CFPB Monitor

AUGUST 3, 2015

The CFPB has issued its 2015 Plain Writing Act Compliance Report. As it did in previous PWA reports, the CFPB states in the new report that it has adopted plain language “as a core principle” for all of the CFPB’s printed and online consumer-facing content.

Compliance 60

Compliance Report Taxes Examples 60

PYMNTS

JANUARY 24, 2017

Except that they can’t, because it’s not like they can buy a car online easily or reliably. software to let car buyers shop for a Ford or Lincoln car and secure a loan online through its dealers’ websites. in August to simplify the process of finding a vehicle and getting an auto loan online.

Online 100

Online Lending New York Taxes 100

PYMNTS

FEBRUARY 10, 2020

Investments by Baidu, Alibaba and Tencent peaked in 2015 at $4.7 In the fourth quarter of 2019, companies paid on average $84,116 to get their files back from online thieves. Amazon (And Others) Brace For India’s New eCommerce Tax. India has levied a new tax on eCommerce companies and platforms.

US 142

US Taxes Millennials Payments 142

PYMNTS

FEBRUARY 21, 2017

Following the 2013 policy reform by the Chinese government, which reduced duty tax on overseas goods, it’s no surprise there’s been an uptick in online purchases. The main two categories that have garnered the most attention for Chinese consumers have been cross-border eCommerce and online food sales. Here are the numbers: $17.22

Data 100

Data Taxes Maine Online 100

PYMNTS

AUGUST 29, 2017

India’s largest online travel company, MakeMyTrip, is entering the business-to-business (B2B) space with the launch of a new solution for corporate travel. The nation’s second-largest travel operator, Yatra Online, recently acquired Air Travel Bureau, a corporate travel service provider, to strengthen its B2B services.

Marketing 108

Marketing Taxes Online Cards 108

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Specifically, the Collisons aimed to more seamlessly connect online businesses and payment processors, allowing more businesses to accept online payments.

Online 98

Online Company Retail Payments 98

PYMNTS

DECEMBER 2, 2019

million tax-exempt groups active in the U.S., trillion in expenses in 2015. These organizations need to demonstrate to donors and community members that donations were spent appropriately to retain tax-exempt statuses and encourage future donations. . There are approximately 1.56 The agency found these nonprofits generated $2.5

Management 141

Management Taxes Groups Regulation 141

PYMNTS

FEBRUARY 8, 2019

7) that adjusted earnings before interest, tax, depreciation and amortization (EBITDA) will grow 10 percent to 15 percent this year, according to Bloomberg. Expedia acquired HomeAway in 2015, and has spent the last three years improving the site’s technology, and increasing its online offerings. in New York.

New York 142

New York Conference Taxes Online 142

PYMNTS

MAY 25, 2016

2015, online fraud is forecast to explode from an estimated $3.1 billion in 2015, to $6.4 Retailers face a daunting task managing the complexity of payment processing, taxes, duties and fraud, while delivering a frictionless customer experience.”. “But it’s not just eCommerce that is growing. percent industry average.

Fraud 109

Fraud Taxes Retail Tools 109

PYMNTS

APRIL 30, 2018

According to Bank of America head of small business Sharon Miller, this marks the highest level of optimism among SMBs since 2015. Eighty-three percent of SMBs said they don’t completely understand the new tax law and how it will impact their business, according to the National Association for the Self-Employed.

Taxes 144

Taxes America National Community 144

PYMNTS

DECEMBER 30, 2019

The low growth in consumer spending since 2015 has meant that the growth in online sales has come at the expense of the high street.”. government said it would increase retailers’ discounts in England and review the tax to lower overall rates. Joshua Bamfield, director of the CRR.

Retail 132

Retail Study Taxes Groups 132

PYMNTS

MARCH 17, 2017

Alibaba-backed Paytm, the India-based mobile payments company, is expanding by rolling out a mobile bill and tax payment tool for consumers in Canada. Users are also able to use the app to pay for insurance and property taxes. If it does that, it will greatly surpass what its rivals are selling online.

Taxes 102

Taxes Mobile Report Tools 102

PYMNTS

NOVEMBER 15, 2016

In a recent column featured in Forbes , the thinking goes that online retail has managed to disrupt the lives of many a brick-and-mortar retailer. There’s another existential threat here, as online retailers must grapple with other online retailers. Is Overstock an overvalued stock? Some numbers belie the pressures at hand.

Retail 100

Retail Bitcoin Taxes Online 100

PYMNTS

APRIL 3, 2018

In fact, since 2015, just six U.S.-listed In addition, shares in online lenders LendingClub and OnDeck Capital were recently down 86 percent and 77 percent, respectively, from their IPO prices. Sources also said that GreenSky could attempt to raise $1 billion, which would be a rare feat. which valued the company at nearly $4.5

Lending 116

Lending Fintech Atlanta Capital 116

PYMNTS

JUNE 29, 2016

The Bureau of the Fiscal Service announced today (June 29) that Amazon Payments will soon be a digital payment option for consumers needing to make an online payment to the federal government. ” In 2015, PayPal and Dwolla were added as digital wallet options for Federal Government payments. . federal government.

Payments 105

Payments Taxes Customer Experience Online 105

PYMNTS

JULY 3, 2018

Some economists say tax reform is also likely to boost the nation’s SMB population. NDP Analytics found that small business lending by the nation’s top-five online lending providers jumped 50 percent between 2015 and 2017.

National 109

National Analytics Lending Survey 109

PYMNTS

MAY 5, 2016

Amazon Business — which first launched on April 28, 2015 — offers those organizations some of the same shopping benefits that it does individual consumers, such as two-day free shipping on orders of $49 or more, as well as additional features, notes Reuters, like exclusive pricing, discounts for buying in bulk and tax exemptions.

San Diego 100

San Diego Illinois United States California 100

Abrigo

JANUARY 27, 2017

When it comes to the ease of the borrowing experience, most financial institutions are neglecting the online experience. According to a 2015 study from Barlow Research, 82.1 percent of banks surveyed do not offer the ability for business borrowers to submit a loan application online. Further, only 7.7

Online 150

Online Capital Software System 150

PYMNTS

FEBRUARY 12, 2018

Owned and operated by Ant Financial Services Group, Alipay is the world’s largest online and mobile payment platform. Alipay was introduced in South Korea in 2015, and is now available at various merchants around the country. Users can even receive an instant tax refund at four major airports in the country.

Mobile 101

Mobile Taxes Regional National 101

PYMNTS

DECEMBER 16, 2016

Back in December 2014, the online lender took to the public markets, raising $200 million, and soon out of the gate the shares were fetching $23, before crashing, like other firms in the space, to busted IPO status. The slide since June 2015 has been almost a straight line down, with shares reaching a recent nadir of $3.64

Lending 100

Lending Online Taxes Capital 100

PYMNTS

AUGUST 9, 2017

Excluding UniRush, organic revenues were up 12 percent year over year — the first time that metric had been up double digits since the second quarter of 2015. million, tied in part to a stronger tax season and tax processing activities up 20 percent. . Top line was $222.5 million versus the Street at $208.6

Cards 100

Cards Apple Taxes Millennials 100

Banking 2020

NOVEMBER 25, 2015

China has introduced new draft rules that are intended to tighten regulations governing online payments in the country. China has rapidly become one of the world’s largest markets for online payments, driven by its burgeoning middle class, the growing proliferation of smartphone and tablets, and much improved mobile data coverage.

Regulation 40

Regulation Online Marketing Payments 40

CFPB Monitor

JANUARY 14, 2016

For consumers who plan to take a lump-sum payout, the guide also provides advice on detecting errors in the payment calculation, consideration of future needs, planning for tax consequences, and avoiding frauds and scams. The tool allows consumers to estimate how much they can expect to receive in benefits at different ages.

Taxes 60

Taxes Tools Fraud Security 60

MyBankTracker

OCTOBER 15, 2020

The best part is, understanding these terms could save you money on your taxes. As always, consult a tax professional about advice specific to your situation. There are a lot of tax terms in there, so let’s break them out. For example, let’s say you bought a share of Company A on January 1, 2015 at $100.

Capital 52

Capital Taxes Examples Exercises 52

PYMNTS

SEPTEMBER 6, 2019

It’s another thing to walk the walk, especially when it comes to giving sellers the chance to gain new revenue via online marketplaces and new markets. million merchants, whereas in September of 2015 that number was only 392,000. Report: The Risky Business Of Navigating Online Sales Tax For Merchants.

Innovation 116

Innovation Payments Apple United States 116

PYMNTS

APRIL 27, 2016

There are issues of transaction security, criminal elements, tax evasion, free flow of capital, access to goods and services and the ability to fully participate in the global economy. In Colorado alone, pot is expected to pour an estimated $120 million in tax revenue into state coffers this year.

Taxes 100

Taxes Colorado Alaska Cards 100

PYMNTS

FEBRUARY 27, 2018

and the Tax Reform Act of 1976 gave many tax incentives to homeowners who decided to restore their homes. Online Directories. Bed and breakfasts were able to better compete with hotels by posting listings on online directories. The National Historic Preservation Act of 1966 fostered historic preservation in the U.S.,

Taxes 101

Taxes Denver National Online 101

PYMNTS

SEPTEMBER 21, 2016

consumers via online marketplaces, but there’s a language barrier during these transactions. And much of this activity is being fueled by Chinese merchants, who Amazon has said doubled global sales on its marketplace in 2015. Besides the shipping costs, we also had to cover the duty tax for shipping goods into China.

US 100

US Retail Taxes System 100

PYMNTS

APRIL 12, 2019

With the additions, Prime delivery is now online in 75 U.S. Founded in 2015, the warehouse robotics firm is best known for developing a fully autonomous cart system, according to reports. 2: People in Glass Houses Should Pay Taxes. Hey retail competitors out there (you know who you are) how about paying your taxes?”.

Taxes 100

Taxes Retail Columbus Operations 100

BankUnderground

MAY 22, 2024

It is calculated by taking a household’s mortgage payments (including interest and principal) and dividing them by their pre-tax income. The results have four major implications: If a household does not spend more than around 15% of their pre-tax income on mortgage payments, a higher DSR does not increases their risk of payment shortfalls.

Survey 55

Survey Lending Policies Analysis 55

Fintech Labs Insights

JANUARY 25, 2022

When I started reporting on the space in the mid-90s, I thought banks would end up delivering the bulk of basic accounting functions through their online banking programs. Challenger Accounting/Bookkeeping Online Providers in the United States. TaxBit (Crypto tax specialists) FAB Score = 181. – Founded: 2015. 25 Jan 2022.

San Francisco 15

San Francisco Online Detroit Houston 15

PYMNTS

JUNE 21, 2018

And economists Alan Krueger and Lawrence Katz calculated that 94 percent of all jobs created between 2005 and 2015 were some form of “alternative,” impermanent opportunities, including freelance, contract and temp agency work. “If you go into a traditional bank in the U.S.

Software 142

Software Marketing System Data 142

PYMNTS

SEPTEMBER 26, 2019

consumers, Lookiero is probably not all that familiar a name, as the Spain-based firm founded in 2015 operates entirely in the European Union — specifically in the U.K., Once you cross the border the taxes are different, logistics are different, you have to adapt to all of that. For most U.S. We are not like the states in the U.S.,”

Course 116

Course Marketing Data Taxes 116

PYMNTS

MAY 1, 2019

The online lending marketplaces participating including Funding Options, Funding Xchange, Business Finance Compared and Alternative Business Funding. Reports in Accountancy Daily on Monday (April 29) said the Corporate Finance Network is calling on U.K.

Policies 148

Policies Capital Lending Report 148

PYMNTS

JUNE 10, 2016

According to the Brazilian Association of Startups , as of 2015, there were 335 startups in Rio. In an effort to spur job growth, the Brazilian government offered tax and legal incentives for technology companies within Rio. In fact, the venture and entrepreneurial ecosystem grew by 20 percent from 2014 to 2015 alone.

Trends 100

Trends Community America Study 100

PYMNTS

AUGUST 4, 2016

That is a 41 perecent pick up from the same quarter in 2015. As of today, high value sellers represent 41 percent of the of total volume on Square, up from 37 percent of the total of volume during Q2 2015. That is a 123 percent increase over 2015, and a 23 percent uptick from Q1 2016. Square Earnings By The Numbers.

Lending 100

Lending Capital Payments Taxes 100

PYMNTS

MARCH 9, 2018

It’s currently seeking to reinvent its business through Restock Kroger , an initiative it undertook six months ago and which will get a boost from recently enacted tax cuts. Customers are making purchases on the site at a higher frequency than before and [are] spending more per online order.”. Seamless Shopping.

San Francisco 100

San Francisco Austin Dallas Virginia 100