South State Correspondent

AUGUST 15, 2022

At SouthState, our commercial lending teams use an online proposal generator, and we make that same app available to any community bank. A video explaining the app can be found HERE. A portion of a presentation for our bank is shown below. Sometimes just a graphics tool can help a banker win more loan business.

Tools 195

Tools Lending Online Training 195

South State Correspondent

AUGUST 15, 2022

At SouthState, our commercial lending teams use an online proposal generator, and we make that same app available to any community bank. A video explaining the app can be found HERE. A portion of a presentation for our bank is shown below. Sometimes just a graphics tool can help a banker win more loan business.

Tools 195

Tools Lending Online Training 195

Independent Banker

FEBRUARY 28, 2023

Derek Williams, president and CEO of Century Bank & Trust in Milledgeville, Ga., wanted to be a financier before finding his way to community banking. He has served as president and CEO of $365 million-asset Century Bank & Trust in Milledgeville, Ga., now part of Bank of America, before moving to Griffin, Ga.,

Community 172

Community Community Bank Georgia San Antonio 172

Abrigo

MARCH 6, 2017

Sageworks (which is also on Twitter at @Sageworks ) has identified 15 must-follow Twitter accounts for banking professionals. 1) @davidpoconnell – David O'Connell is a former commercial lender and a senior analyst at Aite Group, where he covers commercial banks and their use of analytics. Learn more here.

social media 150

social media Lending Community Community Bank 150

Independent Banker

MARCH 31, 2020

Community Banking Month holds a special place in my heart. It began early in my career at Centinel Bank of Taos. Every April, I would visit local elementary schools to speak about community banking. To keep their attention and make community banking relevant, I had to get creative.

Community Bank 91

Community Bank Community Digital Marketing Channels Resources 91

Independent Banker

FEBRUARY 24, 2016

Georgia bank propels major growth through niche SBA lending. When Richard Bradshaw became president of specialized lending three years ago at United Community Bank in Blairsville, Ga., the bank’s three-person Small Business Administration department was lending about $10 million a year.

Community Bank 70

Community Bank Lending Community Georgia 70

Independent Banker

JULY 31, 2022

The Social Bankers, a collective of community bank marketers, offers inspiration, information and professional development advice to community bankers focused on marketing and social media. The group has a Slack channel, monthly video meetings and a new open-to-all Facebook page. Illustration by miakievy/iStock.

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social media Trends Community Groups 224

Celent Banking

MARCH 6, 2015

It’s an important topic that Celent discussed in a report published last year: And Then There Were None: The Disappearance of Community Banks. The figures below outline the decline of banks in the US, going from 11,462 at the end of 1992 to 5,809 in 2014. prepaid services, P2P lending, etc.).

Conference 100

Conference Retail Community Austin 100

Independent Banker

JULY 29, 2016

These in-depth and timely professional development programs are designed exclusively for community bankers and led by nationally recognized industry experts who know the issues community banks grapple with. Each certification course is designed to prepare bank professionals to handle essential tasks and responsibilities.

Minneapolis 70

Minneapolis Community Bank Community San Antonio 70

Abrigo

SEPTEMBER 5, 2019

There are training videos, user groups – there’s a community out there for best practices ,” Martin said. Community banks are often resource-starved,” he said. “In It sometimes rests with the chief credit officer or the president, and they’re running a bank or they’re busy already. Asset/Liability. Credit Risk.

Software 150

Software Resources Training Community 150

Independent Banker

SEPTEMBER 26, 2014

Awareness of elder financial abuse is growing, and community bankers are often relied upon as the front line of defense in the protection of their customers, including as providers of crime prevention education and information. It has been used by financial institutions in an effort to address lending, investments or service credit.

Community 101

Community Resources Community Bank Video 101

South State Correspondent

SEPTEMBER 20, 2022

This is the power of networking at these conferences, as you can collect insights that you can’t do over video conferences. Most banks will target around 6% of revenues next year for their marketing budget, and banks with strong brands and marketing programs target above 7%. Bank Marketing Lesson 7: Multicultural Marketing.

Conference 195

Conference Marketing social media Data 195

Independent Banker

JANUARY 26, 2016

is using techniques of video games “to find ways to motivate you, provide insights, pat you on the back and warn you when you’re slipping into bad behavior.”. Although examples of gamification are still rare in financial services, signs indicate that banks are becoming hip to the concept and its potential.

Maryland 70

Maryland Community Bank Community Technology 70

Independent Banker

OCTOBER 29, 2014

Big-brand megabanks, the Visa and MasterCard networks, and big-box merchants had signed up to become partners with Apple’s universal retail smartphone app that uses Near Field Communication and tokenization technologies. So where do ballyhooed mobile banking and payments developments among the biggest players leave community banks?

Mobile 105

Mobile Community Bank Community Technology 105

Gonzobanker

DECEMBER 17, 2021

million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. Goes to Larry Mazza and the crew at MVB Bank in West Virginia. Goes to Eric Sprink, Coastal Community Bank , Everett, Wash. 82% to over 2.3%

Fintech 147

Fintech Strategy Leadership Lending 147

Independent Banker

FEBRUARY 28, 2023

Photo by Mike Ritter Spurred by social distancing and shutdowns during the pandemic, many community banks turned to virtual financial advisory services, and these new practices are expected to stick around. a fintech that provides a digital communications platform for community financial institutions.

Community Bank 91

Community Bank Video Community Meeting 91

William Mills

MAY 11, 2016

Not just for video games… okay, you have my attention. This is an extension of business services, powered by a local community bank. A mobile wallet powered by a local bank, built on the Malauzai platform. This certainly adds a lot of technological capacity to the community bank. Virtual reality?

Video 40

Video Mobile social media Analytics 40

South State Correspondent

MAY 1, 2024

With financial hardship, competition from dominant players, and a startup budget, Gentle Monster faced many of the same challenges as a community bank. How Banks Can Leverage: Niche markets abound in banking, and community banks are in the perfect position to create a following on a national level should they desire.

Innovation 195

Innovation social media Branding Marketing 195

Abrigo

MARCH 13, 2023

Not having any knowledge of the bank’s actual practices or internal discussions, I am relegated to supposition. But we do know that this bank had a unique business practice. Banks in rural America are not going to have the same kind of lending activities, or depositor relationships as this bank seemingly had.

Strategy 195

Strategy Lending Security Analysis 195

South State Correspondent

OCTOBER 28, 2022

For banks, this means creating products that accomplish a task and then integrating banking in the background. During the two weeks, there were over a hundred significant cyberattacks by nation-states on national and regional banks that you could watch unfold in near real-time (bel0w) at Gartner and Money 20/20.

Conference 195

Conference Technology Las Vegas Trends 195

South State Correspondent

OCTOBER 4, 2023

Marketing is one of the largest value drivers in banking. You can’t get ten triple-digit project ROIs in a row in lending, credit, mortgage, wealth, insurance, or several other areas. Most of these campaigns revolve around an email drip campaign, digital advertising, retargeting, social media, podcasts/video, and print.

Marketing 195

Marketing Taxes Training Management 195

PYMNTS

NOVEMBER 13, 2019

Drew Edwards, CEO of Ingo Money , recently sat down with PYMNTS for its latest Masterclass video discussion, and dove into the challenge of faster and real-time payments’ path to ubiquity. The first step in achieving such traction is demand, he noted. In the U.S., “That’s very different than other markets like the U.K.,

Payments 129

Payments Cards Marketing Fintech 129

FICO

SEPTEMBER 30, 2019

The Wall Street Journal has reported that of the 1980 counties defined as “rural,” over 30% do not have a locally own community bank with 35 counties having no banks at all. Once the most appropriate location has been determined, banks then need to rethink the in-person experience for their customers.

Resources 40

Resources Georgia US Mobile 40

Gonzobanker

NOVEMBER 18, 2014

As many as 20-30 vendors were displaying interactive video, next-gen cash dispensers with sportscar names like TellerInfinity and 9900, branch design/configuration solutions and services, and all things branch re-invention. So, isn’t retail delivery about consumer lending? The big theme was branch of the future. Online delivery?

Chicago 98

Chicago Retail Branch Design Training 98

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. Sounds like a cool strategy to build a smarter bank.

Fintech 195

Fintech Community Regional Technology 195

William Mills

SEPTEMBER 12, 2017

Digital banking solutions for community banks and credit unions. A turnkey solution incorporating CRM, invoicing and payments into a simple solution for the business delivered through the bank’s digital banking solution. An industry leader in lending and benchmarking solutions for financial institutions.

Samsung 69

Samsung Mobile User Experience Google 69

Fintech Labs Insights

AUGUST 1, 2016

Bankjoy offers developers a banking API for a modern, real-time, holistic interface for credit unions and community banks. LendingFront’s lending platform leverages a cloud-based system that furnishes small businesses with capital using their cashflow data.

How To 12

How To Analytics Millennials Data 12

Gonzobanker

FEBRUARY 7, 2018

Robert Sarver of Western Alliance Bancorporation said he started his company after being “unemployed” for two years after selling a previous bank – his wife was just plain tired of him wandering the house in his PJs. Sarver grew Alliance from a small $700 million community bank acquisition to a $20 billion powerhouse in less than 15 years.

Taxes 76

Taxes Video Analytics Arkansas 76

PYMNTS

APRIL 9, 2016

And, while blowing that horn, Bezos also noted that Amazon-backed original series in its Prime Video library have garnered 120 critical nominations, 60 of which went on to win. The CFPB head noted his agency’s mandate and mission to curtail egregious lending in autos and that $300 million has been recovered.

Regulation 100

Regulation Lending Omaha America 100

CFPB Monitor

MAY 3, 2019

A video of the hearing is available here.). Diane Standaert, Executive Vice President and Director of State Policy, Center for Responsible Lending. (A Todd Ortique McDonald, Vice President and Board Director, Liberty Bank & Trust Company, representing the National Bankers Association. (A A leading consumer advocate.).

Michigan 68

Michigan Policies Utah Lending 68