PYMNTS

JULY 15, 2016

Small community banks may not have the ample resources that Wells Fargo or Bank of America have to develop high-tech, experimental solutions internally. At least, Seacoast Bank VP and Digital Project Manager Jeff Lee and CEO Denny Hudson believe so. ” Florida-based Seacoast Bank has $3.5

Community Bank 100

Community Bank Community Lending Florida 100

PYMNTS

DECEMBER 7, 2018

Community Bank of the Bay. Community First Credit Union (OH). Evans Bank. Federated Bank. First Bank of Boaz. First National Bank of Milaca. Grand Savings Bank. Greater Cleveland Community Credit Union. Greenleaf Wayside Bank. Hometown Community Banks.

Google 130

Google Mobile Cleveland Iowa 130

The Paypers

APRIL 21, 2022

Digital banking solutions provider Apiture has announced that US-based community bank Ephrata National Bank (ENB) , has selected its platform to power its online and mobile banking solutions, according to IBS Intelligence.

National 34

National Community Bank Community Digital Banking 34

Independent Banker

MARCH 31, 2022

Executive committee members tell us what advocacy issues they’ll be focused on during their terms, while board members share their words of wisdom for up-and-coming community bankers: themselves. To sum it up, these leaders are all in and all heart for community banking. We are not Wall Street banks—we are community banks.

Community Bank 239

Community Bank Community Industry Texas 239

PYMNTS

OCTOBER 6, 2020

“Nobody wants to go into bank branches, nobody wants to touch cash anymore, and people are increasingly comfortable living their lives through their phones,” Britt said, per CNBC. “We We’re a mobile app, and that’s how we deliver our services.”. billion people – will likely be using online and mobile banking services by 2024.

Digital Banking 256

Digital Banking ATM Mobile Atlanta 256

PYMNTS

MARCH 26, 2020

To regain some of that ground, Connie Davis, senior vice president at FIS , told PYMNTS in a recent interview, FIs — particularly credit unions (CUs) and community banks — must transform the way they think about digital offerings and connected experiences. That means they can compete more effectively against digital-only competitors.

Community 247

Community Community Bank Mobile Cards 247

Independent Banker

FEBRUARY 28, 2023

Derek Williams, president and CEO of Century Bank & Trust in Milledgeville, Ga., wanted to be a financier before finding his way to community banking. He has served as president and CEO of $365 million-asset Century Bank & Trust in Milledgeville, Ga., now part of Bank of America, before moving to Griffin, Ga.,

Community 172

Community Community Bank Georgia San Antonio 172

PYMNTS

APRIL 16, 2019

Cross-border FinTech efforts have seen increasing participation from central banks and monetary authorities. The banks have also agreed to share data on emerging markets. . In one example, the Singapore FinTech Association inked a pact with FinTech Australia to further the development of FinTech across those nations.

Fintech 211

Fintech San Francisco National Innovation 211

PYMNTS

AUGUST 9, 2020

The release says the app will also come with features like real time notification and fully mobile use, which can be found from most challenger banks. Agora Services also debuted a new service to offer banking for children. Community banks have been working to innovate through collaborations with FinTechs.

Tools 168

Tools Community Bank Community Taxes 168

Independent Banker

JULY 31, 2022

Observing the gap in pandemic relief in south Florida due to a lack of local community banks, a trio of banking veterans teamed up to form a digital-first community bank—and were granted a charter in record time to support local businesses. Name: Locality Bank. Keith Costello, Locality Bank. “We

Florida 91

Florida Community Bank Community FDIC 91

Alex Jimenez

APRIL 7, 2024

Innovation Gap One of the continuing concerns I have by the lack of commitment for innovation in many banks is the growing gap between digital leaders and everyone else. When organizations go from trying to innovate to cost cutting to chase the latest shiny tech and back to innovation they won’t do any of these things well.

Innovation 87

Innovation Management Strategy America 87

PYMNTS

JULY 16, 2019

Banks and credit unions looking for safer and more efficient digital and mobile services for debit and credit cards can now turn to the cloud. One of the challenges regional and community banks and credit unions face is the complexity of physical data integration in their data centers,” said Prasanna Narayan, head of product at Ondot.

Innovation 128

Innovation Compliance User Experience Cards 128

Independent Banker

SEPTEMBER 30, 2021

In this feature, we’ll look at a number of ways you can continue to build trust—an especially crucial task as the pandemic continues, telecommuting persists and consumer banking practices evolve. But for most community banks, building a trustworthy brand isn’t a conscious effort. billion-asset community bank.

Community 139

Community Community Bank social media Security 139

South State Correspondent

JANUARY 4, 2023

Projects of this scope could include – moving to a real-time core system, digitizing loan production, expanding mobile account opening, or consolidating business process platforms to a Salesforce, Service Now, Workday, or similar. As a result, national banks are eroding the customer base of the community bank.

Community Bank 195

Community Bank Capital Lending Training 195

Independent Banker

OCTOBER 31, 2022

AI can help solve customer pain points—but does it mean community banks will lose the personal touch they pride themselves on? As community bankers themselves tell us, the answer is no. The estimated amount of money banks will save by using AI applications by 2023. billion-asset Sunwest Bank in Sandy, Utah.

Community Bank 91

Community Bank Community Customer Experience Data 91

Abrigo

AUGUST 11, 2016

According to the Credit Union National Association (CUNA) , credit unions had a record year in 2015, with 3.7 Creating top-rated apps Banking is becoming increasingly mobile, as checks are now frequently deposited and money can be transferred via the convenience of an application on a smart phone. According to a U.S.

Michigan 150

Michigan Milwaukee Indiana Wisconsin 150

PYMNTS

DECEMBER 11, 2020

Synctera Brings 'FinTech As A Service' To Community Banks. FinTechs want to offer compliant banking services, while community banks want new ways to grow deposits. In the How We Will Pay: Connected Commuters research brief, PYMNTS details how mobility is driving demand for connected-commerce experiences.

Trends 175

Trends Fraud Millennials Community Bank 175

PYMNTS

SEPTEMBER 26, 2019

That’s according to PYMNTS’ latest Credit Union Tracker , which pointed to consumers’ rising demands for mobile-friendly platforms and faster payments services. Reports noted that Congress this week is acting on the proposed SAFE Banking Act, which would enable financial institutions to legally extend their services to marijuana businesses.

Lending 108

Lending Community Bank Community Fintech 108

PYMNTS

APRIL 30, 2018

National Small Business Week is this week in the U.S., and finance experts are celebrating with new data on the state of the entrepreneurial community. But analysts from Bank of America, Square, Navcom and the National Association for the Self-Employed warn that challenges for some SMBs have reached new heights, too.

Taxes 144

Taxes America National Community 144

Jack Henry

JUNE 4, 2014

While it is the home of iPay Solutions, and only miles away from the National Gold Repository, we are still considered “small town USA”. Pyments.com recently posted an article reporting 63% of small business owners said they could not survive without their mobile phone. He whipped out an iPad and asked me if wanted my bill electronic.

Mobile 92

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American Banker

JULY 2, 2020

The company said its plan to shutter 12 locations reflects "increased client usage of online and mobile banking and a commitment to improve digital banking technology.".

Colorado 59

Colorado National Digital Banking Mobile 59

PYMNTS

JUNE 18, 2018

Thirty-four years have passed since SMB optimism was this high , according to the National Federation of Independent Business (NFIB). percent decline in shares at large banks , coinciding with a 7.8 percent increase in shares at mid-cap regional banks and a 12.1 Big banks’ loan portfolios increased by 3.1

Lending 112

Lending Community Bank Regional Community 112

William Mills

DECEMBER 19, 2017

BankLabs is a national provider of innovative mobile technology products helping community banks improve efficiency, increase time for relationships with customers and create marketplace options that expand business opportunities. BankLabs was created by community bankers, for community bankers.

Community Bank 71

Community Bank Community Dallas Atlanta 71

Independent Banker

OCTOBER 1, 2022

But as the prevalence of security breaches grows, so do the opportunities for community banks to position themselves as guardians of their customers’ personal data through compliance, technology and relationship building. Shielding sensitive customer information from prying eyes remains a chronic industry challenge. Bob Hickok.

Data 91

Data How To Community Bank California 91

Jeff For Banks

AUGUST 3, 2020

Unlike 2008, banks were not the bane of our problems. Sure, community banks had little to do with liar loans or what was otherwise termed sub-prime. But many banks were, including the nation's largest. And "bank" is what's on our marquee. Community banks in particular. Call-answered.

Community Bank 88

Community Bank Community Capital Analytics 88

PYMNTS

MARCH 9, 2020

But given the rise of neobanks — FinTechs that are using banking services as the foundation for new ecosystems and Big Tech, which is exploring ways to extend their reach into banking and financial services — we thought we’d go back to first principles and ask consumers that simple question in relation to their primary banking relationship.

How To 232

How To Millennials ATM Fintech 232

Independent Banker

FEBRUARY 24, 2016

Many of your community bank’s customers are using smartphones, and most smartphone users with bank accounts are using mobile banking. He’s vice president and IT director of Oklahoma City’s Quail Creek Bank, whose new suite of mobile services—called Linq—includes a mobile app, Apple Pay and an Apple Watch app.

Oklahoma 70

Oklahoma Oklahoma City Apple Community Bank 70

American Banker

FEBRUARY 2, 2023

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Texas 80

Texas National Innovation Community Bank 80

South State Correspondent

MAY 31, 2023

Branching is likely your bank’s highest functional cost, just ahead of loan production. At around $75 per year for unique visitors, it’s multiple times more expensive to service customers compared to other alternatives such as online, mobile, or phone.

Data 195

Data Branch Strategies Strategy Mobile 195

PYMNTS

AUGUST 11, 2017

Lowe’s has added a prepaid solution for construction crews, using a platform from Fidelity National Information Services (FIS). PaymentsSource reported that while Lowe’s has long offered financing through its private-label credit card programs, this option is a poor fit for construction crews that need to manage ongoing expenses.

Cards 100

Cards Jacksonville Community Bank National 100

Cisco

JANUARY 10, 2023

Whether a community bank or a credit union, regional insurer, or multi-national financial institution, cross-functional engagement with champions, key influencers and ultimate decision-makers also helps to eliminate silos inherent in the financial services industry. Cybersecurity Readiness Assessment.

Digital Strategies 174

Digital Strategies Strategy America Innovation 174

PYMNTS

APRIL 23, 2020

The shift toward digital and, specifically, mobile banking demands that a lot can be done across the confines of a small screen. That attitude likely got shifted a bit in the recent (and current) environment where banking at the branch has become either a no-go or an experience fraught with health concerns. As many as 34.2

San Francisco 252

San Francisco Online Fintech Survey 252

PYMNTS

NOVEMBER 18, 2019

Also, Apple criticized the vote of German lawmakers to pass new legislation that would make it open up its mobile payment system to rival providers. recorded its fourth bank failure this year. Germany To Force Mobile Payment Providers To Share Systems With Rivals. And the U.S. The most recent failure was on Nov.

System 100

System New Jersey Payments Apple 100

South State Correspondent

NOVEMBER 27, 2022

Next, Bank B sends a message to its customers and potential customers that while a high money market rate might seem nice, it is inconsistent with building quality relationships based on trust. Bank B highlights its mobile capabilities, its bundled products, its cash management capabilities, and its commitment to the customer’s dreams.

Management 195

Management social media Marketing Strategy 195

Gonzobanker

OCTOBER 13, 2020

Smaller banks and credit unions can bring unique value to the mobile ‘arms race.’ marketplace have made significant investments in their mobile applications centered around improving the client experience. Mobile app store ratings have gone from an average of 4.2 Integrate feedback with app stores reviews.

Strategy 156

Strategy Digital Banking Digital Strategies Mobile 156

PYMNTS

JUNE 14, 2019

“To address these evolving customer needs, we designed Citizens Access to provide an exceptional digital experience where every task is intuitive and easily accomplished, even on a mobile phone,” he said. Samy also explained how mobile is the key in creating an omnichannel banking experience.

Retail 103

Retail Study Online Mobile 103

South State Correspondent

OCTOBER 28, 2022

During the two weeks, there were over a hundred significant cyberattacks by nation-states on national and regional banks that you could watch unfold in near real-time (bel0w) at Gartner and Money 20/20. Any community bank that believes it can keep up and thwart millions of attacks per second is fooling itself.

Conference 195

Conference Technology Las Vegas Trends 195