PYMNTS

FEBRUARY 21, 2017

Following the 2013 policy reform by the Chinese government, which reduced duty tax on overseas goods, it’s no surprise there’s been an uptick in online purchases. 752 billion | Amount of 2016 online retail sales for China. percent | Year-over-year growth of online retail sales for China. . Here are the numbers: $17.22

Data 100

Data Taxes Maine Online 100

PYMNTS

AUGUST 21, 2019

Amazon was going to build a huge new headquarters in New York, but eventually decided against it, due to local opposition and despite tax breaks. Amazon, for its part, started working in India in 2004, but retail endeavors began in earnest in 2013. The company’s next headquarters is being built in Arlington, Virginia.

Arlington 170

Arlington Virginia New York Video 170

Jeff For Banks

JANUARY 18, 2014

But in nine short months of 2013, you and the Fed stumbled with mixed signals and miscommunication and the markets pushed the 10 year Treasury yield up by 130 basis points to 3.00%, removing all of the good attained by QE over the years. No wonder retailers were slashing prices for the Christmas holiday spending season.

Philadelphia 83

Philadelphia Policies US Marketing 83

PYMNTS

AUGUST 23, 2018

The home improvement retailer reported net income of $1.52 We are committed to driving even stronger performance in the future by sharpening our focus on retail fundamentals and by limiting any projects and initiatives that take us away from our core mission of being a great omnichannel home improvement retailer.”. percent. “I

Retail 100

Retail Taxes Capital US 100

PYMNTS

JANUARY 8, 2018

Jason West, a Credit Suisse analyst, said in a note that the stock has lost about 12 percent of its value from recent highs (as quoted by CNBC.com ), and yet forward earnings should get a boost, in part, from tax cuts. In addition, “near-term concerns around competition” are already priced in.

Retail 100

Retail Michigan Conference Taxes 100

PYMNTS

SEPTEMBER 18, 2018

The federal agency said it shut down websites where consumers could buy “fake financial and other documents – such as pay stubs, income tax forms, and medical statements – which can be used to facilitate identity theft, tax fraud, and other crimes,” according to an FTC statement. He was ordered to pay $133,777.

Taxes 134

Taxes Fraud Operations Security 134

PYMNTS

NOVEMBER 15, 2016

In a recent column featured in Forbes , the thinking goes that online retail has managed to disrupt the lives of many a brick-and-mortar retailer. There’s another existential threat here, as online retailers must grapple with other online retailers. Is Overstock an overvalued stock?

Retail 100

Retail Bitcoin Taxes Online 100

South State Correspondent

MAY 1, 2024

The tactic worked – in 2013, Gentle Monster’s oversized glasses were used to portray the main character of a huge Korean drama show. Each store is closer to an art exhibit than a retail outlet. It’s amazing how the Company chooses creativity and storytelling over the rules of what a retail experience should be.

Innovation 195

Innovation social media Branding Marketing 195

Jeff For Banks

AUGUST 22, 2014

My firm measures line of business and product profitability for dozens of community financial institutions, and hardly any of them make real money in retail investment sales, if they make any money at all. The most profitable program that we measure, on a pre-tax profit as percent of revenue basis, is one that is totally outsourced.

Retail 86

Retail Tools Management Taxes 86

PYMNTS

JANUARY 27, 2020

Indeed, when it comes to younger consumers these days, eSports are reportedly on the rise (including with high school students), and are even prime part of plans to revive retail malls and to collect more states taxes , as PYMNTS has covered.

Video 226

Video Trends New York Report 226

PYMNTS

JUNE 15, 2018

This comes as the newswire reports that retailers take as long as five to seven months to pay suppliers, as estimated by the ministry of trade. In the Middle East , RAK Bank has said it will offer Sage accounting software to business banking customers, in an agreement that helps those firms manage value-added tax (VAT) compliance mandates.

Fintech 115

Fintech Compliance Software Taxes 115

CB Insights

FEBRUARY 13, 2020

The company was ultimately acquired by PayPal in 2013, and now represents a sizable chunk of its merchant business. Stripe often states that less than 8% of total commerce occurs online, suggesting roughly $26T in global, omnichannel retail sales. It also allows businesses to generate 1099 tax forms for contractors.

Online 98

Online Company Retail Payments 98

CB Insights

OCTOBER 10, 2018

Startups targeting retail and commercial banking have been emerging globally, spurred by favorable tech regulations, an uptick in mobile adoption, and shifting customer demographics. This year in the US, JP Morgan launched mobile banking app Finn and Goldman Sachs’ retail banking arm Marcus crossed 1.5M Incumbents Play Catch-Up.

Retail 78

Retail Cards Millennials Mobile 78

Abrigo

FEBRUARY 10, 2016

Small retailers continued to improve sales, but their sales increases were flat to slightly lower than in previous years. Small firms accounted for nearly two-thirds of the net new jobs created between 1993 and mid-2013, and they provide nearly half of private-sector employment. percent sales growth in 2014). percent of U.S.

Data 150

Data Trends Industry Taxes 150

PYMNTS

FEBRUARY 7, 2020

Patreon launched in 2013 to fulfill this need, enabling “patrons” to pledge recurring monthly amounts of their choosing to support their favorite artists, many of whom promise additional content for those who donate above a certain threshold.

San Francisco 141

San Francisco Video Taxes Software 141

PYMNTS

SEPTEMBER 15, 2017

Diehards, however, are still crying “ hodl ” — the cryptocurrency community’s rallying cry, inspired by an enthusiastic misspelling of “hold” in a 2013 Reddit thread. What goes up must come down, as they say, and many are predicting that bitcoin’s time has come (or at least they’re hoping that’s the case).

Bitcoin 177

Bitcoin cryptocurrency blockchain Regulation 177

PYMNTS

JANUARY 10, 2017

Low-income consumers are far more likely to find it difficult to secure mainstream credit sources and are thus much more likely to make use of high-cost alternative credit sources when financial emergencies hit, often in the form of a payday, title, tax refund anticipation or installment loan. And that’s just accessing money itself.

Online 100

Online Chicago New York Mississippi 100

PYMNTS

AUGUST 26, 2016

In Austin the cost of living is relatively affordable and taxes are low, especially compared with other major tech hubs, while also offering resources to budding entrepreneurs and tech industry talent. According to the American City Business Journals , the growth in the number of SMBs based in Austin increased from 2010-2013 by 9.7

Austin 100

Austin Fintech New York City Community 100

PYMNTS

JANUARY 30, 2018

Three years later, in 2013, Bank of America stopped enrolling new customers in the program. They also questioned the move in light of the lift BoA received from last month’s federal legislation, which slashed taxes for corporations. The program was intended to compete with the “digital only” banks popping up at the time.

America 109

America Maryland FDIC Millennials 109

Fintech Labs Insights

MARCH 18, 2016

Pictured (left to right): Green Dot Chief Product Officer, Alok Deshpande, and Steve Streit, founder and CEO, demonstrating GoBank at FinovateSpring 2013 in San Francisco. ” Founded in 1999, Green Dot launched GoBank in beta in January 2013, and demonstrated the technology at FinovateSpring 2013.

San Francisco 12

San Francisco Taxes ATM California 12

Jeff For Banks

OCTOBER 23, 2017

In 2013, their non-performing asset/asset ratio was near 5%, down to 2% today. Commercial Real Estate ("CRE") loans grew from 29% of total loans in 2013 to 38% in the second quarter. It’s in their Annual Report. FFKT is not a client, and I do not know any non-public information about them.

Kentucky 66

Kentucky Analysis Capital Lending 66

BankUnderground

JULY 29, 2020

Goodhart and Needham (2020) argue that the government should issue consols (perpetual bonds) attractive to retail investors, in order to lock in current low interest rates. Bordignon and Tabellini (2020) argue that the ERF should be endowed with genuinely own EU sources of tax revenue. Debt financing may encounter limits.

Policies 103

Policies Lending System Tools 103

Banking 2020

OCTOBER 30, 2015

Out on the campaign trail, Sen Bernie Sanders (D-VT), has fired up support with calls for higher taxes on the wealthy, raising the minimum wage, and breaking up Wall Street conglomerates. That’s more than double the number from 2013, and the damage is far from done: the market is on track for at least 650 closures in 2015.

Community 40

Community United States Survey Millennials 40

Tomorrow's Transactions

DECEMBER 12, 2014

1, since as far as I know it has the highest proportion of non-cash payments at retail POS anywhere in the world and a well-developed mobile account-to-account infrastructure) and I’d also have Norway somewhere near the top of the list. with the middle classes abandoning the stuff entirely except for tax evasion, drugs and prostitution.

Cards 66

Cards Payments Taxes Retail 66

Jessica Ellerm

MAY 20, 2017

In 2013/2014 men, on average, retired with $292,500 while women ended up with $138,150. Of the 176 retail and super funds, roughly 10 have a mobile app. And even if you did know, navigating pre and post tax contributions from your salary becomes yet another headache to deal with. Double whammy. Mobile what?

Fintech 89

Fintech Management Industry Trends 89

CB Insights

OCTOBER 21, 2018

The 2018 Fintech 250 have raised approximately $53B in aggregate funding across 947 deals since 2013, and includes startups at different investment stages of development, from early-stage (seed/Series A) companies to well-funded unicorns. Retail Investing & Secondary Markets. Canopy Tax. Please click to enlarge. NerdWallet.

Fintech 78

Fintech Lending Capital Analytics 78

Fintech Labs Insights

MAY 31, 2016

Most recently, the company partnered with the Internal Revenue Service to allow underbanked consumers to pay their taxes in cash. PayNearMe presented at FinovateSpring 2013 and at FinDEVr San Francisco 2014. The company will continue to expand its flagship cash payment service by increasing its retail partnerships.

San Francisco 12

San Francisco Dallas California Taxes 12

Fintech Labs Insights

AUGUST 4, 2016

Founded in 2009, PayNearMe enables consumers to pay bills using cash at 17,000+ 7-Eleven, Ace Cash Express, and Family Dollar retail stores across the U.S. In April, the company partnered with the Internal Revenue Service to allow underbanked consumers to pay their taxes in cash. by scanning a barcode on their smartphone.

San Francisco 12

San Francisco Payments Dallas Taxes 12

PYMNTS

AUGUST 5, 2016

Visa also announced that it had extended the real-time, ubiquitous capability to other disbursement types as well including insurance claims, contractor payments, tax refunds and even merchant account real-time funds settlement. We said this in December 2013 when Target was hacked and every other time every other POS was hacked too.

Bitcoin 100

Bitcoin Payments Samsung social media 100

PYMNTS

APRIL 30, 2018

In this world, the only things certain are death and taxes. In an interview in 2013 , Founder and then-CEO Renaud Laplanche boasted that incumbent banks like Chase were “like Blockbuster Video” in a world in which tech and new lending models like LendingClub’s would bury them. A penny saved is a penny earned. Benjamin Franklin.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

NOVEMBER 16, 2018

states (and the District of Columbia) where marijuana has been legalized for sale in some capacity, it has thrown off a fairly large chunk of tax revenue in the last year. billion in taxes from legal cannabis companies last year, an amount of money that is undoubtedly a sizzle for the federal coffers.

Taxes 177

Taxes Payments District of Columbia Alabama 177

PYMNTS

NOVEMBER 22, 2019

Isaacson has watched remote sales tax policies unfold since that time in a flurry of new laws that differ by state, and even municipality. Magic Mirror On The Wall, Is AR The Innovation For Retailers All?

South Dakota 108

South Dakota Google Taxes Branding 108

CB Insights

OCTOBER 29, 2018

In 2013, Microsoft CEO Steve Ballmer saw an opportunity in Nokia, a Finnish phone company that was losing ground to competitors. Date: May 20, 2013. The company shut down Nextel’s networks in 2013. In 2013, Cisco decided to cut its losses in the consumer products division and sell Linksys off to Belkin.

Google 76

Google Software Innovation Company 76

Fintech Labs Insights

JANUARY 8, 2017

based retailer offering its shoppers financial services via Tandem. Funding Circle says more than 10,000 businesses have benefited since March 2013, and more than $5.2 (£5) million in interest generated “on behalf of the UK taxpayer.” The funding comes as part of an agreement that will have the U.K. ” InsurTech.

Fintech 12

Fintech blockchain Technology Lending 12

PYMNTS

APRIL 4, 2016

banning sodas from schools and levying a “soda tax” on beverage distributors in cities like New York and Philadelphia. Soda consumption among teenagers dropped a daunting 24 percent from 2007 to 2013, according to a report by the CDC.

social media 100

social media Millennials New York Branding 100

Independent Banker

MARCH 15, 2015

Retail locations: Seven. percent return on equity in 2013. Hartings dove into the details of the deal, which involved ensuring Wright State University would help manage the dorms, finding a legal firm to handle the paperwork and helping get approval for tax-exempt financing from the county. “We By Kelly Pike. Coldwater, Ohio.

Ohio 70

Ohio Community Bank Community Lending 70

William Mills

SEPTEMBER 7, 2016

Built a workflow for the bank so the bank can approve payment and see all compliance and tax information. Silver Fusion Retail Outlet: Where Snowbirds Shop”. Integrated with major retailer API’s like Amazon, eBay, Best Buy and several other aspirational brands. Product Launch: September 2013. Founded: May 2007.

Mobile 40

Mobile Cards Fraud Data 40