Chris Skinner

APRIL 6, 2017

I was listening to a financier talking about FinTech the other day, and claiming that they are all sustaining innovations and not disruptive. They were referring to Clayton Christensen’s innovator’s dilemma discussions, where Professor Christensen points to different markets that were destroyed by disruptors.

Innovation 271

Innovation Marketing Industry Regulation 271

PYMNTS

JUNE 15, 2018

In reference to the partnership’s advantages, the firms said, is the elimination of manual data entry and accounting. In Africa, the biggest private bank in Kenya, CBA, has cemented a partnership with a FinTech there, Ennovative Capital, a Kenyan firm that licenses software to boost payments speeds.

Fintech 115

Fintech Compliance Software Taxes 115

PYMNTS

FEBRUARY 27, 2020

At the same time, digital banks are looking to capitalize on their growing small and medium-sized business (SMB) customer base, with open banking and bank-FinTech collaborations an important part of that strategy. Open banking may seem like an inevitability in any market, but in China, the path to unlocking bank data may be more complicated.

Fintech 192

Fintech Fraud Data Lending 192

Insights on Business

DECEMBER 7, 2017

Two years ago I wrote an article on the 6 biggest trends in FinTech. In a landscape where new technology arises, gets implemented and goes mainstream in a heartbeat, I wanted to cover five of the most impactful trends currently impacting the FinTech industry today: 1. Artificial Intelligence and Machine Learning.

Trends 145

Trends Technology Fintech blockchain 145

PYMNTS

MAY 3, 2020

One of Britain’s largest banks, Bó had been positioned to compete with FinTechs like Monzo and Revolut. Bó and Mettle will be merged and will target the small- to medium-sized business (SMB) market. RBS is looking to focus resources on Mettle, the second of its two digital-only challenger brands.

Branding 181

Branding Resources Digital Banking Regulation 181

PYMNTS

JANUARY 9, 2018

With big banks pulling back from small and medium-sized business (SMB) lending in the wake of the global financial crisis, the market was ripe for someone else to fill the credit gap. INTRUST Bank recently announced it is also taking part in the trend of collaborating with FinTechs. Enter: alternative lenders.

Community Bank 131

Community Bank Community Fintech Lending 131

PYMNTS

OCTOBER 8, 2018

The impact of Europe’s General Data Protection Regulation ( GDPR ) continues to take shape roughly five months after taking effect, and Facebook could be on the hook for billions of dollars in fines tied to a data breach of about 50 million user accounts. Crypto Regulations.

United States 174

United States Regulation cryptocurrency Cleveland 174

PYMNTS

APRIL 15, 2019

Specifically, who knows what dangers — for banks, at least — lurk in shadow banking, as FinTechs emerge to nibble at market share? or more commonly structured investment vehicles, collateralized debt obligations, money market funds and others — has certainly gathered momentum. The Question of Regulation.

Lending 175

Lending United States Survey System 175

PYMNTS

JUNE 12, 2018

Days after Australian alternative lending platform Prospa delayed its Initial Public Offering (IPO) indefinitely, one of its bank partners, Westpac , announced it was ending its relationship with the FinTech. The bank did not reveal how many business borrowers it referred to Prospa under their agreement. ”

Lending 100

Lending Fintech Security Regulation 100

PYMNTS

NOVEMBER 22, 2018

But the seismic changes above just as easily refer to Brexit years after the historic 2016 vote marking a thumbs up to a historic divorce. basic access” to the bloc’s financial markets. Critics charge that equivalency can be revoked by regulators in Brussels, and that the U.K. The legacy of World War I? do not have cards.

Fintech 156

Fintech Regulation Course Cards 156

Lex Sokolin

FEBRUARY 18, 2021

The average size is about $300 million, and quite a few are focusing on Fintech and financial services. despite creating the same outcome of a regulated public company. Should we be interpreting the desire of lots of private sub-scale companies to *sell* as a signal about the market environment and the quality of these companies?

Capital 52

Capital Fintech US Lending 52

Lex Sokolin

FEBRUARY 18, 2021

The average size is about $300 million, and quite a few are focusing on Fintech and financial services. despite creating the same outcome of a regulated public company. Should we be interpreting the desire of lots of private sub-scale companies to *sell* as a signal about the market environment and the quality of these companies?

Capital 52

Capital Fintech US Lending 52

PYMNTS

OCTOBER 9, 2018

63 percent of small businesses applied for a working capital loan last year, data from S&P Global Market Intelligence recently found. has expanded, with the government now requiring traditional banks to refer SMBs to alternative players should they receive a rejection on their loan application. In the U.S., In the U.S.,

National 167

National Regulation Capital Industry 167

PYMNTS

JUNE 11, 2018

In one of the latest salvos , know your customer, or KYC, efforts are being championed by the Asia Securities Industry and Financial Markets Association ( ASIFMA ). community banks hailed some changes to the Dodd-Frank regulations, particularly in regard to how small to medium banks are treated. Closer to home, in the U.S.,

Regulation 100

Regulation Community Bank Lending Industry 100

Gonzobanker

FEBRUARY 1, 2024

We can’t sleep on non-bank competition, bigger banks controlling even greater market share, or big tech and embedded finance. Tom Michaud , CEO of KBW, kicked off the conference by showing that “all signs point to a consolidation boom as banks race to scale, fixed cost of regulation increases, and balance sheets improve.”

Conference 88

Conference FDIC Arizona Industry 88

Accenture

SEPTEMBER 22, 2019

An obvious reason is the inroads they’re making into the market, both domestically and globally: recent Accenture research finds that digital-only banks operating in the UK could amass a total of 35 million customers globally within the next 12 months, up from 13 million today. Regulation. Why are they doing so well? Profitability.

Innovation 150

Innovation Metro Apple Marketing 150

Lex Sokolin

DECEMBER 31, 2020

A Year in Financial Models, Fintech Valuations, Super Apps, Big Tech, Decentralized Finance, the Multiverse, Pandemic, Revolution, Crypto Art, and the Nature of the Universe Hi Fintech futurists — You should be out partying! Understanding Robinhood, Derivatives, and Market Makers to see this clockwork machine in action.

Fintech 52

Fintech Bitcoin blockchain Google 52

Lex Sokolin

DECEMBER 31, 2020

A Year in Financial Models, Fintech Valuations, Super Apps, Big Tech, Decentralized Finance, the Multiverse, Pandemic, Revolution, Crypto Art, and the Nature of the Universe Hi Fintech futurists — You should be out partying! Understanding Robinhood, Derivatives, and Market Makers to see this clockwork machine in action.

Fintech 52

Fintech Bitcoin blockchain Google 52

Abrigo

MARCH 6, 2017

3) @JohnRBarlow – John Barlow is president of Barlow Research, which provides market research for commercial banks. His Tweets mix news about middle market, small business and business internet banking with occasional pop culture references. It often Tweets columns tied to breaking news and statistics.

social media 150

social media Lending Community Community Bank 150

Celent Banking

AUGUST 9, 2016

Distributed ledger technology, often referred to as blockchain, threatens to disrupt the sector with its potential to improve visibility, lessen friction, automate reconciliation, and shorten cycle times. Both banks and Fintech firms alike are experimenting with DLT solutions for various corporate banking uses cases.

blockchain 100

blockchain Capital Management Payments 100

Gonzobanker

DECEMBER 17, 2021

A few years ago, very few people would have guessed that tens of billions of dollars would be invested in fintech vendors and solutions annually – except it happened. 2021 fintech investments, merger activities, and overall focus were off the charts. Best Fintech Acquisition by a Bank. Fintech Acquiring Bank.

Fintech 147

Fintech Strategy Leadership Lending 147

Insights on Business

JUNE 28, 2018

These objectives will be achieved by facilitating market entry for regulated non-bank players and driving increased transparency and customer protection. Sometimes such solutions are referred to as “Service Fabric”. The two key motives behind PSD2 are increased competition and therefore greater customer choice.

System 130

System Innovation Industry Technology 130

BankUnderground

AUGUST 23, 2023

Many BNPL products are exempt from regulation because they do not charge interest on repayments. Typically these products are provided by newer fintech firms, for whom BNPL makes up most or all of their lending. Some other BNPL products are regulated and charge interest on repayments. Who uses BNPL? or leave a comment below.

Survey 85

Survey Groups Regulation Data 85

CB Insights

AUGUST 13, 2020

The fintech industry is continuing to mature, with Q2’20 setting a new quarterly record for $100M+ mega-rounds and seeing a host of exit activity, including filings to go public from Lemonade , nCino , and Rocket Companies. Free Download: State of Fintech q2’20. Embedded fintech gains traction across applications.

Fintech 77

Fintech Trends Retail Software 77

Lars Markull

JULY 10, 2022

Let me break it down into two parts: Embedded vs. Open When we say "Open," whether in Banking or Finance, we are referring to the activity of connecting a third-party service to an existing financial product. Banking refers to financial products such as payment accounts and debit/credit cards that we use to conduct transactions.

Lending 83

Lending Branding Examples Regulation 83

FICO

DECEMBER 17, 2020

Anti-financial crimes regulations require banks to enact robust risk management frameworks, including extensive KYC due diligence, integrated safeguards for AML transaction monitoring, and sanctions screening. This includes $2.8 billion lost in exchange theft and security breaches, and $4.8

cryptocurrency 52

cryptocurrency How To blockchain Analysis 52

Tech and Finance

APRIL 20, 2016

RegTech, the use of technology to meet the growing number of financial regulations, needs a nudge from regulators, according to JWG, a London-based think tank with an unenviable focus on regulation. Perhaps wisely, JWG does not expect regulators to simplify and harmonize their rules. This is equivalent to 2.6

Regulation 28

Regulation Meeting Technology System 28

Tech and Finance

APRIL 20, 2016

RegTech, the use of technology to meet the growing number of financial regulations, needs a nudge from regulators, according to JWG, a London-based think tank with an unenviable focus on regulation. Perhaps wisely, JWG does not expect regulators to simplify and harmonize their rules. This is equivalent to 2.6

Regulation 28

Regulation Meeting Technology System 28

PYMNTS

APRIL 24, 2019

Stieber said traditional lenders will often refer their small business customers to a factoring company like American Receivable if rejected for a bank loan , or if bank financing is not enough for a company’s working capital needs at the time.

Capital 142

Capital Industry Strategy Company 142

Fintech Labs Insights

MAY 17, 2016

Ireland-based Fenergo has opened up a new office in Abu Dhabi as a foothold to begin offering its regulatory onboarding and client lifecycle management software solutions to the Middle Eastern market. The post Fenergo Moves into Middle Eastern Market appeared first on Finovate.

Marketing 16

Marketing New York Regulation Policies 16

William Mills

FEBRUARY 28, 2017

There really is no such thing as “trade show season” in the fintech industry. which features highly relevant and timely fireside chats/presentations among a solid mix of bank and fintech attendees. appeared first on Financial PR and Marketing Agency & Financial Public Relations.

Strategy 40

Strategy San Jose Conference Indianapolis 40

PYMNTS

JUNE 17, 2016

You want to buy them out,” referring to the banks. Unfortunately, “60 Minutes,” famous for investigative journalism, missed the really big story in FinTech. It has lost more than 80 percent of its market cap since its late December 2014 IPO. Most others have struggled, too.

Bitcoin 100

Bitcoin Lending blockchain Fintech 100

PYMNTS

JUNE 1, 2017

He said his own company, InterComputer, offers PrivateLine software “and an insured, secured, multilayered messaging platform that never touches” the internet, while enforcing digital identities and regulations across every message between parties. These are shockwaves in the industry,” he noted. .

Payments 110

Payments System Software Mobile 110

PYMNTS

OCTOBER 29, 2018

There’s a big available market with a lot of room to grow that pie – after all, Amazon “only” has about 50 percent of the online commerce market , and the U.S. But for Apple, the expanding upgrade cycle is causing its share in key markets to slip: It has lost share in China, and has slipped to third place worldwide.

Payments 196

Payments Google Apple Innovation 196

PYMNTS

NOVEMBER 16, 2017

As credit unions (CUs) face increased competition from traditional banks and new players from the FinTech crowd, many institutions ponder the same question: What can we do to keep our doors open? Credit unions can find ways to offer their services even as new FinTech players emerge as competitors. From Mill Workers to Millennials.

Millennials 101

Millennials US New Hampshire Resources 101

Fintech Labs Insights

FEBRUARY 3, 2017

It takes more than just one crystal ball to discern which trends will drive fintech innovation in 2017. Banking ‘Disappears’ and Other Fintech Predictions for ’17 – American Banker. Banking ‘Disappears’ and Other Fintech Predictions for ’17 – American Banker.

Fintech 12

Fintech Bitcoin Trends Conference 12

Insights on Business

JANUARY 8, 2019

Moore’s Law refers to the number of transistors within computer chips – doubling nearly every 2 years. The regulations now being imposed on banks by the regulations demand a significant increase in the number of simulations. As you all know, Moore’s law is reaching its limit, possibly as early as 2020.

Risk Management 107

Risk Management Management Course Big Data 107