PYMNTS

OCTOBER 6, 2020

Of course, the pandemic has forced banks – like all businesses – to rethink their priorities and make adjustments to how they interface with customers. unveiled its next generation of operating software for ATMs, designed to integrate the now decades-old cash-dispensing machines into the digital age. On Monday (Oct. 5) NCR Corp.

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PYMNTS

JULY 3, 2020

As many teams within businesses big and small had continued to rely on paper and manual processes, AP operations were tasked with migrating to a work-from-home environment quickly. Of course, what the pandemic also proved is that future-proofing isn’t always entirely possible. ” Offering the Right Tools. .”

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South State Correspondent

DECEMBER 8, 2023

The need to reduce cost, the move to instant payments, and the need to deliver more unique products and services are all driving this effort at credit unions, community banks, and mid-sized banks. Increasing lifetime value was a common discussion with every bank. However, banks differed in how to get there.

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South State Correspondent

FEBRUARY 22, 2024

Banks consistently produce under their cost of capital. For example, at present, return on equity performance is about 12% for the average community bank. However, for the average bank, their cost of capital is between 9% and 14% depending on the bank’s equity liquidity with an average of 12.5%. Why is that?

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Independent Banker

JULY 29, 2016

These in-depth and timely professional development programs are designed exclusively for community bankers and led by nationally recognized industry experts who know the issues community banks grapple with. Each certification course is designed to prepare bank professionals to handle essential tasks and responsibilities.

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Minneapolis Community Bank Community San Antonio 70

Independent Banker

OCTOBER 31, 2022

Anderson bought F&M Bank in the early 1970s. Anderson celebrates 75 years in community banking this year. The chairman emeritus of F&M Bank offers us a glimpse of his life, his career and the lessons he’s learned along the way. Name: F&M Bank. Anderson, F&M Bank. The banking adventure begins.

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Jeff For Banks

JANUARY 27, 2011

I was at a strategic planning retreat a few weeks back where a colleague lauded the concept of bankers getting back to plain vanilla community banking. Valley National had an ROA in the fourth quarter of 1.08%. So will continuing to operate "as is" work infinitum? I hear and read this often. I doubt it. Take Apple, Inc.,

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Community Bank Community Apple National 71

Independent Banker

JULY 30, 2015

Lindsay LaNore is responsible for ICBA’s new Community Banker University. She leads a team that works to identify, develop and offer courses that meet community banks’ educational needs. Her role is to make certain that relevant education is provided in a responsive manner to all community bank members. “I

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Independent Banker

SEPTEMBER 21, 2015

imberly Anderson, senior vice president and chief administrative officer of Cañon National Bank in southern Colorado, became her community bank’s loan compliance officer in 2003. In early 2004, examiners visited her $253 million-asset bank, an experience that revealed a need—someone with a stronger compliance background.

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Independent Banker

FEBRUARY 24, 2016

Greg Steverson (left) successfully manages a $100 million institutional investment portfolio for Ledyard National Bank in Norwich, Vt. Mikella Newsom (middle) successfully manages a $325 million institutional investment portfolio for City Bank in Lubbock, Texas. Investment principles of top bank portfolio managers.

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Abrigo

MAY 5, 2022

It also examines how community banks are different than other types of financial institutions, along with strategies for optimal operations. Of course, there are numerous other excellent banking podcasts available that are worth a listen. Other podcasts of note to check out.

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Independent Banker

OCTOBER 29, 2014

And the great news, according to “American Millennials and Banking,” a major new study commissioned by ICBA, is that Bauhs and the 80 million other people in his generational cohort are prime potential customers for community banks. This is really the moment for community banks to show that they’re a fit for millennials.

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Independent Banker

AUGUST 27, 2015

Community National Bank & Trust of Texas. We have a very successful junior college, school district and hospital—the typical things that you would expect to see in a community. We manage charitable and personal trusts, IRAs and, of course, settle estates. We also don’t have a retail brokerage operation.

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Community Community Bank Texas US 70

Independent Banker

NOVEMBER 13, 2014

And the great news, according to “American Millennials and Banking,” a major new study commissioned by ICBA, is that Bauhs and the 80 million other people in his generational cohort are prime potential customers for community banks. This is really the moment for community banks to show that they’re a fit for millennials.

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Millennials Community Bank social media Community 87

Independent Banker

JANUARY 28, 2016

As in past years, community bankers will have a dynamic regulatory environment to contend with in 2016. Safety and soundness concerns will remain a prominent driver of that supervisory dynamic for community banks. What should community banks anticipate here? IB: What are their concerns? Thomas: That’s right.

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Community Bank Community Regulation Lending 70

NCR

MAY 26, 2016

Each year since 1963 the SBA has marshaled resources to observe National Small Business Week , billed as an “opportunity to highlight the impact of outstanding entrepreneurs, small business owners, and others” as they “grow small businesses, create 21st century jobs, drive innovation, and increase America’s global competitiveness.”

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social media Resources Innovation Course 53

Independent Banker

SEPTEMBER 30, 2021

In this feature, we’ll look at a number of ways you can continue to build trust—an especially crucial task as the pandemic continues, telecommuting persists and consumer banking practices evolve. But for most community banks, building a trustworthy brand isn’t a conscious effort. billion-asset community bank.

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Independent Banker

FEBRUARY 25, 2015

Community banks, which will continue to face a growing number of senior customers with everyday cash needs and built-up home equity, should explore this niche lending opportunity, two community bankers providing these specialty loans suggest. The bank closes 35 to 45 reverse mortgages each month. By Howard Schneider.

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Trends Community Lending Community Bank 70

Independent Banker

JUNE 30, 2022

The Peoples Bank helped the Jones family of Legacy Dairy in Hiseville, Ky., From left, Ally Jones; bank chairman, president and CEO Terry L. Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. The bank provides crop insurance to farmers in 11 states.

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Community Bank Community National Philadelphia 172

Gonzobanker

DECEMBER 19, 2017

THE BANKING AWARDS. Rainbolt has quietly built a community bank in the past 20 years that is closing in on $2 billion of market cap. GonzoBanker of the Year – Large Banks. Credit Union Merger of the Year – Goes to Lake Michigan Credit Union and its CEO Sandy Jelinski for acquiring Florida-based community bank Encore.

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South State Correspondent

MAY 9, 2023

Over the last ten years, banks have reduced the differences in deposit rates between different areas, and now with the rise of technology and more national bank platforms, we see less and less geographical sensitivity to rates. This trend will continue until there is little arbitrage banks can extract over geographies.

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South State Correspondent

OCTOBER 25, 2023

The Cost of Checking Of course, as checks decline, the incremental cost increases. Take the direct and indirect cost to manage a check from the banking perspective and divide that by the total number of checks per year as detailed above, and you have the graphic below detailing the recent history of a cost per check.

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Fraud ATM Payments Management 195

South State Correspondent

JULY 25, 2022

In the last two months, the messaging points for banks have shifted from one of prosperity to one of cautious growth and optimism layered with some contingency planning. Providing a narrative around your “fortress balance sheet,” ever-more-efficient operations, and defensive vision is now critical. General Performance.

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Independent Banker

NOVEMBER 24, 2014

“I love being around people, and people are what community banking is all about.” Shirley Nelson, Summit Bank. Overcoming various long odds over the years, Shirley Nelson launched and then grew a thriving California community bank. National Award Recipient. Shirley Nelson , Summit Bank.

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Gonzobanker

DECEMBER 20, 2019

. ————————————————————————— The ‘En Vogue’ Trend of the Year – Credit unions buying community banks. Accounts that maintain an average balance of at least $10,000 get paid higher rates.

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Idaho Conference Data Marketing 148

PYMNTS

JULY 15, 2016

Small community banks may not have the ample resources that Wells Fargo or Bank of America have to develop high-tech, experimental solutions internally. At least, Seacoast Bank VP and Digital Project Manager Jeff Lee and CEO Denny Hudson believe so. ” Florida-based Seacoast Bank has $3.5

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NCR

OCTOBER 28, 2016

That was an early appearance for this topic on a national stage, and it hasn’t let up since. While mega-corporations such as Sallie Mae and Wells Fargo dominate the market, there’s now a variety of fintech competitors and their technologies available to help smaller and community banks compete with conglomerates.

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Community Bank San Francisco Community National 40

NCR

OCTOBER 7, 2016

That was an early appearance for this topic on a national stage, and it hasn’t let up since. While mega-corporations such as Sallie Mae and Wells Fargo dominate the market, there’s now a variety of fintech competitors and their technologies available to help smaller and community banks compete with conglomerates.

Community Bank 40

Community Bank San Francisco Community National 40

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Acquisition of the Year – Guaranty Bank and Trust Company in Colorado for its acquisition of Home State Bank. From Hancock Bank’s Jennifer Wilson at FIS Connect. Vendor: “Yes, of course.”.

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Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Acquisition of the Year – Guaranty Bank and Trust Company in Colorado for its acquisition of Home State Bank. From Hancock Bank’s Jennifer Wilson at FIS Connect. Vendor: “Yes, of course.”.

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Utah System Community Marketing 60

Lex Sokolin

DECEMBER 23, 2020

As an aside from on the big tech world, we could say that open source operating systems (Android / Linux) disintermediate closed source operating systems (Microsoft). The above is of course caricature and allegory. But let’s replace the word Microsoft with Wall Street, or banks, or generally the reserve status of the US dollar.

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Regulation US System Operations 52

Lex Sokolin

DECEMBER 23, 2020

As an aside from on the big tech world, we could say that open source operating systems (Android / Linux) disintermediate closed source operating systems (Microsoft). The above is of course caricature and allegory. But let’s replace the word Microsoft with Wall Street, or banks, or generally the reserve status of the US dollar.

Regulation 52

Regulation US System Operations 52