PYMNTS

JANUARY 24, 2019

However, there may be an opportunity to get more contactless cards into the hands of consumers — an opportunity that involves community banks and is backed by financial incentives. ICBA Bancard’s 1,600 community bank customers have issued more than 7.3 ICBA Bancard’s 1,600 community bank customers have issued more than 7.3

Community Bank 156

Community Bank Community Cards United States 156

South State Correspondent

MAY 25, 2016

We analyzed default rates through 2015 for banks between $300mm and $3B in asset size. Historical default rates were measured and analyzed for various loan categories for this bank set.

Community Bank 150

Community Bank Community Industry 150

South State Correspondent

FEBRUARY 8, 2016

The summation of the quarter is this – While return on investment dropped for the industry, community banks did just a touch better and increased return performance. We have compiled the latest data and have attached a complete presentation at the bottom of this blog post.

Community Bank 150

Community Bank Community Industry Data 150

PYMNTS

JUNE 1, 2018

Between 2015 and 2017, the amount of lending to small businesses by the five leading online lending providers increased 50 percent, according to a new report from NDP Analytics, a Washington, D.C.-based billion in 2015. communities.”. in gross output in local communities across the country.” based economic research firm.

Lending 103

Lending Online Community Washington 103

Abrigo

APRIL 23, 2015

A new bill proposed on April 16 aims to increase the exam cycle period for a larger pool of community banks. OCC guidance on Community Bank Supervision states all national banks must receive a full-scope, on-site exam at least annually. Bankers and credit union professionals can take the 2015 Bank and Credit Union Exam Survey here.

Community Bank 150

Community Bank Community Survey FDIC 150

Abrigo

FEBRUARY 5, 2015

The IBM Institute for Business Value released its 2015 report, “ The paradox of Banking ”, which analyzes the existing market and makes predictions about how the landscape will evolve, what will make banks succeed or fail and how institutions can use the market trends to their advantage.

Compliance 150

Compliance Software Community Bank Policies 150

Abrigo

DECEMBER 2, 2014

Results from the third quarter were just released, and while overall results were positive, community banks in particular excelled. Growth was even stronger at community banks, where over 70 percent reported increased loan growth from the previous quarter. Community banks’ net income grew almost 11 percent to $4.9

Community Bank 207

Community Bank FDIC Community Industry 207

Abrigo

DECEMBER 11, 2014

For those with assets between $100 billion and $750 billion, the effective date is May 10, 2015, and for those between $50 billion and $100 billion, guidance will be effective on May 10, 2016. While the final guidance clearly applies to larger financial institutions, community banks should still take note. 10, 2014 effective date.

Community Bank 207

Community Bank Community Guidelines Risk Management 207

PYMNTS

OCTOBER 11, 2017

Small business (SMB) lending is big business for community banks , which are a popular destination for small business borrowers, thanks to strong approval rates on loan applications. But new analysis from the Federal Reserve has identified a reversal in community banks’ position in the small business lending market.

Community Bank 108

Community Bank Community Lending Survey 108

Abrigo

FEBRUARY 2, 2015

For most consumers who have a checking account, savings account and maybe a mortgage, the regulations placed on their community bank isn’t given a second thought. Two recent surveys addressing the community banking landscape have pointed to increasing regulations as the primary cause of stress for these institutions. Blog Bank'

Community Bank 150

Community Bank Community Regulation Survey 150

Abrigo

MAY 8, 2015

In recent months, the momentum around reducing the regulatory burden on the nation’s community banks has continued to gain steam. However, the regulatory landscape continues to evolve, leaving resource-constrained community banks to cope with new demands. The second idea is community bank exemption from the Volcker Rule.

Community Bank 150

Community Bank Community How To Meeting 150

Abrigo

JANUARY 1, 2016

Government Accountability Office (GAO), community banks and credit unions are starting feel the impact of the Dodd-Frank Wall Street Reform Act. The GAO report, released on December 30th, examined nine Dodd-Frank rules that became effective as of October 2015 for impact on community banks and credit unions.

Community Bank 150

Community Bank Community Compliance Training 150

Finer Points

JANUARY 5, 2015

Happy 2015. I am humbled and grateful for the opportunity to kick off another year representing the nation’s community banks, an industry that has made its mark through honest dealing, community involvement and personalized customer service. Community Banks'

Community Bank 100

Community Bank Community US Industry 100

Perficient

DECEMBER 29, 2020

These security advisories are put out by the Drupal community security team and identify potential risks in the core Drupal project. The release schedule outlined by the Drupal community addresses both bug fixes and security vulnerabilities in your current major version.

Community 340

Community Security Management System 340

South State Correspondent

FEBRUARY 17, 2015

Unfortunately, many community banks are at a disadvantage because they''re under-armed. The war of corporate banking is being fought over cash management. Most of the deficiency stems from strategy as it is rare we hear of a bank where building out their cash management offerings is a priority.

Management 150

Management Community Bank Community Strategy 150

Jeff For Banks

DECEMBER 28, 2014

If you were curious why I enjoy working with community financial institutions, below is my weak attempt at explaining myself. But the over-riding message is: Let''s go get the big boys in 2015! community banks jeff for banks Jeff Marsico Kafafian Group year end' Thank you, my readers, for taking the time to read Jeff For Banks.

Community 93

Community Community Bank Groups 93

South State Correspondent

OCTOBER 23, 2022

The most prolonged hiking duration is 36 months (December 2015 to December 2018), but that cycle was much less steep than the current hiking cycle. Dec 2015 – Dec 2018. Application to Community Banks. A second significant risk for community banks is repricing risk. Time Period. Total Change in Fed Funds. (%).

Community Bank 221

Community Bank Community Meeting Lending 221

Celent Banking

MARCH 16, 2015

This last week the American Banker Retail Banking Conference 2015 was going on in Austin, TX. The conference was full of community bankers discussing evolving business models and the pressures its placing on their ability to gather deposits. How do community banks grow deposits in a climate of shrinking deposit share?

Conference 100

Conference Retail Community Community Bank 100

Perficient

AUGUST 31, 2020

We were promised these things by 2015. a pandemic resulting in: rapidly shifting social and community norms. feelings of personal, family, community, and world ‘ stuckness ‘ So What? a pandemic resulting in: rapidly shifting social and community norms. REAL hover boards. Day trips to the Moon.

Customer Experience 506

Customer Experience Branding Community Millennials 506

Independent Banker

MARCH 31, 2022

This Community Banking Month, I invite you to try something new to spread your story. Share a new development, community project or initiative. As community bankers, we know relationships matter. Or look at our new chairman’s bank, Community Spirit Bank in Red Bay, Ala. Photo by Chris Williams.

Oklahoma City 161

Oklahoma City social media Memphis Community 161

PYMNTS

DECEMBER 7, 2017

They are a closely bonded community of cosmetics fanatics, and Ipsy isn’t just where they go to buy their makeup — it’s also where they go to learn how to use it. In 2015, Ipsy had 1.5 We’ve never envisioned ourselves as a subscription service — we envisioned ourselves as a disruptive beauty community,” Camberos said.

Community 100

Community social media Video Branding 100

CFPB Monitor

MARCH 7, 2023

Department of Justice (DOJ) that it engaged in unlawful redlining practices in the Columbus metropolitan area by not providing mortgage lending services to majority-Black and Hispanic communities from 2015 to 2021. . Continue Reading

National 78

National Columbus Ohio Lending 78

Bank Innovation

SEPTEMBER 30, 2016

We held our breath for nearly 9 months after the $13m Sequoia Capital Seed round for Lemonade was announced at the end of 2015. Image source The Daily Fintech founders are at SIBOS in Geneva; reporting every day, snippets of insights on the Fintech Genome. Stay tuned on all SIBOS Insights conversations. Release Read More.

Fintech 150

Fintech Community Capital Report 150

CFPB Monitor

SEPTEMBER 16, 2015

The CFPB has announced that a meeting of its Community Bank Advisory Council is scheduled for September 30, 2015 in Washington, D.C. In July 2015, the CFPB released a list of nine “ Consumer Protection Principles ” that were intended to express the CFPB’s “vision of consumer protection in new faster payments systems.”.

Community Bank 60

Community Bank Meeting Community Washington 60

Independent Banker

FEBRUARY 16, 2015

Community banks should prepare for several significant new ACH rules in 2015 and 2016. 18, 2015, the unauthorized threshold per originator will be reduced from 1 percent to 0.5 The Federal Reserve Board adopted changes to posting rules for ACH and commercial check transactions beginning July 23, 2015. Here are a few.

Industry 70

Industry Community Bank Payments Operations 70

Bank Innovation

OCTOBER 1, 2018

In the wake of Hurricane Florence, communities are struggling to rebuild, and banks, financial institutions, and insurance companies are at the center of this process. based fintech founded in 2015, works with financial institutions to integrate charitable giving offers solutions […]. Goodcoin, a Charleston, S.C.-based

Community 150

Community Fintech Company Online 150

CFPB Monitor

APRIL 7, 2015

The CFPB’s Community Bank Advisory Council is scheduled to meet in Washington, D.C. on April 22, 2015. Credit Reports CFPB community bank credit reporting credit score' That discussion will be led by Corey Stone, the CFPB’s Assistant Director, Credit Information and Deposits Markets.

Community Bank 60

Community Bank Meeting Community Washington 60

Independent Banker

NOVEMBER 30, 2021

First Southwest Bank is carving out new business models to address a need for credit and financial services through nonprofit lending programs and software that leverages its community development financial institution (CDFI) funding. The $435 million-asset community development financial institution (CDFI) in Alamosa, Colo.,

Colorado 119

Colorado Community Bank Community New Mexico 119

CFPB Monitor

JULY 6, 2015

Supreme Court announced its decision in Texas Department of Housing and Community Affairs v. The Inclusive Communities Project, Inc. on June 25, 2015, holding that disparate impact claims are cognizable under the Fair Housing Act. A sharply divided U.S.

Community 60

Community Texas Analysis 60

ABA Community Banking

NOVEMBER 27, 2014

No coverage package is perfect, so avoid nasty surprises Duties Risk Management Operational Risk Community Banking Feature Feature3. 1Community Banking'

Risk Management 82

Risk Management Community Bank Community Operations 82

Abrigo

AUGUST 3, 2015

The ABA’s 2015 Survey of Bank Compliance Officers , conducted February through March 2015, had participation from more than 450 financial institutions, with almost 80 percent being community banks. ABA president and CEO, Frank Keating, commented that Dodd-Frank has impacted banks, their customers and the communities they serve.

Compliance 150

Compliance Community Bank Community Survey 150

South State Correspondent

AUGUST 1, 2016

This past December, the regulatory community telegraphed their intentions of focusing bank examinations on commercial real estate (CRE) concentrations in 2016: “During 2016, supervisors from the banking agencies will continue to pay particular attention to potential risks associated with CRE lending” (SR 15 17 , Dec 2015).

Lending 150

Lending Community 150

PYMNTS

FEBRUARY 1, 2021

The bank was recently fined in a separate charge that it failed to comply with a 2015 request by the FDIC to improve its AML compliance. The 2015 order didn't require Apple Bank to pay civil penalties to the FDIC, but instead outlined AML requirements the bank should undertake.

Apple 150

Apple FDIC New York Compliance 150

CFPB Monitor

OCTOBER 4, 2022

The key allegations in the DOJ’s complaint are the following: During the relevant time period (2015-2021), the Newark, New Jersey-Pennsylvania Metro Division (Newark MD) as delineated in 2015 included Essex, Somerset, Union, Sussex, and Morris counties in New Jersey (Newark Lending Area).

New Jersey 147

New Jersey Lending Community National 147

CFPB Monitor

AUGUST 5, 2019

In 2018, HUD issued an advance notice of proposed rulemaking seeking comment on whether the Rule should be revised in light of the 2015 U.S. Supreme Court ruling in Texas Department of Housing and Community Affairs v Inclusive Communities Project, Inc. The Rule has been the subject of a lawsuit filed in D.C.

Community 68

Community Policies Compliance Regulation 68

Jeff For Banks

MAY 9, 2024

Back in 2015, almost nine years ago, I wrote an article about banks building their own small business loan platforms. I still find this to be a challenge at community banks. So the engineering firm ends up at "Big Bank", and the community bank wonders why. They want to grow small business deposits.

Conference 98

Conference Community Bank Community Tools 98

South State Correspondent

APRIL 15, 2015

JD Power’s 2015 US Retail Banking Satisfaction Study that was released in part several weeks ago had some interesting information that might impact the strategy and tactics for community banks. While the full report will not be out until the end of this month, we were highlighting some points for our management so we wanted to share.

Study 150

Study Community Bank Community Strategy 150