FDIC Maine Management Risk Management 
South State Correspondent
MARCH 13, 2023
On the liability side of SVB’s $173B in deposits at the end of 2022, approximately 97% were uninsured and above the $250k in FDIC protection threshold. Based on the bank’s own filing, and like many banks, SVB did not deploy hedging instruments to manage its securities duration risk.
South State Correspondent
APRIL 30, 2024
An inverted yield curve, continued bank failures, and the desire to manage risk and offer clients higher service are all factors that are driving more community banks to adopt a loan hedge program. Eliminate Interest Rate Risk: Eliminate margin compression when interest rates rise.
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South State Correspondent
APRIL 30, 2024
An inverted yield curve, continued bank failures, and the desire to manage risk and offer clients higher service are all factors that are driving more community banks to adopt a loan hedge program. Eliminate Interest Rate Risk: Eliminate margin compression when interest rates rise.
South State Correspondent
AUGUST 21, 2022
In talking to community bankers, here are the main reasons community banks have chosen a loan-level hedging program: Improved Credit Quality: Banks can stabilize the borrower’s debt service coverage ratio (DSCR). Eliminate Interest Rate Risk: Eliminate margin compression when interest rates rise.
Abrigo
FEBRUARY 12, 2020
The FDIC’s Supervisory Insights fall newsletter also discussed banking CRE exposures and advised approaches to CRE risk management to avoid some of the issues that have surfaced during recent examinations. Managing CRE portfolios will require lenders to follow best practices for underwriting and loan reviews.
Abrigo
MAY 5, 2022
Thankfully for bank and credit union executives, lenders, risk managers, and Bank Secrecy Act (BSA) Officers, banking podcasts and podcasts for credit unions are plentiful, and options are growing. Main Street Banking: A Podcast for Community Bankers 8. Banking Transformed 2. BankTalk 3. Banking with Interest 4. Simply Stated.
Jeff For Banks
JUNE 2, 2023
To you, manage your interest rate risk. Before becoming desperate and trading interest rate risk for credit risk. According to the FDIC, the causes of the 2008-09 financial crisis lay partly in the housing boom and bust of the mid-2000s; partly in the degree to which the U.S. What caused it?
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