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Steal This 5-Step Banking Innovation Playbook from Gentle Monster

South State Correspondent

The tactic worked – in 2013, Gentle Monster’s oversized glasses were used to portray the main character of a huge Korean drama show. Each store is closer to an art exhibit than a retail outlet. It’s amazing how the Company chooses creativity and storytelling over the rules of what a retail experience should be.

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Stripe Teardown: How The $35B Payments Company Plans To Supercharge Online Retail

CB Insights

Business lending and corporate cards. The company was ultimately acquired by PayPal in 2013, and now represents a sizable chunk of its merchant business. Most recently, Stripe has launched a Corporate Card and a Lending product geared towards small businesses. Fraud prevention tools. Supporting merchant partner growth.

Online 98
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Can FinTech Walk The FinTalk?

PYMNTS

In this world, the only things certain are death and taxes. Marketplace lending. The blockchain can even end world poverty and transform society by making it safer for total strangers to lend each other money — without any third-party intermediary — and without any risk. Marketplace Lending. Honesty is the best policy.

Fintech 183
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How 60+ Startups Are Disrupting Retail And Commercial Banking Around The World

CB Insights

Startups targeting retail and commercial banking have been emerging globally, spurred by favorable tech regulations, an uptick in mobile adoption, and shifting customer demographics. This year in the US, JP Morgan launched mobile banking app Finn and Goldman Sachs’ retail banking arm Marcus crossed 1.5M Incumbents Play Catch-Up.

Retail 78
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The Fintech 250: The Top Fintech Startups Of 2018

CB Insights

The 2018 Fintech 250 have raised approximately $53B in aggregate funding across 947 deals since 2013, and includes startups at different investment stages of development, from early-stage (seed/Series A) companies to well-funded unicorns. Business Lending & Financing. General Lending & Marketplaces. Mortgage Lending.

Fintech 78
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Covid-19 briefing: post-lockdown macro

BankUnderground

However, the empirical literature, most prominently Heider, Saidi and Schepens (2019) , find that commercial banks generally do not push deposit rates to negative levels, so that negative policy rates compress banks’ net interest margins and hence their willingness to lend. Fiscal Policy. Debt financing may encounter limits.

Policies 106
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Bankers: What's Your Art of War?

Jeff For Banks

In 2013, their non-performing asset/asset ratio was near 5%, down to 2% today. Commercial Real Estate ("CRE") loans grew from 29% of total loans in 2013 to 38% in the second quarter. It’s in their Annual Report. FFKT is not a client, and I do not know any non-public information about them.