CFPB Monitor

JUNE 29, 2020

The FDIC has issued its widely anticipated final rule resolving the uncertainty caused by the Second Circuit’s Madden v. The FDIC’s Notice of Proposed Rulemaking (“NPR”) was published the same week as an OCC proposed rule intended to address the same issue for national banks under Section 85. Midland Funding decision. to 1:00 p.m.

FDIC 60

FDIC National Analysis Regulation 60

CFPB Monitor

JANUARY 5, 2021

The Conference of State Bank Supervisors (CSBS) has filed a lawsuit in D.C. For purposes of the complaint, CSBS uses the term “Nonbank Charter” to refer to both a SPNB charter issued to a non-depository institution and a full service national bank charter issued to a depository or non-depository institution that is not insured by the FDIC.

Conference 78

Conference Technology District of Columbia FDIC 78

American Banker

MARCH 5, 2020

The banking regulators have announced that they are postponing next week’s National Interagency Community Reinvestment Conference because of growing health concerns about the virus outbreak.

Conference 65

Conference Community National Regulation 65

Gonzobanker

FEBRUARY 1, 2024

Turn up “Whole Lotta Love” and let the pure adrenalin rush of Jimmy Page’s intro accompany this year’s Acquire or Be Acquired recap … In the ever-evolving world of banking, Bank Director’s Acquire or Be Acquired Conference remains a constant. As Sam Kilmer put it, “This is either the most brilliant (or insane) swag of the conference.”

Conference 88

Conference FDIC Arizona Industry 88

CFPB Monitor

APRIL 22, 2021

Ballard Spahr Senior Counsel Alan Kaplinsky hosts the conversation. Click here to listen to the podcast.

FDIC 60

FDIC Conference Fintech System 60

Abrigo

AUGUST 3, 2017

The FDIC paper The Entry, Performance, and Risk Profile of De Novo Banks published in April 2016 reports that the number of de novo bank failures and acquisitions annually has drastically declined since 2010, primarily due to the fact that new bank formations have become nearly inexistent. Reduced the de novo period from 7 years to 3 2.

Oklahoma City 150

Oklahoma City FDIC Handbook Oklahoma 150

PYMNTS

OCTOBER 24, 2019

But Federal Deposit Insurance Corporation (FDIC) coverage — which protects deposits — proved a sticking point this week. 21) that the OCC cannot in fact issue a charter for non-bank enterprises (a segment that included FinTechs) that are not able to get FDIC backing. Can’t get the charter without FDIC coverage.

Fintech 101

Fintech FDIC New York National 101

PYMNTS

DECEMBER 3, 2019

The Federal Reserve Board, the Federal Deposit Insurance Corporation (FDIC), FinCEN , the OCC and the Conference of State Bank Supervisors participated in issuing the definitions and guidelines. After further evaluation of the USDA interim final rule, the Financial Crimes Enforcement Network (FinCEN) will issue additional guidance.

Regulation 137

Regulation Guidelines FDIC Conference 137

ABA Community Banking

OCTOBER 1, 2019

Heated competition for bank funding is an increasingly important focus for community bank leaders, according to an annual survey released today by the Federal Reserve, the FDIC and the Conference of State Bank Supervisors. The post Survey Finds Cost of Funds Top of Mind for Community Bankers appeared first on ABA Banking Journal.

Survey 49

Survey Community FDIC Community Bank 49

CB Insights

JUNE 22, 2018

Former chair of the Federal Deposit Insurance Corporation (FDIC) Sheila Bair spoke at length on cryptocurrencies and the prospect of a “Fedcoin” at the annual CB Insights Future of Fintech conference. Get access to all the slides once the conference ends. Is a new cryptocurrency underway? FUTURE OF FINTECH 2018.

cryptocurrency 32

cryptocurrency FDIC Policies Conference 32

CFPB Monitor

JANUARY 24, 2022

The references to a “level playing field” and “modernizing the federal regulatory perimeter” are similar to those included in Acting Comptroller Hsu’s statement regarding the withdrawal of the lawsuit filed by the Conference of State Bank Supervisors (CSBS) seeking to block the OCC from granting a national bank charter to Figure Technologies Inc.

National 78

National Fintech Company FDIC 78

Jeff For Banks

JUNE 4, 2018

"The FDIC recently has observed instances of liquidity stress at a small number of insured banks." So opened the Summer 2017 FDIC Supervisory Insights issue. At a recent banking conference an industry consultant said, matter of factly, that in times of stress your Federal Home Loan Bank (FHLB) borrowing capacity would dry up.

FDIC 60

FDIC System Regulation Conference 60

Abrigo

SEPTEMBER 16, 2019

More than two-thirds of community banks surveyed for the Conference of State Bank Supervisors (CSBS) Community Bank Sentiment Index indicated they expect business conditions will be the same or better in the next 12 months. The survey for the inaugural index included 512 FDIC banks responding from early in the second quarter through July 5.

Community Bank 150

Community Bank Community Policies Survey 150

Jeff For Banks

OCTOBER 7, 2021

I recently spoke at the DCI Annual Users Conference and the ABA Bank Marketing Conference about, among other things, how bankers can get off the the "hot rate" kick. But they may not be in their operating account or some special purpose savings accounts where they want the FDIC insurance and efficient transaction processing.

How To 78

How To Conference Branding FDIC 78

CFPB Monitor

MAY 4, 2021

The Office of the Comptroller of the Currency has filed a motion to dismiss the lawsuit filed by the Conference of State Bank Supervisors (CSBS) in D.C. No provision in the Federal Deposit Insurance Act (FDIA) requires a depository national bank to obtain FDIC insurance.

Technology 78

Technology National Regulation FDIC 78

CFPB Monitor

JANUARY 19, 2022

The Conference of State Bank Supervisors (CSBS) has withdrawn its lawsuit filed in D.C. In its press release announcing the withdrawal , the OCC stated that in December 2021, Figure Technologies amended its charter application for Figure Bank, National Association, to offer FDIC-insured deposit accounts.

Technology 78

Technology National FDIC Fintech 78

CFPB Monitor

NOVEMBER 6, 2019

The third location of PLI’s 24th Annual Consumer Financial Services Institute will take place in PLI’s San Francisco Conference facility and via concurrent live Webcast on December 9-10, 2019 in San Francisco (and by live webcast). I will co-moderate a discussion among CFPB, FTC and FDIC representatives.

San Francisco 60

San Francisco FDIC Conference blockchain 60

Jeff For Banks

MAY 21, 2023

I recently spoke at a banking conference where I challenged bankers to end the practice of relying on sleepy depositors that don't demand top rate. I do get FDIC insurance, and the benefit of the branch and possibly a person to call on the phone. So as rates rise, pricing committees know they don't have to keep pace with the market.

FDIC 78

FDIC Strategy Marketing Branding 78

Jeff For Banks

JUNE 2, 2023

According to the FDIC, the causes of the 2008-09 financial crisis lay partly in the housing boom and bust of the mid-2000s; partly in the degree to which the U.S. According to the FDIC, the causes of the 2008-09 financial crisis lay partly in the housing boom and bust of the mid-2000s; partly in the degree to which the U.S.

FDIC 78

FDIC Community Bank Regulation Lending 78

Abrigo

MAY 5, 2022

Simply Stated Simply Stated, hosted by the Conference of State Bank Supervisors , takes a straightforward approach to exploring the changing environment for bankers by interviewing experts in financial supervision. They look at how the shifts impact the industry and consumers, with a heavy focus on the economy.

Community 195

Community Lending Maine Resources 195

PYMNTS

FEBRUARY 19, 2019

The remarks were made at a conference, focusing on the issue of “financial deserts,” involving the struggle for rural communities to feel the benefits of overall national economic strength and a declining unemployment rate. . making it one of the nation’s first new community banks in years.

Marketing 108

Marketing Community Community Bank Industry 108

Abrigo

JULY 20, 2021

During Abrigo’s recent ThinkBIG Conference, credit underwriting and loan portfolio risk management trainer and consultant Michael Wear , CRC , of 39 Acres Corp. However, lenders might consider SBA options for their customers or members to help shore up the businesses to survive.

Lending 195

Lending FDIC Capital Risk Management 195

Abrigo

JULY 20, 2021

During Abrigo’s recent ThinkBIG Conference, credit underwriting and loan portfolio risk management trainer and consultant Michael Wear , CRC , of 39 Acres Corp. However, lenders might consider SBA options for their customers or members to help shore up the businesses to survive.

Lending 195

Lending FDIC Capital Risk Management 195

CFPB Monitor

DECEMBER 6, 2021

Years ago, the FDIC and OCC made it impracticable for banks to offer deposit advances, a development we roundly criticized, but the OCC, at least, subsequently realized that deposit advances can actually serve consumer needs.

Regulation 78

Regulation Policies FDIC Leadership 78

Jeff For Banks

APRIL 29, 2021

I attended the Pennsylvania Bankers' Association Women in Banking Conference the next day. Also, if I included slides from conferences and presentations that I attended, I asked the firm if it was ok to use their material. The subtitle came from a virtual conference where Jelena McWilliams, the FDIC Chair, said those words.

Conference 78

Conference social media Capital Marketing 78

Fintech Labs Insights

APRIL 6, 2023

Case in point: Just days after the Feds took over SVB, Mercury was in market with its Mercury Vault, offering $5 million in FDIC insurance by distributing balances across 20 insured banks. May require a minimum deposit as listed in the next column. Funding: Includes equity and debt funding per Crunchbase.

Digital Banking 15

Digital Banking Online FDIC San Francisco 15

Fintech Labs Insights

MAY 2, 2023

Below is our curated list of the best global banking tech events, conferences and trade shows in 2023. These are the largest events in the financial services industry geared towards banking technologists, program managers, marketers, developers and C-Suite execs at both legacy financial institutions and upstart banktech and fintech firms.

Las Vegas 12

Las Vegas San Francisco San Diego Conference 12

Jeff For Banks

JUNE 30, 2013

I attended a banking conference recently where the presenter said your best source of new customers are the neighbors of your existing ones. Deposit growth and market share, and number of branches in a market (see tables) are available via the FDIC website. This could be a significant starting base to grow your branch.

FDIC 110

FDIC Strategy New Jersey Branch Design 110

Independent Banker

MARCH 31, 2022

Moreover, payments are withdrawn from the user’s FDIC-insured checking account and are protected by multiple layers of security, which prevents fraudster access. Now, instead of going to conferences and listening to sales pitches, we often know who the up-and-comers or strong players are,” he adds. “It

Community Bank 91

Community Bank Community Payments Meeting 91

PYMNTS

NOVEMBER 9, 2017

The proposal by the OCC was made at a banking conference in New York. I don’t think Amazon wants to become a bank,” he said during a CEO roundtable at an industry conference in New York Tuesday. Needless to say, the nation’s small banks and their representatives are less than wholly thrilled.

Regulation 100

Regulation Retail New York Apple 100

Jeff For Banks

FEBRUARY 3, 2010

But every time I looked into a conference room where a client had holed-up their examiners I saw a lot of young faces. But the FDIC has approximately 5,000 employees and examines about 5,160 banks (see [link] That’s almost one to one. I understand the FDIC also manages the insurance fund and has a consumer protection arm.

FDIC 60

FDIC Conference Analysis Lending 60

Jeff For Banks

FEBRUARY 17, 2021

Yesterday at the ABA's virtual Conference for Community Bankers (CCB), Federal Reserve Governor Michelle Bowman gave a speech, My Perspective on Bank Regulation and Supervision. In that speech, she briefly commented on the FRB's review of merger applications from an anti-trust standpoint.

St. Louis 78

St. Louis Analysis Community Bank Community 78

Independent Banker

SEPTEMBER 25, 2014

Among the banks I speak to, many raise the pace of change as the most significant issue,” says Jim Cooper, senior vice president of regulatory policy at the Conference of State Bank Supervisors. FDIC Article. That aspect can be done as part of internal audit,” says Eberley.

Community Bank 70

Community Bank Compliance Risk Management Community 70

Fintech Labs Insights

JUNE 23, 2023

Related: The 8 Biggest Real Estate Technology & Proptech Events in 2023 VC Challengers: 7 Largest U.S.

San Francisco 15

San Francisco Fintech Charlotte CA 15

Abrigo

JUNE 2, 2021

A nice conference room is a much more pleasant work environment and may give way to happy examiners. One central contact for all examination questions keeps the stress level down and prevents unprepared information from being given to your examiners. Arrange for nice accommodations. Commit resources.

How To 195

How To Training Compliance Policies 195

Abrigo

SEPTEMBER 15, 2022

More construction loan monitoring ultimately decreases loan default, according to a new FDIC Center for Financial Research working paper. The paper, “ Bank Monitoring with On-Site Inspections," will be presented later this month at the Community Banking in the 21st Century Research and Policy Conference. Study features.

Study 195

Study FDIC Lending Risk Management 195

South State Correspondent

MARCH 15, 2023

Percentage of Uninsured Deposits: At the time of failure, SVB had approximately 88% of their deposits above the FDIC-insured $250k limit and ran at 95% at the end of last year. Look for more formal education teaching bankers how to talk to customers about FDIC insurance, bank safety, and liquidity concerns.

social media 195

social media FDIC Branding Management 195