Independent Banker

JUNE 30, 2022

Here, we highlight some of last year’s most successful loan producers in the areas of agriculture, commercial and consumer/mortgage lending. The score combines the average of the bank’s percentile rank for lending concentration and for loan growth over the past year in each lending category. By Ed Avis. Methodology. AGRICULTURE.

Community Bank 172

Community Bank Community National Philadelphia 172

PYMNTS

MARCH 2, 2018

This volume of investment reflects the soaring demand within financial services for new digital innovations as these technologies prove their value and applicability in the market,” said Accenture Financial Services Group Chief Executive Richard Lumb in another statement. Alternative Lending. This week, ZenBusiness secured $4.5

Fintech 118

Fintech Capital blockchain Lending 118

Independent Banker

OCTOBER 1, 2022

Consider, for example, its commercial lending approach. of Clear Mountain Bank’s loan portfolio comprises commercial lending, primarily to small businesses. One customer that Clear Mountain has secured a BOB loan for is Engine Management Specialist (EMS), a company based in Clarksburg, W.Va., Quick Stat. million in funding.

West Virginia 91

West Virginia Virginia Community Bank Community 91

Jeff For Banks

MARCH 29, 2014

It is annual report season, meaning publicly traded financial institutions are finalizing their 2013 numbers and submitting their 10k''s to the Securities and Exchange Commission (SEC). To exemplify, here are three Texas bank''s "Business" and "Business Strategy" sections to their most recently filed 10k. Texas Capital Bancshares, Inc.

Strategy 101

Strategy Texas San Antonio Fort Worth 101

Abrigo

JANUARY 28, 2016

trillion in assets and thousands of employees) or tiny Oakwood State Bank in Texas (with $6.5 The challenge is that in order to meet these goals, institutions have to overcome an assortment of internal and external pressures that threaten growth and security. Disconnected processes, departments and technology 3.

Capital 150

Capital Texas Risk Management Management 150

PYMNTS

JUNE 21, 2019

In India, where investors have shied away from alternative nonbank financial companies as of late, one small business (SMB) lender managed to secure an impressive funding round. Alternative small business lender Lendingkart secured new funding this week to the tune of $11.5 Lendingkart. million from Alteria Capital. Growth Street.

Marketing 109

Marketing Capital San Francisco Management 109

Jeff For Banks

DECEMBER 29, 2021

The bank was founded in 2006 and operates 19 full-service branch locations in multi-ethnic communities in Alabama, Florida, Georgia, New York, New Jersey, Texas and Virginia. and equipment lending and asset based lending through Triumph Commercial Finance. (Nasdaq: MCBS) MetroCity Bankshares, Inc., Well done! #3.

Capital 78

Capital Texas Metro North Carolina 78

Independent Banker

APRIL 30, 2022

Whether it’s products and services, technology strategies or employee benefits, independent community banks decide on their own terms what’s best for their business and their customers. Cumberland Security Bank, Inc. First Security Bank of Deer Lodge. A: Technology. What fits one does not fit all. Allied First Bank, SB.

Community Bank 172

Community Bank Community Montana Taxes 172

Abrigo

DECEMBER 20, 2021

Whether that is the case or not, the reprieve is now over. On December 16, 2021, FinCEN announced an $8 million civil money penalty against CommunityBank of Texas (CBOT) for willful Bank Secrecy Act (BSA) violations and failing to maintain an effective anti-money laundering (AML) program. CommunityBank of Texas' citations.

Resources 195

Resources Texas Analysis System 195

Independent Banker

MARCH 31, 2022

When the 2022/23 ICBA board of directors was introduced at ICBA LIVE in San Antonio, Texas, there was a palpable sense of excitement in the air. Treasurer Sarah Getzlaff, CEO, Security First Bank of North Dakota, New Salem, N.D. Technology changes our processes, but the way we build relationships in our communities never changes.

Community Bank 239

Community Bank Community Industry Texas 239

Independent Banker

JULY 31, 2022

During the pandemic, the Fed bought up massive numbers of mortgage-backed securities, with banks enjoying unprecedented sales levels and gain on sales margins. The days of people coming in to cash their Social Security checks—those are pretty much gone. Use technology to drive down costs. Rightsize mortgage departments.

Strategy 135

Strategy Community Bank Louisville Community 135

Gonzobanker

DECEMBER 22, 2020

Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. During a busy year we saw Jill supporting her local community, blogging with Mark Cuban, spinning up new PPP technology and innovating with things like curbside banking.

Idaho 181

Idaho Community Industry Strategy 181

PYMNTS

SEPTEMBER 10, 2018

Others are looking to additional solutions to solve student lending problems. Paper checks and legacy disbursement methods aren’t just plagued by lack of transparency and speed, Crawford noted, but are often less secure than mobile disbursements or other payment methods. colleges and universities, for example.

Mobile 100

Mobile Arkansas ATM Tools 100

Jeff For Banks

SEPTEMBER 13, 2015

The Wide Receiver/Chief Lending Officer Criteria: I searched for banks with the best yield on loans coupled with excellent asset quality as represented by NPAs/Assets. But I also wanted to find a community bank that focused on lending to the businesses of today, and not solely the owners of the buildings these businesses reside.

Community Bank 60

Community Bank Lending Community Security 60

PYMNTS

JULY 9, 2018

Ripple — The Securities Lawsuits Multiply. Ripple, the startup that developed the XRP cryptocurrency token and is gunning to be the world’s new global financial services network via its xRapid solution, has reportedly been hit with a lawsuit accusing it of securities fraud. MoviePass Is Revising Its Subscription Terms (Again).

Data 100

Data San Francisco Retail Security 100

Independent Banker

JULY 29, 2016

It teaches bankers how to develop a compliance program, meet lending compliance requirements, and comply with deposit and marketing regulations. The next annual ICBA Community Banking LIVE convention will take place March 15–19, 2017, in San Antonio, Texas. Bank Security Institute. Consumer Lending Institute.

Minneapolis 70

Minneapolis Community Bank Community San Antonio 70

William Mills

DECEMBER 12, 2017

Customer experience, automation, machine learning, artificial intelligence (AI), ease of use, flexibility – all of these were part of the discussions at this year’s SourceMedia’s Small Business Banking Conference in Austin, Texas. Think Quicken Loans® on steroids but for small business lending. www.miradortech.com. www.rcgiltner.com.

Conference 40

Conference Innovation Lending Customer Experience 40

PYMNTS

FEBRUARY 15, 2018

Through the Conference of State Bank Supervisors, Georgia, Illinois, Kansas, Massachusetts, Texas, Tennessee and Washington are looking to standardize the ways firms across traditional financial services and FinTech upstarts apply for, and are granted, licenses. Can the states make licensing – of the money movement kind – any easier?

Washington 101

Washington Regulation Conference Fintech 101

PYMNTS

JUNE 30, 2016

On June 9, JPMorgan Chase recently announced that it secured a multi-year deal with Shell to accept Chase Pay at all of its gas stations. Now, as part of its new deal with Shell, it appears Chase is on its way to securing more support for its mobile wallet service that’s likely to be launched into market soon. ” RIP CurrentC.

Mobile 104

Mobile Samsung Apple Missouri 104

Fintech Labs Insights

APRIL 12, 2024

I’m taking suggestions here (so far: crypto, BNPL, earned-wage access, chatbots, deposit networks).

Innovation 15

Innovation Fintech Online Mobile 15

Fintech Labs Insights

JUNE 18, 2015

Finovate alum, Azimo landed the biggest round outside the lending sector, $20 million at a $100 million valuation. P2P mortgage lending. HQ: Houston, Texas. Compliance & risk-management technology. Tags: Risk management, security, regulation, compliance. Year-to-date, $7.7 Total raised: $120.8 LendInvest.

San Francisco 12

San Francisco Company Fintech Albuquerque 12

Fintech Labs Insights

DECEMBER 14, 2015

BankersLab received an undisclosed investment towards its commercial lending training & compliance tools. Real estate lending marketplace. HQ: Austin, Texas. HQ: Austin, Texas. Credit & debit card security. Tags: Consumer, lending, personal loans, co-borrower, joint application, underwriting.

San Francisco 12

San Francisco Company Fintech New York City 12

Gonzobanker

DECEMBER 19, 2017

The Real “Lending” Stock Award – Goes to longtime player LendingTree. Oh, by the way, that Fintech darling of two years ago Lending Club? These ventures show credit unions are not standing still when it comes to technological disruption, and we hope much is learned from these early risk-taking efforts. THE TECHNOLOGY AWARDS.

Conference 101

Conference Industry Community Bank Community 101

Fintech Labs Insights

DECEMBER 28, 2015

The vast majority went into alt-lending including NYC-based Pave ($30o million), Australian P2P platform MoneyPlace ($60 million from Auswide Bank), and Chinese lenders Fengjr.com ($80 million) and Dashu Finance ($77 million). 15 million to security provider Trulioo. Diversified financial technology provider. HQ: Austin, Texas.

Company 12

Company Fintech North Carolina California 12

Fintech Labs Insights

JUNE 5, 2015

million including one Finovate alum, mobile security specialist Tyfone ($6.6 HQ: Austin, Texas. Mobile security. Online platform for investing in “deep technology” startups. Tags: Crowdfunding, P2P lending, commercial real estate, mortgage, investing. In total, 10 companies raised $83.3 FinTech Group.

New York City 12

New York City Company Fintech New York 12

Fintech Labs Insights

MARCH 28, 2016

Three Finovate alums brought in new cash: Kreditech raised $11 million for its banking and lending services for the underbanked. Here are the fintech deals by size from 19 March to 25 March 2016: Open Lending. Automated lending solutions for financial institutions. Automated lending solutions for financial institutions.

Company 12

Company Fintech San Francisco New York City 12

Gonzobanker

DECEMBER 22, 2015

Sure, we bought some December options on west Texas crude at $100 a barrel, but it was only with a third of the 401(k)—plenty of time to make that up, right? In the age of Twitter, Apple Pay and Lending Club, it’s important to remember the shareholder performance delivered by Gleason and team when compared to the behemoths. Bravo OZRK!

Community Bank 60

Community Bank Apple Community Technology 60

Fintech Labs Insights

JULY 23, 2015

CircleBack Lending. Consumer lending P2P marketplace. Payment acceptance technology. HQ: Austin, Texas. HQ: Austin, Texas. Tags: Lending, credit, SMB. Source: Finovate. HQ: Boca Raton, Florida. Latest round: $17.5 million Series A. Total raised: $22 million. Source: Crunchbase. HQ: Bangalore, India.

Company 12

Company Connecticut Fintech Austin 12

Fintech Labs Insights

MARCH 22, 2016

million for its P2P lending platform for small businesses. Emailage raised an undisclosed sum for its fraud prevention technology keyed off email address. Alt-lender focused on lending against existing automobile titles. P2P real estate lending marketplace. Peer-to-peer lending marketplace. SmartAsset raised $3.8

Company 12

Company New York City Fintech Colorado 12

CB Insights

APRIL 17, 2018

We used CB Insights data gathered via our machine learning technology (dubbed The Cruncher ) and from thousands of submissions we received from VC partners and firms via The Editor. Education: University of Texas at Austin (MBA), University of Florida (BSE). Mary began her career as a securities analyst in 1986. MARY MEEKER.

San Francisco 71

San Francisco CA Capital Operations 71

Fintech Labs Insights

JANUARY 18, 2016

Blockchain technology for securities. HQ: Austin, Texas. Online consumer lending. Person-to-person small biz lending platform. Tags: SMB, credit, lending, loans, underwriting, investing, P2P, business loans, crowdfunding. Source: Finovate. Person-to-person lender. Total raised: $69 million. million ($1.5

Company 12

Company New York City Fintech San Francisco 12

Fintech Labs Insights

OCTOBER 19, 2015

Secure messaging for financial services. Real estate technology. HQ: Austin, Texas. Tags: Enterprise, underwriting, credit, lending, analytics, API, Life.SREDA (investor). Alt-lender to small businesses. HQ: Atlanta, Georgia. Latest round: $135 million at $1 billion valuation. Total raised: $600 million. HQ: Oslo, Norway.

New York City 12

New York City Company Fintech New York 12

Fintech Labs Insights

FEBRUARY 1, 2016

Lighter Capital closes $9 million Series B funding round, raises $100 million to lend to tech startups. Kabbage’s fresh $135 million to help grow Karrot Consumer Lending Platform. Alkami Technology earns $11 investment. Cloud Lending Solutions raises $8 million in Series A. Socure secures $2.3

Capital 12

Capital Lending Security Fintech 12

Fintech Labs Insights

AUGUST 8, 2016

The total value of deals this week was $206 million, with half ($100 million) going to Canadian blockchain technology provider Blockchain Intelligence. . Alkami Technology. Digital banking technology. HQ: Plano, Texas. Sound-based payment & banking technology. Investment & trading technology.

Company 12

Company Fintech New York City blockchain 12

Fintech Labs Insights

NOVEMBER 2, 2015

HQ: Austin, Texas. Clarus Financial Technology. Tags: Security, privacy, cryptocurrency, data. Source: Crunchbase. Identity proofing solutions. Latest round: $10.45 million Post IPO equity. Total raised: Unknown. HQ: Melbourne, Australia. Source: Finovate. Payment & credit platform for the underbanked. Source: Crunchbase.

Los Angeles 12

Los Angeles New York City San Francisco Company 12

William Mills

SEPTEMBER 7, 2016

Their technology is basically a card with a built in computer that lets the holder to change a credit card to a different type of credit card, or perhaps even a debit card. Perhaps there is a big bank in Canada that has embraced their technology. Another Texas-based payment tech company. No other app does that.

Mobile 40

Mobile Cards Fraud Data 40

PYMNTS

SEPTEMBER 5, 2019

5, 2024, and will also allow the company to request additional borrowing of up to $250 million, plus an extra amount that would not exceed a maximum consolidated net secured leverage ratio. Founded in 1998, Texas-based RealPage currently serves over 12,000 clients worldwide from offices in North America, Europe and Asia.

Texas 100

Texas Customer Experience Analytics Resources 100