PYMNTS

OCTOBER 31, 2019

eCommerce innovators and established brands are taking new approaches to food commerce. Data: 2012: The year meal kit company Blue Apron launched. FIX , for instance, is changing the meal delivery model by ditching subscriptions and allowing customers to shop for meal kits and buy them a la carte when they want them. And Mondel?z

Innovation 100

Innovation Data Branding Marketing 100

PYMNTS

FEBRUARY 24, 2020

The one thing we all have to learn: it is not about the innovations themselves. We get very excited about our innovative capabilities, and we are extremely proud of all of our IP and patents in this area. Those innovations have illumination that there is value here beyond a great light,” said Karner.

Innovation 221

Innovation US Data Examples 221

PYMNTS

MARCH 15, 2017

The big day has finally arrived — no thanks to Mother Nature, who decided to throw a disruption of her own at the year’s biggest celebration of innovation in the shape of a blizzard named Stella. The fifth anniversary of Innovation Project in Harvard Square today being one extremely tenacious example.

Innovation 116

Innovation Payments Bitcoin Retail 116

Bank Innovation

FEBRUARY 19, 2018

EXCLUSIVE— A time-consuming and costly area of banking, Know Your Customer (KYC) and due diligence maintenance could use an upgrade, global payments provider SWIFT told Bank Innovation. KYC is a key tenant of our product set, part of a unit of SWIFT we launched in 2012. It’s part of a bigger play for us,” Paul Taylor, […].

Fintech 239

Fintech Innovation US Payments 239

PYMNTS

OCTOBER 21, 2019

Some entertainment innovators are also rolling out new subscription services. Subscription companies based in the Asia-Pacific, Europe and North America experienced more than 300 percent growth in subscription sales from 2012 to 2019. And retailers are offering innovative subscriptions for all sorts of products. per month.

Innovation 109

Innovation Retail Las Vegas Payments 109

PYMNTS

DECEMBER 6, 2017

In short, customers want innovation, but restaurants, largely, aren’t giving it to them. The Index’s inaugural edition explores why companies in the $230 billion QSR space struggle to innovate, and how they can change that reputation. According to PYMNTS research, most brands in the QSR space are losing the innovation race.

Innovation 120

Innovation Study St. Louis Google 120

PYMNTS

JUNE 20, 2019

In this case of retail innovation, that comes down to a former Snap executive taking on Amazon with the launch of a new eCommerce platform. The company is aiming to compete directly with Amazon , which launched its online Brazilian operations in 2012.

Retail 125

Retail Innovation Online Taxes 125

PYMNTS

JUNE 1, 2020

The challenger bank has run on a cloud banking model since its 2012 launch and is available for business and consumer use in 30 European markets, including Austria, Germany and the Netherlands. The third benefit is becoming critical to the evolving banking industry.

Innovation 132

Innovation Strategy Innovation Strategies Security 132

PYMNTS

DECEMBER 4, 2019

What they learned was that they liked making mead a lot, and started pursuing it has a hobby in their garage until about 2012, when family and friends suggested there might be a business in it. And so the Herberts became professional mead makers — and set about innovating a product with a 4,000-year history to introduce it to consumers.

Innovation 137

Innovation Phoenix Arizona Maine 137

PYMNTS

OCTOBER 21, 2019

As Seedrs CEO Jeff Kelisky told Karen Webster in a recent discussion, while most people in 2009 took one look at the sputtering and shuddering economy, there was a whole class of innovators and entrepreneurs who didn’t see a nuclear wasteland where the economy used to be. They saw a greenfield waiting to be planted.

Innovation 131

Innovation Payments Apple Mobile 131

PYMNTS

AUGUST 13, 2019

QFPay was founded in China in 2012 and is known for its QR code-based technology. MDI Ventures, Rakuten Capital and VentureSouq also invested in the funding, which is being earmarked for the creation of new digital payment solutions. This new round of funds brings QFPay’s total funding to $36.5

Innovation 116

Innovation Payments Capital Taxes 116

Bank Innovation

FEBRUARY 3, 2020

million loans since its inception in 2012. Installment lender LendUp, which targets customers underserved by the credit system, has hit a milestone of $2 billion financed through the platform. It’s delivered 6.5 The […].

System 243

System Customer Experience Lending 243

PYMNTS

JANUARY 22, 2018

More important, perhaps, than the innovations they made on behalf of their more famous lead players, was how their contributions accelerated those innovations’ time to market. Innovation in payments and commerce has an unsung hero, too. And who will influence how innovation happens. That was then.

Innovation 135

Innovation Online Branding El Paso 135

Fintech Labs Insights

APRIL 12, 2024

The last one, published in Jan 2014, featured 50 innovations (see below). Note: These are the rankings from 10 years ago. I will update with milestones from 2014 to today and publish next month. I’m taking suggestions here (so far: crypto, BNPL, earned-wage access, chatbots, deposit networks).

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

DECEMBER 9, 2020

The FTC complaint alleges that Facebook has engaged in a systematic strategy — including its 2012 acquisition of Instagram, its 2014 acquisition of WhatsApp, and the imposition of anticompetitive conditions on software developers — to eliminate threats to its monopoly, according to the release.

social media 256

social media Software New York Leadership 256

Bank Innovation

MARCH 20, 2018

based Digital Reasoning was launched in 2012. The other investors include U.K.’s ’s Barclays, Square Capital, Goldman Sachs, Nasdaq, Lemhi Ventures, HCA, and the Partnership Fund for New York City. The.Read More.

New York City 264

New York City New York Capital Groups 264

CFPB Monitor

JANUARY 3, 2019

Our guest for this week’s podcast is Paul Watkins, Director of the CFPB’s Office of Innovation. The Office has taken over the Bureau’s work that was formerly done under Project Catalyst, the initiative launched by the CFPB in 2012 for facilitating innovation in consumer financial products and services.

Arizona 60

Arizona Innovation Policies United States 60

Bank Innovation

JANUARY 31, 2018

Moven burst onto the fintech scene in 2012 — it was founded in 2011 and launched an alpha product in 2013 — as Brett King’s bank, or bank account. Neobank Moven has secured an undisclosed amount from SoftBank and is looking to acquire a bank with the funding, according to an American Banker report. Originally […].

Fintech 261

Fintech Security Report Cards 261

CB Insights

SEPTEMBER 26, 2018

One solution: in-house healthcare innovation labs. We put together a list of healthcare innovation labs from new entries to the field, as well as some of the oldest — and most familiar — names in health. Sometimes corporate innovation goes wrong , and we’ve written about corporate innovation theater before.

Innovation 73

Innovation Cleveland New York New York City 73

PYMNTS

MAY 3, 2020

The lawsuit by SC Innovations, Sidecar’s successor, has been allowed to go forward by Judge Joseph Spero in San Francisco. The lawsuit claims Sidecar, which was formed in 2012 and was the first company to offer ride-sharing practices, was crowded out of the business by Uber’s reportedly aggressive tactics.

San Francisco 174

San Francisco US Innovation Regulation 174

PYMNTS

SEPTEMBER 9, 2019

And in retail, legal cannabis innovates its way around the payments knot. Data: 2012: The year Peloton was founded. In authentication news, the use of digital identities is becoming more common, as consumers are largely satisfied with their presence. All this, Today in Data. 11.5K: Number of U.K.

Colorado 134

Colorado Software Data Innovation 134

Bank Innovation

OCTOBER 19, 2018

outpaced growth in noncash payments overall between 2012 and 2015, according to a Federal Reserve Payments Study released this week. billion in 2012 to $8.3 Noncash payments fraud in the U.S. The study’s survey of depository institutions found noncash payments fraud increased 37%, from $6.1 billion, in 2015.

Study 150

Study Fraud Payments Survey 150

Bank Innovation

JULY 26, 2019

In 2012, he founded Upstart, a company […]. Dave Girouard, CEO and founder of Upstart, testified before Congress’ Task Force on Financial Technology for its hearing on the use of alternative data in loan underwriting and credit scoring.

Google 210

Google Financial Technology Data Technology 210

CFPB Monitor

DECEMBER 12, 2016

The announcement by the Office of Comptroller of Currency that it will allow financial technology (fintech) companies to apply for national bank charters as way of fostering “responsible innovation” has already drawn fire from the New York Department of Financial Services (DFS) and the Conference of State Bank Supervisors (CSBS). .

Innovation 60

Innovation New York Illinois Regulation 60

Bank Innovation

APRIL 19, 2017

trillion in total payments through Alibaba’s Alipay service last year, compared to only $70 billion in 2012; Tencent’s WeChat users sent about $1.2 According to a new report released by the UN-based Better Than Cash Alliance, users sent $1.7 trillion in […].

Payments 305

Payments Report Online Mobile 305

Bank Innovation

JUNE 29, 2017

Free credit reporting company Credit Karma reported more than $500 million in revenue in 2016 — a 50% increase compared to the prior year — hitting 70 million members since the launch of its flagship product — credit monitoring — in 2012, the company announced this week. What’s the secret to its success?

Report 285

Report Company Taxes Operations 285

Bank Innovation

MAY 29, 2019

Founded in 2012, San Francisco-based Plaid helps customers and banks transmit data back and forth. Fintech startup Plaid Inc. is expanding its footprint into the U.K., a region it believes could eventually match the U.S. in terms of revenue, despite political uncertainty.

San Francisco 199

San Francisco Regional Fintech Data 199

PYMNTS

AUGUST 14, 2017

billion into Snap since it started in 2012, and its IPO in March of 2017 raised $3.4 It’s an inspiring story — and one that gets many an innovator out of bed to fight the good startup fight, even in the face of insurmountable odds. Investors put $2.65 billion more. Survival of the Fittest. It’s just not that kind of world anymore.

Innovation 109

Innovation Online Google Millennials 109

Chris Skinner

JULY 5, 2017

In this growing and dynamic market, payments have been one of the major drivers of growth and innovation. Exhibit 1: Turkish payments market in numbers … inspiring the world with its innovative solutions Turkey with its rich history, going back to thousands of years ago, is a land that has shaped the history of economics as well.

National 300

National Cards Innovation Payments 300

PYMNTS

OCTOBER 2, 2019

Founded in 2012, the ride-hailing unicorn – which is valued at over $1 billion – was the premier tech startup in the Middle East and North Africa. Innovation is at the heart of what we do at Careem , and has been critical to our success in winning over local markets,” said Co-founder and chief executive officer (CEO) Mudassir Sheikha. “As

Regional 188

Regional Leadership Innovation Operations 188

PYMNTS

DECEMBER 11, 2020

The lawsuits filed this week could break up Facebook’s ownership of Instagram, acquired in 2012, and WhatsApp, snapped up in 2014. Some pundits have expressed concern that holding up mergers and acquisitions could stifle innovation. Sandberg said approved mergers shouldn’t later be revoked. .

social media 205

social media Digital Banking Groups Innovation 205

PYMNTS

MARCH 29, 2020

Tink was formed in 2012. Tink is undoubtedly one of the most innovative companies within open banking,” said Eurobits CEO Arturo Gonzalez Mac Dowell. Tink received 90 million euros ($100.1 The company bought Eurobits for 15.5 million euros ($17.2 The company has 54 employees, all of whom will now be a part of Tink’s team.

America 241

America National Company Innovation 241

NCR

FEBRUARY 21, 2017

Once the ATM was an established and familiar part of the banking system, the next frontier of innovation was usability. In 2012, Royal Bank of Scotland launched its Get Cash service, allowing customers to withdraw money from ATMs using a code sent to their mobile phone, eliminating the need for debit cards. Improvements in usability.

ATM 85

ATM Innovation New York City New York 85

PYMNTS

MARCH 19, 2019

And a new interview shows that speed in payments is not as important as one might assume, which has wider implications for innovation. Data: March 19, 2012: Expected rollout date for a third Same-Day ACH (SDA) processing window. Speaking of faster payments: Does the U.S. Federal Reserve have a hidden agenda?

Data 124

Data Payments Fraud Branding 124

PYMNTS

NOVEMBER 28, 2019

The event launched in 2012 and raised around $400 million in the U.S. Crypto-based donations are taking center stage this holiday season with #BitcoinTuesday. The event on Dec. 3 is a take on GivingTuesday, which allows people to make donations to charities.

Bitcoin 176

Bitcoin Community Groups Innovation 176

PYMNTS

AUGUST 10, 2016

In general, venture capitalists are boosting their investments in Latin America, with funding reaching $594 million in 2015, a stark increase from $387 million in 2012, the Latin America Venture Capital Association confirmed.

Innovation 100

Innovation Apple social media America 100

Bank Innovation

JUNE 21, 2016

Since 2012, it has been the fastest growing technology in banking. That’s the word out of Digital Banking 2016 here, where bankers outnumber entrepreneurs (but not vendors). The mobile banking app traces its roots to SMS banking back in 1999. But it comes with Read More.

Digital Banking 199

Digital Banking Mobile Technology Operations 199