Abrigo

NOVEMBER 12, 2016

Many community banks and credit unions are turning to small business loans as a source of loan growth. In their Spring 2016 Semiannual Risk Perspective , regulators have publicly acknowledged increasing risk in commercial real estate lending, so small business lending seems like it may be an alternative path.

Lending 186

Lending Community Bank Community Analysis 186

PYMNTS

AUGUST 4, 2017

Are community banks missing the chance to climb aboard the faster payments train? With various banks and FinTechs producing innovative solutions — like mobile banking and P2P tools aimed at improving the speed of payments — the pressure is on for community banks to keep up. faster payments system.

Community Bank 116

Community Bank Community Innovation Millennials 116

Abrigo

MARCH 2, 2023

Banking technology decisions now affect future growth With the possibility of a recession, community financial institutions may consider a delay or cut in technology spending. When making decisions about new banking technology, remember the following lessons from Southwest’s experience. Experts say that would be a mistake.

Technology 195

Technology Lending Community Software 195

Independent Banker

NOVEMBER 1, 2021

Community banks who are considering entering the small business lending space are already challenged by several barriers to entry: Inefficiency of traditional loan processing. Lack of quality lending opportunities to put their deposits to work. Download the entire white paper on Velocity Solutions’ website.

Lending 91

Lending Community Community Bank Analytics 91

Abrigo

JANUARY 11, 2021

You might also like this whitepaper: "Beyond PPP: How Savvy Financial Institutions Can Propel Growth and Profitability with Technology" DOWNLOAD/WATCH. During the first two rounds of the PPP, Community Bank of the Bay had already helped local businesses in its communities secure 390 loans totaling about $81 million.

Lending 195

Lending Community Community Bank San Francisco 195

South State Correspondent

AUGUST 15, 2022

At SouthState, our commercial lending teams use an online proposal generator, and we make that same app available to any community bank. We have created a customized and downloadable presentation that lenders can use as a marketing tool or part of a term sheet or letter of interest. Why The Loan Proposal Generator Works.

Tools 195

Tools Lending Online Training 195

South State Correspondent

AUGUST 15, 2022

At SouthState, our commercial lending teams use an online proposal generator, and we make that same app available to any community bank. We have created a customized and downloadable presentation that lenders can use as a marketing tool or part of a term sheet or letter of interest. Why The Loan Proposal Generator Works.

Tools 195

Tools Lending Online Training 195

Abrigo

DECEMBER 17, 2021

DOWNLOAD WHITEPAPER . Following a successful partnership with Abrigo the Paycheck Protection Program and seeing the benefits of digitalization, Capital City Bank expanded its relationship with Abrigo to transform its lending process processes with the Abrigo Loan Origination System (LOS). Download Guide. Learn More.

Fintech 195

Fintech How To Innovation System 195

South State Correspondent

NOVEMBER 13, 2023

We have created a customized and downloadable proposal generator that lenders can use as a marketing tool or part of a term sheet or letter of interest. With a click of a button, a customized presentation is emailed or downloaded for the lender to share with the borrower. Rates can be updated daily.

Tools 195

Tools Online Marketing Community 195

Abrigo

DECEMBER 8, 2016

As community banks and credit unions look toward 2017, many will be focusing on small business lending for loan portfolio growth, according to a recent Sageworks poll. Entering all that data by hand, potentially multiple times, opens the lender up to errors that delay or derail the lending process.

How To 150

How To Lending Community Bank Community 150

Abrigo

DECEMBER 2, 2021

Indeed, deposit levels to transaction accounts among community banks exploded 74% to $896.5 31, 2019, and June 3, 2021, according to the Community Banking in the 21st Century report. In a competitive lending environment, many banks and credit unions are concerned about losing good-quality loans if they over-price them.

Conference 195

Conference San Antonio Lending Fraud 195

Abrigo

APRIL 22, 2024

Recent dynamics of the small business lending market A deep understanding of the small business lending landscape and potential efficiencies can help banks and credit unions grow their portfolios. You might also like this guide for smarter, faster small business lending.

Lending 243

Lending St. Louis Community Marketing 243

Abrigo

JUNE 25, 2015

During leaner years is often when the demand for ag loans increases , as it’s common for those full-time farmers to tap into their community bank to cover operating costs or invest is other lines of the agricultural business. The biggest name in ag lending is unlikely to be a surprise – John Deere Financial FSB.

Community Bank 150

Community Bank Sacramento Lending Wisconsin 150

Abrigo

AUGUST 3, 2015

The ABA’s 2015 Survey of Bank Compliance Officers , conducted February through March 2015, had participation from more than 450 financial institutions, with almost 80 percent being community banks. A recent Forbes commentary, Dodd-Frank, Community Bank Decline, And The Effect On U.S.

Compliance 150

Compliance Community Bank Community Survey 150

Abrigo

JANUARY 25, 2022

Change Management Helps Financial Institutions with Digitalization Bank and credit union executives who manage the people side of digital transformation have more success. . That has top bank and credit union leaders looking to continue the advances in digitalization that have helped them through the pandemic. keep me informed.

Management 195

Management Software Survey Fintech 195

PYMNTS

JANUARY 18, 2017

As the calendar turned to January, banks rolled out new ways for both commercial and corporate banking clients to conduct business by tapping the potential of several new financial innovations. Technological innovations are also bringing changes to the lending market. About The Tracker.

Data 100

Data social media Report Community Bank 100

Abrigo

JUNE 28, 2023

DOWNLOAD Takeaway 1 Board members have a responsibility to maintain a safe and sound financial institution, and they rely on the BSA Officer's reports to help. They wear many hats, especially in smaller community banks and credit unions. Here are several types of reports that provide vital information.

Compliance 195

Compliance Fraud Report Trends 195

Abrigo

APRIL 19, 2016

banks incorporate “responsible innovation” as they adapt quickly to these advances, but what exactly does that mean? In a recent whitepaper (download), the regulator outlined the general approach it will take as it evaluates innovative products, services and processes that OCC-regulated banks may offer or perform.

Innovation 150

Innovation Fintech Risk Management Community Bank 150

Abrigo

MARCH 6, 2015

Stress testing allow banks and credit unions to examine the portfolio, concentrations and specific borrower relationships to identify risk and make more informed capital planning and lending strategy decisions based on their individual results. ” Blog Bank'

Risk Management 150

Risk Management Capital Community Bank Regulation 150

Abrigo

SEPTEMBER 21, 2016

Across the banking industry a current strategic focus is loan growth – increasing the portfolio by both acquiring new customers and expanding services offered to existing customers. Particularly for community banks and credit unions , many of which find themselves in a very competitive environment, growing a loan portfolio can be challenging.

Software 150

Software System Risk Management Community Bank 150

Gonzobanker

FEBRUARY 11, 2021

These days, community banks and credit unions are mostly clear about where their IT dollars went over the past few years and where their institutions will spend their technology dollars in 2021 to achieve their priorities. Money: It’s a Hit.

Lending 128

Lending Fintech Technology System 128

Abrigo

NOVEMBER 9, 2022

You might also like this: "Beyond CECL: Stress testing, ALM, and financial planning" DOWNLOAD. Takeaway 1 10% of banks and credit unions have completed CECL adoption, according to Abrigo's CECL implementation survey. For community banks specifically, they’re already reserving for a lifetime of credit losses,” he said.

Survey 195

Survey Software Resources Meeting 195

Abrigo

APRIL 7, 2022

Community banks with small asset sizes might merge with other small institutions whose branches complement one another, and larger banks may acquire smaller ones whose services fit their offerings. Download this three-step AML checklist for mergers and acquisitions. Stay AML Compliant. keep me informed. Whitepaper.

Compliance 195

Compliance Policies Fraud Analysis 195

Jeff For Banks

DECEMBER 9, 2020

I visited the Task Force for Climate-related Financial disclosures website and downloaded their report to see what Superintendent Lacewell was talking about (see picture). But the report does suggest that financial institutions in their annual reports disclose all of the above, including how much lending they do to climate related industries.

Lending 78

Lending Regulation Community National 78

NCR

JUNE 30, 2016

Headquartered in Miami, TotalBank is a leading, full-service community bank offering personal and business banking, lending, and wealth management services. Based on best industry practices, Mobile Apps should be downloaded from a trusted and certified/signed App Store (e.g., Anything else you would like to share?

Miami 45

Miami Community Bank Mobile Community 45

Independent Banker

OCTOBER 29, 2014

Big-brand megabanks, the Visa and MasterCard networks, and big-box merchants had signed up to become partners with Apple’s universal retail smartphone app that uses Near Field Communication and tokenization technologies. So where do ballyhooed mobile banking and payments developments among the biggest players leave community banks?

Mobile 105

Mobile Community Bank Community Technology 105

Jeff For Banks

DECEMBER 28, 2023

I work for The Kafafian Group, a community bank consulting firm based in Bethlehem, Pennsylvania. Many of my readers might not know what my firm does, so I want to dedicate this post to the problems we help community bankers solve. And they can download anything they see within the portal for their own analysis and dashboards.

Groups 87

Groups Capital US Community 87

William Mills

JANUARY 25, 2018

Please download the full report [link]. Community Banks. Lending/Risk Technologies. The report includes industry research about what technology, solutions and services U.S. bankers will likely purchase this year. Talent Wars. Mobile Payments. Faster Payments. Fraud Prevention. Compliance. Branch Technologies.

Report 40

Report Technology Innovation Atlanta 40

Independent Banker

AUGUST 26, 2015

Legally and operationally, digital John Hancocks come of age in lending. Electronic signatures “absolutely” have helped PrivatePlus Mortgage expand its residential mortgage lending reach nationwide, says Lia Webster. Community banks and their customers don’t need to be concerned about the legality of digitally signed documents.

San Francisco 70

San Francisco Lending System Atlanta 70

CB Insights

FEBRUARY 20, 2020

Download the free report for all the details. Santander is expanding its existing relationship with nCino, deploying nCino’s bank operating system product to subsidiary Santander UK. Cloud-based digital lending platform Roostify has been integrating with some of the largest mortgage lenders. First name. Company name.

Fintech 80

Fintech US Lending Cards 80

Abrigo

SEPTEMBER 15, 2022

Bank monitoring in construction lending. The paper, “ Bank Monitoring with On-Site Inspections," will be presented later this month at the Community Banking in the 21st Century Research and Policy Conference. “As Bank construction lending: $403 billion. On-site inspections. CRE loans up.

Study 195

Study FDIC Lending Risk Management 195

William Mills

MAY 11, 2016

Demo: “Audit Smarter” – ask clients to download mobile app for security authentication. Can set-up link to bank accounts or drag and drop in statements from bank accounts. ^KT. Demo: In Instagram – Example dude sees an ad for sunglasses from a bank called Genius. He can just download an app and fill out code.

Video 40

Video Mobile social media Analytics 40

Abrigo

NOVEMBER 29, 2021

Takeaway 3 Community banks have seen less volatility in noninterest income, and many are still eyeing growth across the category. Financial institutions generate most of their income by lending and investment activities. Community banks target growth. Types of Noninterest Income. An important source of revenue.

Community Bank 195

Community Bank Community FDIC Trends 195

Abrigo

MARCH 13, 2023

Stress testing & deposit strategies in the spotlight The failure of Silicon Valley Bank offers other financial institutions the chance to reassess their approaches to and management of interest rate risk, liquidity risk, and credit risk. But we do know that this bank had a unique business practice.

Strategy 195

Strategy Lending Security Analysis 195

Abrigo

SEPTEMBER 14, 2022

Financial institutions, fintech companies, and other small business lenders will need to begin collecting a wide array of small business lending data under the Consumer Financial Protection Board’s (CFPB) proposed small business lending data collection rule. The proposed rule , unveiled Sept. Controversial Provisions.

Lending 195

Lending Data Regulation Community 195

Abrigo

MARCH 24, 2021

Growing loans, earnings are banks' top challenges in 2021. The top banking challenges in 2021 are growing loans and earnings, according to Independent Banker’s recent 2021 Community Bank CEO Outlook survey. Technology sets up future lending success. Pandemic-Induced Transformations. Optimize Technology.

Lending 221

Lending Technology Survey Examples 221

Abrigo

MARCH 17, 2022

But small banks and credit unions can benefit from the stress test scenarios, too. Takeaway 1 The 2022 stress test scenarios released by banking regulators for DFAST institutions can help smaller banks and credit unions analyze the potential impact of adverse outcomes. Download Infographic. Relevant Loss Rates.

Capital 195

Capital Regulation Risk Management Community 195