Fintech Labs Insights

APRIL 12, 2024

The last one, published in Jan 2014, featured 50 innovations (see below). I will update with milestones from 2014 to today and publish next month. Note: These are the rankings from 10 years ago. I’m taking suggestions here (so far: crypto, BNPL, earned-wage access, chatbots, deposit networks).

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

DECEMBER 20, 2018

Those include Wellington Management Company and Hillhouse Capital. Other investors have provided funding in previous rounds, such as DST Global, Coatue Management and Meituan-Dianping. Swiggy was started in 2014. The South African company has so far led three rounds of funding. There are new investors as well.

Capital 136

Capital Management Innovation Company 136

CB Insights

SEPTEMBER 26, 2018

One solution: in-house healthcare innovation labs. We put together a list of healthcare innovation labs from new entries to the field, as well as some of the oldest — and most familiar — names in health. Sometimes corporate innovation goes wrong , and we’ve written about corporate innovation theater before.

Innovation 73

Innovation Cleveland New York New York City 73

PYMNTS

OCTOBER 16, 2020

Jess Turner, Mastercard’s executive vice president for North America Products and Innovation, tells PYMNTS the venture is just one part of the firm’s push to help gig workers get benefits. Mastercard will initially make the Stride platform available through two partners, Jobble and Mobility Capital Finance (or “MoCaFi”).

America 291

America Innovation Customer Experience Industry 291

PYMNTS

JUNE 7, 2017

BAM Worldwide, a provider of cash management and working capital, e payment solutions to the transportation industry , announced Tuesday (June 6) that it has completed a $10-million investment led by Millstone Capital Partners. BAM provides technology, payments processing and working capital loans to the U.S.

Atlanta 101

Atlanta Capital Industry Online 101

PYMNTS

MARCH 17, 2017

But on the second day of Innovation Project 2017, eyes were beyond Beantown and cast toward the world at large. I’ve been around this industry now deploying capital for, let’s say, 18 years, and I’ve never seen a product or invested in a product that has higher customer approval rates than the traditional deferred deposit advance loans.

Innovation 103

Innovation Lending Boston Security 103

Jeff For Banks

DECEMBER 18, 2014

capital appreciation and dividends. The lion''s share of their growth, profitability, and capital have come since their re-branding to Open Bank in 2010. through its subsidiary BNC National Bank, offers community banking and wealth management services in Arizona, Minnesota, and North Dakota from 14 locations. BofI Holding, Inc.

North Dakota 91

North Dakota Arizona Minnesota Los Angeles 91

PYMNTS

AUGUST 10, 2016

In fact, the venture and entrepreneurial ecosystem grew by 20 percent from 2014 to 2015 alone. In general, venture capitalists are boosting their investments in Latin America, with funding reaching $594 million in 2015, a stark increase from $387 million in 2012, the Latin America Venture Capital Association confirmed.

Innovation 100

Innovation Apple social media America 100

FICO

MAY 17, 2023

As a company we have spent a tremendous amount of capital and resources, in building and developing what is going to be a platform that will power this vision. Innovation is incredibly important. There is no growth without innovation. There is no growth without innovation. Innovation is the key to growth.

Customer Experience 97

Customer Experience Innovation Trends Strategy 97

PYMNTS

AUGUST 8, 2018

JPMorgan is setting up a financial inclusion lab in India through a partnership with the Indian Institute of Management Ahmedabad’s (IIMA) Centre for Innovation, Incubation and Entrepreneurship (CIIE). According to FinTech Futures , the $9.5

United States 100

United States Fintech Community Innovation 100

Tefkin

JUNE 3, 2014

While other sectors attract more mainstream press attention (payment, retail banking), the asset management industry is also deeply affected by “software eating the world” Asset Class Competition. Traditional asset management companies are increasingly facing competition on both sides of the performance scale.

Industry 42

Industry Management Innovation Analysis 42

PYMNTS

MARCH 1, 2016

The tallies are in: Innovate Finance has calculated the state of investment in FinTech for 2015, and we have the numbers. Innovate Finance released The 2015 FinTech Investment Landscape this month, a report that offers a snapshot at how investors are placing their money among financial innovators. Corporate Venture Capital.

Fintech 100

Fintech Lending Capital Innovation 100

Accenture

MAY 22, 2019

I am excited to have Tim O’Donnell join our Payments team as a managing director and draw on his insights in developing this blog. For years, banks have enjoyed a low bar on CFO expectations around payment product sophistication and innovation. percent between 2014 and 2016. 2 Accenture Research on S&P Capital IQ data.

Payments 150

Payments Customer Experience Survey Capital 150

CB Insights

AUGUST 1, 2017

This teardown features annotations & commentary by four Social Capital partners. Thanks to the Social Capital team for updating/confirming their portfolio data on the CB Insights Editor. Social Capital is a VC fund with a focus on healthcare and education. Get all the latest data on innovation, startups, & disruption.

Capital 34

Capital Software Google Company 34

Bank Innovation

MAY 1, 2016

Robinhood: On Target Launched in December 2014, Robinhood is a zero-fee stock trading app that quickly gained popularity among financially ambitious millennials. Robinhood was paid the enormous compliment of having “cracked the millennial code” by none other than Jay Sidhu, CEO of Customers Bank and founder of BankMobile.

Millennials 240

Millennials social media Operations Cards 240

CB Insights

FEBRUARY 28, 2018

The corporate venture capital ecosystem is expanding far beyond the likes of Google Ventures and Intel Capital. According to our 2017 CB Insights Corporate Venture Capital Report , the number of new corporate venture capital firms making first-time investments reached record levels in 2017. Intel Capital.

Samsung 68

Samsung Google Capital Innovation 68

PYMNTS

MAY 29, 2020

Founded in 2014, Zoox has been working to develop electric-powered robot taxis in a difficult multipronged effort, simultaneously creating driverless technology, a ride-hailing network and a bespoke autonomous vehicle at scale. And in 2019, the company participated in a $530 million funding round for autonomous tech firm Aurora Innovation.

Retail 131

Retail Capital Online Video 131

PYMNTS

JULY 1, 2016

Singapore is on a mission to build up a Smart Nation by utilizing innovation and technology to create opportunities and strengthen communities. As of 2014, the mobile phone penetration rate in Singapore was 148 percent. Singapore’s GDP was roughly $407 billion in 2015. With an estimated population of just 5.47 A Knack For Mobile.

National 133

National Training Bitcoin Samsung 133

Gonzobanker

DECEMBER 19, 2022

2022 was the year the fintech industry and venture capital firms figured out that banking is harder than everybody thought. Since 2014, Seacoast has been on a buying spree acquiring 14 banks. Let’s see how this new scale allows for big investments in future innovation. with Coinbase alone attracting $86 billion.

Community 216

Community Fintech Industry Innovation 216

PYMNTS

SEPTEMBER 16, 2016

The capital city is Mexico City, which alone is home to almost 9 million. Nearly $120 million has been invested in approximately 300 startups based in Guadalajara since 2014. Mexico’s longstanding business culture resulted in the government investing $658 million to an estimated 620,000 entrepreneurs back in 2014.

Fintech 100

Fintech Capital Millennials Mobile 100

PYMNTS

JULY 22, 2016

It feels like 2014 again with the ongoing popularity of alternative lending startups. Investors seem confident in the industry’s startups and their ability to provide adequate risk management and underwriting for their loans; VCs provided more than $11.5 Accounts Receivable Management. million for alt-lenders this week.

Lending 100

Lending Regulation Big Data Risk Management 100

PYMNTS

DECEMBER 5, 2018

“ABEJA has strong technical capabilities and ML expertise, and is respected across the industry for its track record of collaboration and the effective deployment of its tech solutions,” said Shinichi Abe, managing director of Google Cloud Japan. However, ABEJA also has an undisclosed amount for a previous Series A round of funding in 2014.

Google 101

Google Company Retail Maine 101

Fintech Labs Insights

SEPTEMBER 21, 2020

Innovate Finance broadcast the finals of its Pitch360 competition over Zoom in July. Founded: 2014. Personal Financial Management & Wellness. Capital Markets & WealthTech. Digital Assets. Finalists: Lacero ( pitch ), SupraFin ( pitch ), Wirex (see pitch below). Category winner AND overall winner: Wirex.

Innovation 15

Innovation Fintech blockchain Capital 15

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. As a result of its product innovation efforts, Stripe has seen explosive growth in product adoption and valuation. A decade of online payments innovation.

Online 98

Online Company Retail Payments 98

PYMNTS

JULY 26, 2018

Here is how different industries are innovating with subscriptions. Reuters , citing comments that Co-founder Thomas Griesel made to a German newspaper, reported that the company wants to capitalize on a growing demand for ready-made meals. “We and Canada with marketing, information management and eInvoicing features.

Marketing 110

Marketing Software Nashville Tennessee 110

BankUnderground

JULY 2, 2021

We therefore abstract from broader issues such as wellbeing, management style, labour markets, spatial implications, sectoral shifts and other potential impacts. Interestingly, Coenen and Kok (2014) , discussed earlier, find that the incidence of WFH increased after hot desking was introduced.

Study 131

Study Survey Policies Capital 131

CB Insights

OCTOBER 5, 2017

In recent years, new unicorns born outside the US have proliferated, particularly in China, which has consistently grown its share of new unicorns every year since 2014. The company entered the unicorn club in Q2’17, following a $1B Series D from CCB International and Sequoia Capital China. 12/26/2014. $10. Alibaba Group.

US 59

US United States Capital Company 59

PYMNTS

APRIL 30, 2018

It’s a thought that was triggered recently after reading and reflecting on recent developments across three innovations heralded as FinTech’s poster children — disruptors out to change the world and eat the proverbial lunches of incumbents they say are too big and too unmotivated to change. Blockchain. Marketplace lending. Digital banks.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

DECEMBER 3, 2019

SatoshiPay , a FinTech based in London and Berlin, launched in 2014 with the intention of solving micro consumer payments friction. But with recent investment by Blue Star Capital, the company is expanding into the B2B realm to address cross-border corporate payments hurdles. A Borderless Blockchain.

Payments 134

Payments blockchain Tools Meeting 134

Jessica Ellerm

MAY 20, 2017

Since it’s inception in 1992, the industry has amassed a phenomenal $2 trillion under management. And considering total assets under management are predicted to reach $9 trillion in 2040, it’s no wonder the government has it under the microscope right now, along with the banking sector in general. Fees & Charges.

Fintech 89

Fintech Management Industry Trends 89

PYMNTS

JULY 24, 2017

Innovative ideas are inspired by smart people who see problems and have the conviction, capital and courage to come up with new ways to solve for them. One such innovator recognized the vast commerce potential that could be unlocked if new technologies were used to move money and messaging between people in near real-time.

Innovation 119

Innovation Payments Operations System 119

PYMNTS

JULY 3, 2018

The pullback of banks from the small business lending space left a gap filled by alternative lenders who are exploring new ways to connect entrepreneurs with capital, a journey that includes innovation and a bit of experimentation. An IBISWorld report published in 2014 found that 98 percent of U.S.

Data 100

Data social media Lending Tools 100

PYMNTS

JANUARY 22, 2018

Venture Capital Investment. Previous funding rounds in 2014 and 2012 have brought the company $5 million and $1 million respectively, according to Crunchbase. They are continually redefining health and healthful eating experiences,” John Haugen, VP and general manager of 301, told NOSH. The Future.

San Francisco 108

San Francisco California Austin Strategy 108

PYMNTS

APRIL 27, 2018

By one measure , subscription company websites have seen visitor growth of over 800 percent since 2014. It’s also made the offering of subscription services a robust channel for a business to operate in. Successful subscription businesses require execution, not location, in making customer experiences frictionless.

Study 190

Study Retail Industry Marketing 190

Jeff For Banks

JUNE 2, 2023

More recently and by comparison, the mortgage meltdown and subsequent global financial crisis took down more than 500 banks between 2007 and 2014, with total assets of nearly $959 billion. To you, manage your interest rate risk. Between 1980 and 1995, more than 2,900 banks and thrifts with collective assets of more than $2.2

FDIC 78

FDIC Community Bank Regulation Lending 78

PYMNTS

AUGUST 11, 2020

trillion market capitalization — almost double where it was just two years ago. Subsequent releases of the iPad (2010), Apple Pay (2014) and the Apple Watch (2015) stimulated a lot of consumer and investment interest in tablets, mobile payments and wearables, respectively. Apple stock is trading at about $446 as of Tuesday (Aug.

Apple 120

Apple Video Marketing Mobile 120

Gonzobanker

DECEMBER 22, 2020

Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. During a busy year we saw Jill supporting her local community, blogging with Mark Cuban, spinning up new PPP technology and innovating with things like curbside banking. Everything.

Idaho 181

Idaho Community Industry Strategy 181