Abrigo

SEPTEMBER 16, 2016

Whether peer analysis is a new practice or a tested strategy at your bank, it is always important to begin any analysis with an overview of key performance metrics. It is crucial for leadership at a bank to understand how the bank compares on key metrics to those institutions considered peers.

Analysis 150

Analysis Leadership Groups Case Study 150

Abrigo

AUGUST 26, 2016

Does senior leadership do a good job of communicating its top priorities? Sageworks Senior Risk Management Consultant Rob Ashbaugh said many financial institutions are focusing on portfolio growth in order to offset the profit-pinching effects of low interest rates and thin margins.

Survey 150

Survey Risk Management Leadership Strategy 150

Abrigo

OCTOBER 11, 2016

While increasing the volume of qualified loan applications is an important component of any growth strategy, leadership at these institutions may not consider that there are ample opportunities already available in their loan application pool. This practice is designed to mitigate risk, but it can also limit lending opportunities.

Analysis 150

Analysis Lending Taxes Software 150

Gonzobanker

DECEMBER 17, 2021

We know the customer buying and use of financial services is being fundamentally changed by fintech, but our long-term strategies to invest/partner/buy/compete are very much works in progress. Lifetime Leadership Achievement Awards. 2021 fintech investments, merger activities, and overall focus were off the charts. Has it worked?

Fintech 147

Fintech Strategy Leadership Lending 147

Gonzobanker

MAY 7, 2018

Progress made in the efficiency ratio has primarily been achieved by: greater interest income through lending activity; a near-zero cost of funds environment; and. To reach the efficiency levels of a next generation bank, leadership needs to set more ambitious targets for employee and staff dollar productivity.

Leadership 87

Leadership Operations Lending Strategy 87

Gonzobanker

DECEMBER 22, 2020

Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. The Strategy Award Goes to Axos Bank. It’s great to see Axos continue to hone its strategies and maintain the margins/credit quality that the market is rewarding.

Idaho 181

Idaho Community Industry Strategy 181

Jeff For Banks

MARCH 14, 2020

Be sure to review your goals and keep your individual needs, risk tolerance and time horizons in mind before making changes to your investment strategy. . • Revisit your goals and stick to your plan. Stay informed. For up-to-date economic insights and analysis, see MassMutual's regular market commentary.

ATM 78

ATM Policies US Management 78

Gonzobanker

MAY 8, 2020

So far, bankers have taken comfort in the soundbite that “this crisis is different” because of the strong capital levels and risk management rigor that has developed since the Great Recession. Practice the art of surgical lending. For instance, Wells and Chase just shut down all home equity lending. Ready … break! “In

Lending 114

Lending Analytics Analysis Capital 114

Gonzobanker

DECEMBER 20, 2019

The bank’s strategy is laser-focused. And now, the GonzoBanker team salutes some other troublemakers in each individual Smarter Bank category: The Strategy Award – Goes to Studio Bank in Nashville, Tenn. Reality Check on Challenger Startups Award – Goes to Umpqua EVP & Chief Strategy Officer Rilla Delorier. Might be time to.

Idaho 148

Idaho Conference Data Marketing 148

The Financial Brand

DECEMBER 1, 2021

This could be the biggest challenge since the 2008 financial crisis. Here's a sustainability crash course for banks and credit unions. The post Banks Can No Longer Ignore Climate Change (And Here’s Why) appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Banking Trends 35

Banking Trends Analysis Course Trends 35

Gonzobanker

AUGUST 17, 2016

With an increasing industry focus on finding opportunities for revenue growth, BI comes up all the time in conversations of both strategy and technology. Now, the top challenge organizations face in turning data into an asset is leadership. So, from my experience, here’s the four-point plan for business intelligence leadership.

Leadership 60

Leadership Tools Big Data Risk Management 60

Gonzobanker

DECEMBER 22, 2015

In the age of Twitter, Apple Pay and Lending Club, it’s important to remember the shareholder performance delivered by Gleason and team when compared to the behemoths. And with the same alter-ego strategy that made so much noise five to eight years ago. Best Leadership Performance in a Core Conversion. Bravo OZRK! EMV hysteria.

Community Bank 60

Community Bank Apple Community Technology 60

Gonzobanker

DECEMBER 14, 2023

Our Troublemaker clients reacted to all this mayhem by keeping their focus on customers, making good loans, sticking to their digital transformation strategies, developing employees and giving back to their communities. Sounds like a cool strategy to build a smarter bank. We are in awe. Seriously in awe.

Fintech 195

Fintech Community Regional Technology 195

William Mills

MAY 9, 2018

Product distribution strategy: Direct to Consumer (B2C), through financial institutions. A TON of really old technology is being used in mortgage lending. Product distribution strategy: Through financial institutions, through other fintech companies and platforms. Product distribution strategy: Direct to Business (B2B).

Security 40

Security Samsung Strategy San Jose 40

Gonzobanker

DECEMBER 19, 2016

Instead we need to pay serious attention to how technology is changing strategy in our industry and develop gritty tactics to address this shift. Hats off to a decade of strong leadership and hard work. The 2016 Gonzo Marketing Medal – Goes to Elevations Credit Union for its “Egg Lending” campaign. Check it out on YouTube.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Instead we need to pay serious attention to how technology is changing strategy in our industry and develop gritty tactics to address this shift. Hats off to a decade of strong leadership and hard work. The 2016 Gonzo Marketing Medal – Goes to Elevations Credit Union for its “Egg Lending” campaign. Check it out on YouTube.

Utah 60

Utah System Community Marketing 60

FICO

JANUARY 5, 2023

Some BNPL firms already are providing disclosures mandated by the Truth-in-Lending Act. The proposed rules appreciably increase corporate accountability on cyber risk, starting from the boardroom and cascading down throughout the organization. Consumers will likely see more transparency from industry participants going forward.

Policies 52

Policies Company Regulation Risk Management 52