PYMNTS

FEBRUARY 6, 2018

And so with his friend, former Capital One executive and former South African Air Force member Mickey Konson, he founded StreetShares , Inc. “We Our first base of operations was my basement in Reston, Virginia.”. Between its founding in 2013 and 2016, StreetShares had previously raised $8.3 A Different Type Of Platform.

Lending 119

Lending Virginia United States Capital 119

Jeff For Banks

FEBRUARY 3, 2018

In 2013, there were 6,812 FDIC-insured financial institutions. That yielded 291 total institutions, broken down by region. And capital ratios have held steady and strong. In fact, if you listen to some institutional investors, the industry is over-capitalized. Positive operating leverage! Trends are telling.

Taxes 60

Taxes Regional Industry Trends 60

Jeff For Banks

MARCH 29, 2014

It is annual report season, meaning publicly traded financial institutions are finalizing their 2013 numbers and submitting their 10k''s to the Securities and Exchange Commission (SEC). Texas Capital Bancshares, Inc. In preparation for meetings, I frequently read 10k''s.

Strategy 101

Strategy Texas San Antonio Fort Worth 101

Abrigo

OCTOBER 29, 2014

This metric surged from 2 percent as of June 30, 2013, to 4.4 Operational Risk: Lastly, the OCC mentioned an increase in operational risk, and its intent to focus on: • Significant growth areas, new products, new or expanded services and changes in strategic direction. percent as measured on June 30 of this year.

Rhode Island 236

Rhode Island District of Columbia West Virginia New Jersey 236

BankUnderground

JANUARY 27, 2021

Banks active in the disaster area after hurricane Katrina hit, increased their capital ratios by reducing risk-weighted assets. Only stand-alone banks, especially those with already high capital ratios, behaved this way. Those part of a bank holding company did not. The importance of local lenders. Financing credit demand shocks.

Lending 70

Lending Study Marketing Capital 70

Jeff For Banks

APRIL 25, 2014

In 2013 there were 246 bank and thrift merger and acquisition deals announced, the highest number since 2007 when there were 318 deals. will provide greater capital resources and operational scale that will allow us to grow as part of a larger community bank." - Loralee Hutchinson, President of Alarion Financial Services, Inc.

Community 93

Community New York Indiana Connecticut 93

PYMNTS

AUGUST 11, 2017

According to a report by the country’s 12 regional Federal Reserve banks, over half of all startups report difficulty in securing loans, and 81 percent report having had to dip into their personal funds to cover gaps in their corporate cash flow. We heard about Working Capital and called PayPal,” Lightman said. And they did.

Lending 117

Lending Capital Video Online 117

Independent Banker

AUGUST 31, 2021

I think the most compelling part of the story is that we opened our front-end PPP portal to serve every borrower who needed capital,” says Phil Goldfeder, the bank’s senior vice president of global public affairs. “It In mid-June 2020, the community bank launched Cross River Digital Ventures, a venture capital arm that invests in fintechs.

Community Bank 196

Community Bank Community National Fresno 196

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. Sigma aims to streamline business operations. Stripe’s early success in acquiring customers was largely due to its mass appeal to the developer community.

Online 98

Online Company Retail Payments 98

PYMNTS

JULY 1, 2016

But outside of a drive to take the smarty city concept to a nationwide level, Singapore has also gained recognition for its advancement in innovation-driven entrepreneurship and becoming a startup capital of the world. In a region where mobile phone penetration grew from 92.7 In a region where mobile phone penetration grew from 92.7

National 133

National Training Bitcoin Samsung 133

PYMNTS

FEBRUARY 8, 2017

The FinTech sector saw a strong pull of banking activity as Atom Bank raised roughly $126 million and said that it would announce within the next few weeks the names of the investors who put up the capital. Looking at the mobile commerce ecosystem in 2013, Button began as a simple premise with far-reaching implications. “We

San Francisco 100

San Francisco Mobile New York Fintech 100

PYMNTS

OCTOBER 1, 2018

million Series C financing round led by Foundation Capital and joined by Morgenthaler Ventures, Norwest Venture Partners and Canaan Partners. In 2013, the lender’s originations count had grown to $2 billion, and Google acquired a minority stake in the company for $125 million. lending marketplace. The Aftershocks. So, Now What?

Lending 135

Lending Fraud Management San Francisco 135

Independent Banker

NOVEMBER 24, 2014

Since then, she has worked in nearly every operational area to gain firsthand experience, from her first job as a bank teller to her current role today as the founder, chairman and CEO of Summit Bank. Two years later, Nelson moved as a single mom to Oakland, where she again found a job as a teller at a regional bank.

Oakland 98

Oakland Community Bank Community Industry 98

CB Insights

OCTOBER 10, 2018

One of the biggest challenges these companies face is that many operate without a bank charter or license. Both have access to significant financial capital to scale far beyond what’s available to even well-funded startup challengers. Existing startups like the UK’s Revolut are also looking to expand in the region.

Retail 78

Retail Cards Millennials Mobile 78

Gonzobanker

SEPTEMBER 10, 2019

After lining up a series of regional bank and mid-large credit union signings over the past few years, Kony more recently acquired Umpqua Bank’s Pivotus Ventures to bring on Engage (in Umpqua parlance, formerly known as “BFF” and now “Go To Banking”), another non-transactional means of engagement that channels the mashup of service and sales.

United States 89

United States Texas Austin Kansas City 89

Fintech Labs Insights

MAY 5, 2016

Existing investors eVentures, Frog Capital, Greycroft, Accion and MCI Capital also participated in the round. While 30% of its total transfers are sent to the region, the expansion efforts will enable more outbound remittances from Asia. The company, which was founded in 2012, operates in 190+ countries and 80+ currencies.

Company 12

Company Capital Regional Fintech 12

CB Insights

FEBRUARY 1, 2019

Another player in the mobile wallet battle is T-Cash, the e-wallet service of Indonesia’s largest mobile operator Telkomsel, which recently opened up its e-wallet to the customers of rivals. in 2013 to 15.8% PasarPolis’ current model largely operates around tech services. in loans in 2018 vs. $182M in 2017.

Policies 61

Policies Lending Operations Examples 61

Jeff For Banks

JANUARY 16, 2016

Between February and November, 2015, foreign capital was pulled out of the country to the tune of $843 billion. In our region, the Philly Fed indices of business activity all turned negative in December, but, hey, higher rates will help, right? China is paying the price for these actions.

Community Bank 60

Community Bank Atlanta Data Marketing 60

CB Insights

OCTOBER 26, 2020

In the US, legislation emerged to forbid investment banks from prop trading, or trading with their own capital, and forcing them to keep more capital on hand. While the rules against prop trading have more recently been loosened, the restriction has still changed how investment banks operate. Table of contents. STAYING PRIVATE.

Management 78

Management Capital Company Marketing 78

CB Insights

MARCH 6, 2019

After soaring to a multi-billion-dollar valuation behind an iconic founder, a team of prominent backers, and a promise to revolutionize blood testing, Theranos officially ceased operations in 2018. That July, it banned Holmes from owning or operating a lab for two years. The rise and fall of Theranos. Total funding : $161M.

Report 78

Report San Francisco Capital New York 78

CB Insights

JUNE 11, 2018

In many ways, Apollo resembles Google’s Android Open Source Project (AOSP), Google’s open software platform for a mobile operating system (OS) that launched in 2007. Baidu has the most extensive mobile maps service in China (called Baidu Maps) and has been working on HD maps since 2013.

Google 71

Google Industry Software Data 71

CB Insights

MAY 23, 2019

Crescent Ridge Capital Partners’ elaborate Ponzi scheme. The Macro was allegedly used from Zenefits’ inception in 2013 until the summer of 2015, when Zenefits’ board was first alerted to its use. Select Investors: AllianceBernstein, Lightspeed Venture Partners, Glade Brook Capital Partners. The Outcome.

Fraud 78

Fraud Las Vegas Company Video 78

Fintech Labs Insights

JULY 22, 2015

Founded in June 2013. Raised $400,000 in capital. Campaigns can be developed to operate through a variety of channels – from email and SMS to postcards and outbound telephone calls – and the platform provides a number of pre-designed templates. It’s part of the fun of being a startup.” ” Stats.

Technology 12

Technology Marketing San Jose Community Bank 12

CB Insights

SEPTEMBER 4, 2019

in 2018, up from less than $2B in 2013. To attract millennial clients, some old-school gyms are adapting their models to capitalize on the increasing popularity of the boutique studios. Camping has enjoyed significant revenue growth over the last several years, largely thanks to millennials. Source: Wikimedia Commons.

Millennials 78

Millennials Industry Branding social media 78

CB Insights

JUNE 17, 2020

Tech giants aren’t the only companies that have spotted the opportunity in remote diagnostics — some biotech companies have moved quickly to demonstrate value and capitalize on the eased regulations as well. VR has also helped businesses across industries keep operations running. Source: Oxford Medical Simulation.

Industry 101

Industry Technology Online Video 101

CB Insights

AUGUST 16, 2017

We used CB Insights data to outline the activity of the four largest Chinese internet giants and most well-funded unicorn that have made investments in the region. These include Alibaba , Alibaba’s financial affiliate and Alipay operator Ant Financial , Tencent , Didi Chuxing , and JD.com. Expedia contributed $350M.

Operations 64

Operations Regional Capital Groups 64

CB Insights

MAY 15, 2019

Founded: 2013. DBS leaders expect to see more than 5,000 people actively innovating DBS’ services and operations at DAX each year. Capital One — Capital One Labs. Key people: James Patterson, Managing VP & Head of Capital One Labs at Capital One. Visa — One Market Center. Founded: 2012. Founded: 2009.

Innovation 78

Innovation blockchain Technology Groups 78

CB Insights

APRIL 26, 2018

But Andrew Ng, who was part of the group that led the research at Google, published a paper in 2013 alongside other Stanford scientists, achieving the same results using a cluster of Nvidia’s graphic processing units (GPUs) running on just 3 machines. This marked the beginning of a new era in artificial intelligence. (It Conclusion.

Google 63

Google US United States Training 63

CB Insights

DECEMBER 4, 2017

Oscillating government attitudes toward solar energy have also impacted the space, and while the costs of solar energy have improved dramatically in recent years, incentives still play a vital role in many regions. At the current run rate, that number is on track to hit $976M by the end of the year, the lowest annual total since 2013.

Trends 30

Trends United States Capital Industry 30

CB Insights

OCTOBER 31, 2017

Most surprising was the sudden shutdown of Sprig, a startup in the beleaguered food-delivery space that first received funding in 2013. The initial 7 years were all about having negative working capital, positive cash flow and a sustained ability to fund our own growth. finally went dark after surviving multiple acquisitions. “The

Company 78

Company US San Francisco Capital 78

CB Insights

NOVEMBER 16, 2017

In venture capital, returns follow the power law — 80% of the wins come from 20% of the deals. Get the 65-page report on teardowns for Union Square Ventures, Andreessen Horowitz, Sequoia Capital, and more. JD.com took a huge risk by stepping into a major market and investor Capital Today made a $2.4B

Lending 78

Lending Capital Company Google 78

CB Insights

MARCH 2, 2018

The e-commerce giants are capitalizing on three important trends: Global financial systems are going digital and mobile. India is the region with the highest growth potential, and this is why both Amazon and Alibaba see it as critical to their long-term strategy. Global wealth is growing. Internet penetration is increasing.

Regional 68

Regional Retail Marketing Online 68