Fintech Labs Insights

APRIL 12, 2024

Innovations from 1995 to 2014 (with launch dates) Note: Ranking as of Jan 2014 Wells Fargo is first in the world to offer Web-statement access (launched May 1995) Security First Network Bank launches first full-service Internet bank brand (Oct 1995, disbanded 2002) PayPal launches first online optimized payment system (Nov 1999, bought by eBay in 2003) (..)

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

MAY 2, 2017

And now it seems credit cards are coming to the party — Capital One, Synchrony and Discover Financial have all increased their loan-loss provisions and reported increasing delinquencies. Capital One’s first-quarter earnings are a good case in point, as they notched a much higher rate of loss than its management or investors were expecting.

Millennials 103

Millennials Lending Capital Cards 103

PYMNTS

SEPTEMBER 14, 2016

referendum would impact the markets, but immediately after the nation voted to leave the European Union, it was too soon to decipher who got it right and wrong. This week, alternative lending platform C2FO published its most recent Working Capital Outlook Survey , released annually. Analysts quarreled over how the U.K. ”

Survey 100

Survey Trends Capital Lending 100

Jeff For Banks

JULY 5, 2022

My Remarks to Bank Client's Annual Meeting of Shareholders "I want to thank [Chairman] and the Board, [CEO] and the management team for asking me to come out and remark on where I think the banking industry is going over the next five years. They are/were the business owners, demanders of capital and loans, and significant depositors.

Millennials 78

Millennials Community Pennsylvania Community Bank 78

CB Insights

APRIL 17, 2018

For the third consecutive year, we worked with The New York Times to identify and rank the top 100 venture capital professionals from around the globe. Below are the detailed profiles of the Top 20 Venture Capital Partners. PROFILES OF THE TOP 20 VENTURE CAPITAL PARTNERS. Current Firm: First Round Capital (Founding Partner).

San Francisco 71

San Francisco CA Capital Operations 71

Jeff For Banks

FEBRUARY 6, 2011

Take for example the language from an FA Article relating to a strategic plan issued by the OCC to The Suffolk County National Bank of Riverhead (“SCNB”) in New York on October 25, 2010: “The Board shall adopt, implement, and thereafter ensure Bank adherence to a written strategic plan for the Bank covering at least a three-year period.

Regulation 70

Regulation FDIC National Capital 70

CB Insights

AUGUST 16, 2017

in funding since 2011. Bengaluru, the capital of the Southern state of Karnataka, took in the greatest number of deals over the past five years, at 30%. Delhi and its surrounding NCR (National Capital Region) area came in a close second, at 29% each. It’s raised $75M in total from True North and Brand Capital.

Regional 63

Regional Capital Groups New York 63

PYMNTS

NOVEMBER 28, 2016

corporates over the last five years, a 25 percent increase between 2011 and 2016, according to alternative lender Funding Options. And with the holiday season here, these companies often need overdraft loans to manage irregular cash flows, the executive added. We dive into the latest banking news from around the world. $30

America 100

America Guidelines Report System 100

Jeff For Banks

DECEMBER 19, 2015

Total return includes two components: capital appreciation and dividends. Independent Bank Corporation (Nasdaq: IBCP) Independent Bank dates back to 1864 as the First National Bank of Iona. But management went to work. At the height of its problems in 2011 over 9% of its assets were bad loans. It's size today, at $2.4

North Dakota 60

North Dakota Arizona Michigan Florida 60

CB Insights

NOVEMBER 28, 2017

According to SpaceWorks Enterprises — a private company that monitors satellite demand — the number of annual nano- or microsatellite launches has grown at an average of 40% per year since 2011, with 10% growth projected annually through 2023. Select Investors: Draper Fisher Jurvetson, O’Reilly AlphaTech Ventures, First Round Capital.

Capital 61

Capital Data Industry Company 61

Gonzobanker

AUGUST 22, 2014

The vast majority of exits came from banks with less than $100 million in assets, and more than 10,000 of these institutions left the financial services landscape between 1984 and 2011 due to mergers and failures. At the same time, the pace of new bank charters has dwindled to near non-existence.

Strategy 87

Strategy United States Community New York City 87

FICO

DECEMBER 13, 2019

In China, online P2P lending exploded in popularity, with the number of P2P lenders growing from 50 in 2011 to 6,000 in 2015. In India, online lending companies raised a record $909 million in venture capital last year (the third-biggest market behind the U.S. and China). A Prediction for the 2020s.

Regulation 52

Regulation Fintech Lending Branding 52

Fintech Labs Insights

SEPTEMBER 21, 2020

Customers: Shell, KLM, United Nations, Toyota, SITA, Lloyds Register and a range of technology startups. Personal Financial Management & Wellness. Founded: 2011. Capital Markets & WealthTech. Digital Assets. Finalists: Lacero ( pitch ), SupraFin ( pitch ), Wirex (see pitch below). HQ: London. Founded: 2016.

Innovation 15

Innovation Fintech blockchain Capital 15

CB Insights

DECEMBER 4, 2019

That same year, the company acquired TextPayMe , a peer-to-peer (P2P) mobile service that was relaunched as Amazon Webpay in 2011. To compete, Amazon is investing in product including hiring product managers for devices solutions, which could see Alexa move from the home and office, and into brick-and-mortar or point-of-sale POS.

Cards 101

Cards Lending Strategy US 101

Jeff For Banks

OCTOBER 21, 2010

Rates have fallen to incredible lows; Pimco, a large money manager, has referred to them as “Eisenhower” lows because they were prevalent in the 1950s. Rebuilding of depleted inventories and increased capital spending helped to get GDP growth back on track in the summer of 2009 and into 2010. What are the Markets Thinking?

Taxes 60

Taxes Marketing Capital Policies 60

PYMNTS

AUGUST 21, 2017

That garage is now a private museum and is listed on the National Register of Historic Places. million from Benchmark Capital and changed its name to eBay. And, in 2011, eBay acquired eCommerce tech platforms GSI Commerce and Magento to create more synergies with the online retailers that were its customers.

Online 128

Online Retail San Francisco Mobile 128

Tefkin

MARCH 12, 2014

To give a few numbers, non-life insurance market world-wide in 2011 was estimated at $1,877.2 However, from a technical perspective, the cost of acquiring, storing, managing and calculating on data has become lower and lower. Their minimal capital requirement for operating was around USD 45M ( [link] ). billion the same year.

Comparison 34

Comparison Lending Examples Data 34

South State Correspondent

MAY 1, 2024

Gentle Monster Background Founded in 2011 by Kim, Gentle Monster initially struggled to break through against large brands like Luxottica which controls an estimated 30% of the US market, and is behind almost every single designer eyeglass brand you can think of, including Ray-Ban, Oakley, Armani, Ralph Lauren, Chanel, Prada and many more.

Innovation 195

Innovation social media Branding Marketing 195

Gonzobanker

DECEMBER 19, 2017

Endless CRM and data management projects that shook our foundations and gutted our PMOs. The Get Outta Dodge (and Focus) Award – Goes to Capital One for exiting a significant mortgage business to focus on cards and direct banking. This year brought us: Mergers out the yin-yang. Heavy core conversions weighing us down. Payments chaos.

Conference 93

Conference Industry Community Bank Community 93

Jeff For Banks

DECEMBER 12, 2016

Total return includes two components: capital appreciation and dividends. Independent Bank Corporation (Nasdaq: IBCP) Independent Bank dates back to 1864 as the First National Bank of Iona. In 2011, at the height of its problems, when non-performing assets/assets was nine percent. In 2011, the company had net income of $4.1

North Dakota 60

North Dakota Minnesota West Virginia Arizona 60

PYMNTS

MARCH 10, 2017

In this week’s Tech Center tracker, Mary Gavala, Online Marketing and Promos Manager of Viva Wallet , spoke with PYMNTS on how Greece is becoming a hot spot for tech. Athens, Greece’s capital, has a population of just over 665,000. Its capital city of Athens is helping out Greece in particular with its various technology endeavors.

Industry 118

Industry Los Angeles Technology Fintech 118

PYMNTS

AUGUST 7, 2019

The digital ID industry is devoting an immense amount of effort and capital to protecting digital identities as data breaches and privacy concerns continue to make headlines on a regular basis. The National Strategy for Trusted Identities in Cyberspace. Any lapse in governmental security could have much farther-reaching effects.

Knowledge Base 118

Knowledge Base United States Security National 118

Jeff For Banks

DECEMBER 12, 2017

Total return includes two components: capital appreciation and dividends. The Bank, Old Second National Bank, lost a whopping $156 million in 2009 and 2010. That got regulator's attention in the form of a May 2011 Consent Order (CO). In 2011, at the height of its problems, non-performing assets/assets was nine percent.

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

CB Insights

MARCH 6, 2019

A healthy culture of dissent may have helped the company focus on its product issues before they became a national scandal, but workers who raised red flags were ignored and, if they persisted, asked to leave the company. Select investors : Amazon, Hummer Winblad Venture Partners, Bowman Capital Management LLC. Wayback Machine.

Report 78

Report San Francisco Capital New York 78

CB Insights

FEBRUARY 28, 2019

He mocks himself for making mistakes, and sings the praises of Berkshire’s army of CEO-managers. Management. Each manager, in other words, would receive a portion of the company’s profits less the amount that they spent, in terms of capital, to generate those profits — a reminder to all that capital was not without costs.

Omaha 78

Omaha Company Capital Management 78

CB Insights

DECEMBER 7, 2017

In 2011, three banks accounted for half of new mortgage loans, according to the Washington Post. In 2011, just two of the top 10 biggest lenders were non-bank lenders. Most importantly millennials are failing to build up the requisite capital for a down payment. Driver 1: New lenders increase the competition.

Millennials 69

Millennials Lending United States Technology 69

CB Insights

JUNE 6, 2019

Declared Bankruptcy: 2011. By December 2011, it was under $30/kg. By September 2011, Solyndra’s business model had fallen apart. In tests conducted by the National Highway Traffic Safety Administration (NHTSA), The Coda was awarded a rating of 5 stars out of 5 for its side-impact and rollover tests. Founded: 2011.

Apple 78

Apple Branding Google Company 78

CB Insights

OCTOBER 31, 2019

Personal finance: Using chatbots to help people manage their spending. Slack launched its own $80M chatbot fund, partnering with leading VCs including Spark Capital, Index Ventures, Accel, KPCB, Social Capital, and Andreessen Horowitz. Managing money is a complex undertaking. Table of Contents. Get the full report.

Industry 78

Industry Examples Tools Retail 78

Jeff For Banks

APRIL 14, 2022

A Primer on Money, Banking, and Gold 2008 Cordelia Frances Biddle Biddle, Cordelia Frances Biddle, Jackson, and a Nation in Turmoil: The Infamous Bank War 2021 Alan S. The Courage to Act: A Memoir of a Crisis and Its Aftermath 2015 Peter L. Bernstein Bernstein, Peter L. Blinder Blinder, Alan S. Bonadio Bonadio, Felice A. Bove Bove, Richard X.

America 78

America National Denver United States 78

CB Insights

NOVEMBER 9, 2017

In this review of failure, we’ve looked in our venture capital database to find the most well-funded startup companies that ultimately failed or had an undesirable exit, such as an asset sale or an acquisition for less than the total funding raised by the company. The 101 Biggest Product Failures Of All Time. Total Funding: Over $100M.

Capital 78

Capital Company San Francisco Operations 78

CB Insights

JULY 19, 2017

National Medal of Science, Turing Awards, Kyoto Prizes, and many others. Founded: 2011. ” Their experts have partnered with about 500 startups a year since opening the first foundry in 2011; their newest facility opened in Houston in 2016. Founded: 2011. Capital One. Innovation Lab Name: Capital One Labs.

Innovation 74

Innovation San Francisco Georgia Technology 74

PYMNTS

APRIL 2, 2018

amid the trade dispute, by boosting the strength of the yuan and encouraging foreign capital inflows. $60 as disputes continue between the two nations over China’s relationship with foreign technology. Fund managers maintained suggested bond allocations at 8.8 the publication said. China trade disagreement.

US 100

US Taxes Washington Data 100

CB Insights

SEPTEMBER 4, 2019

Over 1M millennial women are becoming mothers every year, meaning Gen Y now makes up the majority of annual births in the United States, according to the National Center for Health Statistics. To attract millennial clients, some old-school gyms are adapting their models to capitalize on the increasing popularity of the boutique studios.

Millennials 78

Millennials Industry Branding social media 78

Jeff For Banks

SEPTEMBER 19, 2011

Signature has been so successful that it''s growth was beginning to put strains on Bank Hapoalim''s capital. From 2006 through the second quarter of 2011, the bank''s assets grew from $5.4 This strategy started from the very beginning by wooing former Republic National Bank of New York bankers. billion to $13.1

New York 74

New York Pennsylvania Strategy Regional 74

PYMNTS

NOVEMBER 13, 2017

Events in countries as far-flung as Saudi Arabia and China are showing that when it comes to capital flows – specifically, when investors park money across borders – all sorts of ancillary costs are attached, intangible ones that suddenly have an impact when investors may least expect it. We’ll stop with the wordplay now.).

New York 100

New York Regional United States System 100

PYMNTS

NOVEMBER 28, 2016

A lot of the people who voted for Trump are people who got the short end of the economic stick,” according to Ira Rheingold , executive director of the National Association of Consumer Advocates. Well before they have an angel investor or a venture capital giving them money, entrepreneurs use their credit cards.

Lending 100

Lending Regulation Cards Maine 100

CB Insights

MARCH 2, 2018

The e-commerce giants are capitalizing on three important trends: Global financial systems are going digital and mobile. Capturing market share and becoming profitable will take mass amounts of scale and capital in India. Alibaba controls China and has made a web of strategic partnerships and investments in Southeast Asia.

Regional 68

Regional Retail Marketing Online 68