Independent Banker

DECEMBER 31, 2022

Here are what I believe will be the top five opportunities this year: Targeted fintech initiatives focused on meeting community bankers’ unique needs. Agtech, age tech, payments and financial inclusion are top of mind for ICBA, as well as revenue-generating opportunities for community banks. billion in 2020 revenues.

Innovation 103

Innovation Trends Community Bank Community 103

Independent Banker

DECEMBER 31, 2021

By investing in small businesses and creating jobs, community banks are helping support local economies throughout our nation. As prudent lenders, community bankers make every effort to mitigate risk. All too often, community banks fall prey to the we’ve-always-done-it-that-way mindset. By Charles Potts, ICBA.

Community Bank 91

Community Bank Community Innovation Leadership 91

Abrigo

MAY 5, 2022

Other podcasts might be internationally based and of little interest to community financial institutions or credit unions based in the U.S. or largely focused on the domestic banking market. So here’s your head start on finding some banking podcasts that might work for you. Check them all out in our Knowledge Center.

Community 195

Community Lending Maine Resources 195

ABA Community Banking

FEBRUARY 9, 2024

Anne Tangen, a bank IT expert-turned-CEO at BankFive in Fall River, Massachusetts, talks about BankFive's efforts to reduce friction in the account opening process, as well as her work to smooth the path for talented women in the community bank C-suite.

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Massachusetts Community Bank Community Resources 75

Independent Banker

JANUARY 31, 2023

Illustration by Maïté Franchi With educational sessions on hot‑button issues, inspirational speakers and beneficial networking opportunities, ICBA LIVE is the greatest community banking event in the country. Everyone leaves the event with new information in hand to put into action back at their bank.” New connections.

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Honolulu Community Community Bank Leadership 91

Gonzobanker

NOVEMBER 9, 2022

Investment and trust servicing work is complex and labor intensive, and many banks struggle with talent recruitment in this business, especially outside of major metropolitan areas. In addition, banks are struggling with achieving enough scale and leverage from legacy technology platforms to create adequate efficiencies.

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Management Community Bank Strategy Technology 156

Gonzobanker

JULY 20, 2022

financial institution executives surveyed for What’s Going On In Banking 2022 , 19% of community banks and 10% of credit unions had not launched a digital transformation strategy prior to this year, and another 15% had no plans to do so. Among 300 U.S. Own It, Bankers!

Digital Strategies 173

Digital Strategies Strategy Leadership Customer Experience 173

Independent Banker

DECEMBER 31, 2022

We recently spoke with community bank CEOs from across the country to gain insights on how they’re proactively positioning to manage risks and take advantage of growth opportunities in the coming year. Following some respite in 2022, community bankers are bracing for a tougher economic landscape ahead in 2023. James Sills.

Community Bank 91

Community Bank Community Tampa North Carolina 91

Independent Banker

AUGUST 31, 2021

This year’s winners: Left: Central Valley Community Bank, People’s Choice Award; Middle: Kennebec Savings Bank, Exceptional Community Bank Service Award; Right: Cross River Bank, Emerging Service Program Award. Exceptional Community Bank Service Award. Kennebec Savings Bank.

Community Bank 196

Community Bank Community National Fresno 196

Gonzobanker

DECEMBER 17, 2021

A few years ago, very few people would have guessed that tens of billions of dollars would be invested in fintech vendors and solutions annually – except it happened. 2021 fintech investments, merger activities, and overall focus were off the charts. Best Fintech Acquisition by a Bank. Fintech Acquiring Bank.

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Fintech Strategy Leadership Lending 143

Gonzobanker

DECEMBER 22, 2020

Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. And how did community banks and credit unions respond to the COVID craziness? Bank Deal of the Year PNC nabs BBVA USA – paying 1.3 Market cap in January: $19B.

Idaho 172

Idaho Community Industry Strategy 172

Gonzobanker

JUNE 18, 2018

OnBase) and its more notable flip of Digital Insight from Intuit to NCR, Thoma Bravo is no stranger to this market. The company has saturated the market with a variety of mostly legacy loan origination products used to fill a specific niche, including Appro, Teres and Cypres. With its investment in Hyland (i.e., The Bottom Line.

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Lending Leadership Community Bank System 60

Gonzobanker

FEBRUARY 20, 2021

The banking competitive landscape has intensified with digital challenger banks like Chime and Varo picking up market share in a digital-first environment already favoring megabanks like Chase and BofA. It’s amazing what a couple of years and some key leadership changes can do for a company.

Digital Banking 97

Digital Banking Lending ATM Atlanta 97

Gonzobanker

DECEMBER 19, 2017

One word can summarize this action-packed banking year, GonzoBankers – tiring. FinTech threats and distractions. Rainbolt has quietly built a community bank in the past 20 years that is closing in on $2 billion of market cap. GonzoBanker of the Year – Large Banks. Heavy core conversions weighing us down.

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Conference Industry Community Bank Community 91

Gonzobanker

SEPTEMBER 10, 2019

This deal looks good for Temenos, Kony and the banking industry clients of both firms. The digital banking market continues a long burn—this time like the smoke of a Texas summer barbecue. market expansion. market has been a hard row to hoe for Temenos. This third U.S. launch effort appears to be on a solid pace.

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United States Texas Austin Kansas City 88

Gonzobanker

JULY 28, 2015

.” Sensing that I had won yet another debate regarding banking, I eased off the gas pedal and said to my friend: “So you see, you don’t know Jack. And as I look around the industry, it’s the mega-banks and fintech startups–not the community banks and credit unions–that are doing something about it.”.

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Leadership Data Community Bank Community 60

Independent Banker

JUNE 30, 2022

The Peoples Bank helped the Jones family of Legacy Dairy in Hiseville, Ky., From left, Ally Jones; bank chairman, president and CEO Terry L. Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. American Bank, National Association. First Southern Bank.

Community Bank 172

Community Bank Community National Philadelphia 172

Gonzobanker

JULY 11, 2019

New leadership could mean renewed energy and competitive spirit at NCR. The digital banking system market is as hot as summer in Atlanta as witnessed by NCR ’s acquisition of D3 Technology last week. Rarely do we see fintech CEOs being that extemporaneously open with clients about shortcomings.

Atlanta 128

Atlanta Digital Banking Analytics Leadership 128

PYMNTS

JUNE 18, 2018

Finastra , the FinTech company, announced Monday (June 18) that it has acquired Malauzai , a provider of mobile and internet banking solutions for community financial institutions (FIs). retail and business banking sectors by further enabling digital transformation for community banks and credit unions around the U.S.

Mobile 100

Mobile Community Bank Wisconsin Phoenix 100

Gonzobanker

DECEMBER 20, 2019

There is an understanding that technology and fintech are going to cause radical change, but the how, how big and when are still very unclear. Chris Myers, President & CEO, Citizens Business Bank – During a tumultuous time for West Coast banks, Myers kept his sights on being a top commercial relationship bank.

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Idaho Conference Data Marketing 148

Celent Banking

APRIL 28, 2017

The same architectural strategy is being employed by bank technology giant FIS, who held its 2017 FIS client conference two weeks ago in Orlando. Let's say you're a Miami-based community bank that would like to serve the deposit needs of high-wealth international clients? As Ford has shown with its 3.5L

Innovation 150

Innovation Detroit Community Bank Strategy 150

Insights on Business

DECEMBER 7, 2016

A recent article in The Globe and Mail , The biggest threat to banks? Legacy systems, not fintech (November 2016), by Mike Gardner seemed to go viral on my Twitter stream. The attitude of “if it ain’t broke, don’t fix it”, might be leading banks to become their own worst enemy. Fintech experts weigh in.

System 70

System Fintech Innovation Industry 70

Celent Banking

APRIL 28, 2017

The same architectural strategy is being employed by bank technology giant FIS, who held its 2017 FIS client conference two weeks ago in Orlando. Let's say you're a Miami-based community bank that would like to serve the deposit needs of high-wealth international clients? As Ford has shown with its 3.5L

Innovation 134

Innovation Detroit Community Bank Strategy 134

Gonzobanker

DECEMBER 19, 2022

In 2021, there were more than 120 fintech IPOs in the U.S., 2022 was the year the fintech industry and venture capital firms figured out that banking is harder than everybody thought. Acquisition of the Year: Bank Acquiring a Fintech. Acquisition of the Year: Fintech Acquiring a Bank.

Community 216

Community Fintech Industry Innovation 216

Abrigo

OCTOBER 20, 2016

Technological innovation has enabled FinTech start-ups to compete in a field previously dominated by banks and credit unions. At the same time, early adopters of new technologies, like mega banks, are edging out community banks and credit unions in the fight for customers and creating a rapidly consolidating industry.

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Software Lending Community Bank Taxes 150

ABA Community Banking

OCTOBER 29, 2019

The post Leader of the Pod appeared first on ABA Banking Journal. Meet Puget Sound banker Laurie Stewart, who is chairing ABA in 2019-20.

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Meeting Resources Leadership Community Bank 40

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. billion bank in the Mid-Atlantic region.

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Fintech Community Regional Technology 194

Gonzobanker

DECEMBER 22, 2015

Community bank marketing resources. Two very strong and focused community banks unite to combine big bank reach with community bank style and make the bet that it can scale to $15 billion and beyond. BTW, it’s amazing how much an impending industry funding issue can get us focused again. ‘C’mon

Community Bank 60

Community Bank Apple Community Technology 60

Gonzobanker

AUGUST 19, 2015

Ladies & Gentlemen, What you are about to hear is based on a true story of two mid-size banks, but names, numbers and key aspects of the story have been changed to protect the innocent. This is a tale of growth at Warm Pulse Bank and Cold Fish Bank. Situated in slow growth markets. Extensive branch networks.

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Phoenix Lending Community Community Bank 60

Gonzobanker

NOVEMBER 18, 2014

Entrepreneur Gary Vaynerchuk implored the crowd to get beyond the marketing talk and stop marketing in the past. His point that Uber sells time (nobody wants to keep submitting payment) as much as transport was spot on, and he encouraged us to test our marketing campaigns and double down on what works.

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Chicago Retail Branch Design Training 97

Gonzobanker

DECEMBER 20, 2018

We’ve simultaneously disdained and feared the fintechs, artificial intelligence and blockchain consortia. We’ve seen the big Wall Street banks raise the hurdle (and clear it!) GonzoBanker of the Year – Mid-Size Banks. To be in Chip’s presence is to soak up energy, optimism and the mash-up of traditional banking and technology.

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Fintech Conference Innovation Community 102

Gonzobanker

FEBRUARY 7, 2018

At the same time, most bank executives agreed that a 20%-25% increase in earnings from the tax break is being earmarked for investments in their franchises: market expansion, raises for employees and, of course, technology investments. Prosperity is now $22 billion with an unbelievable $5 billion market cap. 3: Business Model.

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Taxes Video Analytics Arkansas 75

Gonzobanker

DECEMBER 19, 2016

Since Richman and about 100 other bankers from LaSalle Bank in Chicago joined PrivateBancorp nearly a decade ago, the bank has grown to an $18 billion solid niche player with $10 billion in assets under management. Hats off to a decade of strong leadership and hard work. From Hancock Bank’s Jennifer Wilson at FIS Connect.

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Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Since Richman and about 100 other bankers from LaSalle Bank in Chicago joined PrivateBancorp nearly a decade ago, the bank has grown to an $18 billion solid niche player with $10 billion in assets under management. Hats off to a decade of strong leadership and hard work. From Hancock Bank’s Jennifer Wilson at FIS Connect.

Utah 60

Utah System Community Marketing 60

PYMNTS

APRIL 9, 2016

In fact, a CEO who thinks their goods or services are anything less than the best the market has to offer is probably not long destined for their job. Dimon went on to discuss, at some length, the “mission-critical” services that big banks can supply are the types of things “regional and community banks simply cannot do.”.

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Regulation Lending Omaha America 100