United State Bank partners with Bankjoy
The Paypers
JUNE 15, 2023
US-based United State Bank has announced its partnership with digital banking provider Bankjoy to offer online and mobile banking services to its account holders.
In Brazil, Banking Customers Turn To Debit, Digital Banking
PYMNTS
APRIL 28, 2020
These shifts have made digital banking and debit transactions more important than ever. The Next-Gen Debit Tracker® explores how the COVID-19 outbreak is impacting commerce and banking, as well as accelerating uptake of digital services and payment tools. The Paytm cards can be used both in-store and online.
Digital Banking 
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Online Gambling And The Challenges Of Betting On Instant Disbursements
PYMNTS
MAY 6, 2020
The pandemic has shut down brick-and-mortar casinos in markets like the United States to help minimize risk, for example, leading consumers to turn to online casinos and sportsbooks. There is one sticking point online casinos need to fix, however, and that is the speed at which consumers receive their winnings.
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WSFS Bank: Plain Vanilla Digital Banking Won’t Cut It Any More
PYMNTS
JUNE 1, 2020
The new coronavirus had an immediate and profound effect on the financial services industry, as brick-and-mortar bank branches closed to protect public health. Those closures meant that many consumers in countries like the United States were left only with digital platforms to access their bank accounts or to conduct necessary transactions.
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Digital Banking, With Millennial, Mobile – And Governmental – Tailwinds
PYMNTS
SEPTEMBER 11, 2019
The push toward digital banking seems an inexorable one, with the technology and demographics acting as tailwinds, and where governments have increasingly gotten into the act of promoting digital banks (the pure-play kind) and making forays into bits and bytes, where once paper and face-to-face transactions reigned.
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Citizens Debuts Digital Bank
PYMNTS
JULY 11, 2018
Citizens Financial Group announced the launch of its nationwide, direct-to-consumer digital bank. Citizens Access safely and securely offers Member FDIC-insured online savings and CD accounts with attractive rates and no fees to customers across the United States.
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Bitcoin Daily: OCC Grants Crypto Firm Anchorage Conditional Digital Banking License; Crypto Exchange RG Coins Owner Arrested For Money Laundering
PYMNTS
JANUARY 13, 2021
The Office of the Comptroller of the Currency (OCC) granted digital asset platform Anchorage Trust Company a digital banking license, according to a press release Wednesday (Jan. With the national trust bank charter, South Dakota-based Anchorage will become Anchorage Digital Bank , National Association.
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Monzo’s Cash Burn Sets Stage For Big Capital Raise In 2020
PYMNTS
DECEMBER 29, 2019
As online banking continues rapidly evolving , ahead of another anticipated round of funding next year, digital challenger bank Monzo remains in discussions to secure as much as £100m in upcoming weeks. million customers in 2019, offering those users a mobile app bank account and a distinctively-colored coral credit card.
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New Unicorn Revolut Will Use Capital For International Expansion
Bank Innovation
APRIL 26, 2018
based digital bank Revolut has raised $250 million in a Series C, boosting the company’s valuation to unicorn status. billion, will use the new funding to expand to further markets, including the United States, Australia, and Hong Kong. This new raise brings the amount of money the digital […].
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Today In Digital-First Banking: Ukrainian Bank Teams With FinTech Startup; Oportun Pursues US National Bank Charter
PYMNTS
NOVEMBER 25, 2020
In today’s top news in digital-first banking, Ukrainian financial institution UKRSIBBANK is collaborating with Sweden-based FinTech upstart Dreams, while Oportun Financial is pursuing a national bank charter with the Office of the Comptroller of the Currency (OCC). Ukrainian Bank Partners With Swedish FinTech.
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Scotiabank: Why Banks Need To Rethink Personalization
PYMNTS
JULY 22, 2020
Banks have been forced to reduce or suspend in-branch activities to prevent the risk of infection at branches at least temporarily. The largest bank in the United States, J.P. Developments From Around The World Of Digital-First Bank ing. The global digital banking platform industry generated $3.95
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N26: Cloud-Banking Core Key To Meeting Consumers’ Mobile Banking Needs
PYMNTS
JUNE 26, 2020
Financial institutions (FIs) worked quickly to ensure they could operate smoothly as the pandemic kept consumers at home and closed brick-and-mortar branches in Europe, the United Kingdom and the United States. Developments Around the Cloud Banking World. Why the Pandemic Is Pushing Legacy F Is’ Cloud Migrations Forward.
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Trending: FIs Use AI To Challenge Challenger Banks
PYMNTS
AUGUST 21, 2019
Legacy banks have their work cut out for them if they want to survive another century as key players in the digital banking world. This is driving legacy banks to take a closer look at their own products and strategies, with many rising to the challenge. Around the Digital Banking World. About the Tracker.
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Who are the holdouts still not using online banking?
NCR
AUGUST 14, 2017
It can be tempting to view online banking as the inevitable future of the sector. For many people, digital services are not only their preferred way of managing their finances, but the only way. Yet despite the rush towards online services, banks shouldn’t forget that not all their customers will be on board with this.
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Top 63 Online Digital Banks for U.S. Consumers (Nov 2023)
Fintech Labs Insights
NOVEMBER 10, 2023
Consumers have been banking online for 28 years. And from the very beginning, there have been pure-play digital banking startups. The first, online bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. But unlike ecommerce, digital-only banking was slow to catch on.
How BBVA Is Using AI To Fight Against AI-Armed Fraudsters
PYMNTS
JULY 25, 2019
Banks need to innovate faster and further when it comes to the technology they use on their online platforms, as to stay one step ahead of bad actors with access to the same technology. Banks need to make sure they’re using tech in ways that keep the fraudsters out, but don’t send customers looking for another service.
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NEW DATA: How COVID-19 Is Driving CUs’ Digital Leap
PYMNTS
APRIL 24, 2020
COVID-19 has closed bank and credit union (CU) branches across the United States, sending the demand for digital banking solutions soaring as consumers hop online to manage their finances from home. FinTechs are also emerging as major CU competitors. We surveyed 4,058 U.S.
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Deutsche Bank, PNC Plan To Reduce Brick-And-Mortar Bank Branch Footprints
PYMNTS
SEPTEMBER 22, 2020
Banks from the United States to Europe are closing bank branches as consumers embrace digital banking amid the pandemic. The company recently said it would shutter 180 out of 380 offices in the country, while putting $115 million toward its online client offering and eliminating 1,000 positions.
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Why FIs Must Take A Bottom-Up Approach To Upgrading Infrastructure
PYMNTS
JULY 27, 2020
Financial institutions (FIs) are still struggling to respond to the rise in digital banking adoption spurred by the pandemic. The increase in digital banking use has also breathed new life into the discussions surrounding the technology FIs are employing to make sure they can offer this level of support.
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202 Inside Synchrony Financial’s AML Playbook
PYMNTS
OCTOBER 10, 2019
Consumers have noticed the rising levels of fraud in digital banking, and they are not pleased. Financial institutions (FIs) need to keep watch for newer schemes as they seek to prevent different forms of fraud, such as money laundering, on their online platforms. Around the Digital Banking World.
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Bank of America To Update Branches In Response To Customer Behavior
PYMNTS
APRIL 5, 2019
David Tyrie, head of consumer advanced solutions and digital banking, said that by 2021 Bank of America’s branches and ATMs will cover upwards of 90 percent of the population in the United States. . However, recently some banks have chosen to go in the opposite direction. and Pittsburgh.
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Branching Out: Physical Locations Boost CUs' Digital Plans
PYMNTS
DECEMBER 28, 2020
The pandemic has cost more than 300,000 lives in the United States alone, and it has also challenged many institutions — such as credit unions (CUs) — that were never designed to operate on a primarily remote basis. Deep Dive: Where CUs Are Making Digital Headway, And Where They Can Do Better.
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Walmart+, Amazon Pay, and The Battle For The Digital Consumer Top This Week's News
PYMNTS
SEPTEMBER 4, 2020
We dive into PayPal's installment options, consumer trust in digital banking, and Walmart and Amazon's battle for the digital consumer. Still, the online vacation rental marketplace has not ruled out a merger with Ackman’s Pershing Square Tontine Holdings Ltd. Economy (Inspiring Trust In The New Digital Economy Report).
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Citizens Financial Takes Digital-First Approach For Post-Pandemic Future
PYMNTS
DECEMBER 10, 2020
PYMNTS research found that financial institutions (FIs) in the United States alone saw a 60 percent increase in the amount of consumers who downloaded mobile banking apps in April and May, for example. Developments From Around The World of Digital-First Banking. PYMNTS research found that 21.6
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PSCU: Accelerated Digital-First Strategy Drives Priorities
PYMNTS
JANUARY 26, 2021
In " A Look Forward: What Executives Wish for America and the World in 2021, " he shares how PSCU has taken steps to prepare for the shifts in digital habits of credit union members, supporting its owner CUs’ needs for digital modernization by offering a full suite of payment offerings. .
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Banking Customers Take The Digital Leap With Cross-Channel Outreach
PYMNTS
DECEMBER 28, 2020
More than 20,000 bank branches in the United States are expected to close by end of the year, and four U.S. banks have failed completely this year. Digital experiences have become table stakes as the pandemic continues, but many customers still prefer in-branch experiences. The total number of banks in the U.S.
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Bank Of America’s Card Delinquency Rate Remains Flat In June
PYMNTS
JULY 15, 2019
According to news earlier in the month, large credit card issuers in the United States reported lower delinquencies in May. Through the mobile app, eligible clients can request a digital debit card for a new or replacement debit card.”. At the same time, it was reported that the delinquency rate was 1.58
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German Neobank N26 Sees 40 Pct. Customer Increase Since Summer
PYMNTS
JANUARY 24, 2020
In 2019, N26 began operating in the United States. CEO, said in a PYMNTS interview that growth came after N26 evaluated domestic customers’ online banking perceptions and preferences. The last funding round in July 2019 produced $170 million from investors including Valar, Tencent and Insight Partners.
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How A Digital Makeover Could Be Key To CUs’ Member Acquisition Plans
PYMNTS
APRIL 2, 2020
A digital infrastructure overhaul that boosts CUs’ online presences, accelerates new product and service introductions and improves staff productivity can help CUs expand their customer bases and operations, according to Timothy Anderson, CEO of United States Senate Federal Credit Union (USSFCU).
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174 This Week’s Reads: Online Banking, Apple Pay, Payments and More
Banking 2020
JANUARY 30, 2015
Silver surfers in Britain topping mobile and online banking growth charts: Recent data shows that it’s no longer just younger generations using mobile and online banking –their parents and grandparents are starting to jump on the trend too. What have you been reading?
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Banking-As-A-Service Helps Corporates Monetize New Payments Flows
PYMNTS
OCTOBER 1, 2020
More than 40 percent of United States businesses received at least some of their invoices in 2019 via a form of communication that many younger generations may have trouble identifying, let alone using: fax. This statistic is emblematic of a larger problem in the world of B2B payments. Around The BaaS World.
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Digital Banking Innovation and Millennial Entrepreneurship
NCR
MARCH 22, 2017
Today, millennials are the largest generation in the United States – and their levels of entrepreneurship are unprecedented. And while digital services like mobile apps and online payments are a must, banks also need to rethink the most traditional elements of their business: visits to a brick-and-mortar bank branch.
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MoneyLion: Navigating Customers’ New Financial Realities
PYMNTS
JUNE 1, 2020
Consumers are putting contactless payments into rotation for their in-person shopping while also directing much of their spending online. The pandemic inspired a surge in eCommerce use, and recent receipt of stimulus benefits and unemployment benefits in the United States pushed online buying even further.
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Indian FinTech Creates Inclusive Services For Rural Underbanked
PYMNTS
NOVEMBER 2, 2020
While much has been written about India’s vast unbanked population — roughly one-eighth by the World Bank’s estimates — the more important issue to really look at is how much of India ’s population is under banked , Mandar Agashe , founder, managing director and vice chairman of Sarvatra Technologies told Karen Webster.
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Chase Pay Demise And Gut Check On Lending Dominate Week’s News
PYMNTS
AUGUST 23, 2019
Among the stories we ran over the past few days is a deep look at the problems with Chase Pay, new information about AI fighting fraud, new research into the gig economy and subscriber churn, and a feature about the risks of online disaster relief efforts. BoA Looks to Create Multi-Currency Digital Wallet. Trackers and Reports.
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TRENDING: How Credit Unions Give Digital The Personal Touch
PYMNTS
SEPTEMBER 23, 2019
The total number of CUs in the United States has decreased by 177 year-over-year, though, a sign that CU mergers and consolidations have concentrated more members in a smaller number of CUs. How Digital-First CUs Can Break The Impersonality Barrier. A study from the Cuna Mutual Group found that CU membership has increased 3.5
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2024 Trends & Predictions
Javelin Strategy & Research
NOVEMBER 7, 2023
Banner Section Home Rss.xml 2024 Trends & Predictions Javelin’s Trends & Predictions reports look at the coming year across the range of Javelin Strategy & Research’s practice areas—digital banking, fraud & security, payments, and wealth management—and highlight the compelling challenges and opportunities likely to emerge.
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Nubank: One High-Growth Disrupter
Gonzobanker
OCTOBER 12, 2022
Less than 10 years old, the Brazil-based digital bank counts 70 million clients across its three operating countries ( source ). For the past few years, we’ve seen digitally native consumers spending an increasing amount of time socializing, playing, and purchasing online (source: ARK Invest 2022 Research).
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AP Automation Set To Shred Paper Checks
PYMNTS
DECEMBER 31, 2019
Close to one-quarter of AP pros surveyed also want to bring ePayables and virtual cards online for treasury operations. Additionally, as real-time payments (RTP) gain traction, 40 percent of survey respondents feel that accounting and ERP integration is their primary concern with adoption of corporate RTP in the United States.”.
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Barclays US Taps Ex-Capital One Exec To Lead Cards And Payments Business
PYMNTS
JUNE 13, 2018
across credit cards, online savings and loans,” said Rodrigues. ” Barclays’ cards and payments division is one of the fastest-growing top 10 card issuers in the United States, housing leading payments businesses in the U.K., customers with innovative card, digital banking and payments solutions.
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PYMNTS
AUGUST 22, 2018
Fortunately, security players are working to roll out solutions to help stem the tide of bad actors, both online and in the real world. In the latest Digital Identity Tracker , PYMNTS explores the latest developments from around the security space, including an interview with Colleen Manaher, executive director at the U.S.
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Top 15 Digital & Online Insurance Providers for Small Businesses (SMB): June 2021
Fintech Labs Insights
JUNE 29, 2021
Enter the digital insurance challengers aiming to fill the gaps through simple online/mobile interfaces. Here are the biggest players in the United States ranked by our FAB score ( Fintech Attention Barometer ). NEW : Looking for digital banks, lenders or corporate charge/credit cards serving small businesses?
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This Town is coming like a Ghost Town
Chris Skinner
MAY 15, 2017
People shop online and at home and the impact is now being felt in the physical world, as store closures and mall failures hit. Finally, we see the same with banks. With most of the music, travel, photo, book, general stores and more closing down, it’s a fairly weird time we are going through.
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216 Is Cash Flying Beyond U.S. Borders?
PYMNTS
AUGUST 5, 2016
trillion in paper currency in circulation being used outside of the United States, according to the Federal Reserve, it’s clear that the demand for cash remains high despite today’s digital banking environment. Bank of Ireland in Europe and United Overseas Bank Ltd.
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