeking a lending agreement. That finding comes care of data gathered by 12 regional Federal Reserve banks in a survey conducted over the third and fourth quarter of 2017. In the 10 years following the financial crisis, the U.S.

Lending 115

Lending Community Bank Survey Community 115

PYMNTS

FEBRUARY 13, 2020

Another $5 trillion comes from merchant settlement, marketplace payouts and alternative lending. Other, Individual presentations (with just three of the main markets noted below) delved into the market specific opportunities by region and country, detailing total addressable markets that stretch into the trillions of dollars.

Payments 163

Payments Regional America Cards 163

PYMNTS

JANUARY 25, 2017

Will 2016 once again present an explosion in alt-lending transaction value? According to Robert Wardrop, executive director of the Cambridge Centre for Alternative Finance, the upcoming report on the issue will look to answer that — though the financial value of alternative lending may not be the right question to answer this year.

America 100

America Lending Regulation Regional 100

PYMNTS

OCTOBER 1, 2018

The DOJ investigation centered on whether LendingClub had – between January 2009 to September 2010 – misled its FDIC-insured loan originator, WebBank , leading the bank to underwrite over 200 loans that did not conform to the bank’s lending requirements. The build-back from the revelations of 2016 was a bit more of a lengthy process.

Lending 135

Lending Fraud Management San Francisco 135

PYMNTS

APRIL 2, 2018

The financial institution currently targets the Caribbean with its banking services and, according to analysts, its financials remain strong despite natural disasters in the region. billion in 2017, though operating losses widened during that time. In February, alternative lending company TruFin, based in the U.K.,

US 112

US Capital Regional Analysis 112

BankUnderground

JANUARY 27, 2021

One key message stands out: banks that are more rooted in their market are much more likely to continue lending when faced with the economic fallout from such shock. Banks with access to central bank liquidity continued or even expanded their lending. A pandemic or natural disaster can impact lending in several ways.

Lending 70

Lending Study Marketing Capital 70

FICO

SEPTEMBER 28, 2020

Jason is responsible for consumer, commercial and small business fraud detection and strategies, fraud prevention, fraud claims investigation, billing disputes and recovery operations. Jason has been with Citizens for three years, leading the Fraud Detection and Claims Operations teams since 2016. Join me at CBA Live.

Customer Experience 59

Customer Experience Fraud Strategy Compliance 59

PYMNTS

JULY 8, 2016

The Asia-Pacific region undoubtedly led the way, with India securing the largest investment of the week (alternative SME lending) and other deals reaching Australia and China in the logistics, cross-border payments and SaaS segments. ” Alternative Lending. Check out our breakdown of all the deals below.

Capital 101

Capital Lending Industry Management 101

PYMNTS

DECEMBER 9, 2016

For startups, 2016 wasn’t the best year in venture capital. VCs used 2016 to manage costs, set priorities and valuations,” explained Rahul Khanna, managing partner at Trifecta Capital, in an interview with Business Standard published Wednesday (Dec. Alt-Lending. and the U.S. round out the rest of the investment activity.

Fintech 100

Fintech blockchain Capital Metro 100

Gonzobanker

MARCH 9, 2022

While both firms have strong underlying technology and development shops, neither Finxact nor Technisys has the functional requirements to service all consumer and commercial account types for most regional and community banks. And it doesn’t appear that either will have those capabilities anytime soon.

Financial Technology 134

Financial Technology Technology Fintech Community 134

Gonzobanker

APRIL 18, 2017

Commercial cash management/fee income (sixth in 2015, second for 2016 and 2017). Small business market share (fourth in 2015, third in 2016, and now eighth in 2017). As a former commercial lender, I love the focus and attention on commercial lending, but I also see the small business market as an exciting and dynamic segment.

Lending 60

Lending Strategy Management Marketing 60

William Mills

SEPTEMBER 9, 2016

William Mills Agency will be live blogging at Finovate Fall 2016. Demo: Customer Insight Dashboard for Regional Manager who can view their forward looking metrics such as customer attrition and look forward several quarters. International lending platform – Create opportunities for Investors. Average return of 13% per year.

social media 40

social media ATM Mobile Customer Experience 40

Jeff For Banks

APRIL 23, 2017

In 2016, we decided to ask our customers for feedback on their relationship with [Bank A]. We also believe there is a direct correlation between these customer quotes and our bank’s performance, and we’re very pleased to report that 2016 was an outstanding year for tangible results at [Bank A].

US 65

US Regional Marketing Branding 65

PYMNTS

NOVEMBER 22, 2018

But the seismic changes above just as easily refer to Brexit years after the historic 2016 vote marking a thumbs up to a historic divorce. It may be tough for smaller firms to come to market with new regulatory hurdles in place, or move operations. Empires and economic systems are transformed and borders redrawn, with global impact.

Fintech 156

Fintech Regulation Course Cards 156

PYMNTS

FEBRUARY 2, 2017

billion in unsecured consumer lending in December, but the actual number rose by a net of £1 billion. billion in unsecured consumer lending in December, but the actual number rose by a net of £1 billion. The numbers depict the first fall in the annual rate since July 2016 and the biggest halt since Dec. 2013, Reuters confirmed.

Fintech 100

Fintech Comparison New York Report 100

CB Insights

FEBRUARY 13, 2020

Business lending and corporate cards. Sigma aims to streamline business operations. Square has since expanded its offerings to standalone, integrated point-of-sale terminals, as well as a broader ecosystem of applications and services such as lending (Square Capital), payroll services (Square Payroll), and rewards (Square Loyalty).

Online 98

Online Company Retail Payments 98

CB Insights

AUGUST 17, 2017

In this briefing, we analyze the Southeast Asia venture capital landscape, macro trends affecting the region, where deals and dollars have trended and a look ahead at which areas might be primed for startup investment in the future. Over the last year, a number of P2P lending startups have raised investment to try and help fill the void.

Fintech 36

Fintech Comparison Lending Capital 36

CB Insights

FEBRUARY 1, 2019

Two that are already seeing lots of activity are payments and lending. Another player in the mobile wallet battle is T-Cash, the e-wallet service of Indonesia’s largest mobile operator Telkomsel, which recently opened up its e-wallet to the customers of rivals. in premiums in 2016. in loans in 2018 vs. $182M in 2017.

Policies 61

Policies Lending Operations Examples 61

CB Insights

DECEMBER 4, 2019

Through trial and error, the company has set up key financial pillars across payments, cash deposits, and lending. Despite charging lower fees, the company failed to gain enough traction with merchants who feared giving Amazon detailed data on their overall business operations. Amazon Lending. Amazon’s Next Financial Pillar.

Cards 101

Cards Lending Strategy US 101

CB Insights

MARCH 8, 2018

The UK, in particular, has seen the most challenger bank activity compared to other regions, as a result of progressive regulations enacted to promote competition and break up the banking monopoly. Atom Bank, for example, launched a savings account and SMB lending after regulatory approval. That has proven prescient.

Retail 78

Retail Digital Banking Fintech Regulation 78

Gonzobanker

SEPTEMBER 10, 2019

After lining up a series of regional bank and mid-large credit union signings over the past few years, Kony more recently acquired Umpqua Bank’s Pivotus Ventures to bring on Engage (in Umpqua parlance, formerly known as “BFF” and now “Go To Banking”), another non-transactional means of engagement that channels the mashup of service and sales.

United States 88

United States Texas Austin Kansas City 88

PYMNTS

OCTOBER 29, 2018

million) in 2016 to 568.7 The Chinese mainland market is a tough place to operate. Some of the many specific solutions it provides is point-of-sale (POS) lending, wealth management, personal installment lending, small and medium-sized business (SMB) lending, insurance products and payments solutions.

Lending 167

Lending Risk Management Data Marketing 167

Tomorrow's Transactions

FEBRUARY 15, 2016

Are central banks artefacts of the Industrial Revolution, like canal networks or newspapers, or are they indispensable to the operation of the modern economy? In the current year seigniorage will be in the region of only 500 million or so. To be honest, I tend to the more revolutionary perspective. Alternative finance.

Industry 39

Industry Maine System Payments 39

CB Insights

DECEMBER 7, 2017

As of September 2016, that share dropped to 21%. In 2016, non-bank lenders like Quicken Loans accounted for six of the top 10. Quicken Loans founder Dan Gilbert’s innovation in mortgages was to assign regional-specific loan application reviewers, who familiarized themselves with the regulations of certain geographies.

Millennials 69

Millennials Lending United States Technology 69

PYMNTS

DECEMBER 2, 2019

Launched in 2016, Mercado Crédito offers credit to clients of its parent company, as well as to customers using its online payment platform, Mercado Pago , in Brazil, Argentina and Mexico. The Goldman Sachs loan won’t be used to finance lending in Brazil. “We

Lending 130

Lending America Capital Regional 130

CB Insights

MAY 23, 2019

Companies wishing to sell health insurance are required to comply with stringent state-by-state licensing requirements to ensure patient safety — and it was these compliance regulations that human-resources software provider Zenefits knowingly circumvented in 2016. The Outcome.

Fraud 78

Fraud Las Vegas Company Video 78

Fintech Labs Insights

DECEMBER 20, 2016

San Francisco’s Juvo lives up to that name by empowering consumers with a single identity with which to access financial services across the globe—a slick trick in relationship building that endears mobile operators to their clients as well. Juvo showcased real-time Identity Scoring technology at FinovateFall 2016.

San Francisco 12

San Francisco Mobile Operations Regional 12

Fintech Labs Insights

MAY 17, 2017

What makes the nCino Bank Operating System the cloud banking solution of choice for a growing number of financial institutions (including “more than 130 FIs of all asset classes and from multiple countries” in the words of nCino CMO Jonathan Rowe)? Company Facts. Founded in 2012. Headquartered in Wilmington, North Carolina.

System 14

System Operations North Carolina Compliance 14

Fintech Labs Insights

MAY 17, 2017

What makes the nCino Bank Operating System the cloud banking solution of choice for a growing number of financial institutions (including “more than 130 FIs of all asset classes and from multiple countries” in the words of nCino CMO Jonathan Rowe)? Company Facts. Founded in 2012. Headquartered in Wilmington, North Carolina.

System 13

System Operations North Carolina Compliance 13

Gonzobanker

DECEMBER 19, 2016

What words describe 2016 GonzoBankers? We hope you enjoy our take on the good, the bad and the bigly of 2016. . The 2016 Headline That Will Give You a Headache – “Wells Fargo CEO Says the Ethics Hotline Was Mostly Ethical.” Or the need to take market share in a slowest growth region? THE BANKING AWARDS.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

What words describe 2016 GonzoBankers? We hope you enjoy our take on the good, the bad and the bigly of 2016. . The 2016 Headline That Will Give You a Headache – “Wells Fargo CEO Says the Ethics Hotline Was Mostly Ethical.” Or the need to take market share in a slowest growth region? THE BANKING AWARDS.

Utah 60

Utah System Community Marketing 60

CB Insights

MAY 15, 2019

Founded: 2016. DBS leaders expect to see more than 5,000 people actively innovating DBS’ services and operations at DAX each year. It operates two labs, one in Washington DC and the other in New York City, which focus on ventures that can have a significant business impact in the short term (from six months to three years).

Innovation 78

Innovation blockchain Technology Groups 78

PYMNTS

DECEMBER 11, 2017

But why then, you might ask, are so many pure-play eTailers, whose target audience is the millennial — like The RealReal and Rent The Runway , new marketplaces like OfferUp , deal aggregators like Groupon , alt lenders like SoFi and alt lending platforms like LendingTree — buying pricey blocks of airtime on CNN and CNBC to promote their brands?

Millennials 109

Millennials Video Maine Operations 109

CB Insights

AUGUST 20, 2017

Game Changing Companies 2016. Endless Mobile is a computer and operating system tailor-made for the developing world where a reliable Internet connection can be hard to obtain. Here are 38 companies targeting those opportunities around the globe. Total Disclosed Funding: $274.4M. Endless mobile. Total Disclosed Funding: $42.1M.

Company 60

Company Community Capital Mobile 60

CB Insights

OCTOBER 31, 2017

2016 Third Update (11/8/16). 2016 Second Update (7/28/2016). 2016 First Update (2/15/2016). BTCjam, a P2P marketplace launched in 2012 to borrow and lend using bitcoin, announced the company has made “the difficult decision” to close up shop, according to multiple news sources. 2017 Third Update (10/31/17).

Company 78

Company US San Francisco Capital 78

PYMNTS

OCTOBER 14, 2016

Since launching Instant Delivery, UberEATS has significantly expanded from allowing people in downtown to pick four to five meals during the lunch hour to offering thousands of items at all hours of the day and throughout the Puget Sound region. We’re just saying, “unavoidable” might be putting too fine a point on it.

Apple 100

Apple Course Samsung San Francisco 100