CFPB Monitor

SEPTEMBER 14, 2020

The report discusses the Bureau’s examinations in the areas of consumer reporting, debt collection, deposits, fair lending, mortgage servicing, and payday lending that were completed between September 2019 and December 2019. Fair lending. Payday lending. Key findings are described below. Consumer reporting.

Lending 78

Lending Report Regulation Exercises 78

PYMNTS

JULY 15, 2016

When Amazon, the largest retailer by market cap, says that it had its best day ever , it’s hard not to call that a sizzle – and then some. Even Amazon competitors like Macys, Target and even Best Buy reported that their sales rose that day by 13 percent or more – as they rode the Prime Day draft and put their own offers in market.

Retail 100

Retail FDIC Bitcoin Lending 100

FICO

FEBRUARY 27, 2023

Nikhil Behl Vice President of Worldwide Marketing for FICO. You can read more about our judges in this blog post. Nikhil has over 15 years of e-commerce and technology experience and has worked at large established tech companies such as Hewlett Packard as well as numerous Silicon Valley startups.

Meeting 98

Meeting social media Management Analytics 98

PYMNTS

MARCH 22, 2019

JPMorgan may have breathed life into the market, a bit, with news of the JPM Coin (though we point out that this one has been targeted to institutional investors, and not the general public). As noted just this week, Citigroup has decided that it will scrap its plans to bring a crypto to market after several years of trying.

Bitcoin 123

Bitcoin social media Lending cryptocurrency 123

PYMNTS

OCTOBER 8, 2018

As reported, the social media giant was hacked through a vulnerability in the Facebook source code, which gave the attackers the ability to steal access tokens, which they in turn used to keep Facebook subscribers logged in. community banks and small business lending. As has been reported, the U.S.

United States 174

United States Regulation cryptocurrency Cleveland 174

PYMNTS

AUGUST 6, 2018

Also, Facebook talks with banks about sharing data, Walmart enters a meal kit deal with Gobble , Starbucks clarifies its plans to emphasize no purchases with crypto and China blocks demonstrations related to the country’s P2P market. MoviePass Shelves Hike, But Limits Free Showings. Facebook Talks To Banks About Checking, Card Data.

social media 100

social media Bitcoin cryptocurrency Regulation 100

FICO

SEPTEMBER 30, 2022

Douglas Blakey, editor, Retail Banker International. Douglas Blakey is group editor banking and payments at GlobalData and has edited Retail Banker International and Electronic Payments International since 2010. Burcu currently leads credit analytics and retail credits at Akbank, one of the largest retail banks in Turkey.

Meeting 52

Meeting Analytics Management Strategy 52

PYMNTS

APRIL 20, 2017

s challenger bank landscape is spreading since regulators have welcomed new competition into the retail banking space. Market entrants are looking to disrupt across a range of segments of the banking industry, but SME finance has become a popular target for these innovators. Take, for instance, SME lending.

Compliance 110

Compliance Innovation social media Lending 110

Bobsguide

MARCH 28, 2022

Dubai, UAE, London, UK, New York, US – March 28, 2022 – Finastra today published a market assessment report: ‘Banking as a Service: Outlook 2022 | Paving the way for Embedded Finance’. Key findings include: • More than 80% of regulated financial services providers expect the overall BaaS market to grow.

Innovation 60

Innovation Lending social media Retail 60

Gonzobanker

JANUARY 4, 2016

In an industry where the top five institutions control more than half the market share, it amazes me how few of the 6,000 other banks are taking advantage of shared insights and resources to compete. We see the types of content being shared through social media. As consultants , we haunt the halls of industry conferences.

San Diego 60

San Diego Phoenix social media Strategy 60

PYMNTS

JUNE 29, 2018

Not So Much About Tech As Marketing. But, as Bloomberg noted, the difference is marketing those vehicles as fully connected, a buzz that could serve to attract those young drivers. That would seem to lend credibility to Toyota’s marketing plan. Winning Millennial Loyalty.

Millennials 101

Millennials social media Branding Marketing 101

South State Correspondent

JULY 11, 2022

Email is one of the most effective bank marketing channels available. Using AI for bank email marketing can get you a 2% to 13%+ lift, or improvement, depending on the technique. In this article, we give you our top five lessons to inspire your bank to adopt AI in marketing or leverage our data to improve your effort.

Marketing 195

Marketing Data social media Groups 195

PYMNTS

APRIL 26, 2019

In addition, they are expected to jointly explore new product and service offerings in digital lending. The Link Between GDPR and the Homesharing Market. The two will also look for ways to collaborate in digital payments, data analytics, AI and other digital financial services. How to Shake up B2B Financing at the Point of Sale.

Bitcoin 175

Bitcoin Apple Cards Compliance 175

South State Correspondent

MAY 1, 2024

Gentle Monster Background Founded in 2011 by Kim, Gentle Monster initially struggled to break through against large brands like Luxottica which controls an estimated 30% of the US market, and is behind almost every single designer eyeglass brand you can think of, including Ray-Ban, Oakley, Armani, Ralph Lauren, Chanel, Prada and many more.

Innovation 195

Innovation social media Branding Marketing 195

CFPB Monitor

MARCH 13, 2015

In its Winter 2015 Supervisory Highlights , which covers supervision work generally completed between July and December 2014, the CFPB highlights legal violations resolved using non-public supervisory actions involving debt collection, consumer reporting, overdraft practices, mortgage origination, and fair lending. Fair lending.

Report 60

Report Lending Compliance Regulation 60

South State Correspondent

OCTOBER 4, 2023

If you want to grab a material amount of new deposit balance, offer a 5.05% money market rate, post it all over Instagram, and sit back and watch the money roll in. In this article, we will show you 15 proven deposit marketing campaigns that will rack up deposit-gathering wins while building a high-performing bank in the process.

Marketing 195

Marketing Taxes Training Management 195

Gonzobanker

DECEMBER 22, 2020

Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. This is a classic bank deal – one acronym buys another at a good price and plans to cut the hell out of cost while adding markets. Market cap in January: $19B.

Idaho 181

Idaho Community Industry Strategy 181

Bank Innovation

MARCH 7, 2018

But the fintech market has rebounded. EXCLUSIVE (SAN FRANCISCO) -- Welcome back to the fintech boom. At this time last year, fintech was in a downturn. Fintech venture funding was down more than 9% year-over-year; valuations seemed stuck.

San Francisco 236

San Francisco Fintech United States Marketing 236

Jeff For Banks

JUNE 2, 2023

The old borrow short, lend long strategy. In the late 90s, low interest rates made speculative equity investments more attractive than bonds, and at the same time, innovative internet companies grew in popularity among retail investors, professional traders, venture capitalists, and the like (familiar?). What caused it?

FDIC 78

FDIC Community Bank Regulation Lending 78

PYMNTS

APRIL 24, 2020

In fact, there were a lot of other things to talk about, as Facebook made a major investment in the Indian market, Expedia snapped up $3.2 billion deal on Tuesday (April 21) for a minority stake in Indian telecom startup Reliance Jio , giving the social media giant a larger foothold in the region.

Payments 130

Payments social media Seattle Marketing 130

William Mills

SEPTEMBER 25, 2018

User goes to Walgreens and registers the retail store in app. SME Lending for the Indian marketplace. Efficiency gains in getting and processing paper records that are used in the lending review process. ^DG. And of course, SMB lending has been a huge focus for fintech. This is not your parent’s Muni Market.

Mobile 78

Mobile Customer Experience Lending Analytics 78

PYMNTS

MAY 18, 2018

The move marks Ocado’s first official foray into the American market, and the firm’s fourth international deal overall. market, though Ocado plans to have talks with other U.S.-based based retailers. ride-hailing market, up from 20 percent just a year-and-a-half ago. million. “The It’s a massive opportunity.”.

San Francisco 100

San Francisco California Operations social media 100

Insights on Business

JANUARY 31, 2019

Like millions of others, I enjoy having a cup of coffee at various retail coffee establishments. Enhancements start with mobile app-based personalization such as social currency, rewards programs, and probably most importantly, streamlined service that lets you get your beverage faster than ever before.

Payments 107

Payments Fraud San Francisco social media 107

Gonzobanker

MAY 30, 2017

Everybody’s talking about analytics these days and it’s not just in the predictable tech and fraud circles but in finance, marketing and lines-of-business. It’s the topic we all have in common now … from “robust tech stacks” for techies to lenders interested in – to paraphrase Marketing Profiles, Inc. It’s everywhere.

Analytics 79

Analytics Data System social media 79

FICO

JANUARY 8, 2021

For FICO, customer development means working with customers through all the stages of the lifecycle – from marketing to originations to customer management. To be clear, this is not only about efficiency in lending. Here are our top 5 posts from 2020. #1. Transforming the Customer Experience: Telecommunications. “In

Analytics 52

Analytics Analysis Lending Management 52

Gonzobanker

DECEMBER 19, 2017

Rainbolt has quietly built a community bank in the past 20 years that is closing in on $2 billion of market cap. For 35 years, Wilmers led M&T with creativity, integrity and the “old-school” wisdom of a community banker who created a $26 billion market cap company. Oh, by the way, that Fintech darling of two years ago Lending Club?

Conference 101

Conference Industry Community Bank Community 101

William Mills

MAY 11, 2016

Sergii Danilenko (Head of Marketing). Sabina Bhatia (Director, Marketing). Under the scenario the consumer can transfer much-needed cash as well get cash (that was earned, not paid yet) so no payday or online lending debt is added. Scale private banking model to a much broader market. Maria Gurina (Bus. Gilad Golan (CTO).

Video 40

Video Lending social media Analytics 40

Banking 2020

APRIL 28, 2015

Tech savvy banking customers are not only comparing their digital experience with that of other banks, but also with their digital experiences in the non-banking world, like retail or telecom. Digital Banking with Social Face: Social media has already emerged as a platform, by which to build new connections and relationships.

Customer Experience 40

Customer Experience Digital Banking social media Millennials 40

Fintech Labs Insights

JANUARY 7, 2016

Social media financial compliance specialist Gremln raised $1.4 Payments and commerce solutions for unbanked in emerging markets. Tipping system for retail point of sale. Social media management & compliance for financial institutions . One Finovate alum added cash at year-end: . HQ: Bejing, China.

St. Louis 12

St. Louis social media Company Fintech 12

CFPB Monitor

AUGUST 8, 2022

The CFPB observes that many firms operating in the market for retail financial services are moving from seeing their customers’ value as generating revenue from using the firm’s financial products (i.e. The other emerging risks in payments highlighted by the CFPB is the potential impacts of “scale and market power.”

Report 145

Report social media Payments Data 145

FICO

OCTOBER 26, 2016

It seems like you can’t spend more than a minute or two reviewing online articles or social media without stumbling on something about artificial intelligence (AI) or machine learning. The FICO® Score is used by 90 of the top 100 largest US lending institutions for their risk assessment needs. Marketing offers.

Analytics 40

Analytics Fraud New York City social media 40

FICO

OCTOBER 26, 2016

It seems like you can’t spend more than a minute or two reviewing online articles or social media without stumbling on something about artificial intelligence (AI) or machine learning. The FICO® Score is used by 90 of the top 100 largest US lending institutions for their risk assessment needs. Marketing offers.

Analytics 40

Analytics Fraud New York City social media 40

William Mills

MAY 11, 2016

Portfolio outlooks, recommendation.Provide retail and advisory users the insight they need with Polly Portfolio. If you have a large retail investor base, and no resources to interact with them, then perhaps there some value? ^SR. Svyatoslav Ostrovsky (Head of Retail Digital Business). Retail for a piece.

Video 40

Video Mobile social media Analytics 40

Bank Innovation

FEBRUARY 19, 2019

The 12 startups demoing to try to win the “best in show” award at Bank Innovation Ignite have been unveiled. The startups are:[link] Avocado Payments, Budgit Inc., Community Capital Technologies, Denizen Financial, Diro Inc., Exagens Corp., Fintel Labs, iGTB, JUDI.AI, KapitalWise, OpenDoor Securities, and Operant.AI

Innovation 240

Innovation Community Capital Fintech 240

Tomorrow's Transactions

OCTOBER 8, 2014

The Head of the Competition and Markets Authority says that competition in currency is “welcome”. I know this will result in deluge of abuse via anti-social media, but I actually think he is right about this, and I’m not sure it helps to advance the cryptocurrency case. Why is there only one Bank of England? But I digress.

Bitcoin 61

Bitcoin cryptocurrency blockchain social media 61

Bank Innovation

SEPTEMBER 27, 2017

What is the state of banking innovation today? Each year, we poll the industry to find out. Fintech funding has grown tougher for startups, but banks’ balance sheets are looking stronger– what does it mean for innovation?

Innovation 257

Innovation blockchain Fintech Industry 257

CB Insights

NOVEMBER 6, 2018

GAFA’s search data, smart home devices, advertising and marketing capabilities, and more offer compelling use cases for the beauty industry. Simultaneously, the beauty industry is looking towards tech to provide an edge in an increasingly crowded market. Amazon’s next big move could be in beauty retail.

Google 72

Google Apple Industry Branding 72