PYMNTS

MARCH 29, 2020

Tink was formed in 2012. Eurobits, founded in 2004 with headquarters in Madrid, works in connectivity and has operated with many banks and institutions in the past. Tink is undoubtedly one of the most innovative companies within open banking,” said Eurobits CEO Arturo Gonzalez Mac Dowell. million euros ($17.2

America 241

America National Company Innovation 241

Bank Innovation

JUNE 29, 2017

Free credit reporting company Credit Karma reported more than $500 million in revenue in 2016 — a 50% increase compared to the prior year — hitting 70 million members since the launch of its flagship product — credit monitoring — in 2012, the company announced this week. What’s the secret to its success?

Report 285

Report Company Taxes Operations 285

PYMNTS

AUGUST 14, 2017

billion into Snap since it started in 2012, and its IPO in March of 2017 raised $3.4 It’s an inspiring story — and one that gets many an innovator out of bed to fight the good startup fight, even in the face of insurmountable odds. Investors put $2.65 billion more. Survival of the Fittest. It’s just not that kind of world anymore.

Innovation 109

Innovation Online Google Millennials 109

PYMNTS

JANUARY 8, 2020

Mediaocean is continuing to innovate with partners like Amino Payments to empower marketers and agencies to plan, execute and measure global cross-media advertising,” said Ramsey McGrory, CRO of Mediaocean. Mediaocean has been putting money into research on how blockchain would work in the advertising landscape.

New York City 130

New York City blockchain Philadelphia New York 130

PYMNTS

OCTOBER 3, 2019

Founded in 2012, the ride-hailing unicorn – which is valued at over $1 billion – was the premier tech startup in the Middle East and North Africa. Although the startup will be a wholly-owned Uber subsidiary, Careem will continue to operate under its own brand, the news outlet reported. Uber paid $3.1 billion to take ownership.

Chicago 139

Chicago Leadership Regional Operations 139

PYMNTS

JUNE 22, 2020

nCino, which was founded in 2012, said it will use the proceeds of its stock sale to purchase additional office buildings, and may also use a portion to acquire, invest in or obtain rights to complementary technologies, products, services or businesses. . In its initial public offering (IPO) filing with the U.S.

North Carolina 150

North Carolina Capital Software Security 150

NCR

FEBRUARY 21, 2017

An easy-to-operate self-service terminal that allowed financial institutions to offer services 24/7. There are now more than three million ATMs operational around the world. Once the ATM was an established and familiar part of the banking system, the next frontier of innovation was usability. Improvements in usability.

ATM 85

ATM Innovation New York City New York 85

PYMNTS

JANUARY 15, 2020

Founded in 2012, EBANX originally processed payments for Brazilian clients of global websites and recently expanded to offer services to Brazilian eCommerce platforms. Beyond Brazil, EBANX operates in Mexico, Colombia, Argentina, Chile, Peru, Ecuador and Bolivia. We are very happy to support EBANX in the construction of this solution.

Fintech 169

Fintech America Payments Capital 169

Bank Innovation

JUNE 21, 2016

Since 2012, it has been the fastest growing technology in banking. That’s the word out of Digital Banking 2016 here, where bankers outnumber entrepreneurs (but not vendors). The mobile banking app traces its roots to SMS banking back in 1999. But it comes with Read More.

Digital Banking 199

Digital Banking Mobile Technology Operations 199

Accenture

SEPTEMBER 22, 2019

An obvious reason is the inroads they’re making into the market, both domestically and globally: recent Accenture research finds that digital-only banks operating in the UK could amass a total of 35 million customers globally within the next 12 months, up from 13 million today. Why the intense interest in the neo-challengers? Customer growth.

Innovation 150

Innovation Metro Apple Marketing 150

PYMNTS

NOVEMBER 2, 2020

Ocado is embroiled in a patent lawsuit over robotically operated warehouse technology with AutoStore. That robotics company claims that Ocado, a customer since 2012, is using a storage system based on AutoStore’s setups. Although Ocado only claims 1.7

Las Vegas 222

Las Vegas Online Company San Francisco 222

PYMNTS

FEBRUARY 15, 2018

Founded in 2012, Payworks offers a variety of omnichannel payment providers a next-generation payment gateway technology, operated in the cloud and provided in a Software-as-a-Service model. Payworks announced that it has completed a $14.5M

Technology 100

Technology New York Innovation Payments 100

PYMNTS

JANUARY 28, 2019

Yes, I know that for many of you, especially in California, this is old news and standard operating procedure – but hear me out. The card networks left it up to the states to decide whether or not to allow its operating merchants to do so. Innovation by Any Other Name. A 2012 survey presented by the U.K.

Regulation 181

Regulation Boston Cards Innovation 181

PYMNTS

JULY 6, 2016

Hostess’ new ownership group, the Los Angeles-based private equity firm Gores Group, which purchased a controlling share in Hostess three years ago for $410 million after the company filed for bankruptcy in 2012, revealed its plans to take the company public with an IPO it values at about $2.3 billion, according to CNNMoney.

Los Angeles 100

Los Angeles Groups Company Innovation 100

PYMNTS

FEBRUARY 26, 2019

The access is exclusive to Caesars locations across select states where the company operates casino properties. ” Founded in 2012, Boston-based DraftKings offers daily fantasy sports contests across 11 professional sports and in eight countries, including the U.S., and Australia. . and Australia.

Online 108

Online Mississippi New Jersey Boston 108

PYMNTS

NOVEMBER 3, 2020

Perhaps it was luck or a stroke of genius, but the confectioner also introduced the world’s first cupcake ATM in 2012. Coping with the pandemic has meant seeing fewer customers inside brick-and-mortar stores, so offering options such as curbside pickup, takeout and delivery has become critical for QSRs looking to keep their operations afloat.

ATM 196

ATM Online New York City New York 196

PYMNTS

NOVEMBER 20, 2019

It’s important to note, however, that despite the fact that many malls and shopping centers have seen a decline in tenants in recent years, data shows that only three of around 40 malls and shopping centers linked to the CMBX 6 have been delinquent on their loans since 2012.

Minneapolis 100

Minneapolis United States New York America 100

PYMNTS

MAY 15, 2019

It was that observation that prompted the start of Foodsby in 2012, when the firm launched in Minneapolis to build a better delivery experience. It’s essentially consumer food delivery with a B2B base, which CEO Ben Cattoor noted was an delivery innovation that was lacking in the market. city where tech buzz is built most of the time.

San Diego 128

San Diego San Francisco Minneapolis Operations 128

PYMNTS

JANUARY 5, 2018

As of the end of October, Sears operated around 1,104 stores — about half of the 2,019 stores it possessed in 2012. The retailer has managed to use that — and some other innovations, like Sephora mini-stores — to help the firm to a better-than-expected 3.4 percent growth rate during the holiday season in 2017.

Retail 115

Retail Innovation Marketing Operations 115

CFPB Monitor

FEBRUARY 22, 2016

The CFPB has issued a final policy statement on issuing “no-action” letters (NAL) for innovative financial products or services. The policy is part of “Project Catalyst,” the CFPB’s initiative launched in November 2012 for facilitating innovation in consumer-friendly financial products and services.

Policies 60

Policies Innovation Regulation Resources 60

Abrigo

OCTOBER 21, 2020

The CMBS delinquency rate reached 10.31% earlier this year, and the peak ever was 10.34% in July 2012 so we reached almost the peak historically but have been slowly decreasing ever since. He does not expect this trend to stop but we are seeing some interesting innovations from student housing and lodging operators around college campuses. .

Marketing 312

Marketing Lending Risk Management Retail 312

PYMNTS

MAY 20, 2019

As noted in a statement by Charlotte Roule, vice president of the European Chamber, the transfers “might be due to a number of reasons … either way, it is unacceptable that this practice continues in a market as mature and innovative as China.” In March , the American Chamber of Commerce in Beijing – gathering the opinions of hundreds of U.S.

Charlotte 150

Charlotte Survey Technology Regulation 150

PYMNTS

SEPTEMBER 30, 2019

We here at PYMNTS will leave it to others to hash out the truths of that view, but here is one thing we know: All that stuff is creating a tremendous opportunity for self-storage operators, especially those who know how to get the attention of younger consumers. Get ready for more movement, innovation and disruption in this space.

Policies 117

Policies Millennials Industry Operations 117

PYMNTS

JANUARY 9, 2020

This isn’t Amazon’s first attempt at breaking into the luxury fashion market – the retail giant originally tried in 2012, but was not successful. Amazon will face new and different competition from the first time the eCommerce operator tried upscale fashion. Part of the problem is the eCommerce brand’s image. Fashion Rentals.

Branding 137

Branding Retail Marketing Operations 137

PYMNTS

JULY 26, 2016

Launched in March 2012, DSC rode the waves created by its clever marketing to thumb its metaphorical nose at entrenched businesses stuck in outdated retail models. How that growth might come about is less clear, especially since the two brands would seem to operate on different models.

Retail 100

Retail Innovation Online Branding 100

PYMNTS

OCTOBER 26, 2018

In an earlier interview with PYMNTS, Ben Peters, chief operating officer at insurance payments solutions company VPay, said a lack of remittance data may be partially to blame for ACH’s lack of ubiquity. .” He’s not the first to bring up the issue of corporates and banks struggling to transmit information along with funds.

Data 150

Data Compliance Payments Tools 150

PYMNTS

JANUARY 26, 2017

The city is able to attract investors due to its low logistical and operational costs and excellent infrastructure, international outlook and liberal government policies. As of 2012, Dubai was the 22nd most expensive city in the world and the most expensive city in the Middle East. 2016, the inflation rate was 0.12

Fintech 100

Fintech Regional Innovation Leadership 100

PYMNTS

MARCH 6, 2018

The Omni Developer Report , a Vantiv collaboration, is designed to provide the payments ecosystem with a view into how software developers are using new technologies to create innovative business opportunities and enable merchants to optimize the ways in which they engage with shoppers today. out of 100.

Trends 127

Trends Software Retail Report 127

Fintech Labs Insights

MAY 26, 2017

. “A core part of our business transformation program will involve creating an internal, centralized KYC target operating model that will help us to simultaneously improve the client experience and reduce the cost impact of the regulator KYC activities,” Erftemeijer said.

Management 17

Management Innovation Compliance Capital 17

PYMNTS

DECEMBER 7, 2017

When Panera Bread first rolled out its mobile order-ahead service in 2012, the idea was to attract consumers wary of waiting in lines for service. Panera Bread, which operates 2,024 locations in the U.S. Understanding customers and their needs has been crucial to devising mobile order-ahead efforts since 2012. “We

St. Louis 113

St. Louis Google Mobile Missouri 113

PYMNTS

APRIL 22, 2016

But last week also revealed another trend: VCs’ love of the invoice financing platform, with new backing going to Kickfurther and Onfido, two SME lending portals that operate in the space. Since its launch in 2012, the firm said it has facilitated $178 million worth of invoice financing to local SMEs. B2B ePayments. Transactis.

Capital 100

Capital Security Software User Experience 100

PYMNTS

JUNE 20, 2016

San Francisco-based Plaid was founded in 2012 with the vision of making the world a better place for FinTech firms by providing easy infrastructure to connect FinTech innovators with their clients’ bank accounts. We are excited to partner with Plaid and support the business as it continues to enable financial innovation.”.

Technology 101

Technology San Francisco Fintech Financial Technology 101

PYMNTS

OCTOBER 17, 2018

Or, more recently, consider all the digital expertise and innovation brought to the market by entrepreneurial veterans of the Israeli military and spy services. Just look at the logistical lessons learned during World War II that were applied to post-war industry, or even the development of the internet and how U.S. Prepping the Battlefield.

Payments 168

Payments Maine Case Study System 168

PYMNTS

FEBRUARY 22, 2017

In 2012, I spoke to the carriers I had established relationships with and discussed how large of an impact an app to charter a private plane would have on the industry. 2012, I made the dream a reality and created the beta version of JetSmarter, sharing it with an exclusive group of industry experts and frequent private jet users.

Las Vegas 149

Las Vegas San Francisco New York Atlanta 149

PYMNTS

MARCH 17, 2017

trillion (2012). Situated near Gramercy, the Flatiron District, the East Village and Greenwich Village on Manhattan’s east side, this tech hub will have access to a wide variety of talent and innovation. Is there anything people may find surprising about operating a business there? percent (2015). Want to succeed?

New York City 100

New York City New York Community Industry 100

PYMNTS

MARCH 28, 2019

A 2012 report from Oracle summarized the conundrum for banks: “Banks need to modernize their business operating models and their technology components if they are to benefit fully from the next period of growth,” the company stated. “Indeed, if they do not [do] so, they are likely to fail.”

Regulation 118

Regulation Technology Tools Fintech 118

PYMNTS

AUGUST 17, 2017

With more consumers moving to mobile transactions over visits to branches, some banks are considering closing brick-and-mortar locations to reduce operational costs. The price of real estate is prompting even the largest players in the banking world to scale back their branch operations. Staying on Top of Customer Expectations.

Millennials 132

Millennials Digital Banking San Francisco Fintech 132