PYMNTS

FEBRUARY 9, 2018

The world’s first ICO regulations are coming, care of Gibraltar. The rapid global proliferation of initial coin offerings has become an issue of mounting concern among regulators and central banks around the world – in particular, the growth of ICOs has fueled massive growth in the cryptocurrency market in general.

Regulation 106

Regulation cryptocurrency United States Security 106

PYMNTS

APRIL 22, 2019

The Chilean government has revealed that it is looking to implement tougher regulations on cryptocurrencies and FinTech. Regulation of these platforms would mitigate some of the risks, such as money laundering and terrorist financing, and increase the legal certainty with which they operate.

Virgin Islands 122

Virgin Islands blockchain Fintech Bitcoin 122

Celent Banking

JANUARY 26, 2017

British Prime Minister Theresa May visits the United States this afternoon to address a gathering of Republican lawmakers in Philadelphia, followed by a visit to the White House tomorrow. A blog entry by my colleague Patty Hines represents an excellent summary of this report.

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Regulation Policies Philadelphia Fintech 100

PYMNTS

NOVEMBER 10, 2020

The November Smarter Payments Tracker® examines how FIs and FinTechs are innovating to deliver more compelling cross-border and international banking offerings. It also looks at the role of Banking-as-a-Service (BaaS) solutions in powering FIs’ and FinTechs’ efforts to cater to expatriates and immigrant workers.

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Report Fintech United States Meeting 216

PYMNTS

OCTOBER 8, 2018

The impact of Europe’s General Data Protection Regulation ( GDPR ) continues to take shape roughly five months after taking effect, and Facebook could be on the hook for billions of dollars in fines tied to a data breach of about 50 million user accounts. Crypto Regulations.

United States 174

United States Regulation cryptocurrency Cleveland 174

CFPB Monitor

AUGUST 15, 2018

Last week the CFPB announced an initiative to create a Global Financial Innovation Network (GFIN) with 11 other financial regulators and related organizations across the globe. The GFIN working group is encouraging responses and feedback from interested parties to 10 questions posed within the Consultation Document by October 14, 2018.

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Regulation Fintech United States Innovation 68

PYMNTS

OCTOBER 9, 2020

Britain’s top antitrust regulator proposed Friday (Oct. 9) that the country contemplate creating a new regulatory unit whose approval would be required before any dominant technology company could make an acquisition in the country. may be entering an era of more robust regulation. Coscelli said the U.K.’s

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Regulation United States Marketing Conference 183

PYMNTS

SEPTEMBER 27, 2017

The FinTech space is hoping to address these challenges head-on, targeting the paper and manual-based processes of trade finance transactions though innovations like blockchain. The survey polled more than 515 banks and 1,336 companies across 103 countries, finding that FinTech innovators can, indeed, help address the $1.5

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Fintech Survey Lending United States 128

PYMNTS

APRIL 15, 2019

Specifically, who knows what dangers — for banks, at least — lurk in shadow banking, as FinTechs emerge to nibble at market share? or more commonly structured investment vehicles, collateralized debt obligations, money market funds and others — has certainly gathered momentum. The Question of Regulation.

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Lending United States Survey System 175

PYMNTS

APRIL 30, 2020

The COVID-19 pandemic has caused an impact on open banking developments worldwide as regulators, financial institutions (FIs) and businesses set their sights on helping their current customers rather than future innovations. where regulators have been workshopping potential rules for several years. Seventy percent of U.S.

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Regulation Regional Data United States 188

PYMNTS

JULY 10, 2020

As financial institutions (FIs) work with FinTechs, they need to know that these tech-nimble startups are not only enabling access to customers’ account data but also in a manner that embraces KYC and AML. Regulation Vs. Market Forces. In recent years, we’ve seen the heavily regulated version of open banking in the E.U.,”

Data 272

Data Innovation Fintech Illinois 272

Insights on Business

MAY 1, 2019

In the financial services industry in the United States, one thing remains constant – change. A recently published Thomson Reuters study titled “ Fintech, Regtech and the Role of Compliance in 2019 ” found that a new regulatory alert is issued every seven minutes. As recently as two weeks ago, the U.S. Read the report here.

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Compliance United States Regulation Study 141

Gonzobanker

FEBRUARY 22, 2024

The right talent and tools can equip bankers to take advantage of opportunities in the small business market. As bankers continue to fight the deposit wars, they must move past the polite talk and build a true go-to-market plan to capture the lucrative U.S. No two markets are created equal.

Lending 78

Lending Community Bank Community Strategy 78

PYMNTS

AUGUST 21, 2019

European challenger banks like Monzo and N26 are expanding to new markets and an increasing number of other financial players are launching suites of products and services designed to entice customers away from their traditional financial institutions (FIs). Around the Digital Banking World. Considering 76 percent of U.S.

Trends 194

Trends Digital Banking Innovation Regional 194

PYMNTS

SEPTEMBER 11, 2019

While Dwolla’s ACH payment API connects businesses to the ACH Network to facilitate payments within the United States, the partnership with Currencycloud allows Dwolla’s clients to carry out international payments in 35 currencies and 180 countries. Launched in 2012, London-based Currencycloud is regulated in Europe, the U.S.

Payments 129

Payments United States Fintech Customer Experience 129

PYMNTS

NOVEMBER 16, 2020

Regulation. Tencent Holdings President Martin Lau said further regulations are needed in China to mirror a “new reality.”. As technology companies become bigger and more important to the economy, I would say more regulations to reflect the new reality are needed," Lau said, according to the report.

Maryland 151

Maryland Taxes Online Groups 151

PYMNTS

SEPTEMBER 15, 2017

The favored narrative about banks and FinTech startups is generally not a love story. Whereas FinTechs are undoubtedly newer and faster – risen from the digital age to put banks out of business – they aren’t always able to take deposits or keep some of those associated warranties. Usually, it is more of an all-out war story.

Fintech 198

Fintech System Lending Cards 198

Gonzobanker

JUNE 7, 2023

In mid-May, a digital bank account for the 62+ crowd debuted in the United States. Mix in the added drama of regulators condemning the banking-as-a-service model, and there’s added risk. Older adults have long been ignored in all kinds of markets, but evidence of bold change is even emerging in entertainment.

Los Angeles 133

Los Angeles Fintech Digital Banking Tools 133

PYMNTS

NOVEMBER 14, 2018

The twin pressures of government oversight and a trade war with the United States are proving to be headwinds to that growth. Growth that might be spurred by cross-border acquisitions (and, therefore, new markets) has been stymied by the U.S. Tariff wars don’t help that scenario, of course.

Regulation 122

Regulation United States Industry Course 122

PYMNTS

JUNE 26, 2019

Despite the compliance deadline being set back in 2015, many banks that offer application programming interfaces (APIs) to third-party providers and FinTech firms are still unprepared for SCA. Regulations can build trust and goodwill, though. Banks Competing with FinTechs. Merchant partners are also getting up to speed.

California 109

California Regulation Fintech Data 109

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. That’s enough to send normal people into the fetal position.

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Fintech Community Regional Technology 195

PYMNTS

SEPTEMBER 23, 2019

Advanced technology is increasingly raising the stakes of how CUs should operate, with members coming to expect the instant payments and slick mobile interfaces that large banks and FinTechs have made standard. Allison Videtti, director of marketing for digital-focused Alliant Credit Union , believes it has come at the cost of personal touch.

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social media Trends Michigan United States 157

PYMNTS

SEPTEMBER 8, 2017

Best highlights the strength of China’s logistics market, which saw $1.6 percent of the nation’s express delivery market in the first six months of 2017, reports said. Chinese companies, especially FinTechs, are beginning to turn to overseas public offerings to raise new capital, according to reports earlier this week.

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United States Google Fintech Maine 100

PYMNTS

SEPTEMBER 25, 2019

France is one of the most critical eCommerce markets in Europe and of great strategic importance to the continued success of our business,” said Checkout.com CEO Guillaume Pousaz. “We The company already has operations through the Asia Pacific, Europe and the United States.

Payments 116

Payments United States Leadership Community 116

PYMNTS

SEPTEMBER 20, 2017

The growth in revenue was driven by the company’s freight and express delivery units. Chinese companies, especially FinTechs, are beginning to turn to overseas public offerings to raise new capital. Analysts say the trend is the result of tightened regulations at home, especially those impacting alternative lending startups. “An

United States 100

United States Fintech Maine Study 100

FICO

JUNE 15, 2020

The number of commercial banks in the United States dropped from 14,400 in 1984 to 4,492 at the end of 2019 , according to the Federal Financial Institutions Examination Council. The result is more agile organizations with the ability to move fast in response to rapidly changing market conditions. . Round One Knockout.

Marketing 52

Marketing Community Bank Community Policies 52

FICO

JUNE 15, 2020

The number of commercial banks in the United States dropped from 14,400 in 1984 to 4,492 at the end of 2019 , according to the Federal Financial Institutions Examination Council. The result is more agile organizations with the ability to move fast in response to rapidly changing market conditions. . banking industry.

Marketing 52

Marketing Community Bank Community Policies 52

Lex Sokolin

SEPTEMBER 19, 2019

Fintech is expensive. Fintech is everywhere. Fintech is the global competition for regulation, talent, and macroeconomic supremacy. Fintech is the trade war between the US and China. Fintech is the trade war between the US and China. Fintech is Facebook and Amazon. Fintech is the next bubble to burst.

Fintech 40

Fintech Lending United States Data 40

PYMNTS

FEBRUARY 24, 2017

The bitcoin market cap was over $18.5 Louis, Missouri, the company’s first foray into the Midwestern market. states — up from 73 when PYMNTS interviewed CMO Bobby Sharp this past December. We definitely have some company goals to explore outside the United States.”. On Thursday (Feb. Founded in Feb.

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Bitcoin St. Louis Las Vegas cryptocurrency 194

PYMNTS

OCTOBER 10, 2019

Regulators as well as banks are searching for ways to keep launderers and other fraudsters out of online banking. A proposed change to AML laws in the United States is targeting just that, requiring firms to disclose parent companies in an attempt to weed out false shell companies. Around the Digital Banking World.

Fraud 126

Fraud Digital Banking Strategy Security 126

PYMNTS

JUNE 14, 2019

Visa Launches Visa B2B Connect In 30+ Markets. It was late November 2017 when the world got its public preview of Visa B2B Connect at the Singapore FinTech Festival. It was a solution that laid in the cross-section of many separate but connected problems in the Mexican market and beyond. Lost Pet Posters Get A Digital Upgrade.

San Francisco 100

San Francisco Fraud United States Google 100

PYMNTS

JUNE 14, 2019

Visa Launches Visa B2B Connect in 30+ Markets. It was late November 2017 when the world got its public preview of Visa B2B Connect at the Singapore FinTech Festival. It was a solution that laid in the cross-section of many separate but connected problems in the Mexican market and beyond. Lost Pet Posters Get a Digital Upgrade.

San Francisco 100

San Francisco Fraud United States Google 100

Jeff For Banks

FEBRUARY 4, 2023

Me to ChatGPT: Describe the current economic situation in the United States. ChatGPT : The current economic situation in the United States is characterized by growth and recovery following the impacts of the COVID-19 pandemic. The labor market has also improved, with unemployment declining and job growth picking up.

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United States US Cyber Security Taxes 78

PYMNTS

JULY 22, 2019

Providing onboarding services in the Latin American market is both an exciting opportunity and a challenging one. And there is no shortage of interest in the region in that ability, with particular interest coming from the financial services sector, the cryptocurrency markets and in the healthcare vertical. A Diversity Of Needs.

Innovation 161

Innovation Payments Regional America 161

Lex Sokolin

DECEMBER 31, 2020

A Year in Financial Models, Fintech Valuations, Super Apps, Big Tech, Decentralized Finance, the Multiverse, Pandemic, Revolution, Crypto Art, and the Nature of the Universe Hi Fintech futurists — You should be out partying! Understanding Robinhood, Derivatives, and Market Makers to see this clockwork machine in action.

Fintech 52

Fintech Bitcoin blockchain Google 52

Lex Sokolin

DECEMBER 31, 2020

A Year in Financial Models, Fintech Valuations, Super Apps, Big Tech, Decentralized Finance, the Multiverse, Pandemic, Revolution, Crypto Art, and the Nature of the Universe Hi Fintech futurists — You should be out partying! Understanding Robinhood, Derivatives, and Market Makers to see this clockwork machine in action.

Fintech 52

Fintech Bitcoin blockchain Google 52

PYMNTS

SEPTEMBER 11, 2019

As spotlighted in the Digital Banking Tracker , the global digital banking market is slated to grow by 16 percent, compounded annually. And at least some of those firms – Monzo among them – are applying for banking licenses in the United States. The age of personalized service is upon us. Circling back to the U.K.,

Digital Banking 160

Digital Banking Millennials Mobile Regulation 160