PYMNTS

FEBRUARY 14, 2019

As noted in the American Banker , SWIFT has maintained that Ripple has not set up relationships with firms that can navigate regulatory hurdles. SWIFT said its own global payments innovation (gpi) offerings succeed in clearing those complexities, and that hundreds of banks have signed on with gpi.

Payments 184

Payments blockchain Report Capital 184

Gonzobanker

DECEMBER 17, 2021

THE BANKER AWARDS. Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. Doug Larson. Gonzo readers, 2021 was just plain schizophrenic.

Fintech 143

Fintech Strategy Leadership Lending 143

PYMNTS

JANUARY 3, 2017

and a handful of lesser known software companies are gearing up for IPOs in 2017 in a sign that the IPO market could finally be on the upswing. The report cited investment bankers and investors as saying that these enterprise software companies make money through subscriptions, which gives them a reliable stream of revenue.

Software 116

Software Capital Report Marketing 116

Gonzobanker

MARCH 9, 2022

Bank executives should take these new deals’ valuations as a sign that the free market sees the future of finance as unbundled from the traditional industry structure. These levels of revenue and EBITDA multiples have never been seen in the history of core banking platforms. Let’s take a closer look at each deal: Finxact Goes To Fiserv.

Financial Technology 136

Financial Technology Technology Fintech Community 136

PYMNTS

JANUARY 14, 2021

But in a wrinkle — and with a nod to the “cash in, cash out” feature — the users also can visit one of over 60,000 JazzCash agents located in Pakistan, who can help users set up and use their JazzCash accounts (and transact in cash to buy goods). According to the World Bank , that represents a total of 100 million individuals.

Mobile 234

Mobile Payments Course Data 234

Independent Banker

FEBRUARY 28, 2023

It happens every time they open a checking account, apply for a mortgage, make a direct deposit, log into a bank’s website or chat with a banker, and more. Community banks own an enviable amount of data, but not all are leveraging it to its fullest extent. We can take that data and we can reach that person online,” Catalano says. “If

Community Bank 129

Community Bank Community Marketing Data 129

Gonzobanker

DECEMBER 22, 2020

Bankers started the year with good business plans, strong balance sheets, and optimism. Even George Bailey would have given you the thumbs up. “I learned a long time ago that reality was much weirder than anyone’s imagination.” ” – Hunter Thompson. Well, HST and Big Bird had it right. Everything.

Idaho 172

Idaho Community Industry Strategy 172

PYMNTS

OCTOBER 6, 2017

5), Alenka Grealish, senior analyst at Celent, penned an article for American Banker with a prediction: The small business (SMB) credit space is headed for a “shake-up.” The company, based in the U.K., Helping employees access financing, the company said, could lead to more effective employees at the workplace.

Lending 152

Lending Capital Marketing Report 152

PYMNTS

AUGUST 10, 2016

Clerico has built WePay from the ground up through his innate love of people and by building relationships with customers to provide them with a payments platform that is exactly what they want and need. PYMNTS: How does what you learn from people shape WePay’s innovation agenda? PYMNTS: Do you have any “formula” for innovation?

Payments 100

Payments Software Innovation Bitcoin 100

Gonzobanker

MAY 17, 2022

As technology buyers, banking executives need to up their game on tech purchases and technology performance management. Tech companies trying to support a bank stack have no easy task. This technical friction causes initiatives to slow and allows less room for innovators to deliver new value.

Technology 135

Technology Regional Community Bank Community 135

PYMNTS

MARCH 2, 2018

In addition, we saw more and more B2B FinTech models proving out at the banks, coupled with larger and later-stage investments as the FinTech world scales up.”. where slower economic growth and industry uncertainties due to Brexit have been an issue, it is an encouraging sign.”. Much of the growth, particularly in the U.S. Blockchain.

Fintech 118

Fintech Capital blockchain Lending 118

Gonzobanker

SEPTEMBER 4, 2018

Customers love digital self-service—right up until they don’t, and then they want a live person. In our work with banks and credit unions around the country, an unavoidable truth comes up again and again: Even the flashiest digital strategy falls flat without the backing of a strong contact center.

Technology 115

Technology Resources Fraud Strategy 115

South State Correspondent

MARCH 15, 2023

This article highlights ten not-so-evident lessons of the banking crisis that every banker must consider going forward. While interest rate risk caused the most significant impact on value, several other factors contributed to the terminality of each bank that was closed. SVB’s 43% LTD used to be talked about with reverence.

social media 195

social media FDIC Branding Management 195

South State Correspondent

APRIL 24, 2023

This article gives bankers a background on what it is, its risks, and how it will change everything from your infrastructure to your hiring practices. Tell it to text your customers as one of its goals, and it will sign up for a messaging app and send out a text. Instead of automation, banks can now have intelligent automation.

social media 195

social media Data Marketing Technology 195

South State Correspondent

OCTOBER 28, 2022

AI, payments, data, and other aspects of innovation are dropping behind the scenes. Our teams just returned from back-to-back weeks at the Gartner Symposium in Orlando and Money 20/20 in Las Vegas. Gartner focused on technology infrastructure, while Money 20/20 was around fintech and payments. Small Idea – It’s Our Kid’s Technology.

Conference 195

Conference Technology Las Vegas Trends 195

CB Insights

OCTOBER 29, 2018

The Sad State of Corporate Innovation. See how corporates are failing when it comes to innovation. Download the free 31-page State of Innovation report. In 2013, Microsoft CEO Steve Ballmer saw an opportunity in Nokia, a Finnish phone company that was losing ground to competitors. Microsoft and Nokia. Price: $7.9B.

Google 76

Google Software Innovation Company 76

Independent Banker

DECEMBER 31, 2022

Following some respite in 2022, community bankers are bracing for a tougher economic landscape ahead in 2023. and William West , president and CEO of its holding company, the Tampa Bay Banking Company. Illustration by Jack Hudson. By Beth Mattson-Teig. If a recession does emerge, what will it look like? Koger Propst.

Community Bank 91

Community Bank Community Tampa North Carolina 91

Independent Banker

JULY 31, 2022

In 2022, things changed with whiplash speed, as the Fed hiked interest rates to quell inflation, the mortgage refinance market dried up and the effects of macro changes, from the Russian invasion of Ukraine to a talent shortage, began to be felt keenly. Illustration by Jill DeHaan. By Elizabeth Judd. Quick Stat.

Strategy 135

Strategy Community Bank Louisville Community 135

PYMNTS

DECEMBER 22, 2016

As 2016 wraps up, PYMNTS reconnected with Britt to reflect on the year in banking and look ahead to what 2017 could have in store. Looking back at 2016, Britt said Chime had an “amazing” year in which the company’s transaction volume increased tenfold, its member base doubled and its staff roster expanded by more than 50 percent.

Millennials 100

Millennials Digital Banking Mobile Industry 100

Independent Banker

NOVEMBER 13, 2014

ICBA Independent Banker is happy to report that robots aren’t marauding down Main Street. Or consider how jewelry, such as a gold necklace, might monitor a person’s vital signs in real-time and transmit that health data to an app on your smartphone, or to a local doctor’s office or hospital in case of unusual indicators.

Community Bank 71

Community Bank Community Maryland System 71

Gonzobanker

NOVEMBER 9, 2015

Money20/20 became quite the event in a very short time, with 10,000 – count ’em – attendees up from 2,300 only three years ago. Bankers had long suspected MCX’s plan was to bypass the Visa/MasterCard rails by processing transactions as ACH. The logistics. Would we all take that growth? Big stories/buzz. Apple Pay … not.

blockchain 60

blockchain Bitcoin Lending Innovation 60

Tomorrow's Transactions

SEPTEMBER 26, 2014

I think I got a clear steer on areas for innovation at Next Bank Europe in Barcelona, and you won’t be surprised to discover that the top ones are all related to identity, not money. We went up on stage and Jon sat back on the sofa. So that gave me an idea. Jon, who is a great sport, said OK. dompym (@dompym) September 19, 2014.

Bitcoin 70

Bitcoin Innovation Marketing Conference 70

South State Correspondent

MAY 31, 2023

The concept that we allow the customer to choose how they want to bank often enables the bank to be passive in its position and give up agency. Branching, for example, is too expensive to be all things to all people. That said, branch profitability has come roaring back, given the value of deposits. This fact, however, is rapidly changing.

Data 195

Data Branch Strategies Strategy Mobile 195

Fintech Labs Insights

FEBRUARY 17, 2017

Last week was quite a rush– seeing all of the new fintech ideas on stage at FinovateEurope and meeting the teams behind the innovations really has us excited about the future of fintech. After ‘great’ and ‘#fintech’, the next most talked topic was PSD2, reflecting the amount of debate this upcoming regulation is stirring up.

Fintech 16

Fintech Innovation Conference Groups 16

Independent Banker

JANUARY 26, 2016

We focus on building the people up so they can execute.”. Photo: Getty Images / Martin Barraud. Ideas, programs and resources to boost local entrepreneurship. By Judith Sears. Cheering on business startups is about as American as apple pie, and with good reason. Susan Amat, small-business incubator expert. Some just need introductions.

Miami 70

Miami Community Bank Community Resources 70

Perficient

MAY 21, 2021

Within mere weeks, 22 women are in the final stages of completing a Perficient-sponsored coding bootcamp in Detroit; their final project includes designing their own apps, all of which serve the world in various ways and all certain to make an impact. Learn More About Perficient’s Bright Paths. Celeste Rowe’s Bright Paths Project: Grow Better.

Milwaukee 348

Milwaukee Software Course Detroit 348

Gonzobanker

DECEMBER 20, 2019

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. There is an understanding that technology and fintech are going to cause radical change, but the how, how big and when are still very unclear. But that’s for next year. First, find a comfy chair.

Idaho 148

Idaho Conference Data Marketing 148

Independent Banker

OCTOBER 29, 2014

Large banks and nonbanks, merchants and technology companies are pressing to solidify their inroads into the financial transaction business. It’s become a familiar story, usually with a new splash. Research and everyday observation show how consumers are increasingly using mobile technologies. Fees follow.

Mobile 105

Mobile Community Bank Community Technology 105

South State Correspondent

MARCH 28, 2022

These trends received more support this month when the President signed an Executive Order supporting the legal and equitable use of technology around a digital currency and digital assets ( HERE ). By way of background, we gave bankers a primer on how to work with defi and blockchains a while back ( HERE ).

Payments 195

Payments Trends Data Fintech 195

Independent Banker

NOVEMBER 30, 2021

Premium benefits packages, professional development and TLC during the pandemic—this year’s winners do everything in their power to keep their community bankers happy and fulfilled. Keeping up communication. We asked both leaders and staffers to tell us what makes their community banks stand out as employers. LESS THAN $250 MILLION.

Community Bank 164

Community Bank Community Texas Leadership 164

Tomorrow's Transactions

DECEMBER 5, 2016

The Office of the Comptroller of the Currency will start granting limited-purpose bank charters to fintech companies, From OCC Grants New Charter to Fintech Firms — with Strings Attached | American Banker. From In payments, the US is an emerging market | Consult Hyperion. This announcement is, I think, really important.

Fintech 30

Fintech Regulation Lending System 30

Independent Banker

AUGUST 31, 2021

ICBA’s National Community Bank Service Award winners for 2021 demonstrate that when their local areas need support, community banks are there with innovative, compassionate and thoughtful responses. Bob Moore, Augusta Food Bank’s executive director, says traffic was backed up for miles. Last year was earth-shattering in many ways.

Community Bank 196

Community Bank Community National Fresno 196

William Mills

SEPTEMBER 9, 2016

Now showing how Avoka can integrate with a ton of apps in a matter of days with your company’s brand. Problem: lack of supply of pre-IPO shares for investors as was as liquidity for companies. Looking to work with about 50 pre-IPO companies (like (Pinterest), the platform will be launched in October. I need to learn more.

social media 40

social media ATM Mobile Customer Experience 40

Fintech Labs Insights

MAY 18, 2015

As always, we had a blast watching the 71 companies demo their new tech, live in front of the FinovateSpring audience in San Jose. American Banker. Bank Innovation. Finovate Spring 2015: Fintech innovation for banking and wealth management. Community FIs Out-Innovating Big Banks: Onsite Coverage. by Jacob Passy.

San Jose 12

San Jose Video Apple Innovation 12

Gonzobanker

OCTOBER 15, 2014

For a long time, these rock-solid bankers have seen loan officers patronize them with passive encouragement while rarely referring a customer their way and never taking the time to understand their product offerings. -Anonymous. Yet for more than a decade, cash management professionals have shown their resiliency.

Management 101

Management Community Bank Community Resources 101

Celent Banking

APRIL 21, 2015

The unifying theme this time around is innovation linked only by geography. This isn’t bad, per se : it insures that customers actually have some skin in the game, some incentive to participate so that they don’t frivolously sign up. To save you some math, the net benefit to the consumer can be up to £144, or about $215.

Innovation 100

Innovation Video Online Company 100

Abrigo

MARCH 24, 2021

Independent Banker Survey. The top banking challenges in 2021 are growing loans and earnings, according to Independent Banker’s recent 2021 Community Bank CEO Outlook survey. Technology sets up future lending success. Here's what they're doing. Would you like others articles like this in your inbox?

Lending 221

Lending Technology Survey Examples 221