PYMNTS

SEPTEMBER 28, 2017

percent leap takes its stock price to its highest point since January 2014, moving its annual increase to 65 percent on the whole. Securities and Exchange Commission (SEC) and Financial Industry Regulatory Authority (FINRA) requirements. We can start moving these ICOs in and provide good, regulated trading,” Byrne said.

cryptocurrency 101

cryptocurrency Regulation System Washington 101

Abrigo

JANUARY 13, 2015

During an October 2014 NCUA examination of Palm Springs Federal Credit Union (FCU), a confidential flash drive went missing. According to Palm Springs FCU President & CEO Debbi Pitigliano, the drive was provided to the NCUA and contained members’ personal information, including names, addresses and social security numbers.

Lending 150

Lending Regulation Data How To 150

PYMNTS

OCTOBER 1, 2019

While other forms of credit were showing signs of returned in 2014, SMB lending still trailed its 2007 peak by 17 percent. headlines about the almost decade long “ startup slump ” brought on by lack of access to capital first began making the rounds in headlines — and by last year the problem had made very little progress.

Data 135

Data Lending Capital Regulation 135

PYMNTS

MARCH 1, 2016

seeing the greatest value of investments — with China and Germany also securing massive deals, too. Overall, 2015 venture capital investment levels dipped compared to 2014, though only slightly compared to the fraction of investment seen just three and four years ago. Corporate Venture Capital. It amounted to about $12.5

Fintech 100

Fintech Lending Capital Innovation 100

PYMNTS

MAY 10, 2017

Whether it’s securing the cash through venture capital investments and family or paying down debts to start on the right step, money seems to be the central conduit that makes entrepreneurship world spin around. According to recent U.S. percent of Generation X and 8.3 percent for Baby Boomers.

Millennials 135

Millennials Maine Groups Retail 135

PYMNTS

MARCH 31, 2017

Securities and Exchange Commission (SEC) has denied the second bitcoin-based ETF bid up for consideration in the month of March — the Intercontinental Exchange, Inc.’s For a second time, it was the lack of oversight, regulation and the potential for fraud in the broader bitcoin space that worked against the proposed ETF.

Bitcoin 100

Bitcoin blockchain Capital Regulation 100

Abrigo

OCTOBER 29, 2014

Multifamily, commercial and automotive loans are driving loan growth among banks in the Northeast, but increasing risk will draw fresh attention from regulators to ensure recent and future growth is sound, the Office of the Comptroller of the Currency said recently. • Security measures to deter and detect cyber-attacks.

Rhode Island 238

Rhode Island District of Columbia West Virginia New Jersey 238

PYMNTS

NOVEMBER 23, 2017

The end result is that companies outside China will be able to, eventually, control Chinese securities and asset management firms, insurance companies (through joint venture majority stakes) and banks. trillion at 2014’s end. Within China, Guotai Junan Securities does investment banking business worth $1.5

Marketing 128

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PYMNTS

SEPTEMBER 28, 2016

Just look at the near-immediate struggle faced by Lending Club and OnDeck after their IPOs in 2014, or more recently, the knock-on effect Lending Club’s less-than-noble lending practices have had on investor confidence in other marketplace lenders. as well as the threat of regulation.

Lending 100

Lending Regulation Capital Industry 100

PYMNTS

AUGUST 24, 2016

In 2014, ID Experts reported $22.8 The new owners of ID Experts are Peloton Equity and Trident Capital. The private equity funding, which, according to Oregon Live , will “cash out some of its current owners while injecting more capital into the business,” came at the same time as a new spinoff from ID Experts emerged called Radar.

Portland 100

Portland Oregon DC Capital 100

PYMNTS

NOVEMBER 14, 2016

The T&E firm said those funds, spent between 2014 and 2016, signal a new sense of confidence businesses have in the on-demand economy, with SMEs leading adoption rates as they look for more flexible corporate travel offerings and as hotel rates continue to rise. Brexit vote.

San Francisco 100

San Francisco Survey Data Security 100

PYMNTS

OCTOBER 10, 2017

percent between 2014 and 2014 representing the highest growth in a decade, researchers said. Emerging Asia is seeing ongoing traction for payment cards in the corporate sphere as companies turn to commercial cards for more secure supplier payments. The 2017 report , released Monday (Oct.

Payments 124

Payments Regional America Trends 124

Jeff For Banks

JUNE 2, 2023

More recently and by comparison, the mortgage meltdown and subsequent global financial crisis took down more than 500 banks between 2007 and 2014, with total assets of nearly $959 billion. Third, the regulators need adequate financial resources. My lesson learned to the regulators, read your past lessons learned.

FDIC 78

FDIC Community Bank Regulation Lending 78

Independent Banker

FEBRUARY 16, 2015

These reforms—one enacted by Congress, another by regulators—are designed to improve access to capital and to even reporting requirements for community bank and thrift holding companies. While Washington often moves at a glacial pace, it recently came to life to enact reforms benefiting bank and thrift holding companies.

Washington 70

Washington Community Bank Policies Community 70

CB Insights

APRIL 18, 2019

Earlier this month, news broke that Chinese regulators were considering a ban on cryptocurrency mining (China is currently the world’s largest region for bitcoin mining). Mining hardware giant Bitmain is the most well-funded, with $450M of capital raised. Node Capital participated in financing rounds to both companies.)

blockchain 59

blockchain Capital Trends Bitcoin 59

PYMNTS

MARCH 23, 2016

The bank compared early venture capital investments in blockchain to the funding patterns seen in Internet startups in the 1990s. In 1995, Internet startups secured $250 million in venture capital; the equivalent to the early age of blockchain, 2014, has already seen $362 million.

blockchain 100

blockchain Fintech cryptocurrency Innovation 100

Independent Banker

AUGUST 26, 2015

Every community bank in the country will be required to revise how it accounts for loan-loss reserves and securities under proposed accounting reforms due to be finalized as soon as this year. New accounting standards expected to pose another hurdle for lenders. The standards are expected to be released in the fourth quarter.

Community Bank 70

Community Bank Community Regulation Connecticut 70

CB Insights

MAY 8, 2018

Even as the media storm around the sector has calmed, regulators are acting more aggressively and decisively, issuing subpoenas to bad actors and providing guidance to good ones. See how venture firms, corporates, regulators, and builders are shaping the future of blockchain technology. THE FUTURE OF BLOCKCHAIN TECH. Venture activity.

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blockchain Trends Technology cryptocurrency 75

PYMNTS

AUGUST 12, 2016

Then, there was the announcement of Square Capital’s partnership with Upserve , a restaurant management system (the same one that also acquired Breadcrumb from Groupon in May) to extend working capital to restaurants. 2014, and we just found out about it. Apple And The Aussies.

Lending 100

Lending Apple Cards Study 100

PYMNTS

DECEMBER 10, 2016

Laplanche is Renaud Laplanche, Lending Club’s colorful and highly quotable founder and first CEO, and he had that effect on a lot of people during the eight years between Lending Club’s IPO in 2014 and its beginnings. banks at the time. And it continued to build its name and public profile.

Lending 100

Lending Compliance Capital Marketing 100

PYMNTS

MARCH 17, 2017

The movement toward financial inclusion, and toward a consumer experience that is seamless and intuitive and secure, is one that brings companies to share process and perhaps even prosperity. In 1996, California legalized medical cannabis; in 2014, Colorado did one better and legalized marijuana for adults over 21 for recreational use.

Innovation 103

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TrustBank

DECEMBER 8, 2022

Households in 2014 ) and another by the J.P. By the 1990’s, improvements in technology and further changes to securities regulations made it easier for corporate customers to access financial markets directly. Morgan Chase institute ( Weathering Volatility: Big Data on the Financial Ups and Downs of U.S.

US 52

US Policies Taxes Washington 52

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. These APIs handle everything from acceptance and processing to settlement and reconciliation, while ensuring compliance and security.

Online 98

Online Company Retail Payments 98

PYMNTS

APRIL 30, 2018

trillion; on security-related hardware, software and services at 10 percent a year from a 2018 base of $91.4 They’re also using software and cryptographic techniques and permissioned-based networks to digitize and move assets around the world faster and in a secure, compliant manner. Most of that spend will be concentrated in the U.S.,

Fintech 183

Fintech blockchain Lending Digital Banking 183

Gonzobanker

DECEMBER 19, 2022

As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. 2022 was the year the fintech industry and venture capital firms figured out that banking is harder than everybody thought. Except maybe they did partly.

Community 216

Community Fintech Industry Innovation 216

CB Insights

OCTOBER 26, 2020

In the US, legislation emerged to forbid investment banks from prop trading, or trading with their own capital, and forcing them to keep more capital on hand. This regulation reduced trading profits and created a need to cut costs, spurring investment banks to spin off unprofitable divisions or eliminate them entirely.

Management 78

Management Capital Company Marketing 78

Jeff For Banks

DECEMBER 12, 2017

Total return includes two components: capital appreciation and dividends. That got regulator's attention in the form of a May 2011 Consent Order (CO). A princely some to a Bank with $107 million of capital at the time. By 2014, they cut the balance sheet in half. But they didn't bury their head in the proverbial sand.

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

Independent Banker

AUGUST 31, 2015

Today’s advanced technology provides new ways for ATMs to deliver a secure, enhanced customer experience, lower costs and increased revenues. Bain Capital explains: At one large bank, branch employees spend an average of 60% of their time on low-value transactions, administration and idle time. 2) mckinsey.com, The Future of S.

ATM 70

ATM Technology Branding Retail 70

PYMNTS

NOVEMBER 1, 2017

million in 2014 to 59.3 Unsurprisingly, companies are looking to capitalize on that growing market. It also means encountering and addressing each new market’s regulations regarding fantasy sports and gambling. The FSTA also reported the number of people participating in fantasy sports grew from 41.5

Payments 102

Payments Regional America Marketing 102

Fintech Labs Insights

SEPTEMBER 21, 2020

Founded: 2014. Builds business applications using cryptography for superior data security and data privacy. Making it easier to comply with global regulations. Capital Markets & WealthTech. HQ: London. Funding: $3.2M. 200k 2015 $3M 2017 $12M 2020. Wirex pitch (7.5 Enterprise Digital Transformation. Winner: Apiax.

Innovation 15

Innovation Fintech blockchain Capital 15

PYMNTS

OCTOBER 21, 2019

In 2016, it got to the point where it seemed every merchant or tech firm that could affix the world “pay” to its name did so, and launched a mobile payment service to go with it: Apple Pay, Google Pay, Kohl’s Pay, Chase Pay, Capital One Pay, Walmart Pay, Target Pay, CVS Pay, Garmin Pay. The list goes on. Don’t take our word for it.

Innovation 131

Innovation Payments Apple Mobile 131

CB Insights

OCTOBER 10, 2018

Startups targeting retail and commercial banking have been emerging globally, spurred by favorable tech regulations, an uptick in mobile adoption, and shifting customer demographics. Both have access to significant financial capital to scale far beyond what’s available to even well-funded startup challengers. savings accounts.

Retail 78

Retail Cards Millennials Mobile 78

PYMNTS

OCTOBER 1, 2018

Both the Securities and Exchange Commission (SEC) and the Department of Justice (DOJ) have officially ended a two-year investigation of LendingClub, its subsidiary LC Advisors (LCA), its founder and former CEO Renaud Laplanche and its former CFO Carrie Dolan. On Friday (Sept. In 2010, LendingClub added to its war chest with a $24.5

Lending 135

Lending Fraud Management San Francisco 135

Tech and Finance

JUNE 24, 2016

In capital markets and investment banking this is a particular issue as international FIs face potential changes to their legal entity status and location of some roles. There are also questions over the future of trading and clearing infrastructures, particularly for euro-denominated securities.

Meeting 28

Meeting San Francisco New York Compliance 28

CB Insights

DECEMBER 4, 2019

Webpay failed to gain user traction and was shut down in 2014, unlike up-start Venmo (now a part of rival payments processor PayPal). With the talent acquired from GoPago, Amazon launched Amazon Local Register, a card reader for SMBs in August 2014. It’s likely that Amazon was too early to P2P payments. business.

Cards 101

Cards Lending Strategy US 101

Jeff For Banks

OCTOBER 27, 2013

Treasuries, Agencies, mortgage backed securities, corporate, municipals- all were battered because the markets believed that the Federal Reserve was about to cut the amount of, or “taper,” its $85 billion of monthly purchases of long term bonds. If all goes well, she will take over as FedChairman at the beginning of February, 2014.

Washington 78

Washington Marketing Data Regulation 78

Tomorrow's Transactions

NOVEMBER 7, 2014

The event had three main themes: The future of UK financial regulation and British competitiveness post-FSA. Cyber Innovation: for example, behavioural analytics; the rise of private cyber cash, new payment platforms, mobile banking, privacy and consent, economics of cyber security. From Rustat Conferences ].

Analysis 58

Analysis Bitcoin Fraud Cyber Security 58