PYMNTS

APRIL 3, 2018

Lending FinTech GreenSky has confidentially filed paperwork for an initial public offering (IPO). The Wall Street Journal reported that the Atlanta-based company, which enables retailers, health-care providers and home contractors to offer loans to their customers, could go public as soon as this summer.

Lending 116

Lending Fintech Atlanta Capital 116

PYMNTS

SEPTEMBER 16, 2019

Experts may agree that small business owners have more choice than ever before when it comes to adoption of FinTech — thanks in part to a surge in innovation, as well as lowered costs of adoption — but they also warn that just because entrepreneurs can adopt new tools doesn’t necessarily mean they are.

Fintech 134

Fintech Fraud Tools Technology 134

PYMNTS

OCTOBER 25, 2019

We have deep, data-supported dives on Apple Pay, the outlooks for payments innovation in the 2020s, web sales taxes and Amazon’s holiday shopping season news. Lights out for the FinTech charter idea ? NRF On The Case For Revising eCommerce Sales Tax Laws. Another retail chain seems ready to bite the dust.

Apple 101

Apple Innovation South Dakota Taxes 101

PYMNTS

NOVEMBER 10, 2017

Today in PYMNTS’ data, venture capital boosts B2B FinTech startups, Eavesdropper impacts millions of mobile apps, Amazon has launched a theft prevention solution, unattended retail solutions make new inroads and U.S. federal tax filers have made their disbursement preferences known. 80 percent | Percentage of U.S.

Data 100

Data Taxes Capital Fintech 100

PYMNTS

OCTOBER 25, 2019

Yet, small business (SMB) banking wasn’t the only highlight of this week’s B2B venture capital roundup, with the two largest fundraises showcasing China’s rising B2B FinTech ecosystem in areas like expense management and invoicing.

Capital 101

Capital Fintech blockchain Management 101

PYMNTS

JANUARY 16, 2020

Virginia-based FinTech firm Far Point closed a $2.6 billion merger deal with Switzerland’s tourism shopping tax refund company Global Blue , earning it a listing on the New York Stock Exchange (NYSE), the companies announced Thursday (Jan. Research firm Data Circle indicated that duty-free and other travel-retail channels saw a 9.3

Taxes 130

Taxes New York Virginia Leadership 130

Chris Skinner

SEPTEMBER 12, 2016

Things we’re reading today include … Deutsche Bank boss tells staff to think like a tech firm, if they keep their jobs HSBC retail head sees more bank partnerships with financial tech firms UK regulators seen as fintech friendly Chancellor dismantles key Osborne pledge to cut corporation tax Bitcoin technology offers hacker protection Bank (..)

Bitcoin 150

Bitcoin Taxes Regulation Retail 150

PYMNTS

JUNE 14, 2018

Sizzle of the Week: Retail’s 2018 Rebound. Retail has had a rough couple of years, as most players that aren’t Amazon have struggled to cross the digital, omnichannel chasm. On the whole, with some notable exceptions, retail has landed on our Fizzle list more often than the Sizzle list in recent memory. Retail sales are up 5.9

Retail 108

Retail Bitcoin Course America 108

PYMNTS

SEPTEMBER 3, 2020

The feature can be used to adjust any change in the tax rate charged on food and non-alcoholic beverages. FinTech partners, he said, have become key allies to helping SMBs. “We The remote payments app allows merchants to charge customers by sending a payment link via SMS, Whatsapp, email or social media.

social media 298

social media Taxes Online Payments 298

PYMNTS

SEPTEMBER 13, 2017

“Competition is fierce and profit margins are thinner than for any industry except retail,” the publication stated, adding that industry fragmentation and a lack of investment are also troubling trends for the space. “Because of that complexity, taxes are more complex – it’s a snowball effect.

Management 129

Management Taxes Industry Trends 129

PYMNTS

NOVEMBER 1, 2018

FinTech innovation is often a layered process, taking existing infrastructures and processes, and developing new tools to improve upon them. billion valuation by the end of the year, accepting cash at the point-of-sale (POS) and using cash to pay vendors, business partners and taxes remain commonplace.

Taxes 122

Taxes California Regulation Innovation 122

PYMNTS

APRIL 30, 2018

In this world, the only things certain are death and taxes. Goldman Sachs reported on its Q1 earnings call that Marcus, since it launched, has originated $3 billion of new loans and taken in $9 billion of new retail deposits. Many of Franklin’s published aphorisms have survived the test of time and remain quite familiar.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

NOVEMBER 5, 2018

In June Reuters reported that Ant Financial was chosen by the PBOC to be the only FinTech to be part of a trial program in which it tested stricter regulations on financial holding companies. This comes as Ant Financial, the Chinese FinTech giant and an affiliate of Alibaba Group, posted an earnings pre-tax loss of 2.4

Regulation 128

Regulation Company Taxes Groups 128

PYMNTS

JANUARY 7, 2021

People who filed their 2019 taxes with H&R Block or TurboTax told CNBC that they have not seen a deposit as expected. California FinTech Green Dot is rolling out the mobile bank GO2bank to assist people who are living paycheck to paycheck. Green Dot Introduces GO2bank To Help Cash-Strapped Consumers. The problem?

Marketing 182

Marketing Payments Bitcoin cryptocurrency 182

CB Insights

OCTOBER 21, 2018

CB Insights unveiled the second annual Fintech 250 — a list of 250 of the most promising private companies applying a mix of software and technology to transform the financial services industry. THE FINTECH 250 STORY. CB Insights clients can view the full Fintech 250 story by clicking the button below. Please click to enlarge.

Fintech 78

Fintech Lending Capital Analytics 78

PYMNTS

JANUARY 17, 2020

But then again, only two weeks into 2020, mergers and deal-making in payments, specifically within digital payments and FinTech, are sizzling. The biggest one, so far, of course, has been Visa inking a deal to purchase FinTech firm Plaid for $5.3 Retail sales were up 3.6 We’re only two weeks in, but off to the races.

Company 132

Company Payments social media United States 132

Bank Innovation

JANUARY 25, 2018

Then of course there are various other events sweeping the financial services space, from new tax laws in the U.S., The cryptocurrency bitcoin, which shocked everyone by surpassing $17K, further shocked everyone by dropping below $10K. to the rise of […].

Trends 299

Trends Bitcoin cryptocurrency Taxes 299

PYMNTS

DECEMBER 19, 2016

While they enjoy many FinTech innovations, most millennials don’t have a snowball’s chance of earning more than their parents — ever. And a set of problems with some very pointed implications for everyone in payments, retail and commerce whose ambition it is to capture the purchasing power of this coveted generation. It’s a fact.

Millennials 100

Millennials Fintech Cards Groups 100

Gonzobanker

JUNE 16, 2022

According to Jim Marous, CEO of The Digital Banking Report : “Consumers expect financial institutions to understand their needs and deliver personalized solutions similar to what they receive from fintech and Big Tech firms. A new crop of fintech startups—often called challenger banks—is addressing this personalization gap. solutions).

Fintech 146

Fintech Apple Cards Data 146

PYMNTS

JULY 29, 2016

In this week’s edition of PYMNTS’ Weekly Tech Center Roundup , we find ourselves back in Europe to take a look at what Dublin, Ireland, has to offer and if the city has what it takes outshine the competition for being Europe’s premiere FinTech center now that the U.K. has left the E.U. Dublin has an estimated population of 1,273,069 people.

Fintech 100

Fintech Innovation Taxes Regional 100

PYMNTS

JANUARY 16, 2020

The announcement comes on the heels of Visa’s announcement that it would buy FinTech firm Plaid for $5.3 In terms of operations, Global Blue has said that its tax-free shopping technology solutions – which help shoppers claim VAT refunds across 43 countries – serves 13 million international shoppers and 300,000 merchant stores.

Payments 100

Payments Taxes Groups Fintech 100

PYMNTS

JULY 29, 2019

As well, the development and deployment of smaller, more efficient point-of-sale systems also serves to encourage the growth of online retail and services. In Nigeria, it takes a minimum of 10 days to solve disputes,” he noted, underscoring the long time involved – time that costs money and can erode trust among online retail participants.

Online 193

Online Mobile Retail Payments 193

CB Insights

OCTOBER 10, 2018

Startups targeting retail and commercial banking have been emerging globally, spurred by favorable tech regulations, an uptick in mobile adoption, and shifting customer demographics. This year in the US, JP Morgan launched mobile banking app Finn and Goldman Sachs’ retail banking arm Marcus crossed 1.5M Incumbents Play Catch-Up.

Retail 78

Retail Cards Millennials Mobile 78

Accenture

AUGUST 20, 2019

Industry statistics (based on non-retail card issuers in scorecard section). 3 After-Tax ROA of issuers that publicly report – Citigroup, Capital One, Synchrony and Discover 4 YoY = Year-over-year change versus 2Q18. Retail Card, Payment Solutions, and CareCredit). Retail Card accounts for ~70% of total receivables.

US 150

US Cards Capital Apple 150

PYMNTS

JUNE 13, 2019

As noted in Retail Dive, the two companies said in a press release that Visa banking and FinTech partners will have the option to use Currencycloud’s cloud-based payments platform. The tokenization helps sidestep the vulnerabilities to fraud that exist when sending checks, ACH and wire transfers. Mastercard, Too.

Charlotte 189

Charlotte Payments Taxes Compliance 189

PYMNTS

NOVEMBER 19, 2019

While Ant didn’t reveal if it would pursue a retail or wholesale license, it will be easier for it to obtain the latter. Ant Financial is worth around $150 billion, making it one of the most valuable private sector FinTech companies in the world. billion ($1.1 billion) in capital and local control.

Digital Banking 101

Digital Banking Capital Taxes Groups 101

CB Insights

FEBRUARY 13, 2020

In an interview at CB Insights’ 2019 Future of Fintech conference, CFO and CPO William Gaybrick indicated that businesses are more constrained by developer resources than by capital. Stripe often states that less than 8% of total commerce occurs online, suggesting roughly $26T in global, omnichannel retail sales. Seed VC, 2019).

Online 98

Online Company Retail Payments 98

PYMNTS

AUGUST 26, 2016

In Austin the cost of living is relatively affordable and taxes are low, especially compared with other major tech hubs, while also offering resources to budding entrepreneurs and tech industry talent. The company’s founders saw there was a big opportunity to bring the BigCommerce platform to U.S. Stewart said Austin fit the bill.

Austin 100

Austin Fintech New York City Community 100

Bank Innovation

OCTOBER 27, 2017

EXCLUSIVE- With two products and a recently announced partnership with tax preparation software provider Intuit, Marcus by Goldman Sachs is keen on growing its brand through more new partnerships and products in 2018. The future of finance is not technology,” Harit Talwar, head of Marcus by Goldman Sachs, said at Money 20/20 in Las Vegas.

Las Vegas 186

Las Vegas Taxes Software Branding 186

PYMNTS

DECEMBER 28, 2018

Financial services regulations are notorious for their complexity and ever-changing demands for financial institutions and corporates, but another fuel for development in the KYC space was the FinTech community. ” The Small Business Banking Impact. ” Final Thoughts For The New Year. ” .

Compliance 186

Compliance Regulation blockchain Taxes 186

Jessica Ellerm

MAY 20, 2017

To give you some idea of what these issues are, here are just a few startling superannuation stats for the uninitiated, that are well worth putting your fintech opportunity hat on and considering. Of the 176 retail and super funds, roughly 10 have a mobile app. Fees & Charges. Oh, and need I remind you women live longer than men?

Fintech 89

Fintech Management Industry Trends 89

PYMNTS

MAY 4, 2020

30-day payment terms would help Singapore SMBs manage cash flow , says Singapore FinTech RAIBU. The bills were approved by the Board of Works at a time when the city had the funds to pay them, but today, the economic downturn has forced city officials into using an economic development income tax to settle the invoices.

Payments 161

Payments Chicago National Data 161

PYMNTS

JUNE 22, 2020

Instead, Urrutia said it’s going to take team efforts among small businesses, FinTechs, public entities and nonprofits like the Opportunity Fund. And second, the Opportunity Fund has also seen that every dollar it lends to an SMB creates $2 in local economic activity in the form of wages, spending and tax revenues.

Maine 246

Maine Lending Community Fintech 246

PYMNTS

OCTOBER 8, 2019

When considering the financial services (FinServ) challenges of the legal cannabis sector, the biggest point of friction that almost always comes to mind first is the point of sale (POS): enabling marijuana businesses to accept electronic payments from their retail customers. A Shifting Regulatory Landscape. ”

Compliance 114

Compliance Guidelines Industry Taxes 114

Gonzobanker

JANUARY 4, 2018

With an ever-shrinking number of vendors in the FinTech pool, bankers must hold their providers accountable – even it means leaving them. PayPal’s move into P2P gift cards is aligned with consumers’ interest in using PayPal for retail purposes. Heloc Tax Deduction Suspension. I think we have a pattern here!

Taxes 60

Taxes Strategy Cards Lending 60

PYMNTS

NOVEMBER 16, 2020

As noted in this space , the entity fashioned by the merger would take its place as the fifth largest retail bank in the country, and with a presence that spans 24 states, and with a combined asset base of about $560 billion. To that end, Spanish financial firm BBVA said it would sell its U.S. billion in an all-cash deal.

Google 189

Google Course Strategy Innovation 189

Insights on Business

JULY 20, 2017

A traditional retail bank has its own distribution channels (such as branches, contact centers, and digital channels). The emergence of financial technology (fintech) and the push of regulators for more competition are disaggregating and open this closed value chain. The fintech hub. Open banking for all.

Fintech 181

Fintech Mobile Examples Data 181