Independent Banker

DECEMBER 31, 2022

We’ve got capital market resets that are potentially happening, technology advancements and continued heightened digital expectations. Chris Doyle, Texas First Bank. billion-asset Texas First Bank in Texas City, Texas. According to a Lending Tree survey, 43% of Americans have used BNPL, up from 31% year-over-year.

Trends 140

Trends Payments Community Bank Texas 140

PYMNTS

FEBRUARY 21, 2020

PYMNTS’ latest roundup finds investor interest for B2B eCommerce , small business banking, corporate card technology, cybersecurity and autonomous supply chain tech, but it was a ResTech startup that secured the most funding of the week, by a considerable margin. MaxWholesale.

Capital 181

Capital Technology Cards Texas 181

Abrigo

JANUARY 30, 2024

The Credit + Lending + Portfolio Risk track will cover topics on managing credit risk, making smarter loans faster, managing the current expected credit loss (CECL), stress testing, and asset/liability management (ALM). The Fighting Financial Crime track will focus on BSA compliance, anti-money-laundering (AML), and fraud detection topics.

Conference 195

Conference Arizona Phoenix Fraud 195

PYMNTS

SEPTEMBER 26, 2019

Advanced technology is raising the stakes of how CUs should operate, with members now demanding the instant payments and slick mobile interfaces that large banks and FinTechs have made standard,” the Tracker stated. One of the largest opportunities is in small business lending.

Lending 108

Lending Community Bank Community Fintech 108

PYMNTS

MARCH 21, 2019

who simply don’t have access to safe lending and are susceptible to predatory lenders. Aura uses a cloud-based lending technology that lets local businesses submit applications for credit for review and approval through scoring algorithms. It’s available in 1,200 locations throughout California, Texas, Illinois and Arizona.

Arizona 107

Arizona Illinois Community Capital 107

William Mills

MARCH 15, 2017

FirstClose provides both mortgage technology solutions, as well as a vendor management system that eliminates duplicate data entry and expedites closing times for lenders nationwide.

Industry 46

Industry Branding Technology Austin 46

PYMNTS

NOVEMBER 4, 2019

Online lending marketplace Prosper has teamed up with BBVA USA to offer a new way for consumers to apply for a home equity line of credit (HELOC), which involves significantly less paperwork and waiting than traditional means, according to a release.

Alabama 100

Alabama New Mexico Arizona Colorado 100

PYMNTS

NOVEMBER 4, 2019

Online lending marketplace Prosper has teamed up with BBVA USA to offer a new way for consumers to apply for a home equity line of credit (HELOC), which involves significantly less paperwork and waiting than traditional means, according to a release.

Alabama 100

Alabama New Mexico Arizona Colorado 100

Independent Banker

MAY 31, 2022

One bank with a strong, comprehensive and effective handle on it is $4 billion-asset Texas Bank and Trust Company in Longview, Texas. “We Wyatt says Texas Bank and Trust Company also employs an incident response program with the requisite procedures for “resilient recovery.”. “We Cybercrime could cost $10.5

Community Bank 134

Community Bank Community Fraud Texas 134

Bank Innovation

APRIL 28, 2017

In the blue-collar community of Clute, Texas, […]. There are advantages to being local Whether they prefer to interact with an institution online or in person—or a combination of the two—millennials tend to look for organizations that are involved in making their area a better place to live.

Texas 170

Texas Millennials Community Online 170

Bobsguide

FEBRUARY 22, 2022

The core transformation program, titled “FutureCore,” is divided into phases and Consumer Lending for the 7 affiliate banks is the first phase to go live, with other phases to follow. “The The completion of this consumer lending installation represents our first step toward having a fully integrated core loan and deposit system.

Software 78

Software Wyoming Idaho Nevada 78

Independent Banker

JUNE 30, 2022

Here, we highlight some of last year’s most successful loan producers in the areas of agriculture, commercial and consumer/mortgage lending. The score combines the average of the bank’s percentile rank for lending concentration and for loan growth over the past year in each lending category. By Ed Avis. Methodology. AGRICULTURE.

Community Bank 172

Community Bank Community National Philadelphia 172

Independent Banker

AUGUST 31, 2021

A bank needs a team with diverse perspectives and unique abilities—technology, sales, lending and leadership—that is willing to work together at a heightened pace, he notes. Build a lending niche. Another bank with an emphasis on ag is $870 million-asset Peoples Bank in Lubbock, Texas. Tim Reimink, Crowe LLP.

Community Bank 170

Community Bank Community Lending Leadership 170

CFPB Monitor

JULY 14, 2022

OppFi’s complaint recites that prior to 2019, the Bank entered into a contractual arrangement with OppFi (Program) pursuant to which the Bank uses OppFi’s technology platform to make small-dollar loans to consumers throughout the United States (Program Loans).

California 78

California Innovation Utah Texas 78

Bank Innovation

NOVEMBER 21, 2016

The Financial CHOICE Act, proposed by Texas Congressman Jeb Hensarling earlier this year, is a measure aimed at overturning or heavily modifying many of the regulations put in place after the 2008 financial crisis. The act has recently fallen under scrutiny from Wall Street as the president-elect championed a lessening of Read More.

Texas 150

Texas Fintech Regulation Management 150

Abrigo

SEPTEMBER 29, 2016

Sageworks hosted the 5th Annual Risk Management Summit September 14-16 at the AT&T Executive Education and Conference Center in Austin, Texas. Visitors to the station were challenged to enter tax return data manually and then use the ETRR to contrast the manual entry process with the efficiency of using the technology.

Risk Management 150

Risk Management Management Taxes Austin 150

Independent Banker

OCTOBER 1, 2022

Consider, for example, its commercial lending approach. of Clear Mountain Bank’s loan portfolio comprises commercial lending, primarily to small businesses. Clear Mountain Bank president and CEO Dave Thomas says a nimble mindset toward lending is critical for success. Mindy Charski is a writer in Texas. Quick Stat.

West Virginia 91

West Virginia Virginia Community Bank Community 91

PYMNTS

JUNE 27, 2016

The new technology was developed in collaboration with defi SOLUTIONS, and uses algorithm and defi’s evaluation software to provide customized loan application decisions for the majority of applications received. ” Last March, Jet announced that it commenced efforts to expand its small business lending operations into Texas. .

Analysis 101

Analysis Capital Texas Software 101

Jeff For Banks

MARCH 29, 2014

To exemplify, here are three Texas bank''s "Business" and "Business Strategy" sections to their most recently filed 10k. I picked Texas because of their perceived independent streak. Lending services include commercial loans to small to medium-sized businesses and professional concerns as well as consumers. Independent?

Strategy 100

Strategy Texas San Antonio Fort Worth 100

PYMNTS

MARCH 2, 2018

This volume of investment reflects the soaring demand within financial services for new digital innovations as these technologies prove their value and applicability in the market,” said Accenture Financial Services Group Chief Executive Richard Lumb in another statement. Alternative Lending. Accenture highlighted Kabbage , the U.S.

Fintech 118

Fintech Capital blockchain Lending 118

Independent Banker

NOVEMBER 30, 2021

Within that tightly knit group, there’s the bank’s leadership team, comprising president and CEO Greg Dennis, chief lending officer Jon Girard, vice president of operations and compliance Kristine Hendrickson, and executive vice president and chief financial officer Michele Boeder. Community National Bank & Trust of Texas.

Community Bank 164

Community Bank Community Texas Leadership 164

PYMNTS

JANUARY 6, 2020

” Yet, small businesses are demanding the same level of technological innovation in their bank products and services that consumers and larger corporates want. Embracing Technological Disruption. “I do think that is the perception in the industry,” she explained.

Community Bank 123

Community Bank Community Payments Fintech 123

PYMNTS

AUGUST 8, 2019

The New York State Department of Financial Services (NYDFS) has announced it will lead a multi-state investigation into alleged violations of state regulations of the short term lending industry, specifically in the area of payroll advances. They see themselves as offering up an entirely different product from stem to stern.

Puerto Rico 134

Puerto Rico Regulation New York South Dakota 134

PYMNTS

JANUARY 7, 2020

The online marketplace company wants to eventually be able to use AI technology on descriptions, where a user could give basic details and the AI would flesh out the description. The company has teamed up with Regions Bank to provide the possibility of virtual loans to consumers in Texas, the South and the Midwest. New Financing.

Trends 134

Trends Retail Fort Worth Regional 134

PYMNTS

MAY 11, 2020

Clyburn (D-South Carolina) and the other Democrats on the panel , the letters were sent to Quantum, a California technology company; EVO Transportation and Energy Services, a Phoenix transportation firm; Texas consulting firm Gulf Island Fabrication Inc.; S igned by House Chairman James E. a biologics company.

South Carolina 142

South Carolina Phoenix Pennsylvania Georgia 142

Jeff For Banks

DECEMBER 29, 2021

The bank was founded in 2006 and operates 19 full-service branch locations in multi-ethnic communities in Alabama, Florida, Georgia, New York, New Jersey, Texas and Virginia. and equipment lending and asset based lending through Triumph Commercial Finance. (Nasdaq: MCBS) MetroCity Bankshares, Inc., Well done! #3.

Capital 78

Capital Texas Metro North Carolina 78

Abrigo

JANUARY 28, 2016

trillion in assets and thousands of employees) or tiny Oakwood State Bank in Texas (with $6.5 Disconnected processes, departments and technology 3. It is needed for lending out to customers, and regulators require certain levels of capital, so it is truly the lifeblood of a bank,” Brown says. Whether it is Wells Fargo (with $1.6

Capital 150

Capital Texas Risk Management Management 150

Gonzobanker

DECEMBER 22, 2020

Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. During a busy year we saw Jill supporting her local community, blogging with Mark Cuban, spinning up new PPP technology and innovating with things like curbside banking.

Idaho 172

Idaho Community Industry Strategy 172

Independent Banker

APRIL 30, 2022

Whether it’s products and services, technology strategies or employee benefits, independent community banks decide on their own terms what’s best for their business and their customers. Dempster says his bank does have the technology to handle mortgage transactions virtually, and some customers prefer that. A: Technology.

Community Bank 172

Community Bank Community Montana Taxes 172

Abrigo

DECEMBER 20, 2021

Whether that is the case or not, the reprieve is now over. On December 16, 2021, FinCEN announced an $8 million civil money penalty against CommunityBank of Texas (CBOT) for willful Bank Secrecy Act (BSA) violations and failing to maintain an effective anti-money laundering (AML) program. CommunityBank of Texas' citations.

Resources 195

Resources Texas Analysis System 195

PYMNTS

AUGUST 5, 2016

billion takeover of NetSuite earlier this week, but another technology giant is also making big moves in its investment game. Alternative Lending. Singapore’s Funding Societies , which positions itself as a “peer-to-business” lending marketplace, announced a $7.45 Oracle may have grabbed headlines with its $9.3

Capital 100

Capital Software Lending Regional 100

CB Insights

NOVEMBER 6, 2019

Collectively, these startups have raised over $9.5B, with leading companies including lending startup Avant (Illinois, $655M in total disclosed equity funding), next-gen auto insurer Root Insurance (Ohio, $509M), restaurant finances management system Toast (Massachusetts, $503M), and small business lending startup Kabbage (Georgia, $490M).

United States 72

United States Fintech North Carolina Rhode Island 72

PYMNTS

SEPTEMBER 5, 2019

“Wells Fargo has supported RealPage’s successful execution on organic and inorganic growth opportunities for more than a decade,” explained Michael Ackad, head of technology finance at Wells Fargo Capital Finance. “We

Texas 100

Texas Customer Experience Analytics Resources 100

Independent Banker

MARCH 31, 2022

When the 2022/23 ICBA board of directors was introduced at ICBA LIVE in San Antonio, Texas, there was a palpable sense of excitement in the air. Technology changes our processes, but the way we build relationships in our communities never changes. To sum it up, these leaders are all in and all heart for community banking.

Community Bank 239

Community Bank Community Industry Texas 239

Gonzobanker

DECEMBER 17, 2021

million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. Brandon Dewitt, MX co-founder and chief technology officer. Tom Sargent, CEO, First Technology Credit Union. Brandon personified “purpose-driven.”

Fintech 143

Fintech Strategy Leadership Lending 143

PYMNTS

SEPTEMBER 9, 2019

As has been reported, more than 30 state attorneys general are looking at the company through a bipartisan effort that is being spearheaded by Texas, and the official probe could be announced as early as today (Monday, Sept. We certainly would not want to regulate technology the same way we regulate municipal water.”.

Rhode Island 189

Rhode Island District of Columbia Google North Carolina 189

PYMNTS

SEPTEMBER 10, 2018

Others are looking to additional solutions to solve student lending problems. He expects more student lending companies to power disbursements and loan payments with mobile technology going forward. Digital banking platform BankMobile , a subsidiary of Customers Bank , has announced a new partnership with 36 U.S.

Mobile 100

Mobile Arkansas ATM Tools 100