Abrigo

JANUARY 11, 2022

Asset/liability management basics In part 1 of this "Introduction to ALM" blog series, learn the goals of asset/liability management and how it can help financial institutions. You might also like this webinar, "ALM Basics: Best Practices in Measuring, Monitoring, and Controlling Interest Rate Risk" WATCH. The ALM Basics.

Management 195

Management Meeting Capital Strategy 195

Bobsguide

MAY 18, 2022

CompatibL, a leading provider of risk management solutions and professional services for the financial industry, has been named the winner of the Best Risk Management Platform Award in the sixth annual FinTech Breakthrough Awards program for its innovative CompatibL Cloud Platform. About CompatibL Risk Cloud.

Fintech 147

Fintech Risk Management Analytics Software 147

PYMNTS

DECEMBER 9, 2020

Managing credit risk used to be a reactive process. Bank customers would fall behind on their payments, and their banks might react by imposing fees or having a case manager work with them to bring their accounts back up to speed. In severe cases, banks might have to take the drastic measure of closing accounts altogether.

How To 245

How To Management Report Strategy 245

Perficient

JULY 10, 2023

Most financial services institutions have in place some sort of reputational risk framework that intends to mitigate such risks. However, these reputational risk management (RRM) frameworks are still widely underdeveloped. Recent bank crises plead the case for risk management preparedness.

social media 170

social media Risk Management Analysis Industry 170

Abrigo

OCTOBER 21, 2020

Here we have summarized the main takeaways from the session. Next, Joe examined Trepp's research report which took first quarter 2020 loan-level bank data and ran it through the TreppDM model using Trepp’s main COVID scenario. Credit Risk Management. Lending & Credit Risk. Lending & Credit Risk.

Marketing 312

Marketing Lending Risk Management Retail 312

Perficient

JANUARY 3, 2024

Luckily, FINRA proposed two main revisions to Rule 3110: Categorize residential home offices as “residential supervisory locations” (RSLs), which should be treated as non-branch locations, subject to safeguards and limitations. What’s New? Reduction in inspection frequency from annually to every three years. Contact us today!

Compliance 221

Compliance Risk Management Regulation Industry 221

Independent Banker

JANUARY 31, 2022

A recent report by Cornerstone Advisors found that bankers are either strongly interested in or already working with fintechs in three main areas: digital account opening (71%), mobile wallets (41%) and fraud/risk management (47%). Fraud and risk management. Digital account opening.

Community Bank 159

Community Bank Community Fintech Risk Management 159

Celent Banking

JANUARY 22, 2015

Peer to Peer (P2P) lending is one of those situations and banks have started to experiment with it, taking P2P lending to main street. I believe it will have them as main actors, therefor competing directly with the fintech-startups, such as the P2P lending companies. In the heart of this issue is who owns the risk?

Maine 100

Maine Lending Regulation Risk Management 100

PYMNTS

JANUARY 26, 2021

The partnership aims to create a secondary credit market that is transparent and efficient and makes it easy to manage credit and digitally store documents, loan history and due diligence activities, preventing “information asymmetry risks,” the release stated. Diokno, Philippines’ Central Bank (BSP) governor in the release.

blockchain 244

blockchain Guidelines cryptocurrency Marketing 244

Abrigo

OCTOBER 12, 2016

In September, Sageworks hosted the 5th Annual Risk Management Summit at the AT&T Executive Education and Conference Center in Austin, Texas. During the 2016 Risk Management Summit attendees were asked which area of the loan portfolio was the focus area for growth at their respective institutions.

Risk Management 150

Risk Management Austin Lending Texas 150

South State Correspondent

FEBRUARY 8, 2023

The current yield curve presents various challenges for community bankers for revenue generation and risk management. In future articles, we will discuss how some top-performing banks are deploying strategies for deposits, loans, and risk management in the current interest rate environment. These shapes are shown below.

Community Bank 195

Community Bank Community Risk Management Strategy 195

Abrigo

MAY 11, 2020

There are three main cloud service models, each with different levels of shared responsibilities between provider and client. There are several steps financial institutions can take to mitigate the risk. How can financial institutions mitigate the risk? Keep your data secure and up-to-date using our datacenter. Learn more.

Data 195

Data Training Risk Management Software 195

Abrigo

AUGUST 30, 2022

The net interest margin is a main component of ROA and ROE calculations. Retention strategies like matching rates or terms and proactively managing customers can effectively keep customers at your institution, and, in some cases, help to grow their commercial loans with you. Risk management. Keys to mitigating risk.

Strategy 195

Strategy Lending Risk Management Analysis 195

PYMNTS

AUGUST 17, 2018

But as Jeff Matheson, senior vice president at Cambridge Global Payments , discussed in a recent PYMNTS interview, the seafood industry still has a few things to learn about managing risk and hedging bets. A lot of them do not have experience with risk management strategies,” Matheson said. Still Some Paper.

Industry 101

Industry Risk Management Payments Management 101

Abrigo

MARCH 21, 2024

Takeaway 3 Seek out a firm with credit union merger experience that brings credentials, communicates well, and takes a comprehensive view of the merger. The landscape of credit unions is constantly in flux, mainly due to consolidations. Adopt a straightforward format for post-CECL fair value disclosures and valuations with this whitepaper.

Lending 221

Lending Analysis Exercises Risk Management 221

PYMNTS

SEPTEMBER 29, 2017

But the banks themselves also have complex demands for their own treasury departments, which, like other corporations, must be able to manage finances, risk and compliance. Managing Risk. Managing liquidity and credit risk are definitely of main concern to FIs.

Fintech 141

Fintech Risk Management Compliance Management 141

Bobsguide

APRIL 27, 2022

Through this partnership, Prometeia intends to provide its clients with a quick and cost-effective solution for the extraction, transformation and loading of FSDP elementary information from the SAP native environment directly into the ERMAS Data Management Module.

Data 148

Data Analytics Risk Management Management 148

PYMNTS

OCTOBER 7, 2016

Plati Potom develops post-payment solutions for eCommerce and offline retailers, as well as data analysis and credit risk management tools. One of the main goals of this transaction is to acquire proprietary data analysis and scoring technologies, as well as the team working on the products.

Analysis 138

Analysis Risk Management Data Fintech 138

ABA Community Banking

DECEMBER 30, 2014

National bank examiners to focus on tech, cyber security controls Risk Management Operational Risk. 1Risk Management'

Operations 53

Operations Maine Cyber Security Risk Management 53

Abrigo

AUGUST 19, 2019

Main Street Bank, like thousands of other privately held or smaller financial institutions across the U.S., We’re pretty committed as an organization,” Robert Sousa, Lead Credit Analyst for Main Street Bank, said during a recent Abrigo webinar hosted by the American Bankers Association’s Endorsed Solutions Group. Get Started.

Maine 150

Maine Data Massachusetts System 150

ABA Community Banking

JUNE 8, 2015

Part 2: Cyber risks that small firms face and how to understand their scope Risk Management CSuite Cyberfraud/ID Theft Community Banking.

Maine 40

Maine Risk Management Community Bank Data 40

Abrigo

MAY 5, 2022

Thankfully for bank and credit union executives, lenders, risk managers, and Bank Secrecy Act (BSA) Officers, banking podcasts and podcasts for credit unions are plentiful, and options are growing. Main Street Banking: A Podcast for Community Bankers 8. Banking Transformed 2. BankTalk 3. Banking with Interest 4. Simply Stated.

Community 195

Community Lending Maine Resources 195

ABA Community Banking

JUNE 5, 2015

Hacks beyond the headlines kill businesses Risk Management CSuite Cyberfraud/ID Theft Community Banking.

Maine 40

Maine Risk Management Community Bank Data 40

Abrigo

MARCH 23, 2015

Consequently, interagency guidance on CRE concentration risk management , released in 2006, helps institutions pursue CRE lending with safety and soundness. Rothstein says the main benefit of diversification is more predictable performance overall. “To But by adding these new categories, is that true diversification?

Community Bank 150

Community Bank Risk Management Community Analysis 150

Abrigo

OCTOBER 29, 2014

” As a regulatory body, the OCC said it will focus on the following to address the increasing risk: • Execution of bank strategic plans and management of strategic risk. • Board risk parameters, adequacy of staffing, succession planning and audit. • Vendor and third-party management processes.

Rhode Island 236

Rhode Island District of Columbia West Virginia New Jersey 236

PYMNTS

APRIL 16, 2019

In a new report from Maine Pointe and the Global Supply Chain Institute , researchers laid out the correlation between the development of a holistic supply chain strategy and an increase in shareholder value. However, according to analysts, supply chain management strategies can have a longer-term effect on shareholder values.

Strategy 109

Strategy Tennessee Maine Management 109

PYMNTS

JUNE 2, 2020

The main reason the bank was concerned about independent shops was the credit quality of loans from those dealers, according to one source CNBC spoke to. On Monday (June 1),Wells Fargo announced new hires for a risk-management team. Wells Fargo also had to back off from its mortgage business during the pandemic.

Lending 130

Lending Risk Management Maine Branding 130

FICO

APRIL 19, 2023

In comparison, the average Established cards balances at risk was 47 percent higher than all vintages in 2018. All of these trends will be of concern to risk managers. One of the main themes of the FCA Consumer Duty which comes into force in July is around identifying and supporting vulnerable customers just like these.

Cards 52

Cards Risk Management Trends Groups 52

Abrigo

DECEMBER 17, 2019

Lending & Credit Risk. Portfolio Risk & CECL. Cyber Complications for Vendor Risk Management. Mules are “front men” used by fraudsters to receive packages purchased online using stolen payment cards. There are many operators of mule networks offering their services on the Dark Web. Learn more. Learn More.

Fraud 307

Fraud Tools social media Cards 307

SWBC's LenderHub

JULY 24, 2015

The main goal of an investment officer is to earn desirable market rates while preserving and safeguarding your capital. The only way for this goal to be obtained is by managing your investment portfolio with the three philosophical principles of safety, liquidity, and yield.

Management 60

Management Maine Capital Marketing 60

South State Correspondent

AUGUST 21, 2022

In talking to community bankers, here are the main reasons community banks have chosen a loan-level hedging program: Improved Credit Quality: Banks can stabilize the borrower’s debt service coverage ratio (DSCR). Eliminate Interest Rate Risk: Eliminate margin compression when interest rates rise.

How To 195

How To Community Bank Community FDIC 195

PYMNTS

NOVEMBER 8, 2018

A new report from treasury management technology firm Kyriba and CFO Research Services offered CFOs a chance to lay out their wish lists for their treasurer peers, with chief financial officers pushing the treasury function to embrace a more prominent role.

Analysis 116

Analysis Capital Survey Management 116

Abrigo

FEBRUARY 12, 2020

The FDIC’s Supervisory Insights fall newsletter also discussed banking CRE exposures and advised approaches to CRE risk management to avoid some of the issues that have surfaced during recent examinations. Heading into 2020, banks seem to be continuing to respond to risk concerns.

Lending 195

Lending Trends FDIC Survey 195

Abrigo

JULY 25, 2022

Two of the main expenses for farmers and ranchers – fertilizer and fuel – have had the highest inflation this year, and rising interest rates are also likely to hit their net income, said Rob Newberry, Senior Advisor on Abrigo’s Advisory Services team and a faculty member of the Graduate School of Banking at the University of Wisconsin-Madison.

Lending 195

Lending Kansas City Kansas Resources 195

PYMNTS

MAY 27, 2020

That includes catching when data stolen via one banking channel is being used to enable ATOs in other channels, according to Daniel Cohen, head of anti-fraud products and strategy at risk management solutions provider RSA. Otherwise, the fraud could continue unnoticed. FIs can also help in the fight against CNP fraud.

Fraud 245

Fraud How To Analysis Strategy 245

Abrigo

APRIL 28, 2022

You might also like this webinar, "Analyzing Core Deposits for Risk Management & Loan Growth." Takeaway 2 Understanding the key outputs of core deposit studies helps management develop deposit management strategies through pricing. Using betas and lags for deposit management in banks and credit unions.

Study 195

Study Analytics Strategy Management 195

Abrigo

APRIL 1, 2016

The main issue with banks underpricing loans, is that they are not correctly accounting for the risk involved with making that loan and not bringing in enough profit to cover potential charge-offs.

Risk Management 150

Risk Management Maine Strategy Capital 150