PYMNTS

MAY 21, 2020

“A central entity may be a central bank which regulates a monetary supply,” the company wrote. “A A central entity may maintain exclusive rights to create or destroy currency in a region such as a nation. A central entity may be associated with a government of such a region.”.

United States 244

United States Regional cryptocurrency Retail 244

Abrigo

DECEMBER 18, 2023

Use portfolio risk management tools, which make it easier to continue supporting local and national economies prudently. Retail and multi-family CRE opportunities Similarly, retail CRE has been painted as too risky because of online sellers’ growth. Certainly, one asset class, the regional mall, is quite dead,” Kirby said.

Risk Management 221

Risk Management Management Lending Capital 221

PYMNTS

JULY 24, 2020

Creating secure, convenient experiences for sellers and buyers alike is critical to eCommerce marketplaces looking to serve the retail sectors’ new needs and to help platforms appeal to more users. Beauty retailer Sephora , meanwhile, is renewing emphasis on China by deploying a localized eCommerce presence.

Compliance 152

Compliance Report Payments Security 152

PYMNTS

MARCH 5, 2018

By offering QR-based digital payments, smaller retailers can achieve these goals and create greater customer stickiness with little to no investment beyond the phone they already have,” said Jorn Lambert, EVP, Digital Channels and Regions, Mastercard. In spring 2018, participating U.S. In spring 2018, participating U.S.

Regulation 108

Regulation Data Regional America 108

PYMNTS

JANUARY 6, 2020

The nation has watched many European countries go through this process over the past year, so impacts on its financial ecosystem are at least expected if firms have not yet experienced them. PSD2’s impact on the Netherlands’ banking infrastructure, retailers and economy was deeply investigated, and now it is Turkey’s turn.

Regulation 131

Regulation Industry Data Regional 131

PYMNTS

DECEMBER 9, 2020

Clearly there's regional saturation, which leads to consolidation.”. Lukies said that prior to the 2008 financial crisis, regulators and the like normally left banks to their own devices, as long as they didn’t mess it up so that people couldn’t pay their bills or go shopping. Banks Let Themselves Get Left Behind.

Innovation 306

Innovation Fintech Payments Regulation 306

PYMNTS

OCTOBER 9, 2019

Regulators continue to examine reports of disease and deaths allegedly linked to eCigarettes. The move by Alibaba follows other announcements by drugstores such as Kroger and Walgreens Boots Alliance, and retailing juggernaut Walmart, that they would stop selling those products. based users, according to reports.

US 109

US United States Regional Report 109

PYMNTS

SEPTEMBER 11, 2019

Different regions have their own unique payment rails, and no two abide by the same regulatory framework. Other initiatives are being spearheaded across regions. APIs serve as bridges connecting national or regional real-time payment rails. So, what’s the problem?

Payments 190

Payments Regional Operations Guidelines 190

PYMNTS

OCTOBER 28, 2019

Wayfair case that allowed states and individual cities to launch tax policies aimed at remote sellers and marketplaces is still reverberating in 2019 and will likely affect online retail in 2020. In Q3 2019, 14 states started collected online sales tax and 11 more followed in October.

Taxes 102

Taxes Online San Jose South Carolina 102

PYMNTS

SEPTEMBER 11, 2019

In a bit of granular detail, the authority will offer up two “full bank” licenses, which will allow non-banking companies to offer a gamut of services, including taking on deposits from retail customers. In addition, passporting can help companies expand services across nations. Circling back to the U.K.,

Digital Banking 160

Digital Banking Millennials Mobile Regulation 160

PYMNTS

JULY 21, 2017

Fraud varies country to country, region to region. As has been widely noted, the region has paved the way for the adoption of EMV, and its embrace by merchants in the EU, mandated though it has been, has steered hackers and criminals to online methods of siphoning funds from consumers and cheating companies.

Fraud 116

Fraud United States Regional Cards 116

PYMNTS

JANUARY 7, 2019

WhatsApp Pay began testing its service in that country earlier this year with reports of roughly one million users, processing roughly one million transactions per month, according to people close to the National Payments Corporation of India (NPCI).

Data 139

Data Wyoming Idaho Utah 139

PYMNTS

JUNE 19, 2018

The time for “wait and see” is running out when it comes to new European privacy regulations. Soon enough, the financial and consumer impacts of the General Data Protection Regulation (GDPR) will become clear enough that companies that took a laggard’s approach may start to feel significant pain.

Regulation 101

Regulation eBook social media Case Study 101

Tech and Finance

JULY 13, 2016

Regional and mid-tier banks face an uphill battle on the digital front, but have advantages they can capitalize on with some focus and determination. Alarm bells are sounding in boardrooms of regional and mid-tier banks across the U.S. Retail Banking Customer Satisfaction Study from J.D. Or at least they should be. The 2016 U.S.

Regional 28

Regional Mobile Millennials Study 28

Tech and Finance

APRIL 29, 2016

PWC Retail banking. In its report on Retail Banking 2020 — Evolution or Revolution, PWC optimistically ignores many of the details of its survey and concludes that banking has a great days ahead. It suggests that top regional banks in the U.S.

Retail 28

Retail Regional Innovation Survey 28

Tech and Finance

APRIL 29, 2016

PWC Retail banking. In its report on Retail Banking 2020 — Evolution or Revolution, PWC optimistically ignores many of the details of its survey and concludes that banking has a great days ahead. It suggests that top regional banks in the U.S.

Retail 28

Retail Regional Innovation Survey 28

PYMNTS

SEPTEMBER 29, 2017

There’s little doubt that the [spirits] industry will feel the impact of the largest online retailer expanding into grocery,” Coors wrote in a blog post following the news announcement of the Amazon/Whole Foods merger. Products (or importers) sell to distributors, distributors sell to retailers and retailers sell to customers.

Retail 108

Retail Branding Georgia System 108

PYMNTS

JUNE 5, 2017

Under the watch of the former head of the retail business, Carrie Tolstedt, employees created as many as 2.1 Mary Mack has officially replaced Tolstedt as head of the retail business, and Well Fargo is now reassigning four executives to report directly to Mack. million fake accounts in customers’ names to meet aggressive sales goals.

blockchain 109

blockchain Leadership System Cards 109

American Banker

JANUARY 6, 2017

Wells Fargo retail banking chief Mary Mack will disclose details of the bank's new compensation plan to employees next week, a company spokeswoman said Friday.

Retail 44

Retail Company Regional National 44

Gonzobanker

DECEMBER 17, 2021

From nowhere, sizable regional players are being created. Some interesting finalists would be: M&T and People’s United Old National and First Midwest Webster and Sterling Columbia Bank and Umpqua. Performance and multiples continue to be solid, outperforming most regional banks. Bank Merger of the Year.

Fintech 143

Fintech Strategy Leadership Lending 143

PYMNTS

NOVEMBER 1, 2017

DraftKings ’ chief international officer, Jeffrey Haas, recently spoke with PYMNTS about the challenges involved in introducing fantasy sports to new markets, and which sports generate the most interest in different global regions. With this international growth, Haas has noticed distinct regional fantasy sport preferences. “In

Payments 102

Payments Regional America Marketing 102

PYMNTS

SEPTEMBER 22, 2017

Bankruptcy claims a marquee name in tyke-focused retailing, as the Amazon effect continues. The slowdown in new businesses being founded in the 1980s and 90s was largely quarantined to certain segments – especially retail, where corner stores and regional brands were falling to larger national chains.

US 108

US Apple Innovation Regulation 108

PYMNTS

MARCH 29, 2016

Apple Pay’s competition in China just got a bit steeper, as Samsung has officially rolled out Samsung Pay in the region. There are also 16 retail chains now supporting Apple Pay in the country, including Starbucks, McDonald’s and Kentucky Fried Chicken, with many also promoting discounts and offers for consumers who use Apple Pay.

Samsung 100

Samsung Apple Mobile Cards 100

CFPB Monitor

JUNE 15, 2020

On May 20, 2020, the OCC issued a final rule to “strengthen and modernize” its existing Community Reinvestment Act (“CRA”) regulations. Under the agency’s final rule, the same facts and circumstances will be evaluated in a similar manner regardless of the particular region or particular examiner.

Community 60

Community FDIC Lending Examples 60

PYMNTS

MARCH 27, 2020

There were the individuals who cleared entire regions of all the toilet paper and hand sanitizer within a 50-square-mile radius, and then set off for the Amazon marketplace in search of riches netted through marking up the price on their stockpile of goods. . “We Battle of the Week: The Ongoing War on Price Gougers . .

New Jersey 130

New Jersey Survey Meeting Payments 130

Tomorrow's Transactions

JANUARY 13, 2015

Regional, national, local, community, hyper-local? I think the trend toward multiple three-party systems instead of a small number of four-party systems means that we may see a return to payment systems that are owned and operated by retailers, brands and perhaps even local communities. From Live Five for Fifteen ].

System 30

System Mobile Community National 30

Independent Banker

FEBRUARY 24, 2016

New inspirations, fresh experiences await at ICBA’s national convention. ICBA’s national convention offers an educational lineup this year of more than 60 workshops and networking sessions. State/Regional Partners Reception*. State/Regional Affiliate Associations & Exhibitor Receptions*. Regulators Luncheon*.

Community Bank 70

Community Bank Community Innovation Customer Experience 70

American Banker

APRIL 26, 2016

Goldman’s Goings On: Goldman Sachs has opened an online bank offering high-yield savings accounts (1.05%, 100 time more than at any Big Four bank) and certificates of deposit (1% on one-year CDs; 2% on five-years) for the average Joe, begging the question from industry observers: why is Goldman so hungry for retail deposits?

Regulation 28

Regulation Retail Online Industry 28

Banking 2020

DECEMBER 16, 2014

The cynics will argue that this new hiring method won’t work for regulated financial services, or that people would rather go to a technology firm than a bank. Telecommunications is also global, for example, but regulated on a regional level. This is true in some cases, but it isn’t a sweeping reality.

Leadership 52

Leadership Regional America Industry 52

CB Insights

DECEMBER 4, 2019

Bill Me Later was one of the earliest fintech payment platforms on the market and gave big retailers the ability to offer flexible financing programs. The company announced it would pass on the special card savings Amazon gets from card networks (because of the volume of purchases they can guarantee) to retailers that adopt Amazon Pay.

Cards 101

Cards Lending Strategy US 101

South State Correspondent

OCTOBER 28, 2022

cyber, infrastructure, and regulation. During the two weeks, there were over a hundred significant cyberattacks by nation-states on national and regional banks that you could watch unfold in near real-time (bel0w) at Gartner and Money 20/20. Small Idea – Policy and Regulations are Lagging But Are Going in Banking’s Favor.

Conference 195

Conference Technology Las Vegas Trends 195

PYMNTS

OCTOBER 24, 2017

There have been many reports on the decline of the retail industry , and small retailers aren’t immune to the market trends aligning against brick-and-mortar stores. regions are growing, not all of them are growing at the same rate. That said, some regions are still doing better than others. And while all U.S.

Maine 104

Maine Regional United States Retail 104

PYMNTS

JULY 1, 2019

PYMNTS spoke with several founding members of Project Libra, including financial services provider Mastercard , luxury retailer Farfetch and nonprofit organization Women’s World Banking , about the network and what it means for the future of payments. . Our task is to work with regulators to achieve a framework in which that can exist.” .

blockchain 100

blockchain cryptocurrency Retail Regulation 100

American Banker

SEPTEMBER 13, 2016

Under pressure from regulators and investors, banks that tout their sales cultures may have no choice but to follow Wells' lead and stop rewarding branch employees for hitting sales targets.

Regulation 28

Regulation Branch Strategies Regional National 28

American Banker

SEPTEMBER 6, 2016

Under pressure from regulators and consumer advocates, brick-and-mortar banks are now offering overdraft-free accounts. But online-only and community banks still have them beat as the type and number of fees associated with big-bank checking have multiplied.

Community Bank 28

Community Bank Community Regulation Online 28

American Banker

SEPTEMBER 29, 2016

California's treasurer blocked Wells Fargo from bond underwriting and other business relationships, as shockwaves from a fake accounts scandal in the company's retail bank rocked the fifth-largest municipal underwriter.

California 28

California Retail Company Regional 28

American Banker

OCTOBER 20, 2016

A slew of recent cases of misconduct in banking – from both the investment and retail sides of the business – have eroded the trustworthiness of the entire industry, William Dudley, president of the Federal Reserve Bank of New York, said Thursday.

New York 28

New York Retail Industry Regional 28