Independent Banker

SEPTEMBER 25, 2014

Anticipating what’s new for your community bank’s next field examination. This is particularly true for community banks preparing to undergo their next regulatory safety and soundness or compliance examination. The better prepared, the less likely they are to run afoul of the continually shifting regulations. By Karen Hoffman.

Compliance 101

Compliance Regulation Community Bank Community 101

Jeff For Banks

JULY 6, 2013

Why don''t we play a critical role in solving the nation''s retirement problem? government controlled or heavily regulated. controlling) they should do is enforce laws against the charlatans that plague the investment community. But I disagree with greater control of a national pension system in Washington.

Community Bank 106

Community Bank Community National Iowa 106

Abrigo

NOVEMBER 2, 2021

With the 2021 change in administration in Washington, D.C., On January 1, 2021, the Senate voted into law the National Defense Authorization Act (NDAA). The AMLA is extensive, and there are many steps involved before FinCEN can implement the act, such as conducting studies, writing regulations, and publishing guidance.

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Compliance Regulation Resources Policies 195

Finer Points

AUGUST 3, 2015

While ICBA continues our full-court press toward advancing community bank regulatory relief all the way through Congress and to the president’s desk, we are also making noticeable headway in raising public awareness of the problem via the national news media.

Community Bank 100

Community Bank Washington Community National 100

Finer Points

SEPTEMBER 20, 2016

So in some ways ICBA’s federal lawsuit against the National Credit Union Administration for its […]. As the legacy of a group of colonists who stared down and defeated the world’s greatest empire, it’s virtually our birthright as Americans.

Regulation 100

Regulation National Groups Washington 100

PYMNTS

MAY 8, 2020

The poll was conducted by a San Francisco-based advocacy group called Small Business Majority, and its CEO John Arensmeyer has been a proponent of community grants that exist outside of the formal banking system that has controlled government aid up to this point. Other ideas include more government action regarding competitive regulation.

Maine 142

Maine Groups San Francisco Lending 142

PYMNTS

MARCH 5, 2018

This new round of capital will help us further our mission of connecting communities around the world through last-mile delivery,” CEO Tony Xu said. On top of that, many firms have announced they plan to rethink — or simply cancel — their relationship with the National Rifle Association (NRA). So, what did we learn this week?

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Regulation Data Regional America 108

Independent Banker

JULY 28, 2016

She explained why lawmakers should exempt community banks from Basel III capital rule. Community bankers score big changes in final credit-loss standard. To their credit, federal regulators have already showed they are on board with the approach laid out in FASB’s final standard. Senate Banking Committee. By James Kendrick.

Community Bank 70

Community Bank Community Connecticut Regulation 70

Independent Banker

SEPTEMBER 22, 2015

Arecent National Mortgage News article pointed out that “consumers complain when lenders ask for information, even suggesting such requests are a violation of their privacy.” But today’s regulations have simply gone too far, and our customers on Main Street are recognizing that the source of the problem is emanating from Washington.

Maine 70

Maine Regulation Washington Community 70

Independent Banker

DECEMBER 13, 2015

However, another ICBA top security priority on Capitol Hill remains to implement uniform national data-security standards, even for retailers. The private and public sectors have to be on the same page to put up a defense and community banks need this information in real time, same as the biggest banks. Stetter: Absolutely. IB: How so?

Washington 70

Washington Community Bank Security Retail 70

Independent Banker

NOVEMBER 24, 2015

However, another ICBA top security priority on Capitol Hill remains to implement uniform national data-security standards, even for retailers. The private and public sectors have to be on the same page to put up a defense and community banks need this information in real time, same as the biggest banks. Stetter: Absolutely. IB: How so?

Washington 70

Washington Community Bank Security Retail 70

PYMNTS

NOVEMBER 6, 2018

This kind of small business is a dying breed: recent stats from the RUPRI Center for Rural Health Policy Analysis at the University of Iowa found more than 16 percent of independent pharmacies shuttered their doors between March 2003 and March 2018, according to Washington Post reports.

Capital 130

Capital Iowa Management Community 130

PYMNTS

FEBRUARY 4, 2020

Congress can regulate sports gambling directly, but if it elects not to do so, each state is free to act on its own.”. states, with only Arizona, Hawaii, Idaho, Montana, Nevada and Washington labeling DFS as illegal. In a microcosm of the national expansion, New Hampshire’s newly online sports gambling program raked in $2.31

Online 134

Online New Hampshire Rhode Island District of Columbia 134

Independent Banker

SEPTEMBER 30, 2021

But for most community banks, building a trustworthy brand isn’t a conscious effort. So first, we’ll look at how two community banks have become trusted pillars of the community through charity work and good old?fashioned billion-asset community bank. Build your community. It’s in their DNA.

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Community Community Bank social media Security 139

PYMNTS

JANUARY 31, 2019

is set to see its first new community bank in decades, as the Federal Deposit Insurance Corporation (FDIC) lent its approval for MOXY Bank to launch in Washington, D.C. With clearance to move forward with its plans, the community banking landscape will see its first new industry player in years. have emerged to do.

Community Bank 122

Community Bank Community FDIC Marketing 122

PYMNTS

OCTOBER 14, 2016

Although user access to the payments platform was not restricted officially, delays by financial regulators that seemed to have no intent in resolving issues meant that PayPal did not renew its financial license. Bitcoin Regulations. Bitcoin regulation, as Turkey is emphasizing, is a bane in bitcoin’s behind. But until then….

Bitcoin 100

Bitcoin Conference New Hampshire blockchain 100

Independent Banker

MARCH 15, 2015

in Coldwater, Ohio, and ICBA’s incoming chairman, held fast to his community bank’s conservative lending practices. What concerned me most wasn’t that the customer was upset with me,” recalls Hartings of the homebuyers who ignored his community bank’s cautiously pragmatic approach. “I Jack got us through that just fine.

Ohio 70

Ohio Community Bank Community Lending 70

Tomorrow's Transactions

NOVEMBER 16, 2014

Let’s return to Ben’s comments in a moment but first look at the concept of supra-national money — money that is not connected with national borders — through a conservative lens. History and future Money community currency digital money gold monetary policy' As I said at the time, that’s what I call thinking out of the box.

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National US Community Bitcoin 58

PYMNTS

JUNE 24, 2016

This week it was Minnesota, and then yesterday Walmart really got warmed up and announced the expansion of their new payments service in: Michigan, Virginia, the Carolinas, Indiana, Iowa, Kentucky, Nebraska, North Dakota, South Dakota, Tennessee, Louisiana, Missouri, Mississippi and Washington, D.C. A pretty clear-cut sizzle. Costco Card.

Lending 101

Lending Online South Dakota North Dakota 101

American Banker

NOVEMBER 29, 2016

Yet there was one statistic that is likely to fuel more calls for help from Washington. s third-quarter earnings report was stacked with good news: record earnings and lending, fewer troubled loans and higher interest and noninterest income.

FDIC 28

FDIC Report Washington Cards 28

Gonzobanker

DECEMBER 19, 2017

Heavy-handed regulators. Seriously, sit back with a pocket flask of Pappy Van Winkle, smoke a cigar (or your combustible of choice if you live in Colorado, California, Washington, Oregon, Nevada, Main or Massachusetts) and enjoy the 2017 GonzoBanker Awards. One word can summarize this action-packed banking year, GonzoBankers – tiring.

Conference 101

Conference Industry Community Bank Community 101

Independent Banker

JULY 8, 2015

Absent Congress actively changing the law, however, the Supreme Court has issued a decisive opinion that sets an important precedent on the disparate-impact issue for community banks and the rest of the financial services industry. The case in question— Texas Department of Housing and Community Affairs v.

Washington 70

Washington Policies Community Community Bank 70

PYMNTS

DECEMBER 14, 2020

The Commission Nationale de l’Informatique et des Libertés (CNIL), the French data protection watchdog, has hit Amazon and Google with significant financial penalties for allegedly contravening regulations on the digital advertising trackers known as “cookies,” CNBC reported. Amazon was told to pay 35 million euros (approximately $42.5

Google 132

Google social media Compliance Regulation 132

South State Correspondent

MARCH 15, 2023

Some form of this ratio will likely be applied to the national and regional banks, which means larger community banks will also be judged by this ratio. You did not see this kind of support during the failure of Washington Mutual, and you didn’t see it with Silvergate or Signature Bank.

social media 195

social media FDIC Branding Management 195

Independent Banker

JULY 29, 2016

Around the Table—Wisconsin community bankers work with legislative staff members on Capitol Hill during ICBA’s Washington Policy Summit. Keeping community banking interests front and center. Here’s an outline of the key activities ICBA’s advocacy team in Washington, D.C., By Courtney Schoenborn. 1233 and S.

Community Bank 70

Community Bank Community Washington FDIC 70

Independent Banker

MARCH 27, 2016

That’s why community banking resonates so strongly with me. Community bankers aren’t just there for their customers during work hours on weekdays. That’s true of community bankers everywhere. It’s what makes you community bankers. Community banks must have distinct representation in Washington.

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Community Bank Community Washington Virginia 70

Perficient

MAY 21, 2021

Perficient Bright Paths is a program designed to advance STEM education and career opportunities for underrepresented constituencies and communities. Technology Stack: Flask, SQLAlchemy, Bootstrap, ForeignKeys, Jinja | APIs Used: Used data from “California regulations of possibly harmful products”, which was a CSV file.

Milwaukee 348

Milwaukee Software Course Detroit 348

Independent Banker

SEPTEMBER 21, 2015

Supreme Court, it is, and the high court’s recent ruling to that effect is likely to affect community banks, their regulatory examinations and their potential exposure to fair lending lawsuits. Furthermore, community banks still have the defense of “showing a business reason to justify their policies.”. According to the U.S.

Lending 70

Lending Community Bank Policies Community 70

CB Insights

FEBRUARY 19, 2019

Regulation will be essential. Increasingly scientists think there should be some regulatory oversight maybe at the national and international level, just to make sure that we don’t do something very foolish. We cannot regulate technology that we cannot predict. ‘AI nationalism’ could fuel political conflict.

Technology 78

Technology System National US 78

CB Insights

JUNE 14, 2018

These companies are advancing a variety of construction methods to build ambitious development projects that reimagine everything from the wood used in homes to the ways we think about private vs. communal space. Housing supply is dire nationally, with the US reportedly staring down a housing shortage of 7.3M Table of contents.

Seattle 56

Seattle Capital Industry New York 56

Gonzobanker

DECEMBER 22, 2015

To those community bankers claiming their growing Compliance departments say no to everything. Community bank marketing resources. Two very strong and focused community banks unite to combine big bank reach with community bank style and make the bet that it can scale to $15 billion and beyond. Regulator Award.

Community Bank 60

Community Bank Apple Community Technology 60

PYMNTS

AUGUST 23, 2019

Some early supporters of Facebook’s proposed cryptocurrency Libra , spooked by the intense regulatory scrutiny both national and worldwide, want to distance themselves from the project, according to a report by The Financial Times. Just this week, the EU antitrust regulator said that Libra was going to be subject to a probe.

cryptocurrency 157

cryptocurrency Regulation Washington Compliance 157

CB Insights

SEPTEMBER 4, 2018

SB Drive focuses on advancing self-driving technology, especially related to public and community services such as buses. SB Drive is conducting trials and testing the commercial viability of fixed-route buses for community public transportation, as well as autonomous truck-based freight delivery.

System 78

System Technology Michigan California 78

PYMNTS

NOVEMBER 15, 2017

The latest PYMNTS Credit Union Tracker™ , powered by CO-OP Financial Services, features news on the latest regulation changes facing the credit union market, along with recent partnerships and innovations that are changing how credit unions conduct their lending practices. Beyond recent developments in Washington, D.C.,

Trends 130

Trends New Hampshire Phoenix Millennials 130

FICO

DECEMBER 15, 2020

On December 8 and 11, the House and Senate respectively approved the National Defense Authorization Act of 2021 (NDAA) by large bipartisan margins. Even by Washington standards, this bill is massive topping 4,500 pages. BSA/AML Reforms Are on their Way - Even With a Looming Presidential Veto. by Daniel Nestel.

Policies 52

Policies Washington DC Regulation 52

Independent Banker

JUNE 28, 2016

And community banks have long played an integral role in our country’s extraordinary leap forward in human progress. In this political environment Americans should not lose sight of how central and essential our uniquely diversified community banking system remains to our country’s historic ideals and prosperity. You live it.

Community Bank 70

Community Bank Community Maine Course 70

CFPB Monitor

NOVEMBER 22, 2021

These represent the first remarks by these regulators following the DOJ’s announcement of its major new “ Combatting Redlining Initiative ” on October 22, 2021, and it was the topic of each of their presentations. along racial, ethnic and national origin lines. Department of Justice (“DOJ”), the CFPB, and the U.S.

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Conference Lending Industry Regulation 78