PYMNTS

SEPTEMBER 15, 2020

In the September Digital Identity Tracker® , PYMNTS explores how sharing economy providers are investing in digital identity verification technologies to protect their users and why trust begins with a seamless onboarding experience. Around The Digital Identity Ecosystem.

Report 206

Report Los Angeles Fraud Utah 206

PYMNTS

DECEMBER 18, 2020

The result has caused a paradigm shift to online and mobile ordering that allows customers to safely and conveniently pick up their food or have it delivered to eat at home. Other notable features that are almost universally offered by top performers include online ordering via website and curbside pickup options.

Study 144

Study Mobile User Experience Innovation 144

PYMNTS

AUGUST 23, 2019

Online marketplaces for everything from retail goods to travel services to hospitality need to ensure a quick and easy way for both buyers and sellers to transact with each other— or risk losing both sides to a waiting host of competitors. Around the Payments And The Platform E conomy.

Millennials 165

Millennials Trends Meeting social media 165

PYMNTS

JANUARY 14, 2019

That’s because they’ve trained consumers over the last half decade that walking into a store isn’t as nearly as satisfying or productive an experience as shopping online—and not necessarily from those same traditional players. And it did so via a channel that was not at all conducive to a digital shopping experience.

Retail 198

Retail Online Mobile Data 198

Insights on Business

MARCH 26, 2018

At IBM Think, the premier business and technology conference, the main theme is “mankind + machine,” and during the Wednesday morning session with Ian Hurst and Sarah Diamond, IBM General Managers of Banking and Financial Markets, and Naresh Vyas, Royal Bank of Scotland Head of Solutions, that theme was on full display. Lastly, Ms.

User Experience 135

User Experience Compliance Maine Regulation 135

PYMNTS

APRIL 2, 2018

Josh Glover, EVP of the Americas at banking technology provider nCino, said that when it comes to corporate banking and lending, the end-user experience is just as much of a focus for traditional banks engaging in digital transformation as it is in the consumer banking market. According to Glover, that means banks in the U.S.

blockchain 171

blockchain Lending User Experience Mobile 171

PYMNTS

DECEMBER 13, 2018

Recently, though, many CUs have turned to technology-driven solutions to help members more efficiently communicate their needs and feedback. Many members first engage with their CU through its website or other online portal. Meanwhile, another partnership could change the way users engage with a CU’s network of ATMs.

Regulation 135

Regulation South Dakota ATM New York City 135

Perficient

AUGUST 30, 2022

The four main roles in a squad are: Product Owner: Product Owners define the product vision. Once the Roadmap and team objectives are established, stakeholders should work with information technology partners to identify high-level solutions. Key Components of Agile.

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Meeting Examples UX Case Study 294

PYMNTS

FEBRUARY 11, 2020

Today, Kount Executive Gary Sevounts told PYMNTS in a recent conversation, fraud technologies and tactical proficiencies have greatly improved, while target pools have greatly expanded. No matter how good a firm’s technology is, Sevounts said, without a sufficiently large field of data points, it won’t be able to do its job.

Fraud 146

Fraud Security Data Tools 146

PYMNTS

FEBRUARY 19, 2019

One day — maybe one that has already happened for some PYMNTS readers — we might look back with fondness and nostalgia on that time when chargebacks stood as the main worry merchants and other organizations faced when it came to fraud and risk. Insult Rate. All this is much more than academic, much more than some wish list for the future.

Fraud 169

Fraud Data Maine System 169

PYMNTS

APRIL 7, 2017

Amazon recently focused a bit of attention on smoothing out one of the rougher patches marring user experience and accessibility. Amazon recently fixed an early point of friction: the requirement that users enable Alexa’s skills via smartphone or web browser before they can use them. Here’s what we mean.

Google 101

Google User Experience Apple Retail 101

ZootBlog

MAY 6, 2016

Biometrics technology creates a better user experience because authentication is faster and easier than remembering countless user names and passwords or going through the motions of answering KBA questions. Small screens and buttons make it more difficult to enter identifying information.

Security 60

Security User Experience Millennials Maine 60

PYMNTS

JANUARY 22, 2018

In an ecosystem in which success is defined by scale and time to market, it’s no longer good enough to have a great product, a well-known brand or a compelling technology. It was also a tacit admission that capturing more grocery spend required more than just relying on the natural evolution of the growth of online grocery sales.

Innovation 135

Innovation Online Branding El Paso 135

PYMNTS

JUNE 2, 2016

To learn more about the different obstacles retailers have faced, and what lies ahead, PYMNTS interviewed Dax Dasilva, CEO of Lightspeed, a company that helps businesses embrace EMV and other payments innovations with cloud-based systems that integrate in-store and online sales into one omnichannel database.

Retail 100

Retail Software User Experience Payments 100

PYMNTS

MAY 22, 2017

To guard against threats and online data breaches, which can have a highly disruptive impact on eCommerce, many cybersecurity experts urge internet users to use two-step authentication to protect their online accounts. We need better ways of doing authentication and stronger authentication,” he said.

Regulation 116

Regulation National Online System 116

PYMNTS

NOVEMBER 1, 2017

In a recent digital discussion with Karen Webster, Michael Sass, VP Market Product Management, Security Solutions, Europe, Mastercard , and James Rendell, VP Product Management, Payment Security, CA Technologies , discussed the advantages as well as the obstacles that are still in the way. Take passwords, for instance. Rendell’s advice?

Security 109

Security Payments CA Data 109

PYMNTS

SEPTEMBER 14, 2016

But Michael Reitblat , cofounder and CEO of Forter , thinks that’s a backwards way of looking at fraud and invests $20 million a year in technology to support an entirely different conversation. This means that a merchant also no longer has to pass on new technologies or advanced services for fear that they might spike fraud.

Fraud 100

Fraud Retail User Experience System 100

PYMNTS

DECEMBER 30, 2016

Ensuring that the shopping experience goes smoothly for the customer is an essential part of the transaction. While he was nervous about adopting the technology, Wendrow said he’s been both surprised and pleased with the results. “We We need to compete with all these retailers and department stores and online,” he said.

Tools 122

Tools Retail Payments US 122

PYMNTS

OCTOBER 7, 2019

But the main recurring point was how are we rising [to] this challenge, how will we meet changing expectations, and where are the opportunities to get out ahead and actually innovate,” Dobbie said. has increased exponentially in the 10-plus years this has been online in the U.K.

Payments 167

Payments Innovation System Security 167

PYMNTS

JULY 5, 2017

We work with some of the most innovative companies in the world around payments and other technologies, enabling us to become the spear of innovation for enterprises. By perceived security, I am talking mainly about user experience as it relates to the digital payment space. Online shopping was a niche-play before Amazon.

Innovation 121

Innovation Customer Experience Mobile Security 121

Fintech Labs Insights

MARCH 13, 2017

At FinovateEurope last month, the company showed off its mobile onboarding solution, ID_Mobile , that leverages biometric technology combined with the social network and geolocation of the user. These additional factors verify that the user matches their identity document and builds their digital identity profile in the background.

User Experience 18

User Experience Fraud Maine Mobile 18

Fintech Labs Insights

MAY 26, 2015

SayPay Technologies uses biometric authentication to give users an easy way to pay bills, checkout online, and log into their online banking website. Millions of production users in 40+ countries. SayPay Technologies founder, Steve Hoffman giving a personal demo of SayPay at FinovateSpring 2015 in San Jose.

San Jose 12

San Jose CA Online Mobile 12

PYMNTS

JUNE 27, 2016

That means that Apple Pay must convince users to switch away from something that they like and use today across all of the channels they shop to use Apple Pay. So how did one of the most powerful technology companies in the world miss this mark so badly? Apple Pay is a slick use of the technology – there is no question about it.

Apple 165

Apple Mobile Cards Payments 165

Fintech Labs Insights

JUNE 18, 2015

Founded in 2009, WePay offers online marketplaces, crowdfunding platforms, and small businesses two main products: 1) A white-labeled payments processing platform, Clear. Finovate: WePay’s payment APIs are built for online marketplaces, ecommerce sites, and crowdfunding platforms. 2) A merchant account platform, Connect.

Security 12

Security Payments San Jose Fraud 12

Fintech Labs Insights

JANUARY 8, 2016

CoinJar : showed a technology that enables consumers to buy, sell, and use digital and traditional forms of currency any way they choose – from dollars to bitcoins. December: Introduces bank account deposits using POLi online payment service. May: Wins “Top Innovation, Best User Experience” in Citi Mobile Challenge.

Innovation 12

Innovation Mobile Fintech Cards 12

PYMNTS

APRIL 23, 2018

Physical retail is being disintermediated by a host of new players using digital technologies and data that further erode their relevance. For the first time, shoppers could conveniently visit one store to see, touch and buy things, many of which were simply not available to them in the stores lining the main streets in their towns.

Retail 117

Retail Maine Lending Software 117

NCR

JANUARY 15, 2018

There can be few technologies that have seen quite as much hype over the past few years as virtual reality (VR). While there are several competing headsets on the market, clear applications for the technology are still in relatively short supply, with initial ideas limited mostly to immersive gaming or exploration.

Payments 68

Payments Branding Technology User Experience 68

PYMNTS

JULY 13, 2016

NUMBER26 , a digital banking startup based in Germany, did just that, taking cues from companies that have found success online and in the app store to build a simple and enjoyable user experience. And, by basing its offering on digital technology, NUMBER26 can offer more features than large, slower-moving institutions.

Digital Banking 100

Digital Banking User Experience Mobile Apple 100

PYMNTS

SEPTEMBER 20, 2018

Should banks and financial institutions (FIs) focus more on giving consumers the convenience and simplicity they expect — and even demand — or instead focus more on implementing stringent security measures, potentially at the expense of user experience? It’s a question that banks increasingly must work to answer in today’s day and age.

Security 166

Security Trends Fraud User Experience 166

CB Insights

AUGUST 21, 2018

Immersive headset technology and voice assistant software are beginning to allow users to experience new environments and visualizations, where physical and digital objects interact in real time. Below, we analyze the VR, AR, and MR technologies that are the building blocks for disruption in the smartphone industry.

Mobile 65

Mobile Google Apple Technology 65

PYMNTS

NOVEMBER 25, 2019

But as a recent Google announcement demonstrated, FIs are engaging with technology players in new ways as together, they seek to create ecosystems that offer new value to consumers. By providing a streamlined user experience, they can add value to the financial institution and the cardholder, putting themselves into the commerce stream.”.

Google 272

Google Fintech Payments Apple 272

PYMNTS

SEPTEMBER 2, 2019

And with today’s technology, there are new ways to help them accomplish both, and that’s what we’re innovating to deliver. Musk is … unconvinced, arguing that the technology is evolving faster than the humans developing it can understand it. New York’s MTA went online with contactless payments this summer.

Payments 205

Payments Apple New York City Retail 205

PYMNTS

JANUARY 20, 2020

Not only are Fabara and his team using the latest tools, technology and tactics to defend against intrusions, but they are also building and using sophisticated tech to find fraudsters well before they are ready to be found. It has motivated a different approach for fighting fraud in the 2020s and beyond. Going on the Offense.

Security 168

Security Fraud Risk Management Payments 168

PYMNTS

MAY 5, 2016

But while the payments and mobile industries themselves are eager to get their technology into the hands of consumers, those consumers seem reluctant to adopt the new platforms. Like any hotbed of technological innovation, many competitors have emerged and crowded the marketplace with options. So, what’s the disconnect?

Mobile 100

Mobile Samsung Payments Apple 100

FICO

JUNE 8, 2023

At this year’s FICO Mastermind, Andrew Chow of FICO sat down with Steve Greenfield, CEO and Founder of Automotive Ventures, an early-stage automotive technology and mobility VC fund, to discuss the future of hyper-personalized automotive experiences, made possible in part by electric vehicles.

Data 52

Data Industry Examples Retail 52

PYMNTS

MAY 26, 2016

What are the main barriers to entry for people, businesses and payment providers looking to be a part of the U.K. When Faster Payments first went live, online banking fraud more than doubled from the prior year. This is an area that needs ongoing attention as technology evolves. Faster Payments scheme?

How To 102

How To Payments Fraud Innovation 102

PYMNTS

MAY 7, 2018

Before online matchmaking intermediaries like Match.com and Tinder tried their hand at increasing those odds, there was Frigyes Karinthy , SixDegrees, Friendster, not to mention village matchmakers. The basic idea occurred about seven decades before the first online social networks. That does make it seem kinda hard.

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Online Meeting Data Course 116