PYMNTS

OCTOBER 6, 2020

Dimon’s comments come at a time of aggressive growth and gains by numerous digitally native startups that have modernized and streamlined online banking and payments for the masses. billion people – will likely be using online and mobile banking services by 2024. We've got to do more of it.”.

Digital Banking 256

Digital Banking ATM Mobile Atlanta 256

Abrigo

DECEMBER 18, 2023

WATCH Takeaway 1 Banks and credit unions are critical sources of capital for businesses in their communities, so how institutions assess CRE credits matters. But that might not be the best move for your financial institution or your community. You might also like this webinar on credit department housekeeping. is robust.

Risk Management 221

Risk Management Management Lending Capital 221

Abrigo

JULY 21, 2021

As part of the Financial Crimes Enforcement Network’s (FinCEN) first national priorities list for anti-money laundering and countering the financing of terrorism (AML/CFT) policies, one important priority continues to be detecting, reporting, and preventing terrorist financing. See Part I: Implications for Community Financial Institutions.

Training 195

Training National Strategy Regulation 195

PYMNTS

SEPTEMBER 15, 2019

trade embargo prohibiting Cubans from obtaining credit or debit cards for international use, many residents are buying cryptocurrencies to make purchases online, as well as to invest and trade, according to Reuters. But for Cubans it is a necessity and can be a solution to their exclusion from the global financial community.”.

US 139

US cryptocurrency Bitcoin Online 139

PYMNTS

FEBRUARY 25, 2019

The Conference of State Bank Supervisors (CSBS) said earlier this month that it had put in place a set of action items to standardize the national experience of FinTechs and non-bank entities. Liu pointed out that the online database of the aforementioned state licensing and FinTech guidance will go live later in 2019.

Regulation 147

Regulation Fintech Community Bank Community 147

PYMNTS

JUNE 14, 2019

However, in the 2019 Retail Banking Report, a study by Reputation.com that analyzed online data relating to retail banking locations for 23 major U.S. The study came up with Reputation Scores, measured on a scale of 100 to 1,000, based on online reviews, accurate listings, social media, search results and customer engagement.

Retail 103

Retail Study Online Mobile 103

PYMNTS

OCTOBER 9, 2020

Attorney General William Barr said that while cryptocurrency could fundamentally transform how human beings interact and how we organize society, “ensuring that use of this technology is safe and does not imperil our public safety or our national security is vitally important to America and its allies.”. A Slew of Problems.

cryptocurrency 205

cryptocurrency Bitcoin US Security 205

PYMNTS

APRIL 21, 2017

As such, the United Nations–based Better Than Cash Alliance conducted a study that closely examined two of the largest digital payments enablers, which are both based in China. Through this study, it was found that these two entities, Alipay and WeChat Pay, were responsible for $2.9

social media 106

social media Study Community National 106

PYMNTS

APRIL 30, 2018

National Small Business Week is this week in the U.S., and finance experts are celebrating with new data on the state of the entrepreneurial community. But analysts from Bank of America, Square, Navcom and the National Association for the Self-Employed warn that challenges for some SMBs have reached new heights, too.

Taxes 144

Taxes America National Community 144

PYMNTS

JANUARY 10, 2017

Studying trends in everyday purchases at grocery and drug stores, Jaravel’s data suggests that prices are increasing by an average of 2 percent per year for goods purchased by consumers with household incomes under $30,000 but by just 1.4 SNAP online . And more recent data indicates that things aren’t getting much better.

Online 100

Online Chicago New York Mississippi 100

PYMNTS

MARCH 30, 2020

We went into the field last Wednesday (March 24) to understand, at an aggregate level, how COVID-19 has impacted the SMBs that line the Main Streets and the side streets of our communities. In other words, this sample reflects the composition of SMBs on those Main Streets and side streets of the communities that we all call home.

Maine 232

Maine Data Capital Study 232

Abrigo

JUNE 13, 2022

According to the National Council on Aging (NCOA), this heartless crime is most likely under-reported due to victims' embarrassment. billion annually. A recent American Bankers Association Foundation (ABA) research study found that older Americans hold 65% of the deposited wealth in the United States.

Fraud 195

Fraud Training United States Survey 195

PYMNTS

MARCH 11, 2016

Fortune shares that a new report from online real estate company RealtyTrac analyzed the value (including appreciation and property taxes) of homes located in U.S. Fortune shares that a new report from online real estate company RealtyTrac analyzed the value (including appreciation and property taxes) of homes located in U.S.

Study 100

Study Taxes Community National 100

PYMNTS

DECEMBER 14, 2020

At a time when our nation’s secrets at the NSA and Homeland Security and assets at the Department of the Treasury were able to be illicitly tapped into by foreign hackers, the security and reliability of countless other online industries and enterprises have also been brought into question. Not All Bad.

Google 192

Google Security Washington Risk Management 192

PYMNTS

JULY 12, 2019

The world’s population is expanding and many citizens — particularly those in developing nations — have no means of proving their identities, restricting their access to vital services like education and healthcare. Mobile devices enable fast and secure access to services, many of which are solely available online.

Mobile 108

Mobile National Samsung Case Study 108

PYMNTS

SEPTEMBER 23, 2019

A study from the Cuna Mutual Group found that CU membership has increased 3.5 More diverse communities are being served by CUs than ever before, with the state of Michigan recently approving the nation’s first LGBTQ-focused CU, Superbia Credit Union. The industry remains strong in the face of these challenges, however.

social media 157

social media Trends Michigan United States 157

PYMNTS

JANUARY 18, 2021

Every year for the last 110 years , members of the retail trade group, known as the National Retail Federation (NRF), have assembled to discuss the slate of issues pertinent to its members. The 2013 holiday season then began to show signs of the shift to online and digital, and away from brick-and-mortar retail. It’s not surprising.

Retail 309

Retail Online Maine Branding 309

Independent Banker

JULY 29, 2016

The demand for professional development opportunities for community bankers has never been greater. Last year Community Banker University’s eight certification programs provided more than 4,000 community bankers with highly tailored training.

Minneapolis 70

Minneapolis Community Bank Community San Antonio 70

PYMNTS

AUGUST 12, 2020

To gauge the economic health and vitality of local economies, one need look no further than the financial stability of the small and medium-sized businesses that line the main streets and side streets of communities across the nation. Many are therefore forced to cover expenses with their own personal funds.

Maine 183

Maine Survey Study Tools 183

PYMNTS

MARCH 19, 2020

Though the first American cases began to emerge in late January, as of last week, Anthony Fauci, director of the National Institute of Allergy and Infectious Diseases, was characterizing the progress thus far as “a failing.” And the state of testing for COVID-19 in the U.S. has been less than inspirational.

US 170

US United States Guidelines System 170

PYMNTS

FEBRUARY 28, 2019

While hosts in rural communities are legally allowed to accept both Korean citizens and foreigners as guests, hosts in urban areas can only accept those from outside the country. To read the Case Study, download the Playbook. Further east, Airbnb is taking off in South Korea, with a reported 2.9 About the Playbook.

Payments 183

Payments User Experience Training Case Study 183

PYMNTS

OCTOBER 22, 2019

Here’s the dim news: A new study from the National Bureau of Economic Research (NEBR) shows that the majority of Uber riders don’t tip their drivers. The Verge reported the study showed only 1 percent of riders always tip and more than half (60 percent) never do.

Study 101

Study Cards California Payments 101

Independent Banker

OCTOBER 29, 2014

And the great news, according to “American Millennials and Banking,” a major new study commissioned by ICBA, is that Bauhs and the 80 million other people in his generational cohort are prime potential customers for community banks. This is really the moment for community banks to show that they’re a fit for millennials.

Millennials 110

Millennials Community Bank social media Community 110

Independent Banker

JULY 30, 2015

An interview with Lindsay LaNore, executive vice president, Community Banker University®. Lindsay LaNore is responsible for ICBA’s new Community Banker University. She leads a team that works to identify, develop and offer courses that meet community banks’ educational needs. Community Banker University. Education Online.

Resources 70

Resources Tools Community Bank Conference 70

PYMNTS

SEPTEMBER 5, 2016

Research from the June edition of the PYMNTS.com OmniReadi Index™, powered by Vantiv , showed that there is an ever-widening gap between merchants who are the most and least prepared to support commerce across the online, mobile and in-store channels. Both are not only inspired by kids but completely created by kids,” Jones continued.

Retail 100

Retail Online Mobile Community 100

Independent Banker

FEBRUARY 24, 2016

When Richard Bradshaw became president of specialized lending three years ago at United Community Bank in Blairsville, Ga., By earlier this year, United Community’s SBA staff had totaled 50 people, and the department is still growing. billion community bank issued $140 million in SBA loan commitments. Marketing tools.

Community Bank 70

Community Bank Lending Community Georgia 70

Independent Banker

NOVEMBER 13, 2014

And the great news, according to “American Millennials and Banking,” a major new study commissioned by ICBA, is that Bauhs and the 80 million other people in his generational cohort are prime potential customers for community banks. This is really the moment for community banks to show that they’re a fit for millennials.

Millennials 87

Millennials Community Bank social media Community 87

PYMNTS

OCTOBER 12, 2020

The digital transformation of the commerce ecosystem, which had been underway long before COVID-19 reared its ugly head, flipped into overdrive overnight, as consumers were forced to change their habits and shift almost everything they once did in real life to an online substitute. between March 1 and Sept. It takes guts.

Retail 220

Retail Study Report Boston 220

PYMNTS

AUGUST 3, 2020

Amazon reported that online grocery and new Prime signups drove its Q2 earnings, while physical-store sales at Whole Foods were down 13 percent. Amazon reported on its Q2 earnings call that third-party sellers saw higher revenue growth than online stores on the Amazon platform. billion daily searches that happen on Google’s platform.

Apple 234

Apple Google Online Maine 234

PYMNTS

JUNE 10, 2016

The Cariocas startup community was launched in 2015 and is an example of the startup scene’s maturation, providing a place of support and information for startups in the city. More recently, Brazil has become known for many things; unfortunately, its growing tech community may not be at the top of the list. Efficiency Drives Growth.

Trends 100

Trends Community America Study 100

Abrigo

MAY 20, 2015

A recent American Banker article, “ Beyond Apple Watch: Banks Explore Apps for Other 'Things' ,” provided some additional insight to the ways in which banks, credit unions and their vendors are preparing for the day when everything is “smart” and connected online. For community banks and credit unions, this may be more of a challenge.

Apple 150

Apple Comparison Mobile Innovation 150

Filene

MARCH 6, 2018

Visa, together with the Filene Research Institute, will conduct two unique studies exploring talent gaps in the credit union industry throughout 2018. Through Filene Research Institute’s War for Talent Center of Excellence Visa and Filene will convene leading academics and credit union experts to study the industry’s talent gap.

San Francisco 45

San Francisco Austin Resources Study 45

Independent Banker

SEPTEMBER 21, 2015

imberly Anderson, senior vice president and chief administrative officer of Cañon National Bank in southern Colorado, became her community bank’s loan compliance officer in 2003. Over the next three years, Anderson enrolled in all three of Community Banker University’s in-depth compliance certification training programs.

Compliance 70

Compliance Community Bank Community Training 70

PYMNTS

SEPTEMBER 27, 2016

One where grocery stores, restaurants and eCommerce can deliver anything and everything to your home almost instantly by drone, payments are automatic, doctors do house calls, people communicate by FaceTime and most of the labor force works remotely. consumers preferred shopping for groceries online and having them delivered to their homes.

Mobile 100

Mobile Payments Los Angeles California 100

PopularBank

JUNE 18, 2020

In the National Federation of Independent Businesses (NFIB) Research Center’s survey of small businesses, which took an early snapshot of the economic fallout from the coronavirus through the month of March: . National Retail Federation (NRF) outlines practical tools and guidance for retailers reopening their business. . .

New York 52

New York New York City Retail Survey 52

PYMNTS

NOVEMBER 27, 2018

“What we didn’t know until this study was the size of the credit market for small businesses. All in all, the report found, the implications are huge — and not only for the small business community. It’s probably bigger than anybody really understands — in the trillions of dollars.” Filling The Gap.

Lending 159

Lending Fintech Capital Report 159

PYMNTS

NOVEMBER 25, 2016

The level at which that change has occurred in just a year is big, but it also reflects the awareness just at large in our communities about cybersecurity issues.”. Studies like this help to remind us that public Wi-Fi is not secure and that your data is at risk of being stolen, especially when paired with malicious apps, as in this case.”.

Retail 100

Retail Security Mobile Data 100