Independent Banker

AUGUST 31, 2022

Daniel Galindo, pictured, and Doug Schaeffer of Woodforest National Bank helped involve the community bank in providing funding for and access to affordable housing. Name: Woodforest National Bank. Doug Schaeffer, Woodforest National Bank. Doug Schaeffer, Woodforest National Bank. By Aileen McDonough.

Austin 91

Austin Texas Community National 91

PYMNTS

MARCH 15, 2020

The coronavirus outbreak has harmed communities and disrupted economic activity in many countries, including the United States,” the Fed said in a statement. The Fed cut rates by half a percentage point on March 3, the first emergency rate cut since the financial crisis. The new rate will now be targeted at 0.0 percent to 0.25

Cleveland 143

Cleveland United States Community National 143

PYMNTS

MARCH 15, 2020

The coronavirus outbreak has harmed communities and disrupted economic activity in many countries, including the United States,” the Fed said in a statement. The Fed cut rates by half a percentage point on March 3, the first emergency rate cut since the financial crisis. The new rate will now be targeted at 0.0 percent to 0.25

Cleveland 140

Cleveland United States Community National 140

CFPB Monitor

MARCH 30, 2020

This section further extends to the National Credit Union Administration (NCUA) the authority to increase to unlimited the share insurance coverage it provides on any noninterest-bearing transaction accounts to federally insured credit unions. Section 4010 – Temporary Hiring Flexibility.

Regulation 122

Regulation United States Community Bank National 122

PYMNTS

APRIL 29, 2020

Brands CEO David Gibbs said the firm saw early signs of recovery in markets first impacted by the coronavirus and stabilization in other places. KFC reported a first-quarter system sales decrease of 2 percent as an 8 percent same-store sales drop was offset, in part, by 6 percent in net new unit growth.

Branding 141

Branding Technology United States Training 141

Abrigo

NOVEMBER 21, 2014

Nationally, the picture is a fine one. For entrepreneurs eager to get their first (or maybe their fifth) business off the ground, there is perhaps no better place to look for funding than the southern United States. bank and credit union, named the “ Top 15 community banks by commercial loan growth.”

Lending 186

Lending South Carolina Miami Community Bank 186

PYMNTS

SEPTEMBER 25, 2019

France is one of the most critical eCommerce markets in Europe and of great strategic importance to the continued success of our business,” said Checkout.com CEO Guillaume Pousaz. “We As a company whose own leadership team has meaningful connections to the French community, we look forward to being a part of that growth.”.

Payments 116

Payments United States Leadership Community 116

PYMNTS

OCTOBER 5, 2016

The “wearables” market is a hot one with many barriers to entry and even more to maintaining footing. The announcement revolves around its Series A funding with participation and support from CincyTech Fund IV and other sources within the CincyTech local, regional and national investor community. Eccrine Systems, Inc.

System 138

System United States Community Apple 138

Banking 2020

JULY 15, 2015

In an industry where so many financial institutions are trying to provide the same services in order to stay competitive, it is important that they also stand out in their communities. In a few sentences could you please tell us a bit more about National Police Credit Union? If so, what are some examples?

National 40

National Chicago Community Illinois 40

PYMNTS

NOVEMBER 3, 2020

India's food and grocery landscape looks a lot different than it does in the United States. The food and grocery supply chains within India look a lot different, too, with local mom-and-pop Kirana stores facing a fragmented market to procure the items they need for their customers. Unlike the U.S., Tackling Unique Pain Points.

Payments 211

Payments Retail United States Online 211

PYMNTS

AUGUST 8, 2018

The lab is part of IIMA-CIIE’s Bharat Inclusion Initiative (BII), which launched in May to support startups that are developing financial technologies for India’s underserved communities in the areas of livelihoods, financial inclusion, health and education.

United States 100

United States Fintech Community Innovation 100

CFPB Monitor

OCTOBER 25, 2022

As a participant in the indirect auto finance market, Rhinebeck provides auto financing through auto dealers and has no direct interaction with consumers during the financing application process. Rhinebeck is a New York chartered bank with fifteen branches serving consumer and commercial customers in New York’s Hudson Valley.

New York 78

New York Lending Community Bank Community 78

PYMNTS

APRIL 14, 2020

Gig workers’ rights and benefits — including healthcare and access to unemployment — have become key topics debated by regulators in th e United States as they work to figure out how to provide support. Another change to the freelancer community in the U.S. and other countries is the way consumers and regulators th ink about it.

Regulation 285

Regulation Examples United States National 285

PYMNTS

SEPTEMBER 23, 2019

The total number of CUs in the United States has decreased by 177 year-over-year, though, a sign that CU mergers and consolidations have concentrated more members in a smaller number of CUs. Allison Videtti, director of marketing for digital-focused Alliant Credit Union , believes it has come at the cost of personal touch.

social media 157

social media Trends Michigan United States 157

PYMNTS

AUGUST 16, 2019

The retailer also plans to team with Facebook on brand curation starting next year — “identifying and engaging with brands that have built a strong online community on the social media platform.”. The shop was to be located in The Market @ Macy’s in various cities such as Atlanta, Fort Lauderdale and Seattle.

Branding 101

Branding Retail social media Houston 101

PYMNTS

MARCH 12, 2020

In terms of sheer size and locations, the United States Postal Service (USPS) is the biggest retailer in the country, with 31,000 locations covering pretty much every town. However, the report notes that the USPS may not have the expertise or capital to enter those markets. Quick: Who’s the biggest retailer in the U.S.?

Retail 169

Retail US Survey Examples 169

Independent Banker

JANUARY 31, 2022

Here’s how four community banks are thriving in this environment. Other sectors contributing to the state’s vibrancy include ranching, healthcare and even wineries. Clearly, community banks in the region have plenty of opportunities to do what they do best: forge deep and lasting relationships with their customers and communities.

Texas 182

Texas San Antonio Community Bank Community 182

Abrigo

APRIL 26, 2022

financial system has long been a desired destination for illicit funds linked to senior foreign political figures and kleptocracy, defined as a state of unrestrained political corruption. The Financial Crimes Enforcement Network ( FinCEN ) has profiled this global issue by naming corruption one of the eight national security priorities.

Training 195

Training Regulation System National 195

Gonzobanker

MAY 17, 2022

For regional and community banks there has never been a more frustrating time to be a buyer versus a builder of financial technology. unemployment rate in the United States is nothing compared to the striking 1.3% We are just scratching the surface with internal talent in some of the most critical areas of expertise.

Technology 145

Technology Regional Community Bank Community 145

Gonzobanker

MAY 4, 2020

In the midst of unprecedented market volatility, recent deals and back-channel chatter illustrate that fintech demand remains high. I like this bank-acquiring-fintech deal (similar to City National Bank’s August acquisition of FilmTrack and 2018 acquisition of Exactuals). SoFi/Galileo: This $1.2

Fintech 109

Fintech FDIC Capital Community Bank 109

Independent Banker

FEBRUARY 24, 2016

It’s yet another disturbing proposal from the National Credit Union Administration to bureaucratically finagle its way around Congress and federal law. Basically, all air-breathing mammals in the United States would qualify to be credit union members.

South Dakota 70

South Dakota North Dakota Montana Wyoming 70

PYMNTS

MAY 18, 2017

It’s hardly a surprise: SME optimism has dominated headlines, with analysts linking the trend to President Donald Trump’s administration and plans to strengthen the national economy and focus on small business growth. Small Business Administration Head Linda McMahon, who spoke to the United Nations last week urging U.S.

social media 100

social media Analysis United States National 100

Abrigo

AUGUST 6, 2019

The Financial Crimes Enforcement Network (FinCEN) is tasked with protecting the financial system both within the United States and internationally. Blanco discussed the organization’s active approach toward addressing the top financial threats to our financial system, our national security, and our communities and families.

System 264

System Las Vegas San Antonio San Diego 264

PYMNTS

JULY 16, 2020

So says Tim Barry , co-founder and CEO of VillageMD , which through its subsidiary, Village Medical, provides value-based primary care services by 2,800 physicians in 9 states including New Hampshire, Texas, Florida and Illinois. We know the cost of healthcare in this country should not be more than the cost of a mortgage, but yet it is.”.

New Hampshire 226

New Hampshire System Tools Illinois 226

PYMNTS

APRIL 3, 2020

is an equipment shortage affecting nearly all corners of the United States — particularly when it comes to the available supply of ventilators, testing materials and personal protective equipment (PPE) like masks, blow shields, gloves and gowns. Among the many factors aggravating the coronavirus outbreak in the U.S. Wisconsin Gov.

North Carolina 134

North Carolina New York Wisconsin United States 134

PYMNTS

APRIL 2, 2019

Microlending programs and products have mostly been associated with consumers in developing nations – particularly in sub-Saharan Africa – over the last decade. But what has gotten less attention – largely because the practice is less common – is how microlending operations play out in developed nations like the U.S. A Long Journey.

Tools 126

Tools Study Los Angeles New Jersey 126

FICO

FEBRUARY 21, 2023

Another full year is in the books As 2022 came to a close, the economic environment in the United States is teetering on the edge of a recession. Expectations from Visa are that the GDP will turn negative once again in Q1 and Q2 of 2023 leading The National Bureau of Economic Research to declare a recession.

Trends 52

Trends Industry US Cards 52

Independent Banker

SEPTEMBER 22, 2015

Arecent National Mortgage News article pointed out that “consumers complain when lenders ask for information, even suggesting such requests are a violation of their privacy.” Fortunately, First Federal Savings & Loan Bank (in operation since 1923) has never sold any of our mortgage loans to the secondary market or anyone else.

Maine 70

Maine Regulation Washington Community 70

CFPB Monitor

JUNE 15, 2020

On May 20, 2020, the OCC issued a final rule to “strengthen and modernize” its existing Community Reinvestment Act (“CRA”) regulations. of Community Development Fund Advisors. The preamble to the OCC’s final rule states that covered banks “conduct a majority of all CRA activity in the United States.”

Community 60

Community FDIC Lending Examples 60

PYMNTS

MARCH 13, 2018

In the developed world of workers in the United States and Europe, the ability to be paid in cryptocurrency probably would not add all that much to their daily life. And, of course, there are true bitcoin believers in every nation who want all their earnings, savings and investments in crypto form.

cryptocurrency 118

cryptocurrency Bitcoin blockchain Examples 118

PYMNTS

MARCH 24, 2016

And, in remarks about his trip, Schulman pointed to the easing of financial restrictions to help pave the way for growth of SMBs in Cuba, and global (and mobile) payments platforms, he said, can open up international markets. regulatory and policy changes that now allow Cubans and non-Cubans to move money to the island nation.

Mobile 100

Mobile US Apple Payments 100

Gonzobanker

AUGUST 22, 2014

In 1984 a record high 18,000+ banks existed in the United States. Between the end of 2010 and 2013, one new bank opened in the United States. . Thirty years later we find that the number has plummeted to 6,700 with all indication pointing to further consolidation. 20 years ago 10 years ago Today.

Strategy 87

Strategy United States Community New York City 87

Independent Banker

FEBRUARY 25, 2015

Community banks, which will continue to face a growing number of senior customers with everyday cash needs and built-up home equity, should explore this niche lending opportunity, two community bankers providing these specialty loans suggest. About the market. who oversees 32 loan officers dedicated to providing the loans.

Trends 70

Trends Community Lending Community Bank 70

Jeff For Banks

DECEMBER 18, 2014

They are built as a relationship bank serving the Korean community in LA and surrounding areas. and its subsidiary BofI Federal Bank aspire to be the most innovative branchless bank in the United States providing products and services superior to their competitors, branch-based or otherwise. BofI Holding, Inc. Well done! #3.

North Dakota 93

North Dakota Arizona Minnesota Los Angeles 93

PYMNTS

AUGUST 3, 2018

“Starbucks will also leverage Hema’s highly effective consumer insights and unique fulfillment expertise to further penetrate and better serve the needs of individuals and families in communities across China.”. The DoorDash delivery addition will include 300 IHOP restaurants across the nation. That does not mean change won’t come.

Las Vegas 100

Las Vegas Los Angeles Miami Atlanta 100

Jeff For Banks

DECEMBER 26, 2012

and its subsidiary BofI Federal Bank aspire to be the most innovative branchless bank in the United States providing products and services superior to their competitors, branch-based or otherwise. To be fair, Access National is headquartered in Reston, VA, one of the best banking markets in the country. BofI Holdings Inc.

Texas 82

Texas National FDIC Capital 82

Jeff For Banks

DECEMBER 22, 2013

Access National Corporation #4. and its subsidiary BofI Federal Bank aspire to be the most innovative branchless bank in the United States providing products and services superior to their competitors, branch-based or otherwise. Especially if I believe community banks must increasingly be known for some niche to differentiate.

Community Bank 89

Community Bank Atlanta Community Strategy 89