PYMNTS

APRIL 25, 2016

Visa is determined to make EMV faster, Starbucks wants to make getting that cuppa joe faster, too, and is crushing it with mobile order ahead and the CFPB might be moving closer to having a fast exodus of the payday lending business once its rules drop. The CFPB’s Latest Round Of Payday Lending Complaints. EMV’s Second Phase.

Lending 100

Lending Mobile Cards Fraud 100

Gonzobanker

JUNE 14, 2023

Cross River Bank recently found itself in hot water with the FDIC when the agency declared that the bank engaged in unsafe or unsound banking practices in relation to its compliance with fair lending laws and regulations, specifically the Equal Credit Opportunity Act and the Truth-in-Lending Act. If only it were so easy.

Compliance 109

Compliance FDIC Strategy Fintech 109

Independent Banker

NOVEMBER 30, 2022

In our annual workplace survey, employees of ICBA’s best community banks to work for told us they benefit from engaging cultures, opportunities for advancement and innovative benefits. Our leadership consistently articulates and demonstrates a commitment to being a great place to work.”. Through a recent Pulse Survey, Mark D.

Community Bank 169

Community Bank Community Montana Leadership 169

PYMNTS

JULY 16, 2019

On the lending front, the bank’s loan balances as Q2 came to a close came in at $949.9 billion from the first quarter with increased activity in real estate, credit card and automobile lending all pushing growth. For its part, Wells Fargo repurchased $4.9 billion, up $1.6 billion to shareholders through dividends and share repurchases.

Lending 100

Lending Leadership Trends Report 100

Independent Banker

DECEMBER 31, 2021

Independent Banker ’s annual Community Bank CEO Outlook survey reveals how community bank leaders plan to leverage today’s deposit-laden banking environment to grow this year. Leading the challenges for bankers responding to this year’s survey are increasing loans (56.1%) and increasing earnings (54%). What changes will 2022 bring?

Community Bank 144

Community Bank Community Lending Louisiana 144

PYMNTS

MAY 9, 2016

It’s a messy picture when leading surveys draw contradicting conclusions. BoA’s report pointed to the presidential election and its impact on small businesses, finding that 67 percent of survey respondents cite the race and its outcome as having at least a “somewhat” significant effect on their business.

America 100

America National Capital Survey 100

Independent Banker

FEBRUARY 24, 2016

In a recent Goldman Sachs survey of 752 millennials, 22 percent of the respondents said they have used the bitcoin digital currency in the past and will most likely use it again. For example, PayPal is servicing a fast-growing number of customers across the globe for payments and is now entering the lending market.

Millennials 70

Millennials San Francisco Bitcoin cryptocurrency 70

William Mills

APRIL 20, 2017

Tony Garritano from Progress in Lending held an Innovations Awards event at the London House which showcased seven companies in the mortgage industry that are leading the way in compliance, eClosings, appraisals and information management. Seth Wheeler, Managing Director at JPMorgan Chase, posed the question, “Do we build or do we partner?”

blockchain 46

blockchain Detroit Conference Knowledge Base 46

Independent Banker

DECEMBER 31, 2022

So we’re careful when we lend out commercial real estate loans. The ICBA view on… Lending. And because a commercial loan can parlay itself into deposit accounts, treasury management, inventory lending and much more, it signals wider business prospects for the bank. The personal lending environment carries potential as well.

Community Bank 91

Community Bank Community Tampa North Carolina 91

CB Insights

FEBRUARY 13, 2020

Leadership and board members. Business lending and corporate cards. Square has since expanded its offerings to standalone, integrated point-of-sale terminals, as well as a broader ecosystem of applications and services such as lending (Square Capital), payroll services (Square Payroll), and rewards (Square Loyalty).

Online 98

Online Company Retail Payments 98

Javelin Strategy & Research

SEPTEMBER 2, 2014

My 30 year career started in merchant e-commerce technology, with numerous product management/leadership/launch roles before moving over to product-innovation research some fifteen years ago. I have a lot to learn! I can’t get enough of innovation and digital strategy.

Innovation 58

Innovation DC FDIC Strategy 58

Independent Banker

NOVEMBER 30, 2021

Within that tightly knit group, there’s the bank’s leadership team, comprising president and CEO Greg Dennis, chief lending officer Jon Girard, vice president of operations and compliance Kristine Hendrickson, and executive vice president and chief financial officer Michele Boeder. The leaders of the Inver Grove Heights, Minn.,

Community Bank 164

Community Bank Community Texas Leadership 164

Independent Banker

SEPTEMBER 25, 2014

Specifically, they seek short-term tactics that will free up funds for margin-increasing activities—like hiring new lending officers, pursuing new marketing programs or purchasing new technology. Today’s examiners expect boards and executive leadership teams to take an active role in promoting a culture of compliance.

Community Bank 105

Community Bank Compliance Community Resources 105

Jeff For Banks

APRIL 21, 2012

jfb note: This was told to me at a conference that was designed specifically to lobby the Federal government with the key issue being expanding CUs business lending. jfb note: I was impressed that a bank experiencing difficulties would speak about leadership instead of regulators, borrowers, lenders, etc. We should focus on big banks."

Community Bank 71

Community Bank Community Groups Lending 71

Gonzobanker

MAY 8, 2020

Practice the art of surgical lending. As the large banks announce freezing lending in some sectors, community and mid-size banks should bring more data and common sense to the table. For instance, Wells and Chase just shut down all home equity lending. But the walls of the bank are about to shake with a major earnings challenge.

Lending 104

Lending Analytics Analysis Capital 104

Independent Banker

JUNE 30, 2022

Here, we highlight some of last year’s most successful loan producers in the areas of agriculture, commercial and consumer/mortgage lending. The score combines the average of the bank’s percentile rank for lending concentration and for loan growth over the past year in each lending category. By Ed Avis. Methodology. AGRICULTURE.

Community Bank 172

Community Bank Community National Philadelphia 172

Gonzobanker

DECEMBER 19, 2022

1 issue raised by CEOs in our surveys, bankers had to craft a new and compelling post-Covid value proposition to attract it. SoFI gets a commercial bank that brings deposits, compliance, AND business lending. It’s hard to understand how Clobes has time in the day to drive her unlimited amount of leadership activities.

Community 216

Community Fintech Industry Innovation 216

Gonzobanker

DECEMBER 22, 2015

In the age of Twitter, Apple Pay and Lending Club, it’s important to remember the shareholder performance delivered by Gleason and team when compared to the behemoths. Best Leadership Performance in a Core Conversion. An old adage that never gets old: it matters when leadership hangs out in the foxhole. Bravo OZRK! EMV hysteria.

Community Bank 60

Community Bank Apple Community Technology 60