American Banker

OCTOBER 6, 2016

The $141 billion-asset company said in a press release Wednesday that it had appointed four managing directors to oversee designated regions for the lending group.

Regional 38

Regional Lending Groups Management 38

PYMNTS

JANUARY 8, 2019

In addition, Pakistan’s Telenor Microfinance Bank unveiled a cross-border remittance service based on Alipay’s blockchain technology, Indonesia’s KinerjaPay notched an investment of $200 million from a construction firm in the region and mobile payments are on the rise in China.

Regional 128

Regional blockchain Mobile United States 128

South State Correspondent

APRIL 10, 2023

CRE Risk Background While ten years ago, community and regional banks use to make up some 55% of the CRE market, in 2023, these banks now compose approximately 72% (below). In secondary and tertiary markets, it is only smaller financial institutions lending. This article explores the risk and what to do about it.

Community Bank 195

Community Bank Community Los Angeles Regional 195

Abrigo

DECEMBER 1, 2020

Takeaway 1 For solid ag lending returns, focus on assessing credit risk in current portfolios and effective pricing. . Takeaway 2 Sentiment rose in 3Q, but the highly uncertain outlook warrants caution in ag lending activities. A tricky year for farmers, ag lending. You might also like this webinar watch. Pandemic Impact.

Lending 195

Lending Survey Operations Payments 195

CFPB Monitor

APRIL 29, 2015

The CFPB has issued a fair lending report covering its fair lending activities during 2014. The report states that in 2014, CFPB fair lending supervisory and public enforcement actions required institutions to provide approximately $224 million in remediation.

Lending 60

Lending Report Policies Compliance 60

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. and Summit Financial Group, Inc.

Fintech 195

Fintech Community Regional Technology 195

PYMNTS

MARCH 10, 2020

Traditional banks will require credit histories and collateral to underwrite a small business loan, both of which many SMBs in Southeast Asian nations lack. In Southeast Asian markets, banks’ lack of adequate data on SMB loan applicants is perhaps the tallest barrier to connecting SMBs to capital in the region.

Data 193

Data Lending Capital social media 193

South State Correspondent

APRIL 10, 2023

Nonetheless, with the recent collapse of sizeable regional banks, regulators, investors, analysts, accountants, and bankers are now scrutinizing the fair value of banks’ securities and loan portfolios. The graph below shows loan repricing buckets for three asset-sized groups of banks: under $1B, $1B to $3B, and over $25B in assets.

Community Bank 195

Community Bank Community Security Capital 195

PYMNTS

JANUARY 9, 2018

With big banks pulling back from small and medium-sized business (SMB) lending in the wake of the global financial crisis, the market was ripe for someone else to fill the credit gap. Community banks approved 49 percent of SMB loan applications in November, according to the latest data from the Biz2Credit Small Business Lending Index.

Community Bank 131

Community Bank Community Fintech Lending 131

PYMNTS

AUGUST 1, 2018

Small businesses are essential job generators, and the major driver of economic growth and vibrancy for all regions of the country.”. The report also asked Congress to amend the National Bank Act to authorize the Office of the Comptroller of the Currency (OCC) to issue a federal charter for non-bank financial companies.

Policies 100

Policies Report Regulation Maine 100

PYMNTS

JANUARY 29, 2018

China’s rising levels of corporate debt are in the headlines again with the nation’s banking regulator reportedly introducing to lower debt levels. Those goals include tackling corporate debt, addressing issues of financial holding groups and confronting problems in the shadow banking sector.

National 100

National Regulation New York Regional 100

PYMNTS

AUGUST 25, 2016

The company takes a more narrow focus to small business lending than some other FIs by targeting the western U.S. in particular, a cross-section of states that CEO Douglas Bystry says has its own unique demands and impacts on regional economies. A Regional Reach. Bystry said that, when it comes to the western U.S.,

Regulation 100

Regulation Lending Community California 100

PYMNTS

DECEMBER 1, 2016

PawnHero only runs in the Philippines for now but could expand regionally to other countries with significant underbanked populations coupled with an increasing rate of mobile penetration. One regional target in sight is South Asia — the region is estimated by the World Bank Group to the highest percentage of unbanked customers worldwide.

Regional 100

Regional eBook Mobile Analysis 100

PYMNTS

OCTOBER 16, 2019

In August, Facebook instituted changes to its advertising policies as the result of a settlement it reached with anti-discrimination groups and the federal Department of Housing and Urban Development (HUD). In regard to big national banks, or even regional banks, he said, that rule makes some sense.

social media 110

social media Online Groups Community 110

American Banker

MAY 18, 2016

to discuss small dollar lending. The hearing will be held at the Kansas City Convention Center and will feature remarks from CFPB Director Richard Cordray, as well as testimony from consumer groups, industry representatives, and the public. The bureau said Wednesday that it plans to hold a public hearing in Kansas City, Mo.,

Kansas City 48

Kansas City Kansas Lending Groups 48

PYMNTS

JULY 8, 2016

The Asia-Pacific region undoubtedly led the way, with India securing the largest investment of the week (alternative SME lending) and other deals reaching Australia and China in the logistics, cross-border payments and SaaS segments. ” Alternative Lending. Check out our breakdown of all the deals below.

Capital 101

Capital Lending Industry Management 101

PYMNTS

FEBRUARY 10, 2017

With a goal of expanding its presence across the Nordic region, Enterpay, based in Finland, has raised new funding from NFT Ventures, the companies said Monday (Feb. Alternative Lending. million , India’s Zen Lefin, better known as Capital Float, will expand its abilities to lend to SMEs. B2B Payments. Capital Float.

Fintech 100

Fintech Capital Lending Data 100

Gonzobanker

MAY 17, 2022

For regional and community banks there has never been a more frustrating time to be a buyer versus a builder of financial technology. In 2021, the Standish Group reported that 83% of I.T. Community banks, regional players, and credit unions are all in the fight of their lifetime with the need to transform their business.

Technology 145

Technology Regional Community Bank Community 145

Gonzobanker

DECEMBER 17, 2021

From nowhere, sizable regional players are being created. Some interesting finalists would be: M&T and People’s United Old National and First Midwest Webster and Sterling Columbia Bank and Umpqua. Performance and multiples continue to be solid, outperforming most regional banks. Bank Merger of the Year.

Fintech 147

Fintech Strategy Leadership Lending 147

American Banker

JULY 5, 2016

said that Brant Standridge will succeed Steven Wiggs as its lending group manager on Aug. B&T in Winston-Salem, N.C.,

Lending 34

Lending Groups Management Regional 34

Independent Banker

APRIL 28, 2016

Rasmussen: Yes, it is an honor to serve the Group 3 Banks in Texas, southern New Mexico and northern Louisiana for three more years. Group 3 includes the smallest banks in the state with the majority in rural areas. The Houston region has seen substantial layoffs, and the daily headlines predict more will be announced.

Dallas 131

Dallas Texas Houston Community 131

Independent Banker

JULY 30, 2015

An interview with Paul McGuire, ICBA’s executive vice president, national solutions group. With a consultative approach, I ensure members’ needs are being met through our eight regional offices,” he says. IB: Talk about the role of ICBA’s regional offices for members. Meet ICBA’s Membership Contact. Paul McGuire.

Resources 70

Resources Tools Community Bank Community 70

BankBazaar

JULY 4, 2019

the rate at which the RBI lends to commercial banks) by 25 basis points, banks will pass on this benefit to borrowers by slashing their lending as well as deposit rates. Applicant Groups: The PMAY scheme divides applicants into four groups: Economically Weaker Section (EWS). Light Income Group (LIG).

How To 60

How To Groups Lending Cards 60

CB Insights

DECEMBER 19, 2019

From payments to insurtech to lending, fintech companies are attracting investor attention. China and Hong Kong have been no exception to the trend: fintech companies in the region raised a record $26B in 2018, and exits in the sector have been elevated over the past few years. PPDai Group. Data is as of 12/19/2019. OneConnect.

Fintech 51

Fintech Regional Analytics Groups 51

PYMNTS

SEPTEMBER 11, 2019

The importance of procuring those licenses – to offer web-based services in a manner that dovetails with and mirrors the products and functions that might be on offer from traditional FIs – was underscored by the news that the group behind the Facebook Libra cryptocurrency has applied for a payments license in Switzerland.

Digital Banking 160

Digital Banking Millennials Mobile Regulation 160

CFPB Monitor

JUNE 25, 2020

The final CRA rule is an effort by the OCC to provide objective measures to evaluate the CRA performance of national banks and savings associations supervised by the OCC (including federal and state-chartered savings associations and uninsured federal branches of foreign banks). Qualifying Activities.

Community 97

Community Lending Meeting Retail 97

PYMNTS

NOVEMBER 20, 2020

What’s next for Ant Group – and by extension, Jack Ma? . The regional bank manager is apt to rely on the calculations and computations of Ant above all else. . In the latter country, he said, businesses are viewed by regulators through the prism of what’s best for the national interest, rather than shareholder return. .

Groups 236

Groups Regulation Policies Meeting 236

BankUnderground

DECEMBER 15, 2022

It includes countries’ foreign reserves, Regional Financing Arrangements (RFAs), central bank swap lines, and IMF lending. Precautionary lending, a preventative approach rather than reactive one, is therefore a more efficient use of IMF resources. RFAs are vulnerable to regional systemic shocks and remain largely untested.

Capital 78

Capital Policies Resources Regional 78

PYMNTS

APRIL 28, 2017

the nation most targeted for ransomware attacks — tend to respond to this form of cyberattacks. Symantec saw new levels of cybercriminal ambition in 2016 — record identities exposed in data breaches, digital bank heists, DDoS attacks powered by IoT devices and, perhaps most notably, a rise in attacks on government entities and nation-states.

Security 157

Security Software National Report 157

Jeff For Banks

OCTOBER 4, 2014

But wait, ING Direct grew to $92 billion in assets until ING Group divested it to Capital One. Lending Club funded $5 billion in loans since its founding in 2007. How long before those corporate accounting system providers strike a deal with some regional or national bank to provide seamless views to corporate customers?

Technology 107

Technology Cyber Security FDIC Strategy 107

Abrigo

JULY 7, 2022

Ensley The experts, who are auditors and CPAs from regional and national audit firms and Abrigo, said communicating throughout implementation can be helpful in areas such as internal controls, model development or selection, and model changes. Sound Methodology Matters. Expectations for reserve levels.

Regulation 195

Regulation Management Video Data 195

Gonzobanker

DECEMBER 19, 2022

TD Bank Group Acquires First Horizon. SoFI gets a commercial bank that brings deposits, compliance, AND business lending. Benson Porter, Boeing Employees CreditUnion – Porter led BECU through an amazing streak of growth in the Pacific Northwest, all while building an innovative, stakeholder-driven brand respected nationally.

Community 216

Community Fintech Industry Innovation 216

Jeff For Banks

MARCH 29, 2014

Lending services include commercial loans to small to medium-sized businesses and professional concerns as well as consumers. We have benefitted from the Texas economy since our inception, producing strong loan growth and favorable loss experience amidst the challenging environment for banking nationally.

Strategy 102

Strategy Texas San Antonio Fort Worth 102

PYMNTS

JUNE 27, 2019

Personal loans from family and friends also remain popular for this group. In this effort, the platform is turning to regional and national economic development organizations to promote education on both sides. The smallest of the SMBs, meanwhile, simply use their own profits to reinvest in their firms and finance growth.

Capital 145

Capital Community Oklahoma Maine 145

American Banker

OCTOBER 4, 2016

The $21 billion-asset bank said Monday that it had hired John Gannon as group manager of Small Business Administration lending and Clyde Thompson as credit officer.

Texas 47

Texas Capital Lending Groups 47

American Banker

MARCH 3, 2016

KeyCorp in Cleveland will retain two top First Niagara Financial Group executives after it closes its acquisition of the Buffalo, N.Y., company.

Cleveland 28

Cleveland Lending Groups Company 28

American Banker

JUNE 27, 2016

Community banks and credit unions would be forced to stop making short-term, small dollar loans if the Consumer Financial Protection Bureau's payday lending proposal is adopted, two trade groups said Monday.

Community Bank 40

Community Bank Community Lending Groups 40