Gonzobanker

FEBRUARY 1, 2024

Turn up “Whole Lotta Love” and let the pure adrenalin rush of Jimmy Page’s intro accompany this year’s Acquire or Be Acquired recap … In the ever-evolving world of banking, Bank Director’s Acquire or Be Acquired Conference remains a constant. Old Ways Won’t Open New Doors While we can’t predict the future, we sure can prepare for it.

Conference 88

Conference FDIC Arizona Industry 88

Abrigo

DECEMBER 29, 2023

Takeaway 3 Insights related to risk rating processes, ag lending, and signs of contractor failure were also popular. Aside from formal training, one way that banks and credit unions can ensure staff are attuned to the latest regulations and best practices is by routinely sharing lending and credit risk resources.

Resources 221

Resources Lending Risk Management Policies 221

Abrigo

FEBRUARY 23, 2023

You might also like this on-demand webinar: "Problem loans: Identifying warning signs and management options" WATCH Takeaway 1 Executive leaders of small community financial institutions face complex issues, including declining deposits. Balance runoff is picking up speed, according to financial consulting firm Curinos.

Community Bank 195

Community Bank Kansas City Community Lending 195

Abrigo

DECEMBER 19, 2022

Checklists, guides, and more to help you and your AML-CFT staff Thousands of FinCrime professionals have accessed these guides, checklists, and other resources produced in 2022 by Abrigo's team, which includes former bankers, BSA officers, and regulators. . Would you like other articles like this in your inbox? Complimentary AML info.

Resources 195

Resources Training Fraud Compliance 195

South State Correspondent

AUGUST 15, 2022

Bankers often think from the bank’s perspective or from the regulator’s perspective. Below are 14 ways to force bankers to understand customer needs better and help banks do a better job at strategic planning prioritization. As an industry, we have great room for improvement. Informally Talk to Your Customer.

Customer Experience 195

Customer Experience Training Strategy social media 195

South State Correspondent

AUGUST 15, 2022

Bankers often think from the bank’s perspective or from the regulator’s perspective. Below are 14 ways to force bankers to understand customer needs better and help banks do a better job at strategic planning prioritization. As an industry, we have great room for improvement. Informally Talk to Your Customer.

Customer Experience 195

Customer Experience Training Strategy social media 195

Gonzobanker

DECEMBER 14, 2023

Just think of what the industry dealt with in the last 12 months: The brunt of the unprecedented scope and pace of Fed rate hikes hit home, and banks have seen an.80 Four massive bank failures helped the industry’s reputation and customer confidence not one iota. The housing industry, and mortgage banking revenue, came to a stop.

Fintech 194

Fintech Community Regional Technology 194

Independent Banker

JUNE 30, 2022

Bankers and industry observers have several recommendations for how community banks can come up with risk ratings and rankings that foster safe growth in a volatile economic climate. Pay attention to industry concentrations in your portfolio. If their financing costs go up, they can’t renegotiate the contracts.

Management 103

Management Community Bank Community Regulation 103

Independent Banker

JULY 31, 2022

In 2022, things changed with whiplash speed, as the Fed hiked interest rates to quell inflation, the mortgage refinance market dried up and the effects of macro changes, from the Russian invasion of Ukraine to a talent shortage, began to be felt keenly. Illustration by Jill DeHaan. By Elizabeth Judd. Quick Stat.

Strategy 135

Strategy Community Bank Louisville Community 135

Abrigo

DECEMBER 22, 2023

Smaller banks can be encouraged by these numbers, and S&P Market Intelligence predicts a return to relative construction industry normalcy in 2023. Takeaway 2 The top lending and credit blog posts focused on the benefits of banking technology, interest rate management, and developing risk ratings.

Lending 221

Lending Risk Management Community Management 221

Abrigo

MAY 24, 2023

If signed into law, the SAFE Act would allow banks to provide services to cannabis-related businesses (CRBs) in states that have passed the legalization of marijuana in some form. According to a letter from the American Bankers Association (ABA) to the Senate Banking Committee, only about 11 percent of all U.S.

Lending 195

Lending Fraud Operations Ohio 195

Gonzobanker

DECEMBER 19, 2022

All of you with your hands up… … uh huh. It would have required a few trips to the local dispensary to dream up what bankers have endured this year. As expected, these rate hikes stopped the mortgage industry in its tracks. OK, show of hands. Who saw 2022 coming and accurately predicted the headlines? Pull ’em down.

Community 216

Community Fintech Industry Innovation 216

Abrigo

APRIL 23, 2020

Key Takeaways Regulators and industry officials provided insight for lenders entering the second round of funding for the Paycheck Protection Program (PPP). My best estimate is that if he signs today, it will be available the next day,” he said. To sign up for lender notifications from the SBA, use this link.

Lending 221

Lending Los Angeles North Carolina Community 221

Alex Jimenez

NOVEMBER 4, 2023

FinTech Revolution and AI: The overarching trend was the continued evolution and revolution in the FinTech industry, including the adoption of AI and emerging technologies. Money 20/20 USA has become the biggest FinTech gathering in the US. Previously, the meeting areas were relegated to the sides of the show floor.

Conference 84

Conference Meeting Trends Fintech 84

Gonzobanker

DECEMBER 17, 2021

THE BANKER AWARDS. Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. Doug Larson. Gonzo readers, 2021 was just plain schizophrenic.

Fintech 143

Fintech Strategy Leadership Lending 143

Abrigo

JANUARY 31, 2023

Regulatory movement expected in the AML/CFT industry Financial institutions should keep an eye on these AML/CFT hot topics while awaiting regulatory guidance. register now Takeaway 1 While the AML/CFT industry seemed to have been in a holding pattern during 2022, regulatory movement is expected for 2023.

Fraud 195

Fraud Training Regulation Trends 195

Independent Banker

JULY 28, 2016

Community bankers score big changes in final credit-loss standard. After nearly six years of active grassroots advocacy, community bankers achieved important changes to new accounting standards with the Financial Accounting Standards Board’s final update on credit losses. By James Kendrick. Concessions stand. Grassroots gains.

Community Bank 70

Community Bank Community Connecticut Regulation 70

Abrigo

JANUARY 21, 2020

Despite Federal ambiguity, State Regulators are beginning to clearly define their stances on cannabis banking. The banking industry knows it has a growing problem on its hands when it comes to CRBs and MRBs. While they are working towards a resolution, it leaves bankers in a cloud of smoke. Are they safe to bank?

United States 243

United States New York Regulation DC 243

Independent Banker

NOVEMBER 30, 2022

You have a bank that was born out of COVID and could have gone the other direction but ended up thriving.”. The gross gaming revenue of the gambling industry in the U.S. Stacy Watkins (left), president and CEO, and Hilary Nelson (right), senior vice president and director of operations and compliance, at the Las Vegas Strip.

Las Vegas 129

Las Vegas Community Bank Community Wisconsin 129

FluentBanking

APRIL 18, 2020

Banking diploma is a very common and recognized professional certification from The Institute of Bankers, Bangladesh (IBB). Though there are so many contradictions about this course, every banker wants to pass this certification. Today we are going to provide you a better insight into IBB, Bangladesh, and their banking diploma course.

Regulation 52

Regulation Case Study Security Management 52

Abrigo

FEBRUARY 24, 2020

Despite Federal ambiguity, Illinois State Regulators defined their stances on cannabis banking. The banking industry knows it has a growing problem on its hands when it comes to CRBs and MRBs. While they are working towards a resolution, it leaves bankers in a cloud of smoke. So, that begs the question: are CRBs safe to bank?

Illinois 195

Illinois Regulation United States California 195

Abrigo

NOVEMBER 24, 2015

Gruenberg to the list of regulators and industry officials warning about growing credit risks in the U.S. Gruenberg said the industry reported another positive quarter overall, with most performance indicators showing improvement. Add FDIC Chairman Martin J. Banks’ net interest margin, on average, ticked slightly higher to 3.08

FDIC 150

FDIC Lending Community Bank Industry 150

Abrigo

DECEMBER 2, 2021

Takeaway 3 Signing up for 2022 conferences is another smart use of surplus budget funds, because some events are offering early-bird discounts. Based on some industry trends and regulatory priorities, here are a few ideas for spending surplus budget funds to help grow your financial institution next year or mitigate risk.

Conference 195

Conference San Antonio Lending Fraud 195

PYMNTS

JULY 31, 2017

Is the credit union market ready for its close-up? It’s a market that is showing clear signs of growth. This inaugural edition of the Tracker covers the most significant recent developments from around the credit union market, including notable innovations, industry partnerships and efforts to challenge and change regulations.

Report 114

Report Innovation Regulation National 114

PYMNTS

JANUARY 31, 2019

With clearance to move forward with its plans, the community banking landscape will see its first new industry player in years. The effort among newcomers to disrupt the community banking space comes as the industry emerges as a key source of financing for small businesses. Bloomberg listed Casey G. have emerged to do.

Community Bank 122

Community Bank Community FDIC Marketing 122

Independent Banker

MARCH 15, 2015

Community bankers aren’t the only ones who think so. Top regulators also concur, and some have even offered a proposal or two of their own. And ready for the toss, President Obama says he would welcome such bipartisan legislation to sign. The Time Is Now. By Camden R. Fine, President and CEO of ICBA.

Community Bank 70

Community Bank Washington Community Regulation 70

Independent Banker

FEBRUARY 24, 2015

Community bankers aren’t the only ones who think so. Top regulators also concur, and some have even offered a proposal or two of their own. And ready for the toss, President Obama says he would welcome such bipartisan legislation to sign. The Time Is Now. By Camden R. Fine, President and CEO of ICBA.

Community Bank 70

Community Bank Washington Community Regulation 70

Independent Banker

DECEMBER 28, 2015

Happy New Year, fellow community bankers! This upcoming year has a lot of good in store for our industry, because ICBA continues to pursue even more successes for community banks nationwide. We certainly closed out 2015 with great wins in Washington, so I want to thank so many of you who stepped up to make change happen last year.

Community Bank 70

Community Bank Washington Community Ohio 70

Perficient

MAY 21, 2021

Within mere weeks, 22 women are in the final stages of completing a Perficient-sponsored coding bootcamp in Detroit; their final project includes designing their own apps, all of which serve the world in various ways and all certain to make an impact. Learn More About Perficient’s Bright Paths. Celeste Rowe’s Bright Paths Project: Grow Better.

Milwaukee 348

Milwaukee Software Course Detroit 348

Abrigo

JULY 23, 2021

The regulations are forthcoming, but institutions now should begin the process of performing a threat-focused risk assessment which will guide them where to focus their efforts. Takeaway 2 Nuclear proliferation is a threat across the globe due to proliferators' worldwide procurement methods. Included as a Priority is Proliferation Financing.

National 195

National Training United States Regulation 195

Independent Banker

AUGUST 25, 2016

Advocacy Advocate—ICBA’s Joshua Harbursky works to assist community bankers with their industry policy engagement with lawmakers and regulators. ICBA has a great infrastructure in place and a lot of active advocates among community bankers. ICBA’s advocacy director talks about fostering a culture of advocacy.

Washington 72

Washington Community Bank Policies Community 72

Celent Banking

MAY 24, 2017

Once a year I take a break from industry conferences and vendor analyst days by going to the Boulder Summer Conference on Consumer Financial Decision Making , hosted by the Center for Research on Consumer Financial Decision Making at the Leeds Business School at the University of Colorado Boulder. My key takeaways follow.

Conference 125

Conference Colorado Study Course 125

Independent Banker

SEPTEMBER 22, 2015

From my own experience, the reams of complex and confusing paperwork homebuyers must sign—and be bound by—to obtain a home mortgage continually astonishes them. But today’s regulations have simply gone too far, and our customers on Main Street are recognizing that the source of the problem is emanating from Washington.

Maine 70

Maine Regulation Washington Community 70

PYMNTS

SEPTEMBER 12, 2017

The Comptroller of the Currency formally requested that the CFPB halt implementation of the rule while the OCC reviewed its effect on the banking industry. Meanwhile, the industry itself roiled against the law through countless actions and lobby groups, noting that it would do far more to help attorneys than to protect consumers.

Groups 119

Groups Alaska Louisiana Industry 119

CFPB Monitor

APRIL 15, 2021

And this fact is creating legal and operational challenges for the banking industry. Within the banking industry, the three rounds of payments from the U.S. In the federal government’s ongoing effort to revive the U.S. Law 116-136, 134 Stat. 281) and the Consolidated Appropriations Act of 2021 (Pub.

New Jersey 148

New Jersey Payments New York Massachusetts 148

Jeff For Banks

JANUARY 8, 2017

Banking, a slow moving tortoise of an industry until only recently, was not a big thinking industry. With all of the scrutiny, negative press, and regulatory change, I don't experience many bankers having fun, either. Does any bank culture produce these qualities? Does yours? There are headwinds. But even that is inconsistent.

New Jersey 60

New Jersey Capital Regulation Training 60

Gonzobanker

DECEMBER 20, 2019

Kent Oram, CEO, Idaho Central Credit Union – As evolution, revolution and occasional shareholder dilution occur across the industry, a leader in Idaho has quietly worked over the past 12 years on accumulating legendary performance. Brutal competition is an everyday affair, as are product and price commoditization. But that’s for next year.

Idaho 148

Idaho Conference Data Marketing 148