South State Correspondent

MAY 18, 2022

In two recent articles, we reviewed the banking industry’s deposit behavior with regard to cost of funding earning assets (COF) ( HERE ), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle ( HERE ). A graph for SouthState Bank appears below.

Community Bank 195

Community Bank Community Analysis Industry 195

PYMNTS

JULY 27, 2018

National Counterintelligence and Security Center (NCSC), titled “The Foreign Economic Espionage Report,” warns that cyber attackers could infiltrate the software supply chain, and pointed to China, Russia and Iran as the most capable of such an event. A report by the U.S.

Community 104

Community US Software National 104

PYMNTS

MAY 12, 2017

According to Director of National Intelligence Daniel Coats, smart devices are more than an attractive target for hackers for profit — they could also be the launching ground for attacks on U.S. intelligence efforts in the future. “Russia is a full-scope cyber actor that will remain a major threat to U.S. .”

National 101

National Security US Community 101

PYMNTS

JUNE 17, 2019

The dispute over the Office of the Comptroller of the Currency ‘s (OCC’s) national bank charter, which became available to FinTech firms last year, has reportedly caused technology conglomerates to shy away from a tool that aims to provide nonbank firms with a more streamlined way to operate on a national level.

Google 142

Google National Fintech Regulation 142

PYMNTS

JANUARY 23, 2020

The actions announced by the OCC today reinforce the agency’s expectations that management and employees of national banks and federal savings associations provide fair access to financial services, treat customers fairly, and comply with applicable laws and regulations,” Comptroller of the Currency Joseph Otting said.

Community Bank 185

Community Bank Regulation Community Meeting 185

PYMNTS

APRIL 30, 2018

National Small Business Week is this week in the U.S., and finance experts are celebrating with new data on the state of the entrepreneurial community. But analysts from Bank of America, Square, Navcom and the National Association for the Self-Employed warn that challenges for some SMBs have reached new heights, too.

Taxes 144

Taxes America National Community 144

CFPB Monitor

FEBRUARY 15, 2017

The FTC has sent a letter to the CFPB summarizing the FTC’s debt collection activities in 2016. The letter is intended to provide the CFPB with information for its annual report to Congress on the federal government’s FDCPA activities. The letter’s centerpiece is the FTC’s description of its enforcement activities.

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Conference Policies Community National 68

Jeff For Banks

JULY 13, 2023

But can it be for the community banks that would covet the customers that make up the $1.9 Wells Fargo was slapped with a similar CO back in 2016, while they were third in the nation in deposit market share. Not a red-letter day for BofA. trillion in BofA deposits? If past is prologue, we shouldn't get too excited. I hope so.

Cards 78

Cards Community America Community Bank 78

PYMNTS

FEBRUARY 19, 2019

The average merger review time at the Office of the Comptroller of the Currency (OCC) declined between 2016 and 2018, too, reports in The Wall Street Journal said. ” Other critics have raised the issue that the OCC is advising examiners to take community group concerns into consideration separately from their M&A approval processes.

Marketing 108

Marketing Community Community Bank Industry 108

PYMNTS

JANUARY 23, 2020

The actions announced by the OCC today reinforce the agency’s expectations that management and employees of national banks and federal savings associations provide fair access to financial services, treat customers fairly, and comply with applicable laws and regulations,” Comptroller of the Currency Joseph Otting said.

Community Bank 136

Community Bank Regulation Community Meeting 136

CFPB Monitor

SEPTEMBER 19, 2016

In a new blog post , the CFPB states that recent research “underscores the disproportionate impact of student debt on communities of color.” Culhane, Jr. The NCLC lists various types of “borrower outcome data” it wants the ED to track, analyze by race, and report (e.g.,

Community 60

Community National Data Mobile 60

Independent Banker

JULY 31, 2022

Observing the gap in pandemic relief in south Florida due to a lack of local community banks, a trio of banking veterans teamed up to form a digital-first community bank—and were granted a charter in record time to support local businesses. from 2016 until its sale in 2018. By Katie Kuehner-Hebert. Name: Locality Bank.

Florida 91

Florida Community Bank Community FDIC 91

PYMNTS

APRIL 16, 2020

Instacart and Costco first teamed up in 2016 to let customers have the chance to receive deliveries of household goods and groceries. As it stands, Instacart partners with over 350 local, regional, and national retailers to provide delivery from over 25,000 stores.

Illinois 161

Illinois California Washington New York 161

PYMNTS

DECEMBER 16, 2019

government affairs and public policy, said in a letter to the Fed that Google “worked closely” with the National Payments Corporation of India (NPCI) to build Google Pay for the Indian market. NPCI, the payment regulator governed by the Reserve Bank of India (RBI), launched real-time payments in 2016.

Google 144

Google System Payments Study 144

PYMNTS

NOVEMBER 8, 2018

Tax evasion is nothing more than theft against the community,” Prosecutor Eric Russo told the court, according to Reuters. The PNF (National Financial Prosecutor’s Office) has not provided details of the irrational way these amounts were calculated.

Taxes 128

Taxes Fraud New York Community 128

CFPB Monitor

MARCH 30, 2020

This section further extends to the National Credit Union Administration (NCUA) the authority to increase to unlimited the share insurance coverage it provides on any noninterest-bearing transaction accounts to federally insured credit unions. Section 4012 – Temporary Relief For Community Banks.

Regulation 122

Regulation United States Community Bank National 122

PYMNTS

SEPTEMBER 18, 2019

The National University of Ireland (NUI) said the drone traveled from Connemara Airport to Inis Mór, which is connected to the Aran Islands. Drone delivery , according to Hyo-sang Shin from Cranfield University’s Centre for Autonomous and Cyberphysical Systems, could change how healthcare is provided in remote communities.

Community 116

Community National Regulation System 116

PYMNTS

DECEMBER 5, 2018

India saw a busy year in B2B FinTech as the small business (SMB) community continued to demand enhanced financial services. The nation continues to push against cash in favor of digital payments, while both the government and private sector continue to fuel FinTech innovation.

Innovation 171

Innovation Survey Operations Community 171

PYMNTS

MARCH 11, 2020

And Chipotle Mexican Grill started to provide three paid sick days beginning on day one of employment in 2016. The virus is reportedly decelerating in China, where it started late last year, but it is accelerating in other nations, per organization officials, as cited in the report.

Apple 153

Apple Policies National Kentucky 153

PYMNTS

OCTOBER 24, 2016

92% of South African SMEs are planning for growth next year , found a new report by the National Small Business Chamber (NSBC). Its 2016 National Small Business Survey signals widespread optimism across the nation’s small business community, despite economic challenges.

Payments 100

Payments National Regional Survey 100

PYMNTS

JUNE 14, 2018

million, in 2016 alone. with more than 16,800 victims recorded in 2016. A new report from The National Cybersecurity Society (NCSS) published this week warns that business identity theft is an emerging threat for entrepreneurs and executives. But individual consumers aren’t the only victims of identity theft.

Fraud 109

Fraud Taxes Resources National 109

PYMNTS

FEBRUARY 7, 2019

tax reform led to much chatter and some confusion about exactly how changes would impact the nation’s small businesses (SMBs). Department of Treasury finalized rules that apply to SMBs on qualifying for a 20 percent tax deduction, with the National Federation of Independent Business (NFIB) applauding the initiative. percent rate.

Taxes 122

Taxes Lending National New York 122

PYMNTS

SEPTEMBER 4, 2019

The program launched toward the end of 2016 , but so far only 1,700 businesses have been referred to alternative providers of capital under the program, reports noted. The Times reported this week that fewer than 800 businesses were referred to an alternative lender under the scheme, leading to just $19.36 A total of $38.7 A total of $38.7

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Data Operations Community National 109

PYMNTS

APRIL 21, 2017

As such, the United Nations–based Better Than Cash Alliance conducted a study that closely examined two of the largest digital payments enablers, which are both based in China. trillion in digital-based payments during 2016. Through this study, it was found that these two entities, Alipay and WeChat Pay, were responsible for $2.9

social media 106

social media Study Community National 106

Independent Banker

NOVEMBER 30, 2021

Premium benefits packages, professional development and TLC during the pandemic—this year’s winners do everything in their power to keep their community bankers happy and fulfilled. We asked both leaders and staffers to tell us what makes their community banks stand out as employers. Key Community Bank: Leading by example.

Community Bank 164

Community Bank Community Texas Leadership 164

PYMNTS

MARCH 24, 2017

Chicago’s FinTech and Payments sectors saw 32 startups in 2016. Here is an excerpt of the conversation: PYMNTS: Can you describe your personal and professional experience with the tech community in Chicago? As a company, Occly is closely involved with the Chicago tech community. Chicago has 2200+ startups and tech companies.

Chicago 114

Chicago United States Community Illinois 114

PYMNTS

JANUARY 25, 2018

Terms of the deal were not disclosed, but TechCrunch noted that AND CO has raised $2 million in seed funding, with Thrive Capital leading the round back in 2016. Fiverr marketplace lists millions of gigs, across more than 100 categories and from over 200 nations worldwide.

Tools 101

Tools Capital Online Community 101

PYMNTS

MARCH 8, 2016

billion global remittances in 2016. These women have attained higher education and have lower overall employment rates than men, a pattern observed globally as well as across developed nations,” Western Union wrote in its tribute. Western Union’s stats note that women alone are projected to move $300.6

National 100

National Compliance Community Strategy 100

PYMNTS

FEBRUARY 14, 2017

Secretary of State Greg Clark will make the final decision on who takes up the post, reports said, who will collaborate with various members of the business community, including the Federation of Small Businesses (FSB). 2016, while the government agency hasn’t given word on when the issues may resolve.

Payments 100

Payments Community National System 100

PYMNTS

MAY 9, 2016

The firm published its 2016 Small Business Fraud Report , emphasizing the risks that small businesses face in back-office fraud. 69% of small business owners are optimistic about the year ahead , found Chase for Business in its 2016 Business Leaders Outlook report. Dive into the data below to make up your own mind. .

America 100

America National Capital Survey 100

Independent Banker

APRIL 28, 2016

I have served on the audit committee (yes—we are thoroughly audited) for the past three years and will be serving on the budget committee in 2016. Finally, I focus on economic news in our markets, which include five communities south of Houston. We are staffed by 100 employees, who are very involved in their communities.

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Dallas Texas Houston Community 131

PYMNTS

MARCH 18, 2016

A new report from Coface found that the issue has permeated China’s business community, too. The results, released Thursday (March 17), pointed to slowing economic growth in the country as compounding this issue, which could lead to worse problems for 2016 and beyond. “It

Payments 100

Payments Survey National Analysis 100

Independent Banker

AUGUST 9, 2016

Community banks should evaluate solutions that align with their service-oriented traditions and bring value to customers throughout their communities. If unable to support in-house marketing teams, community banks should look for a program that offers branded marketing support. Retrieved April 19, 2016, from [link].

Community 70

Community Millennials Community Bank America 70

Independent Banker

JANUARY 26, 2016

With the ICBA Community Banking LIVE® conference just around the corner, I can’t help but think about how lucky we are as community bankers to have such amazing networking and education opportunities throughout the year—both in person and at our fingertips. Not only that, the convention makes us better community bankers too.

Conference 70

Conference Community Community Bank Resources 70

Independent Banker

JULY 29, 2016

The demand for professional development opportunities for community bankers has never been greater. Last year Community Banker University’s eight certification programs provided more than 4,000 community bankers with highly tailored training.

Minneapolis 70

Minneapolis Community Bank Community San Antonio 70

PYMNTS

SEPTEMBER 10, 2018

According to the companies , the ARMH framework creates a broad area of care ranging from emergent and stabilizing acute-care settings to community-based services and support that are essential to managing patient needs in a chronic disease model. In late 2016, the U.S.

System 100

System Payments America Study 100

Independent Banker

DECEMBER 13, 2015

As community bankers, supporting local small business is second nature for generations and will continue to work for generations to come. Even though we as community bankers support small businesses every day of the year, the holidays provide us with a unique opportunity to put small businesses and our communities front and center.

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Community Bank Community social media Ohio 70