FICO

APRIL 2, 2019

This April, the world’s leading event in financial services innovation kicks off – LendIt Fintech USA 2019 in San Francisco on April 8 and 9th. Thousands of thought leaders across industries like financial inclusion, digital banking, and lending will share insights on the latest fintech industry market trends and future challenges.

Innovation 40

Innovation San Francisco Analytics Lending 40

PYMNTS

OCTOBER 31, 2019

A press release this week said Intellect Design Arena will connect Commonwealth Trade Bank to its Intellect Digital Core Solution, IDC 19.1, which Intellect said would help the financial institution (FI) to promote its digitization efforts. will support their vision of becoming an innovative and responsive digital bank.

Innovation 101

Innovation Community Bank Customer Experience Operations 101

PYMNTS

JUNE 9, 2020

But in an interview with Karen Webster, Jeff Chambers , president at Lumin Digital , a PSCU company, said CUs can more than hold their own — if they leverage the assets they already have on hand. Especially their brick-and-mortar footprints tied to the digital branch. They acquire a lending product, and then a digital banking platform.

Digital Banking 133

Digital Banking Millennials Lending Marketing 133

NCR

JULY 28, 2017

This convenience offers many advantages to the consumer, but financial institutions and consumers need to recognize one of the biggest disadvantages of this technological expansion: the increased risk of digital banking fraud. Digital banking fraud affected 14 percent of consumers in 2016, up from 12 percent in 2015.

Fraud 74

Fraud Digital Banking Survey Security 74

PYMNTS

OCTOBER 29, 2020

With more and more FinTechs introducing their own banking services, the competition is heating up. Small business lending platform BlueVine is the latest FinTech to take this path, having taken the wraps off of its banking solution this week with the launch of BlueVine Business Banking. TrueLayer Launches in Australia.

US 203

US Fintech Tennessee Compliance 203

Gonzobanker

JULY 7, 2015

Yet while the demos and screen shots at events like Finovate have provided fascinating fodder regarding the future of digital banking, the FACTS show that these buzz-worthy players have had infinitesimal impact on market share. Bancorp Bank (Simple/PayPal et al) 1,495,558 4,499,959 3,004,401. billion in 2010. What’s Next?

Digital Banking 60

Digital Banking Industry Capital Strategy 60

Gonzobanker

FEBRUARY 26, 2019

“There are startups that want to destroy banks and startups that want banks to buy their software. Luckily for the banks, there are many more of the latter than the former.” – Bank Innovation. Recent fintech deals across digital, lending, payments and infrastructure are telling a big story.

Fintech 100

Fintech Analytics Lending Case Study 100

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. Note: These are the rankings from 10 years ago.

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

NOVEMBER 25, 2019

PYMNTS’ Credit Union Innovation Index found that 65 percent of such members chose their CUs because they trusted them, for example, with 60.8 currently serve the cannabis industry, with the number of FIs lending in the space increasing by 61 percent year over year. percent saying they would not leave their CUs for different FIs.

Alaska 154

Alaska Hawaii California Analytics 154

PYMNTS

JULY 2, 2019

Financial applications have been making inroads in banking services — as far-flung as Asia and the U.S., in uses that embrace corporate activities and consumer lending. These FinTech service offerings can span money transfers and cross-border transactions through the WiBee Bank platform. “We

Fintech 134

Fintech Innovation Resources Cards 134

Gonzobanker

DECEMBER 22, 2020

And how did community banks and credit unions respond to the COVID craziness? Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. Jill is continually demonstrating just how loud a $300 million community bank can roar!

Idaho 170

Idaho Community Industry Strategy 170

PYMNTS

SEPTEMBER 10, 2018

Roughly 19 million college and university students are loading up their cars and heading back to campus for another school year, according to data from the National Center for Education Statistics. New and innovative disbursement methods are bringing change to the industry, though. colleges and universities, for example.

Mobile 100

Mobile Arkansas ATM Tools 100

PYMNTS

JANUARY 14, 2021

In Pakistan, for firms seeking to spur that adoption and to foster financial inclusion, it’s important to have a “cash in, cash out” mindset, as Erwan Gelebart, CEO of digital wallet, mobile payments and digital banking provider JazzCash , told Karen Webster in an interview.

Mobile 234

Mobile Payments Course Data 234

Gonzobanker

DECEMBER 17, 2021

Bank Merger of the Year. Some interesting finalists would be: M&T and People’s United Old National and First Midwest Webster and Sterling Columbia Bank and Umpqua. Huntington and TCF merge to create the $170 billion Midwest dynamo and vault them into one of the top 10 banks in the country. The Bank That Gets Fintech.

Fintech 142

Fintech Strategy Leadership Lending 142

PYMNTS

AUGUST 12, 2020

. “In this day and age, it is very important for community financial institutions to be able to compete with their main new competitors — challenger banks and national banks — and have access to the same technology that can be deployed in weeks, not years,” said Agora Services Founder and CEO Arcady Lapiro in a statement.

North Carolina 193

North Carolina Fintech Technology Community 193

PopularBank

OCTOBER 13, 2020

According to a recent study , the state experiences one of the worst racial wealth gaps in the nation. Popular Bank will serve as an initial corporate partner alongside organizations including AT&T, Panasonic and New Jersey Community Capital. Vice President-Legal, Innovative Cosmetic Concepts. About Popular Bank.

New Jersey 52

New Jersey Community NJ New York 52

PYMNTS

JULY 14, 2016

For innovators, so, is the E-money license issued under the Financial Services Authority regulations there. Some innovators and businesses are also saying they’ll move to other countries – Germany pops to a lot of those lists. Webster: What effect do you think the vote will have on the digital banking industry in the U.K.

National 100

National Strategy Fintech Regulation 100

Fintech Labs Insights

AUGUST 12, 2016

If unanimously positive perceptions are the hallmark of a bubble, then rest assured that the alt-lending market has moved past that stage. So if there’s no bubble in the alt-lending part of the fintech universe, should we fear a bust? Looking at the P2P lending market in the U.K., – Bank Innovations.

Trends 12

Trends Lending Fintech blockchain 12

PYMNTS

MARCH 9, 2020

But given the rise of neobanks — FinTechs that are using banking services as the foundation for new ecosystems and Big Tech, which is exploring ways to extend their reach into banking and financial services — we thought we’d go back to first principles and ask consumers that simple question in relation to their primary banking relationship.

How To 232

How To Millennials ATM Fintech 232

The Financial Brand

APRIL 5, 2021

When neobanks and fintechs feel like they need to operate under their own national bank charter, they will get it — one way or another. The post How Fintechs Fight, Rent and Buy Their Way Into Banking appeared first on The Financial Brand.

Fintech 27

Fintech National Branding Operations 27

South State Correspondent

OCTOBER 28, 2022

Banks are just starting to realize this. AI, payments, data, and other aspects of innovation are dropping behind the scenes. For banks, this means creating products that accomplish a task and then integrating banking in the background. While no presenter touched on it, it was all digital bankers could talk about.

Conference 195

Conference Technology Las Vegas Trends 195

American Banker

DECEMBER 21, 2016

Now that the OCC has proposed a limited-purpose bank charter for fintech companies, a host of innovative new banks will soon flood the market — or maybe not.

Fintech 28

Fintech Innovation Marketing Company 28

NCR

DECEMBER 1, 2016

For the typical American, they walk into their local bank branch, open an account and, then each month deposit $1,000 into their account. For a basic checking account provided by large national banks, if you are not meeting their minimum requirements you’ll get stung with a $10 – $25 monthly ‘account keeping’ fee.

Digital Banking 40

Digital Banking New York Tools Lending 40

Gonzobanker

DECEMBER 20, 2019

Sure, we know it’s cliche to point out the merits of this direct banking powerhouse, but the plain fact is that USAA nails every variable in building a Smarter Bank. The bank’s strategy is laser-focused. It is an innovator with tech (e.g., It was the original data junkie. Is the company holiday party in Monaco this year?

Idaho 148

Idaho Conference Data Marketing 148

PYMNTS

OCTOBER 4, 2019

According to Cellulant, Tingg will be the new hub for all of the digital financial services it offers to consumers, including bill payments, remittances, lending, group investments, food and gas orders – all housed in one app that will be live across eight Africa markets.

Marketing 132

Marketing Mobile Payments Lending 132

Gonzobanker

DECEMBER 19, 2022

SoFI gets a commercial bank that brings deposits, compliance, AND business lending. Seacoast Bank is at it again… and this time it is blowing past $10B in a big way. In just five months, Seacoast announced three bank acquisitions ( Drummond, Apollo , and Professional ) totaling a little over $4.7B

Community 216

Community Fintech Industry Innovation 216

William Mills

SEPTEMBER 9, 2016

Auto-financing is ripe for innovation. International lending platform – Create opportunities for Investors. 2015 formed aspire to address inefficiencies in alternative lending market. 10:50 am Moonraft Innovation Labs – [link] – @moonraft. 10% of mobile banking U.S. Average return of 13% per year.

social media 40

social media ATM Mobile Customer Experience 40

Gonzobanker

DECEMBER 14, 2023

Through a unique reverse merger structure and $400 million P/E injection, PacWest made it through a ring of fire and the two have created a $36 California business banking franchise while helping to calm a bank panic in the spring of this year. Merger of Equals Deal of the Year (Bank) – Burke & Herbert Financial Services Corp.

Fintech 194

Fintech Community Regional Technology 194

William Mills

MAY 9, 2018

How they describe their product/innovation: Project Finance is a personal finance application that shows users the future of their finances based on all the choices and decisions they’re making today. A TON of really old technology is being used in mortgage lending. Except for the second gong of the day they did well.

Security 40

Security Samsung Strategy San Jose 40

Gonzobanker

DECEMBER 22, 2015

It’s been almost 20 years since the IPO but this team keeps delivering growth and outstanding financial performance while keeping the values of the hometown bank that started it all. Jill’s use of Twitter is a model for any bank CEO looking to engage on social media. Bravo OZRK! Click to enlarge. ‘It The result?

Community Bank 60

Community Bank Apple Community Technology 60

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Acquisition of the Year – Guaranty Bank and Trust Company in Colorado for its acquisition of Home State Bank. Most banks are nowhere close to being able to execute on a toolkit like Kony today.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Acquisition of the Year – Guaranty Bank and Trust Company in Colorado for its acquisition of Home State Bank. Most banks are nowhere close to being able to execute on a toolkit like Kony today.

Utah 60

Utah System Community Marketing 60