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How To Do Better Against National Bank Lending Competition

South State Correspondent

Community bankers need to understand their competitive landscape. Who the competition is, what the lending competition is offering, their delivery channels, and service levels can help community banks differentiate their services and enhance their competitive advantage.

National 195
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CRE risk management: Navigating hazards and opportunities

Abrigo

WATCH Takeaway 1 Banks and credit unions are critical sources of capital for businesses in their communities, so how institutions assess CRE credits matters. Critical capital Should CRE lending be off the table? But that might not be the best move for your financial institution or your community. The impact is not consistent.”

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The Concentric Relationship Strategy in Banking

South State Correspondent

Top-performing community banks deploy relationship banking. Many community banks state that they embrace and promote relationship banking, but the model is not easy to deliver effectively, and its implementation is not as intuitive as some bankers may believe. Today, we look at the value of concentric relationship building.

Strategy 195
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NYC commercial property crisis signals hazards for local banks

American Banker

Before the pandemic emptied the city, few lenders benefited from the heady local real estate market as much as regional players New York Community Bancorp and Signature Bank. Now they're becoming a case study for potential trouble from a sudden downturn in the Big Apple's property sector.

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Stuck in the middle: Addressing the gap in senior housing with financial solutions.

PopularBank

A study from the University of Chicago found the number of retirees within that segment will nearly double in the next 10 years. Review fees and fee structures to determine the optimal pricing model for the community. Enhance amenities. Rebrand services and common areas to get the most out of your renovations. We’re here to help.

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NEW REPORT: How Banks Are Driving API-First Strategies

PYMNTS

New payment and financial technologies are quickly emerging from the FinTech community, all with the promise of expediting payments and reducing the distance between cross-border trading partners. In Europe, for instance, the region is preparing for the rollout of a new directive which could challenge how medical providers process invoices.

Strategy 190
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Bridging The Financial Inclusion Gap, Via Incubator

PYMNTS

In an effort to bridge what is increasingly being known as the “inclusion gap” for minorities, Visa is finding promise in supporting products for financial inclusion in the credit union and community bank portfolio. We now have products being tested in more than 30 community banks and credit unions around the country,” Meloche said. “We

Community 100