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How to Set Your Strategic Planning Time Horizon

South State Correspondent

Bank management is hyper-focused on net interest margin. Expense control, loan growth targets, managing cost of funds and customer acquisition dominate executives’ time. Think about how much time your bank spends on trying to forecast the economy, discussing what loans to make or how much liquidity to keep. is step one.

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How to Practice Loan Pricing Discipline

South State Correspondent

Bankers need to manage credit relationships to ROA/ROE and not credit spreads. Requiring minimum credit spreads for commercial loans has the following consequences: Despite management’s best efforts, lenders interpret the minimum spread as the only spread available to their customers.

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Construction draw software: How to automate loans

Abrigo

Streamlining the construction loan process Construction d raw s oftware helps lenders and contractors to automate the construction loan management. . You might also like this webinar, "How to manage a high-performing construction loan portfolio." How does construction draw software help lenders? Eliminating manual tasks.

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AI fraud challenges: How to guard against losses

Abrigo

Here are several suggestions for tightening security. Get more tips for managing the AML program from this webinar: "Conquering BSA challenges: Best practices for managing a successful AML program" DOWNLOAD Takeaway 1 AI can enhance our efficiency, but financial institutions must be on guard against AI fraud.

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An Inside Look at Managed Clusters

Perficient

Spend a few minutes with one of our Red Hat technical experts, Matthieu Rethers, as he discusses the advantages and disadvantages of managed clusters, as well as differences between them on various cloud platforms, when you should use them, alternatives to managed clusters, and how Red Hat OpenShift fits into the picture.

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Cybersecurity Awareness Month: How financial institutions can stay safe and secure online

Abrigo

It’s the time of the year when we celebrate Cybersecurity Awareness Month, a global initiative to raise awareness and educate people about the importance of staying safe and secure online. But how did Cybersecurity Awareness Month start? And what does it mean for banks and credit unions? Stay up to date with cybersecurity threats.

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Bank Value: Here is a Better Way to Calculate and Manage

South State Correspondent

This article examines why the standard way to value a bank is flawed and how to have a better methodology. Banks often don’t know who their most profitable customers are, and if they do, they ignore the basics of targeting those customers and prospects with marketing, sales, and product management.