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Mobile Payments On Smartphones Soar In Japan

PYMNTS

Making mobile payments with a smartphone in Japan is more popular than ever, according to eMarketer, a New York-based market research company. Last month, PYMNTS reported Japan’s history of mobile payments progress dates back to 2004 when the DotCoMo mobile wallet was introduced, one of the world’s first mobile commerce innovations.

Mobile 201
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How competitive are UK insurance markets?

BankUnderground

But how much competition in insurance markets is there? We find competition generally works well in UK life and non-life insurance markets, despite increases in life market concentration over the past 25 years. However, competition regulators have found practices in specific markets that harm consumers.

Marketing 104
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5 Lessons Using Bank Customer Lifetime Value Data

South State Correspondent

We have discussed the importance of the CLV metric HERE , or bankers can look up our favorite academic paper on the topic “ Counting Your Customers Research Paper 2004 ” by Fader, Hardie, and Lee at Wharton. Lesson 1: Better Optimize Your Marketing Dollars For Cumulative Lifetime Value.

Data 195
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Guest Post: 2nd Quarter 2022 Financial Markets and Economic Update by Dorothy Jaworski and Sam Weller

Jeff For Banks

Stock markets hit new highs in January and quickly began a long and painful sell-off that has continued into May. High mortgage rates will begin to affect the housing markets. I’m sure you’ll enjoy his insights on the markets and the economy as much as I have. I’m very happy to introduce our guest writer for this quarter.

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Guest Post: 2nd Quarter 2022 Financial Markets and Economic Update by Dorothy Jaworski

Jeff For Banks

Financial Markets & Economic Update -Fourth Quarter 2022 What a year 2022 has been! We’ve seen tremendous market declines in both stocks and bonds, volatility, and a Federal Reserve who is raising interest rates at a breathtaking pace. Housing markets have suffered, with mortgage rates climbing up to 7.00%. in September.

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Guest Post: Financial Markets and Economic Update by Dorothy Jaworski

Jeff For Banks

Stock and bond market volatilities are also seeing winter squalls and are sending messages about shifting investor sentiments about risk. Now we will see if the Fed can keep it from becoming “sustained,” with wage inflation from tight labor markets filtering into the prices of all goods and services. in January. 76%, the 5 year is up.40%

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How The Fed Will Impact Your Deposit Beta

South State Correspondent

The Fed is data-dependent but has reinforced the market’s view of front-end loading interest rates at 50bps per meeting. The following external factors would dampen the industry’s beta: Ample liquidity – Banks are flush with liquidity and can lag the market with deposit rate increases.