PYMNTS

JANUARY 25, 2019

PSD2 may have a greater effect on payments, even outside the EU, as consumers all over the globe are clamoring for more data security. consumers, for instance, want the right to know where their personal data is and how it’s being used, according to recent surveys. Eighty percent of U.S. Read more by downloading the Tracker.

Operations 195

Operations Regulation Data Trends 195

Independent Banker

FEBRUARY 28, 2022

These community bankers share how they collect positive reviews, and how to respond to negative ones. Your digital footprint outside of your own properties is increasingly how decisions are made,” says Rob Birgfeld, executive vice president and chief marketing officer for ICBA. How to respond to negative reviews.

How To 127

How To Community Bank Community Google 127

South State Correspondent

OCTOBER 4, 2022

A trusted advisor understands clients’ wants and how to help them get there. If the business can generate more earnings before interest, taxes, depreciation, and amortization (EBITDA) or net operating income (NOI) if interest rates are higher, then the borrower has less interest rate risk exposure.

How To 195

How To Marketing Examples Community 195

Abrigo

JULY 2, 2019

If that trend continues, operating costs will begin outpacing revenue for many farms, and demand for ag financing will grow for community financial institutions. Blanket security agreements. The post How to Mitigate Ag Lending Risks appeared first on Abrigo. Personal guarantees. Government guarantees.

Lending 150

Lending How To Strategy Trends 150

PYMNTS

JUNE 22, 2020

How Customer Reviews Provide Lifeblood To Restaurant Operations. Customers can find out where their peers are happily returning after good experiences, for example, while eateries can invest time in digital platforms that provide prospective diners with information to secure their patronage. The Value In Quick Responses .

Operations 156

Operations social media Online Survey 156

Independent Banker

OCTOBER 1, 2022

But as the prevalence of security breaches grows, so do the opportunities for community banks to position themselves as guardians of their customers’ personal data through compliance, technology and relationship building. Data privacy and security is a hot topic and is only getting hotter. By Katie Kuehner-Hebert. Bob Hickok.

Data 91

Data How To Community Bank California 91

PYMNTS

MAY 10, 2020

According to the law, digital securities “presumptively not an investment contract” would not be subjected to the sometimes contradictory rules between organizations. That means assets that aren’t acquired by means of exchanging them for payment, and which are used on a “fully operative network” for a “consumptive purchase.”

Bitcoin 168

Bitcoin Security Marketing cryptocurrency 168

PYMNTS

JUNE 5, 2020

Providing robust services via mobile channels is especially important now, as the COVID-19 pandemic has caused businesses to operate remotely and consumers to stay at home as much as possible. The need to secure open banking has only grown as financial criminals have stepped up to exploit disruptions caused by the COVID-19 pandemic, he added.

Security 174

Security Fintech Data Fraud 174

PYMNTS

SEPTEMBER 10, 2019

The September AML/KYC Tracker examines the latest fraud challenges and efforts to ensure tight security and compliance. . How Mobile Financial Startups Can Bridge the Security Gap. However, the business costs of not ensuring robust defenses and identity verifications far outweigh these pains. Around the AML/KYC Worl d.

Security 185

Security Fintech Fraud Compliance 185

PYMNTS

FEBRUARY 14, 2020

But, in an interview with Karen Webster, Zac Cohen, chief operating officer at Trulioo , cautioned against a “one-size-fits-all” approach to the digital identity space. The initiative will be on hold until the government enacts new laws that would safeguard data security. Cohen told Webster the U.N.’s The Micro Level.

How To 205

How To National Fraud Data 205

PYMNTS

JUNE 29, 2020

SMBs and merchants operating in the EU must comply with strong customer authentication (SCA), which mandates stricter authentication requirements for online and contactless purchases above a certain value. Banco de España, Spain’s central bank, granted the license, which enables RevoluPAY to operate within all 27 EU member countries.

How To 239

How To Payments Management social media 239

PYMNTS

JUNE 17, 2019

This presents problems for developers, who need to make sure that their products run both smoothly and securely. Developers keen on addressing these concerns must carefully consider how to design and connect their devices to provide reliable, secure performance. How Z-Wave works . The three mandates .

Security 142

Security Michigan Operations User Experience 142

PYMNTS

JANUARY 22, 2021

Westlake has already sent several million dollars over the RTP network during the pandemic, according to Westlake’s Director of Accounting Operations Raul Alvarez. As with any payment method, fraud attacks and human errors can upend customer experiences unless companies have strong security strategies in place. Contingency Planning.

Security 141

Security Fraud Tools Customer Experience 141

PYMNTS

AUGUST 23, 2019

Security and compliance are also vital components in ensuring that payments are delivered safely and without delay. And to that end, we’ve seen growing engagement and co-operation across the industry.”. Safe, secure real-time cross-border payments becoming a reality relies on community involvement above all else. Rapid Growth.

Compliance 192

Compliance Security Payments Community 192

PYMNTS

JANUARY 22, 2019

Maybe one day, quick-service restaurant ( QSR ) operators will look back upon 2019 as their cramming experience when it comes to digital security and fraud prevention. Yet, the “fundamental problem number one,” according to Stuppy, is that QSRs, for the most part, don’t know what they don’t know about online security.

How To 144

How To Fraud Online Mobile 144

PYMNTS

OCTOBER 17, 2019

In today’s payments news, China has allowed PayPal to operate in the country with its purchase of a majority stake in GoPay. China has allowed PayPal to operate in the country with its purchase of a majority stake in GoPay. Also, Mastercard has outlined its intentions with blockchain following its high-profile Libra Association exit.

Operations 100

Operations blockchain Payments Apple 100

PYMNTS

OCTOBER 19, 2018

And the farmer who uses drones to help monitor operations – yet may not be able (or might not know how) to take steps needed to secure his or her server – is rendered vulnerable. Despite the advent of chip technology in credit cards, which has improved security, bad actors continually look to circumvent systems in place.

Study 191

Study Security Survey Data 191

PYMNTS

JANUARY 30, 2019

They face the challenge of offering customers a smooth onboarding process while also remaining rigorous in know your customer (KYC) efforts, taking care to remain compliant with local anti-money laundering (AML) regulations that aim to keep criminals from using legitimate operations to move money illegally. In the U.K.,

How To 170

How To blockchain Compliance Regional 170

Insights on Business

FEBRUARY 1, 2019

To those working in the financial services industry, security is at the core of their business. The rise of artificial intelligence and machine learning might help protect business assets, but it is also making it easier for the bad guys to find holes in the security. Security is a big theme at IBM Think this year. Feeling safe.

Security 114

Security social media Video Policies 114

PYMNTS

JUNE 10, 2020

This has increased the need for FIs to develop convenient mobile onboarding experiences, but those that lack confidence in their ability to secure such channels appear to be reluctant to offer them. They need to thoroughly vet new customers and comply with security obligations to prevent crime from proliferating. Tapping Mobile KYC .

Mobile 130

Mobile Security Examples Study 130

PYMNTS

JULY 28, 2019

Initial coin offering (ICO) consultant CoinLaunch will pay $50,000 to settle with the Ontario Securities Commission (OSC). According to the regulator’s website , CoinLaunch was consulted on two ICOs, with both determined to be securities. As a result, CoinLaunch has agreed to pay a $50,000 fine.

Bitcoin 100

Bitcoin Security United States cryptocurrency 100

Abrigo

JUNE 2, 2017

Quicker and More Accountable Communication “In cases where your business relies on quick and clear-cut communication, cloud accounting firms provide the maximum operational value and efficiency to such business operations.” The benefits of cloud software for accounting firms does not end with those listed.

How To 150

How To Survey Data Technology 150

PYMNTS

JANUARY 17, 2020

Take the issue of retail security as one example. Firms must know how to divide fraudsters from their legitimate business suppliers, vendors and end customers. As that happens, retail operators — including some of the biggest and most famous — are turning to AI and putting more faith in the technology to help secure the future.

Retail 149

Retail Security Fraud Illinois 149

PYMNTS

SEPTEMBER 6, 2019

The sharing economy is a two-way street that operates on trust between suppliers and customers, and that trust is even more important for high-value exchanges like home shares. Enabling seamless booking and payments experiences, while also keeping transactions and user data secure, isn’t solely about consumer trust.

Security 125

Security Data Online Regulation 125

PYMNTS

JANUARY 4, 2019

But in a new PYMNTS discussion between Karen Webster and Fang Yu, CTO and co-founder of DataVisor , the two of them step further into that world than is often the case, offering not only the latest information about the digital fraudster mindset, but the latest guidance about how to defeat such criminals.

Fraud 190

Fraud Online How To Course 190

PYMNTS

APRIL 25, 2019

In a recent interview with PYMNTS, Monteiro discussed how regulations like GDPR are impacting the homesharing industry, as well as how Spotahome is utilizing traditional features like guarantees to build trust. Security and the Homesharing Platform. The less [user] information we store, the better.

Security 100

Security Data Regulation Mobile 100

PYMNTS

APRIL 26, 2019

Additionally, most financial institutions seems to think AI is mostly about fraud prevention but as other research from PYMNTS and Brighterion has shown, artificial intelligence can also provide hyper-personalized, real-time customer service – along with security – via the deployment of so-called smart agents.

How To 193

How To Fraud Data Conference 193

Perficient

JANUARY 28, 2021

As we mostly are working remotely these days, securing your space when you’re not in the safeguards of the office walls are critical. Perficient places a high value on data security and has several processes and tools in place to protect colleague and client information, but what about the everyday person?

Data 535

Data Security Software Community 535

PYMNTS

AUGUST 18, 2017

Retailers are retailers, not security experts. Too often, their best efforts can create friction at the point of sale for consumers, which leads to shopping cart abandonment and lost revenue, all while feeding the illusion of “too much security.”. There’s never ‘too much’ security,” Grant said.

Security 131

Security Fraud Analytics Tools 131

PYMNTS

AUGUST 20, 2019

“There will be accidents, especially in the cloud,” Korbinian Ibel, a director general at the ECB’s supervisory operations, said in the report. The warning comes as banks have been enlisting the aid of tech giants like Microsoft and Amazon, while bringing operations and data to the cloud.

Data 176

Data Security Capital United States 176

PYMNTS

SEPTEMBER 24, 2019

Money tied up in the cash flow cycle is money that’s not working in the economy at large – it’s not helping businesses grow, expand operations or tap new customers. Having so much money locked up in outstanding invoices reflects the less-than-optimal workings of a model that has been around for several decades. Fresh Capital.

How To 171

How To Payments Capital Innovation 171

PYMNTS

JUNE 3, 2016

Check out who secured venture capital in our breakdown below. Enterprise Security. Ionic Security. It may have begun as a way for individuals to take control of the data they share on social media sites, but Ionic Security has begun to shift its focus to securing the data of enterprises and their employees.

Security 100

Security Data Analytics Capital 100

Bank Innovation

MAY 2, 2016

The financial industry has long discussed the benefits of adopting blockchain – or distributed ledgers – in its operations. Storing records in the cloud are still a major concern, as FIs try to figure out how to tap into the technology, but IBM’s announcement last week is said to remove those Read More.

blockchain 150

blockchain Security Operations Industry 150

PYMNTS

JANUARY 22, 2019

Maybe one day, quick-service restaurant ( QSR ) operators will look back upon 2019 as their cramming experience when it comes to digital security and fraud prevention. Yet, the “fundamental problem number one,” according to Stuppy, is that QSRs, for the most part, don’t know what they don’t know about online security.

How To 108

How To Fraud Mobile Online 108

Celent Banking

MARCH 2, 2017

And, if the relationship involves a high or critical risk activity, the bank will carry out a much more thorough due diligence; often including an on-site visit to inspect operational risk procedures in the case of a risk event. How to Become a Trusted Partner of a Bank, Part 2: A Proactive Approach by Third Parties to Risk Management.

How To 100

How To Risk Management Management Regulation 100

NCR

JANUARY 23, 2017

The past year has provided more sobering examples of just how big a threat cyber criminals and fraudsters pose to all industries, particularly financial services. Human action remains the largest threat to bank security. The weakest link in mobile banking security? ” How to keep up with evolving threats. .

Security 40

Security How To Fraud Mobile 40

PYMNTS

AUGUST 31, 2017

With initiatives like the Faster Payments Task Force and the Secure Payments Task Force, the Fed is pushing for innovation and progress in the nation’s payments infrastructure and market. This month the Federal Reserve named Dave Sapenaro , its current first vice president and chief operating officer at the Federal Reserve Bank of St.

Innovation 162

Innovation How To Payments St. Louis 162