South State Correspondent

MAY 18, 2022

In two recent articles, we reviewed the banking industry’s deposit behavior with regard to cost of funding earning assets (COF) ( HERE ), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle ( HERE ). A graph for SouthState Bank appears below.

Community Bank 195

Community Bank Community Analysis Industry 195

South State Correspondent

APRIL 10, 2023

Nonetheless, with the recent collapse of sizeable regional banks, regulators, investors, analysts, accountants, and bankers are now scrutinizing the fair value of banks’ securities and loan portfolios. This development should strongly motivate community banks to consider the benefits of loan-level hedging.

Community Bank 195

Community Bank Community Security Capital 195

Independent Banker

MARCH 31, 2022

Chris Vogt of the Wisconsin Badgers NCAA basketball team presents an anonymous donation to First Kentucky Bank officials. We’re not thought of as ‘tornado alley’ around here, at least not before this,” says Stacy Overby, senior vice president of $535 million-asset First Kentucky Bank in Mayfield, Ky. By Paul Sisolak. Friday, Dec.

Kentucky 163

Kentucky Community Bank Community Wisconsin 163

South State Correspondent

APRIL 10, 2023

CRE Risk Background While ten years ago, community and regional banks use to make up some 55% of the CRE market, in 2023, these banks now compose approximately 72% (below). The risk here is that community banks continue to take on an above-average amount of CRE credit exposure.

Community Bank 195

Community Bank Community Los Angeles Regional 195

South State Correspondent

MAY 9, 2022

In our previous article ( HERE ), we reviewed the banking industry’s cost of funding earning assets (COF), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle. Community banks with larger percentages of DDA balances will fare better.

Community Bank 195

Community Bank Community Industry Online 195

Independent Banker

SEPTEMBER 30, 2021

Changing customer banking habits means it’s more important than ever for community banks to use every tool at their disposal. Community banks may have longstanding relationships with their core vendors, but that doesn’t always mean they keep up to date on all the latest features and functionalities.

Community Bank 91

Community Bank Community Milwaukee Jacksonville 91

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. and Summit Financial Group, Inc.

Fintech 195

Fintech Community Regional Technology 195

American Banker

JUNE 27, 2016

Community banks and credit unions would be forced to stop making short-term, small dollar loans if the Consumer Financial Protection Bureau's payday lending proposal is adopted, two trade groups said Monday.

Community Bank 40

Community Bank Community Lending Groups 40

Independent Banker

JULY 30, 2015

An interview with Paul McGuire, ICBA’s executive vice president, national solutions group. With a consultative approach, I ensure members’ needs are being met through our eight regional offices,” he says. Community Bank Career Center. Community Bank Locator. Meet ICBA’s Membership Contact.

Resources 70

Resources Tools Community Bank Community 70

Abrigo

JULY 15, 2015

Whether using a national bank, regional bank, community bank or credit union, there are numerous cards that can help your client leverage their credit to create capital. Advise clients to look for business partners or help connect them with investors in their region.

Management 150

Management Resources Capital Taxes 150

Gonzobanker

MAY 17, 2022

For regional and community banks there has never been a more frustrating time to be a buyer versus a builder of financial technology. Cornerstone Advisors continues to sound the drum that bank executives have way too little visibility into the spend and target outcomes of their technology investments.

Technology 145

Technology Regional Community Bank Community 145

American Banker

AUGUST 28, 2016

Roughly once a quarter senior executives at Community Bank in Brandon, Miss., take a select group of up-and-coming managers on a three-day retreat. The trips are part of a management training course known as the Falcon Program that took flight in 2012.

Community Bank 28

Community Bank Training Mississippi Community 28

Ublocal

APRIL 6, 2023

With many pandemic-related food relief programs ending—including increased SNAP benefits and free school lunches —as well as rising inflation and food costs , the risk of food insecurity for residents across our region is ever-growing. It’s also something that we can all work on together to eliminate.

New Hampshire 52

New Hampshire Vermont Community Regional 52

Independent Banker

APRIL 28, 2016

IB: You were recently reelected to serve a second term on the Federal Reserve Bank of Dallas board of directors. Rasmussen: Yes, it is an honor to serve the Group 3 Banks in Texas, southern New Mexico and northern Louisiana for three more years. Group 3 includes the smallest banks in the state with the majority in rural areas.

Dallas 131

Dallas Texas Houston Community 131

Abrigo

MAY 20, 2015

The piece points out that it remains to be seen what consumers will want to buy and wear, naming a recent study from Carlisle & Gallagher Consulting Group that found 82 percent of consumers would not purchase a wearable device. For community banks and credit unions, this may be more of a challenge.

Apple 150

Apple Comparison Mobile Innovation 150

Independent Banker

JANUARY 26, 2016

ICBA has planned an educational lineup of more than 60 workshops and networking sessions for next month’s Community Banking LIVE conference in New Orleans. Community banks can beat tech-based, nontraditional competitors at their own game. billion-asset community bank in Winter Haven, Fla., Digital Jujitsu.

Community Bank 70

Community Bank Community San Diego Strategy 70

American Banker

SEPTEMBER 25, 2016

billion-asset CIT Group. Ellen Alemany came out of retirement in the past year to continue a turnaround effort underway at the $66.7 She's got her work cut out for her.

Groups 28

Groups Community Bank Regional National 28

Jeff For Banks

DECEMBER 12, 2017

Independent Bank Corporation (Nasdaq: IBCP) #2. Summit Financial Group, Inc. Nasdaq: OSBC) Old Second is a single-bank holding company headquartered in Aurora, Illinois. Nasdaq: OSBC) Old Second is a single-bank holding company headquartered in Aurora, Illinois. Summit Financial Group, Inc. Nasdaq: WSBF) #3.

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

Gonzobanker

DECEMBER 19, 2022

Chopra seems to view all bank fees as “junk” and predatory. Acquisition of the Year: Big Bank Purchase. TD Bank Group Acquires First Horizon. TD has been a player that maintained its acquired market share so we are hoping this one doesn’t get messed up like other Canadian banks that have struggled in the Southwest.

Community 216

Community Fintech Industry Innovation 216

Jeff For Banks

MARCH 29, 2014

These services are provided through a variety of delivery systems including automated teller machines, private banking, telephone banking and Internet banking. We believe we can effectively compete as a community bank in our market area and the niche markets we serve. We focus our marketing efforts in three areas.

Strategy 102

Strategy Texas San Antonio Fort Worth 102

Jeff For Banks

DECEMBER 12, 2016

A summary of the banks, their stories, and links to their website are below. #1. Independent Bank Corporation (Nasdaq: IBCP) Independent Bank dates back to 1864 as the First National Bank of Iona. Summit Financial Group, Inc. Nasdaq: SMMF) Summit Financial Group, Inc. It's size today, at $2.5

North Dakota 60

North Dakota Minnesota West Virginia Arizona 60

Gonzobanker

DECEMBER 17, 2021

The merger of equals activity in 2021 was sky high, primarily because banks with pinched margins from low rates worked to grabbed scale. From nowhere, sizable regional players are being created. Bank Merger of the Year. Performance and multiples continue to be solid, outperforming most regional banks. You tell us.

Fintech 147

Fintech Strategy Leadership Lending 147

Gonzobanker

DECEMBER 20, 2019

. ————————————————————————— The ‘En Vogue’ Trend of the Year – Credit unions buying community banks. There is no separate group of THEY people magically figuring things out.

Idaho 148

Idaho Conference Data Marketing 148

Banking 2020

NOVEMBER 27, 2015

Again, this is a generation that goes against traditional concepts of brand loyalty: These individuals turn away from their primary financial services provider at nearly double the average rate of other age groups. Meanwhile, the large regional or national banks are the biggest losers, saying sayonara to 16% in this customer age group.

Millennials 40

Millennials Survey social media Online 40

American Banker

MAY 26, 2016

Large enough to meet the needs of most customers yet small enough to escape some of the Dodd-Frank Act's most onerous compliance expenses, banks with assets of $2 billion to $10 billion are more profitable, as a group, than their smaller and larger counterparts, according to an analysis by Capital Performance Group.

Analysis 50

Analysis Compliance Groups Meeting 50

American Banker

OCTOBER 6, 2016

A bipartisan group of House lawmakers on the financial services panel introduced legislation Wednesday that would help banks remotely open accounts.

Groups 57

Groups Community Bank Regional National 57

American Banker

AUGUST 28, 2016

The "Culture Club" at Machias Savings Bank is not a group of '80s music fans. It's a committee — made up mainly of people who work in its human resources and marketing departments — that oversees the bank's employee engagement initiatives, including its new Culture Champion program.

Maine 53

Maine Resources Groups Marketing 53

American Banker

OCTOBER 4, 2016

Standard Chartered in London has hired a key executive from Independent Bank Group in McKinney, Texas, to oversee its U.S. operations.

Texas 46

Texas Groups Operations Community Bank 46

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Or the need to take market share in a slowest growth region? Acquisition of the Year – Guaranty Bank and Trust Company in Colorado for its acquisition of Home State Bank. see [link] ).

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Or the need to take market share in a slowest growth region? Acquisition of the Year – Guaranty Bank and Trust Company in Colorado for its acquisition of Home State Bank. Award – MCX.

Utah 60

Utah System Community Marketing 60

American Banker

SEPTEMBER 12, 2016

Groups in North Carolina, Pennsylvania and elsewhere are stepping up efforts to create programs and conferences dedicated to younger bankers, including millennials.

North Carolina 28

North Carolina Pennsylvania Millennials Conference 28

American Banker

AUGUST 28, 2016

The Best Banks to Work For study is done with the Best Companies Group, which conducts extensive employee surveys and reviews employer reports on benefits and policies.

Study 28

Study Policies Survey Groups 28

American Banker

DECEMBER 21, 2016

Here are the financial services executives or groups of them who took the heat and will be looking for better times in 2017. Scandal, business models gone awry, missing money and executive shake-ups — 2016 had it all.

Groups 28

Groups Cyber Security Community Bank Regional 28

American Banker

AUGUST 2, 2016

First Hawaiian Bank in Honolulu expects to raise up to $558 million in an initial public offering after its parent BNP Paribas Group decided to spin off the unit rather than sell it.

Honolulu 28

Honolulu Groups Community Bank Regional 28

American Banker

SEPTEMBER 25, 2016

Luzio joined the global bank in December 2014 as head of multinational coverage for the Americas. Her group produced results so quickly that in August 2015, HSBC assigned Luzio the same role globally. It took just eight months for Cate Luzio to earn her first promotion at HSBC.

America 28

America Groups Community Bank Regional 28

American Banker

SEPTEMBER 25, 2016

Of all that Mary Mack accomplished running Wells Fargo's brokerage operations — adding teams of new advisers in key markets, substantially improving her unit's customer satisfaction ratings — perhaps what stood out most was her group's success in attracting new business from the banking side of the house.

Groups 28

Groups Operations Marketing Community Bank 28

American Banker

SEPTEMBER 8, 2016

A likely sale of CIT Group's aircraft unit (and a whole lot of other stuff) is keeping Ellen Alemany busy, a former Wall Street banker talks about big data as a financial weapon of mass discrimination targeting women and the poor, and First Busey shows how investing in employees pays off.

Big Data 28

Big Data Data Groups Community Bank 28