Fintech Labs Insights

JANUARY 24, 2022

MIT Fintech Conference. Lending 3.0 Lending 3.0 Empire Fintech Conference. Digital Banking by American Banker. InsurTech Spring. FinovateEurope. Fintech Meetup. Fintech Junction. MoneyLive Summit. by FintechTalents. by FintechTalents. AI in Finance Summit (New York). Defi Retreat. San Diego, CA. 31-May-22.

Conference 15

Conference Fintech Las Vegas San Diego 15

PYMNTS

DECEMBER 28, 2020

Chinese financial regulators are moving to check the influence of Jack Ma’s Ant Group by instructing it to switch focus back to its payment business while remedying problems in wealth management, personal lending and more. There weren’t many more details other than that. “It It is fair.

Groups 156

Groups Payments Conference Regulation 156

PYMNTS

JANUARY 15, 2021

Morgan Chase, Citigroup and Wells Fargo showed the pandemic’s impact on critical lending and spending, and of course debt repayment, may not have been as bad as had been feared in the dark days of Spring 2020. The Great Digital Pivot . As to what remains on the other side of it all — the great digital shift is here, of course.

Course 152

Course Conference Mobile Cards 152

PYMNTS

JULY 16, 2019

JPMorgan posted second-quarter earnings on Tuesday (July 16) that showed strength in consumer-facing operations and double-digit gains in mobile customers, reflecting continued traction across digital banking efforts. Other consumer lending, excluding credit cards , was down 6 percent year on year to $352 billion.

Mobile 108

Mobile Cards Community Bank Conference 108

PYMNTS

DECEMBER 23, 2020

The State Bank of Pakistan (SBP) is looking at digitizing business supply chains, with an eye toward greater financial inclusion. What we want is to reduce cash and promote financial inclusion through digitization,” SBP Deputy Governor Sima Kamil said at an internet conference, according to a published report.

Management 141

Management Conference Lending National 141

Javelin Strategy & Research

JUNE 6, 2018

Finovate, one of the financial industry’s most recognizable conferences that popularized the “no slide demo-style” presentation format, recently had its Spring edition with over 70 companies participating in the demo portion of the show.

Innovation 40

Innovation Conference Lending Fraud 40

PYMNTS

JULY 18, 2018

The investment bank, which has made major advances to bolster its digital investments, continued moves to bolster its increasingly important digital expansion, including its Marcus by Goldman Sachs online consumer savings and lending platform. Goldman Sachs said net income jumped $2.57 billion, compared with $1.83

Apple 100

Apple Conference Maine Lending 100

Abrigo

OCTOBER 21, 2019

Southern States Bank has focused on creating a positive employee experience to create a positive customer experience. While some customers would love to have a fully digitized banking experience, others prefer banking at a physical branch. Technology, like banking, isn’t “one-size-fits-all.”

Oklahoma 218

Oklahoma Millennials Innovation Technology 218

Gonzobanker

FEBRUARY 29, 2024

While growth and scale are helpful, bank leaders need to dive deeper into enterprise performance data to uncover the smart efficiency opportunities. Well folks, they’re back—the cries from the rooftops, in the media and at conferences that “Scale Matters” in our consolidating and technically transforming banking industry.

Tools 152

Tools Analytics Data System 152

Fintech Labs Insights

NOVEMBER 10, 2023

Consumers have been banking online for 28 years. And from the very beginning, there have been pure-play digital banking startups. The first, online bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. But unlike ecommerce, digital-only banking was slow to catch on.

Digital Banking 15

Digital Banking Online Atlanta Las Vegas 15

Abrigo

JUNE 30, 2020

Even for BSA/AML staff at banks and credit unions using BSA or AML software , shifting work from the customary work environment has meant procedures and processes that have taken years, in some cases, to fine tune have had to be adjusted on the fly. Without those in-person meetings, it makes the collaboration more difficult,” Luttrell says.

Meeting 195

Meeting Training Conference Software 195

PYMNTS

APRIL 12, 2019

Fresh off headlines tied to JPMorgan CEO Jamie Dimon’s appearance on Capitol Hill and a shareholder letter that pointed toward resilient economic fundamentals in the United States and the promise of digital banking, the bank posted first-quarter results that topped expectations. Provisions for credit losses were flat at $1.3

Mobile 108

Mobile United States Cards Community Bank 108

CB Insights

SEPTEMBER 1, 2020

25+ winners will be presenting at our upcoming fully virtual Future of Fintech Conference (Nov. Business Lending & Finance. Core Banking & Infrastructure. Digital Banking. General Lending & Marketplaces. POS & Consumer Lending. Save $250 off your ticket with code F250. AvidXchange.

Fintech 101

Fintech Company Lending Capital 101

Fintech Labs Insights

APRIL 12, 2022

Finding the right bank shouldn’t be. We’ve been on both sides of the table, 25 years running a small business, 5 years working in a bank, and 25 years advising banks on their digital retail banking and lending services. Commercial lending*. buy-now-pay-later lending)*. 24/7 customer service*.

Digital Banking 15

Digital Banking Lending Fraud Cards 15

Gonzobanker

MARCH 25, 2020

Here are examples of where normal will be redefined: Digital Banking. Most of the customer correspondence we’re seeing from financial institutions emphasizes that although branches are partially or completely closed, customers can do most of what they need digitally or via drive-up ATMs or tellers. Digital Lending.

San Francisco 125

San Francisco Phoenix Meeting Training 125

PYMNTS

OCTOBER 12, 2017

Trading in fixed income and currencies, along with commodities, was weighed down by a double-digit drop in fixed income trading. Drilling down a bit, during the investor conference call, CFO Marianne Lake said that average core loan growth was up 7.5 For the unit, the top line was $3.16 billion, down from the $3.18 billion expected.

Cards 109

Cards Mobile Community Bank Conference 109

Gonzobanker

MAY 23, 2018

There’s no hotter topic in the mortgage lending space right now than point-of-sale platforms. Anyone who has attended a recent industry conference can attest to the obnoxiously long lines at the Blend , Roostify and MortgageHippo booths – to name just a few. Lend wisely. Someone is obviously handing out free drinks.

Lending 63

Lending Community Bank Conference System 63

PYMNTS

NOVEMBER 21, 2018

savers have been waiting for something for a long time,” McDaid said during the LendIt FinTech conference in London, which was covered by CNBC. “We but it could expand its services, with McDaid saying it could offer lending, wealth management and open banking products. Part of the reason could be the 1.5

Conference 129

Conference Fintech Management Lending 129

Accenture

NOVEMBER 27, 2017

Cybersecurity remains a top industry agenda, not just as an IT issue, but as a business issue affecting the wide spectrum of the digital banking landscape. Banks and market infrastructure will need to be one step ahead of perpetrators, due to the diverse and fast-evolving nature of threats to information security.

Innovation 171

Innovation Conference Fintech blockchain 171

Breaking Banks

MAY 23, 2019

JP Nicols hosts Greg Palmer , VP of Finovate and Theodora Lau , Founder of Unconventional Ventures discussing some of the major themes from #FinovateSpring : Digital Banking, Financial Inclusion, and Digital Lending; and one of the themes that emerged strongly: Artificial Intelligence.

Lending 66

Lending Digital Banking Conference 66

Gonzobanker

FEBRUARY 1, 2023

Scottdale, Arizona was chillier than normal this week, but that didn’t prevent bankers from having heated discussions about 2023 at this year’s Acquired or Be Acquired conference, hosted by Bank Director. Where else can somebody find 1,700 banking industry leaders dressed in business attire at 7:30 a.m. on a Sunday morning?

Arizona 145

Arizona Kansas City Industry Phoenix 145

PYMNTS

OCTOBER 17, 2019

Overall loan growth was up 7 percent, which was driven by digital lending investments (point of sale partnerships as well as LightStream), indirect auto and mortgage. During a conference call with analysts, CEO William H. Drilling down into the numbers, the firm reported revenue of $2.4 billion and $1.40

User Experience 101

User Experience Conference Lending Management 101

Gonzobanker

SEPTEMBER 10, 2019

This deal looks good for Temenos, Kony and the banking industry clients of both firms. The digital banking market continues a long burn—this time like the smoke of a Texas summer barbecue. Geneva-based Temenos’ announced the acquisition of Austin, Texas-based digital application provider Kony in a deal totaling $580 million.

United States 88

United States Texas Austin Kansas City 88

Fintech Labs Insights

FEBRUARY 9, 2024

mo Klarna 24 Jan BNPL Consumer CNBC Bilt Rewards doubles valuation to $3.1B Bilt Rewards 24 Jan Credit cards Consumer Techcrunch Klarna is first BNPL service with subscription ($7.99/mo

Trends 15

Trends Fintech Apple Cards 15

PYMNTS

JUNE 12, 2018

Case in point: Reuters reported on Tuesday (June 12) that a Bank of America executive has pointed to an improvement in efficiency ratio as the company cuts costs that are part and parcel of physically getting cash, and checks, from place to place amid commerce wrought by physical means. percent in the first quarter of this year and was 61.1

Operations 122

Operations America Conference Course 122

Fintech Labs Insights

MARCH 12, 2024

At the top of my list of advanced digital banking features (see previous post) are simple spend management tools. However, the service was discontinued in 2017 since it was not core to Prosper’s consumer lending business. And there are none more important than subscription management.

Conference 15

Conference Cards Fintech Management 15

PYMNTS

JANUARY 14, 2020

But drilling down a bit, to get a sense of the state of the consumer, retail banking saw fourth-quarter profit rise by about 5 percent to $4.2 Management said on the conference call with analysts following the earnings release that average total loans, excluding loan sales in home lending, were up 3 percent year over year.

Cards 131

Cards Data Training Community Bank 131

PYMNTS

JANUARY 14, 2020

But drilling down a bit, to get a sense of the state of the consumer, retail banking saw fourth-quarter profit rise by about 5 percent to $4.2 Management said on the conference call with analysts following the earnings release that average total loans, excluding loan sales in home lending, were up 3 percent year over year.

Cards 130

Cards Data Training Community Bank 130

CB Insights

OCTOBER 21, 2018

Business Lending & Financing. Core Banking & Infrastructure. Digital Banking. General Lending & Marketplaces. Mortgage Lending. Point-of-Sale & Personal Lending. One97 Communications , the parent company of India-based Paytm Payments Bank, raised a record $1.4B Business Lending.

Fintech 78

Fintech Lending Capital Analytics 78

PYMNTS

JANUARY 17, 2018

These sorts of management tools aren’t included in most digital banking experiences today, said Riddle, but the utility of such a skill would seem to be self-evident — and it may be that financial institutions realize this and start to incorporate similar skills, Riddle predicted.

Digital Banking 108

Digital Banking Conference Video Management 108

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players.

Innovation 15

Innovation Fintech Online Mobile 15

American Banker

SEPTEMBER 8, 2016

Technology that improves compliance, lending and payments by automating processes and relying on AI was spotlighted at Next Money and Finovate, two fintech conferences held in New York this week.

New York 28

New York Conference Compliance Lending 28

PYMNTS

FEBRUARY 14, 2020

The wholesale bank will be divided into a separate investment bank that has a capital markets focus and a commercial bank providing back-end services for companies. The consumer bank will be divided into one section focused on consumer lending, and the other on branches and small businesses.

Retail 141

Retail Cards Millennials Fraud 141

FICO

AUGUST 19, 2022

who consider a digital bank (like Chime, Cash App, or PayPal) to be their primary checking account provider has more than doubled since 2020. Solving for customers’ short-term liquidity needs without benefitting from overdraft fee income will be challenging, however, this shift presents opportunities for banks that are ready for it.

Fintech 52

Fintech Millennials Lending Tools 52

Gonzobanker

DECEMBER 17, 2021

million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. Goes to Larry Mazza and the crew at MVB Bank in West Virginia. We salute a legend of lending and credit union leadership.

Fintech 143

Fintech Strategy Leadership Lending 143

South State Correspondent

OCTOBER 28, 2022

While we have the technology to solve all of the above and more, there was a realization at both conferences that we are still decades away from developing a workable ecosystem and creating widespread adoption. While last year was dominated by crypto, this year, the themes were mainly around fraud and identity (both conferences).

Conference 195

Conference Technology Las Vegas Trends 195

Fintech Labs Insights

AUGUST 12, 2016

If unanimously positive perceptions are the hallmark of a bubble, then rest assured that the alt-lending market has moved past that stage. So if there’s no bubble in the alt-lending part of the fintech universe, should we fear a bust? Looking at the P2P lending market in the U.K., – Bank Innovations.

Trends 12

Trends Lending Fintech blockchain 12