Abrigo

JANUARY 1, 2016

Government Accountability Office (GAO), community banks and credit unions are starting feel the impact of the Dodd-Frank Wall Street Reform Act. The GAO report, released on December 30th, examined nine Dodd-Frank rules that became effective as of October 2015 for impact on community banks and credit unions.

Community Bank 150

Community Bank Community Compliance Training 150

South State Correspondent

OCTOBER 23, 2022

The most prolonged hiking duration is 36 months (December 2015 to December 2018), but that cycle was much less steep than the current hiking cycle. Dec 2015 – Dec 2018. Application to Community Banks. A second significant risk for community banks is repricing risk. Time Period. Total Change in Fed Funds. (%).

Community Bank 221

Community Bank Community Meeting Lending 221

PYMNTS

SEPTEMBER 9, 2019

Black-market money changers are expected to return in Argentina following the government’s recent rollout of currency controls in an attempt to quell the demand for foreign currency, the Financial Times reported on Sunday (Sept. When Argentina President Mauricio Macri took office in December of 2015, he abolished strict currency controls.

Marketing 100

Marketing blockchain Community Technology 100

Abrigo

FEBRUARY 16, 2015

A popular opinion, brought to the forefront last week by a Harvard University report , is that these regulations are imposing a significant burden on small financial institutions such as community banks and credit unions. She also added that community banks, specifically, have seen more than 11 percent growth. Blog Bank Credit Union'

Community Bank 150

Community Bank Community Regulation Lending 150

PYMNTS

APRIL 26, 2018

Mastercard and IFC , a member of the World Bank Group, announced Thursday (April 26) that they have updated a $250 million global risk-sharing facility in an effort to expand access to electronic payments in emerging markets. IFC will guarantee up to 100 percent of the settlement risk.

Marketing 121

Marketing Payments Risk Management Groups 121

Celent Banking

MARCH 16, 2015

This last week the American Banker Retail Banking Conference 2015 was going on in Austin, TX. The conference was well attended, with broad representation from all institution sizes and markets. Large banks are now trying to compete on serving the customer and they´re positioning themselves to look and feel like a community experience.

Conference 100

Conference Retail Community Community Bank 100

South State Correspondent

APRIL 10, 2023

While the market focuses on deposits and liquidity, media pundits and analysts are waiting for credit problems to appear. CRE Risk Background While ten years ago, community and regional banks use to make up some 55% of the CRE market, in 2023, these banks now compose approximately 72% (below). touched off a wave of bankruptcies.

Community Bank 195

Community Bank Community Los Angeles Regional 195

Gonzobanker

DECEMBER 22, 2015

Well, what do we say about 2015? And, give or take a stumble or two, we snuck through it and did a reasonable job on 2015 objectives, in our humble opinion. So, it seems we’re good with only one outstanding item—digest the 2015 GonzoBanker Awards! 2015 Executive Call-out. Community bank marketing resources.

Community Bank 60

Community Bank Apple Community Technology 60

PYMNTS

DECEMBER 7, 2017

They are a closely bonded community of cosmetics fanatics, and Ipsy isn’t just where they go to buy their makeup — it’s also where they go to learn how to use it. In 2015, Ipsy had 1.5 We’ve never envisioned ourselves as a subscription service — we envisioned ourselves as a disruptive beauty community,” Camberos said.

Community 100

Community social media Video Branding 100

CFPB Monitor

APRIL 7, 2015

The CFPB’s Community Bank Advisory Council is scheduled to meet in Washington, D.C. on April 22, 2015. That discussion will be led by Corey Stone, the CFPB’s Assistant Director, Credit Information and Deposits Markets. Credit Reports CFPB community bank credit reporting credit score'

Community Bank 60

Community Bank Meeting Community Washington 60

Abrigo

AUGUST 3, 2015

The ABA’s 2015 Survey of Bank Compliance Officers , conducted February through March 2015, had participation from more than 450 financial institutions, with almost 80 percent being community banks. ABA president and CEO, Frank Keating, commented that Dodd-Frank has impacted banks, their customers and the communities they serve.

Compliance 150

Compliance Community Bank Community Survey 150

CFPB Monitor

OCTOBER 4, 2022

The key allegations in the DOJ’s complaint are the following: During the relevant time period (2015-2021), the Newark, New Jersey-Pennsylvania Metro Division (Newark MD) as delineated in 2015 included Essex, Somerset, Union, Sussex, and Morris counties in New Jersey (Newark Lending Area).

New Jersey 147

New Jersey Lending Community National 147

CFPB Monitor

JANUARY 31, 2017

The Independent Community Bankers of America issued a statement calling on the Trump administration “to rein in the overzealous application of fair lending laws.” Requiring community banks to expand their market presence into neighboring counties would force them to alter their model and sound business practices.”

Community Bank 60

Community Bank Community Lending Minneapolis 60

PYMNTS

APRIL 27, 2020

But this year the company, with more than 300 million consumers and merchants in more than 200 markets, said its many missions were overshadowed by its response to the coronavirus pandemic. PayPal Holdings Inc., It helped 24 million merchants impacted by COVID-19, including waiving some fees and deferring repayment on select business loans.

Report 168

Report Community California Regional 168

Independent Banker

APRIL 28, 2016

Goodfield State Bank, chartered in 1920, has decided that sticking to the basics and focusing on niche markets will provide steady asset growth and a reasonable return to our shareholders. There is no secret sauce to our community bank’s recent strong performance. ROAA in 2015: 2.27 By Chad Martin. Goodfield State Bank.

Marketing 70

Marketing Illinois Community Lending 70

PYMNTS

FEBRUARY 3, 2020

It was founded by James Farrar, who set up ClearBank in 2015, as well as Nick Evans, who started an agricultural tech company called Adaptris. Evans added that the bank will work within the agricultural community that already exists.

Security 198

Security Lending Community Regulation 198

Perficient

NOVEMBER 1, 2020

Increased popularity & rapidly growing community. Difficult to beat time-to-market length. Top apps created using Flutter: . Google Ads, Alibaba’s Xianyu. Facebook created React Native and its initial release was on March, 2015. Many successful, prominent market players using React Native.

Google 416

Google Survey User Experience Community 416

PYMNTS

AUGUST 17, 2016

Pixlee , a San Francisco-based startup, allows retailers or brands to market directly to customers by using their own photos through curating them from social media or having the customer directly submit them for use, which the company says leads to a more authentic and engaging shopping experience for consumers.

San Francisco 100

San Francisco Retail social media Marketing 100

Gonzobanker

FEBRUARY 25, 2015

So let’s take a look at what the Big 4 core vendors (FIS, Fiserv, Jack Henry and D+H) are doing and have to bring to the table in 2015 (other than a sweetheart deal). In 2015 will Fiserv be able to continue DNA’s strong market momentum outside of its own core base? Take a look at the two headlines below from the Fiserv web site.

Phoenix 60

Phoenix System Marketing Strategy 60

PYMNTS

MARCH 30, 2020

The new funding will assist the startup in speeding up team building, supply chain optimizations and market growth. Weee, which was started in 2015, began as a community buying platform that received Asian spices and fresh produce, among other items.

Los Angeles 143

Los Angeles San Francisco Sacramento Seattle 143

PYMNTS

APRIL 24, 2019

“I am confident that his appointment will ensure that SWIFT can continue to build on its tradition of excellence and innovation in support of the global financial community, while also enabling acceleration of its endorsed strategy.”. Pérez-Tasso joined SWIFT in 1995, and in 2015 was appointed as chief executive for the Americas and U.K.

Leadership 169

Leadership Regional America Community 169

PYMNTS

DECEMBER 23, 2019

CUs are working hard to meet these expectations, though, leveraging tactics — such as emotional marketing — to get ahead. CUs are working to build community ties, especially during the holiday season. The new regulation was well-received by Ireland’s largest CU advocacy organization, which has lobbied for the policy since 2015.

Data 131

Data Lending Michigan Regulation 131

CFPB Monitor

JULY 1, 2015

A recent American Banker article written by officials of three community groups urges President Obama to publicly denounce Director Cordray for failing to issue regulations implementing the small business lending data requirements of Dodd-Frank Section 1071. Large banks in particular have a lot of room for improvement.”

Community 60

Community Lending Groups Data 60

PYMNTS

SEPTEMBER 16, 2020

based startup plans to use the money to speed up work on its core home workout system and “bring Zwift-designed hardware to market,” the company said in a press release. Founded in 2015, Zwift now claims 2.5 Fitness platform Zwift on Wednesday (Sept. The Long Beach, Calif.-based million accounts in 190 countries.

Long Beach 165

Long Beach Training Exercises Capital 165

Abrigo

SEPTEMBER 7, 2016

According to the Consumer Financial Protection Bureau’s (CFPB) Monthly Complaint Report , consumer banking complaints increased by 26 percent from 2015 to 2016. This three-month rolling average compares the number of complaints reported from May to July in 2015 against the same period in 2016.

Community Bank 150

Community Bank United States Policies Community 150

South State Correspondent

AUGUST 8, 2022

Insight #1 – Deposit & Margin Management: Deposit runoff has started and will make it to community banks by October. For 2Q, larger community banks lost about 0.3% Institutional and corporate money will go to higher returning alternatives such as money market funds. Prime funds are offering a 1.86% rate which will trend up.

Trends 195

Trends Community Bank Community Retail 195

PYMNTS

AUGUST 5, 2019

Airbnb has acquired corporate client-facing extended stay company Urbandoor, in a bid to expand into that market, according to a report by TechCrunch. Urbandoor was started in 2015, and it mostly focuses on corporate travelers and work relocation-related activities.

Community 137

Community Branding Company US 137

Independent Banker

AUGUST 31, 2022

Daniel Galindo, pictured, and Doug Schaeffer of Woodforest National Bank helped involve the community bank in providing funding for and access to affordable housing. Combating the affordable housing crisis has been a critical goal for Woodforest since 2015. “We It supports many life endeavors.”.

Austin 91

Austin Texas Community National 91

Perficient

JULY 27, 2020

Machine learning is always a hot topic in the search community, and there is still confusion on how and why Google uses machine learning in their search algorithms. Here’s Why digital marketing video series, Eric Enge and Jessica Peck explain why you need to understand how Google uses machine learning. ? ? ?. award-winning?Here’s

Google 491

Google Video Marketing Examples 491

Independent Banker

AUGUST 9, 2016

According to the 2015 Colloquy Customer Loyalty Census, the average American household maintains memberships in 29 loyalty programs (1). Community banks should evaluate solutions that align with their service-oriented traditions and bring value to customers throughout their communities. By Tylee Suarez. 1 – U.S.

Community 70

Community Millennials Community Bank America 70

PYMNTS

APRIL 1, 2020

Our people, who bring this brand to life every day for our riders and our communities, are at the core of everything we do,” the spokesman told the website. Their planned initial public offering in 2015 was withdrawn in 2018 because of what the company said was unfavorable market conditions.

New York 159

New York Community Report Branding 159

PYMNTS

FEBRUARY 3, 2020

It was founded by James Farrar, who set up ClearBank in 2015, as well as Nick Evans, who started an agricultural tech company called Adaptris. Evans added that the bank will work within the agricultural community that already exists.

Security 130

Security Lending Community Regulation 130

Jeff For Banks

NOVEMBER 16, 2020

The markets are taking it all in stride, rallying strongly for most of this week and they seem more grateful for the prospect of a divided Congress, i.e, The markets believe the chance of tax hikes, repeals of tax cuts, and gigantic initiatives are greatly diminished. The housing market is robust across the nation.

Marketing 78

Marketing National New York City Taxes 78

PYMNTS

JULY 5, 2018

Despite the tightening labor market conditions, we’re seeing only modest levels of wage growth,” said Martin Mucci, Paychex president and CEO. With the unemployment rate at historic lows, we’d expect to see accelerating wages in this type of employment market.”. communities.”. communities.”. billion in wages in U.S.

Lending 100

Lending Online Community Fintech 100

PYMNTS

OCTOBER 7, 2016

2015, will also support the ongoing needs of the company as it continues its growth. “As more merchants embrace the benefits of offering cloud and mobile-based financing options to their customers, Financeit expects to increase its sizable signature in this market. .

Capital 155

Capital Innovation America Mobile 155

Gonzobanker

DECEMBER 19, 2022

TD has been a player that maintained its acquired market share so we are hoping this one doesn’t get messed up like other Canadian banks that have struggled in the Southwest. Hats off to Thomas Shara at Lakeland and Tony Labozzetta of Provident for architecting the new $25 billion super-community bank in New Jersey.

Community 216

Community Fintech Industry Innovation 216

PYMNTS

MARCH 31, 2020

Launched in 2015 by Co-founders Stas Matviyenko and Anna Polishchuk and headquartered in Los Angeles, California, Allset works with more than 2,500 restaurants in 11 major U.S. The new funding will help the company further assist the communities they serve, as well as advance efforts to keep employees safe. We aim to be the No.

Los Angeles 140

Los Angeles New York California Community 140