PYMNTS

AUGUST 31, 2018

According to TheKnot.com , 92 percent of engaged couples used mobile devices to plan their weddings in 2017, compared to 42 percent in 2014. percent between 2014 and 2017 — some of that no doubt the result of online competitors to longstanding retailers and department stores. Online Advantages. The Amazon pitch?

Online 100

Online Retail Seattle Industry 100

Independent Banker

OCTOBER 29, 2014

Large banks and nonbanks, merchants and technology companies are pressing to solidify their inroads into the financial transaction business. Research and everyday observation show how consumers are increasingly using mobile technologies. It’s become a familiar story, usually with a new splash. Ed Bachelder, payments consultant.

Mobile 105

Mobile Community Bank Community Technology 105

CB Insights

SEPTEMBER 10, 2019

While the media often portrays millennials as preoccupied with the rising prices of festival tickets and avocado toast, their real financial concerns are a bit more practical. But millennials face significant headwinds in making those financial dreams a reality. get the REPORT on next generation investors. From big banks to big tech.

Millennials 77

Millennials Mobile Lending Cards 77

PYMNTS

JUNE 1, 2017

Millennials and Generation Y have grown up with cybercrime, the executive stated, and parents must have “another type of talk” with their kids: the online safety and security talk, as Volmar termed it. For businesses, 2014 was “the wakeup call” and a “banner year for internet crime.”

Payments 110

Payments System Software Mobile 110

Banking 2020

JANUARY 15, 2015

The retail banking industry has seen major changes occurring in the industry over the last few years with the adoption of mobile banking, the rise to prominence of the millennial demographic, narrowing margins, stagnant top line revenues, the future of the branch and continued regulatory changes. Digital Banking. Cyber vulnerabilities.

Retail 40

Retail Trends Millennials Mobile 40

PYMNTS

JULY 23, 2018

Median household income, which had dropped to $58,829 in June 2011, has consistently increased since the summer of 2014. And that’s not a “Geez, I forgot to pay the credit card bill since I was away for a week” late paying the bills situation. Only 4 percent of Shut Outs report having a credit card. Fewer than 7 percent (6.8

Cards 122

Cards Groups Report US 122

PYMNTS

APRIL 17, 2017

Not because he didn’t have a buyer, but because his buyer didn’t have that much cash— and McKelvey didn’t take credit cards. In 2014, Starbucks stopped accepting Square’s mobile wallet, and shortly thereafter, Square pulled the plug entirely on that mobile wallet experiment. So, how has Square shaped payments and what’s next?

Apple 110

Apple Capital Cards Payments 110

NCR

MARCH 31, 2017

The research was based on figures showing a decline in cash use in the UK between 2004 and 2014, from 71 percent to 53 percent of transactions. According to the latest data from the UK Cards Association, consumers spent £647 billion ($799 billion) on cards in 2016. The decline of cash. billion the previous year.

Millennials 40

Millennials Trends Survey Comparison 40

Fintech Labs Insights

JANUARY 15, 2016

Available only via mobile app, imaginBank is a new initiative by Spanish bank, Caixabank targeting millennials. imaginBank provides customers with a complete array of financial services such as a commission-free current account, a Visa imaginBank debit card, and PFM tools, as well as up-to-date mobile and P2P payment technology.

Millennials 12

Millennials Mobile social media ATM 12

PYMNTS

SEPTEMBER 6, 2016

That’s the backdrop for the nearly hour-long conversation that Karen Webster had about the role of payments security in digital business transformation with CA Technologies Director of Payments Security James Jenkins. Payments had been relatively static with innovation around cash, checks and credit cards. Sophisticated Threats.

Security 100

Security CA Payments Big Data 100

Long Lasting Ideas

JANUARY 5, 2015

A recent article in the Wall Street Journal states that the average Class of 2014 graduate with student-loan debt has to pay back some $33,000. A whopping 63 percent of millennials (ages 18 to 29) don’t have a credit card, according to a survey commissioned by Bankrate and compiled by Princeton Survey Research Associates International.

Marketing 40

Marketing Millennials Community Bank social media 40

PYMNTS

DECEMBER 21, 2020

Just as many boomers have made the digital shift as millennials, and as many of those living in big cities and towns have made the shift as those living in less populated areas. Contactless cards are regarded as decision-drivers for shopping in a physical store 7.5 And therein lies the rub. And the Pays still haven’t. 25-31, 2020.

Apple 227

Apple Study Innovation Survey 227

CB Insights

OCTOBER 10, 2018

We define startups disrupting banking broadly to include mobile-first fintech companies that primarily focus on leveraging technology and software to digitize and streamline retail and business credit, checking, and savings accounts. customers since 2014 ( which is detailed in a separate brief on challenger banks ). Millennials.

Retail 78

Retail Cards Millennials Mobile 78

Banking 2020

FEBRUARY 17, 2015

For everyone from lazy millennials in the suburbs to disadvantaged denizens in under-developed regions, this is a game-changer. billion as of August, 2014. And then, of course, there’s the technology. It almost seems inevitable. However, BankMobile makes its own characteristics clear with a high level of attention-getting.

Mobile 40

Mobile Online Millennials Course 40

Fintech Labs Insights

MARCH 24, 2017

This is part two of a six part blog series about savings technology. Yesterday we discussed what savings technology looks like in goals-based PFM platforms. Since that time, a few other competitors have launched and are beginning to build steam with their Millennial user base. Standalone, automated savings.

Millennials 15

Millennials Massachusetts Taxes Examples 15

Fintech Labs Insights

NOVEMBER 21, 2016

While much of the fintech world remains mesmerized by the millennial market, True Link Financial CEO and co-founder Kai Stinchcombe believes that Baby Boomers – and increasingly Gen Xers – are where it’s at. “We think seniors are the most exciting market in financial services today,” Stinchcombe said.

San Francisco 12

San Francisco Capital Millennials California 12

Perficient

MAY 17, 2022

Total outstanding debt in the sector grew by $84bn to $1.46tn, outpacing the increase seen in student and credit card debts combined.” million vehicles from the average of 17 million vehicles each year since 2014. Delinquency rates are rising to levels not seen since the Great Recession, especially among Millennials and Gen Z.

Strategy 294

Strategy Customer Experience Study Technology 294

Fintech Labs Insights

AUGUST 7, 2015

Coinalytics was founded in April 2014 and is based in San Francisco, California. The company has developed a crowdsourced, mobile investment analysis solution geared toward mass-affluent millennials. DRAFT was founded in October 2014 and is headquartered in Austin, Texas.

San Jose 12

San Jose San Francisco Big Data New York 12

PYMNTS

JULY 15, 2016

Remember, Lending Club’s claim to fame, as all of the online lenders, was their technology prowess at building systems that could take data and mash it up and make better decisions, faster. As was reported earlier in the week, it seems that the secret sauce has turned sour. Really, since when?). Some secret sauce.

Retail 100

Retail FDIC Bitcoin Lending 100

Fintech Labs Insights

SEPTEMBER 17, 2015

for its technology that enables financial services and other enterprises to set up and build applications on a private, hosted blockchain. Dynamics for its fully-programmable interfaces (stripe, EMV, NFC) for use in next- generation payment cards. Hedgeable for its private banking platform for millennials.

Innovation 12

Innovation Millennials Technology blockchain 12

PYMNTS

SEPTEMBER 22, 2016

Will more consumers embrace mobile technology, along with its convenience, integrated rewards programs and avoidance of cash checking fees? And, according to Pew Research, millennials are the group most concerned about running out of data (and the group most likely to use a mobile phone for payments). will increase by 33.8

Mobile 100

Mobile Video Millennials Payments 100

Fintech Labs Insights

JANUARY 18, 2016

The year continues its blistering pace with 28 companies worldwide raising new funds this week, the biggest number since we began tracking in July 2014. Blockchain technology for securities. Millennial saving & investing app. Tags: Enterprise, B2B2C, payments, mobile, SDK, API, developers, credit/debit cards.

Company 12

Company New York City Fintech San Francisco 12

CB Insights

JUNE 17, 2020

From healthcare to education to entertainment to manufacturing, technology innovators are stepping forward to help answer that question. In some cases, the technological changes inspired by Covid-19 will come in the form of an acceleration of existing trends — for example, industrial automation and contactless payments. Teletherapy.

Industry 101

Industry Technology Online Video 101

William Mills

SEPTEMBER 7, 2016

With CRMnext, replacing a lost card or request a new pin is a one button process. Demo: voice conversation with Alexa, able to ask bank account balance, block cards, pay bills, send money to friends. in 3 Rounds from 4 Investors, Most Recent Funding, M Series C on December 8, 2014. 20% of customer interactions are assisted.

Mobile 40

Mobile Cards Fraud Data 40

Fintech Labs Insights

JUNE 26, 2015

Millennials? ” Pictured: Bento CEO Farhan Ahmad demonstrating his card controls for small business technology at FinovateSpring 2015 in San Jose. . ” Pictured: Bento CEO Farhan Ahmad demonstrating his card controls for small business technology at FinovateSpring 2015 in San Jose. Immigrants?

San Jose 12

San Jose San Francisco Cards Data 12

Fintech Labs Insights

JULY 22, 2015

Apex Clearing will explain its cutting-edge financial services platform and how online brokerage firms and FinTech groups can grow their businesses by leveraging our technology. This patented solution also effectively reduces the deployment and maintenance overheads typically associated with 2FA technology solutions offered in the market.

San Francisco 12

San Francisco Video Fintech Data 12

PYMNTS

MARCH 19, 2018

That the middle class is bifurcating — to the have’s and mostly to the have not’s as a result of jobs that are disappearing because technology and software is eliminating them. How about Facebook gift cards? Robotics and technology are taking jobs from people who need them the most, it’s said. A slam dunk for Facebook, right?

Google 148

Google Apple Retail Millennials 148

NCR

JUNE 21, 2016

According to a recent study , all four of the leading banks are among the ten least-loved brands by Gen Y, and one in three millennials revealed they’re open to switching financial institutions in the next 90 days. Millennials don’t like traditional banks and don’t see any stark differences between them. The Rise of the Digital Bank.

Millennials 45

Millennials Data Study Digital Banking 45

PYMNTS

JANUARY 2, 2017

Millennials Are In For Some Hard Times. The data is grim — 2017 and beyond don’t bode well for the financial future of the millennial generation. While they enjoy many FinTech innovations, most millennials don’t have a snowball’s chance of earning more than their parents — ever. Apple Pay, I think, illustrates this best.

Millennials 119

Millennials Apple Retail Mobile 119

CB Insights

MARCH 2, 2018

Millennials account for one-third of India’s population. Other shoppers paid for purchases using online wallets that could be topped up at brick-and-mortar stores or pre-paid cards. To help improve payment options and drive more marketplace sales, Amazon invested in gift card solutions company QwikCilver Solutions in Q4’14.

Regional 68

Regional Retail Marketing Online 68