BankInovation

JUNE 3, 2020

Bank Innovation is proud to announce the Bank Innovation Build 2020 Virtual Experience, designed to provide industry professionals the insights, strategies and best practices to propel their innovation teams to success. Produced by Bank Innovation and Royal Media, Build will take place Sept. 9 and 10 online.

Innovation 64

Innovation Strategy Industry Online 64

PYMNTS

OCTOBER 31, 2019

The core infrastructure technology will be implemented within the bank’s corporate, lending, treasury, retail, domestic, cross-border payments and other operations, according to reports. will support their vision of becoming an innovative and responsive digital bank.

Innovation 101

Innovation Community Bank Customer Experience Operations 101

Bank Innovation

JANUARY 17, 2020

In this episode, editors discuss the following news developments: The overlap of retail with financial services, and reflections on the National Retail Federation annual conference in New York; Visa’s acquisition of Plaid and what it means […].

Retail 243

Retail New York Video Conference 243

Celent Banking

OCTOBER 9, 2014

Suncorp in Australia has started the process of moving off its Hogan core by focusing on unsecured lending; its next stop will be secured lending. National Australia Bank’s new entity, UBank , is a digital-only bank that NAB created as part of its bank transformation using OBP. Vertical Slice. Horizontal slice.

Cleveland 165

Cleveland Course Lending System 165

PYMNTS

AUGUST 12, 2020

. “In this day and age, it is very important for community financial institutions to be able to compete with their main new competitors — challenger banks and national banks — and have access to the same technology that can be deployed in weeks, not years,” said Agora Services Founder and CEO Arcady Lapiro in a statement.

North Carolina 193

North Carolina Fintech Technology Community 193

South State Correspondent

JULY 25, 2022

The Customer Experience: A declining equity market, problems in crypto, decreasing real estate values, and higher rates have now made both consumers and businesses care more about banking and their financial future. Now, more households and businesses are thinking about switching banks, and the customer experience is king.

Trends 195

Trends Lending Marketing Capital 195

South State Correspondent

MAY 13, 2024

Its ability to detect and uncover money laundering and fraud at scale, including those perpetrated by organized crime, terror financing, and nation-state actors, is unparalleled. The rule would require disclosure of interest rates and fees on overdraft loans, thus closing the current loophole in overdraft loans from the Truth in Lending Act.

Conference 195

Conference Payments Fraud Data 195

Gonzobanker

DECEMBER 19, 2022

SoFI gets a commercial bank that brings deposits, compliance, AND business lending. Let’s see how this new scale allows for big investments in future innovation. His passion for innovation, community, culture, and clients provides a leadership template for all future GonzoBankers. Merger (MOE) of the Year: Credit Union.

Community 216

Community Fintech Industry Innovation 216

Gonzobanker

DECEMBER 14, 2023

Honorable Mentions – while this was a quiet year for M&A, we tip our hat to Atlantic Union’s acquisition of American National Bank and Eastern Bank’s acquisition of Cambridge Bank. Award – goes to CNBC’s Jim Cramer , who lamented that banks should have been innovating offerings like those delivered by PayPal and Square.

Fintech 194

Fintech Community Regional Technology 194

Gonzobanker

DECEMBER 17, 2021

Some interesting finalists would be: M&T and People’s United Old National and First Midwest Webster and Sterling Columbia Bank and Umpqua. This is an innovation-seeking franchise that has built a solid brand and never got over its skis in execution. Congrats on a brave move and national recognition Jim! 82% to over 2.3%

Fintech 142

Fintech Strategy Leadership Lending 142

Independent Banker

MARCH 31, 2022

“I’m so inspired by the professionalism, integrity and commitment of our executive committee and board of directors as we work together to serve the needs of community bankers across the nation,” says Terry Jorde, ICBA senior executive vice president and chief of staff. ICBA president and CEO Rebeca Romero Rainey echoes this sentiment.

Community Bank 239

Community Bank Community Industry Texas 239

South State Correspondent

OCTOBER 28, 2022

AI, payments, data, and other aspects of innovation are dropping behind the scenes. Instead of promoting a commercial lending product, a bank will roll out augmented reality that overlays maximum loan values and indicative rates on buildings to help potential buyers decide when they drive areas looking for locations.

Conference 195

Conference Technology Las Vegas Trends 195

Gonzobanker

DECEMBER 22, 2020

Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. By providing unprecedented loan relief and loan counseling/assistance for millions of their customers impacted by the pandemic.

Idaho 170

Idaho Community Industry Strategy 170

Bank Innovation

MARCH 13, 2020

As the novel coronavirus continues to spread, rattling the economy, banks are reevaluating their business propositions to clients.? WaFd, formerly Washington Federal Bank, is offering interest-free lines of credit of up to $200,000 to small businesses as a result of the pandemic.

Seattle 307

Seattle Washington Omaha Customer Experience 307

William Mills

JULY 19, 2018

However, some of the smaller, more intimate events may have more of an impact on your bottom line than the big, national conferences that are already on your radar. The 2018 Bank Customer Experience Summit , Sept. It focuses on the most innovative technology trends to engage and grow one’s customer base.

Conference 42

Conference San Diego Dallas San Francisco 42

Urs Bolt

OCTOBER 17, 2018

Financial Technology (Fintech) could help build an inclusive financial system which allows any group in society to enjoy more convenient financial services by lowering the threshold and costs of obtaining financing, said Wang Zhongmin, a former vice chairman of the National Council for the Social Society Fund, recently at the Hangzhou Bay Forum.

System 28

System Fintech blockchain Innovation 28

Gonzobanker

DECEMBER 20, 2019

Its Baldrige-winning tenacity on customer experience is legendary and consistent. It is an innovator with tech (e.g., Netflix co-founder Marc Randolph said the leading trait of an innovator is identifying pain. Niche Payments Acquisition Award – Goes to City National Bank for its acquisition of FilmTrak.

Idaho 148

Idaho Conference Data Marketing 148

Gonzobanker

JULY 7, 2015

Niche players Everbank and CIT use Internet deposits as cheap funding for commercial finance and lending activities. While new digital disrupters are helping banks rethink the customer experience and how they will add value in the future, they have not done enough damage where large banks and other traditional players are feeling the pain.

Digital Banking 60

Digital Banking Industry Capital Strategy 60

FICO

MARCH 5, 2019

Intermediated lending received a lot of attention concerning broker remuneration, the nature of advice given and handling of misconduct. The Commission took a black letter interpretation of the NCCP Act calling on banks to take greater steps to assess customer’s suitability and capacity for credit.

Innovation 58

Innovation Lending Regulation Industry 58

William Mills

MAY 9, 2018

How they describe their product/innovation: Project Finance is a personal finance application that shows users the future of their finances based on all the choices and decisions they’re making today. A TON of really old technology is being used in mortgage lending. Except for the second gong of the day they did well.

Security 40

Security Samsung Strategy San Jose 40

William Mills

SEPTEMBER 9, 2016

Hybrid approach to empower advisors, remain compliant and really help customers. Auto-financing is ripe for innovation. AutoGravity empowers the customer to take control of the process and know their options before going to dealership. Addresses compliance, fraud experience and customer experience analytics.

social media 40

social media ATM Mobile Customer Experience 40

CB Insights

DECEMBER 7, 2017

Banks have receded from mortgage lending for a host of reasons, principally because the cost of complying with strict regulation from the Consumer Financial Protection Bureau on loan qualification and capital requirements has made the business more expensive. In 2011, just two of the top 10 biggest lenders were non-bank lenders.

Millennials 69

Millennials Lending United States Technology 69

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. The 2016 Gonzo Marketing Medal – Goes to Elevations Credit Union for its “Egg Lending” campaign. What are you doing to try to be more proactive and innovative with R&D?”. Is it in the water?

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. The 2016 Gonzo Marketing Medal – Goes to Elevations Credit Union for its “Egg Lending” campaign. What are you doing to try to be more proactive and innovative with R&D?”. Is it in the water?

Utah 60

Utah System Community Marketing 60

Fintech Labs Insights

MARCH 13, 2017

So when it comes to goals like improving the customer experience, in proptech this means making it easier for customers and investors to search for properties that are appropriate to them and ensuring that the customer’s financing needs are met with as little friction and cost as possible.

Big Data 20

Big Data blockchain Data Trends 20